ZipRecruiter

Log In

1

In Merchant Services Jobs (NOW HIRING)

Hilltop Holdings

Merchant Services Officer

Lubbock, TX · On-site

The Merchant Services Officer is responsible for the development of new merchant services business ... Maintains proficiency in the changing environment of payment processing in order to set-up ...

next page

Showing results 1-20

All JobsIn Merchant Services Jobs

In Merchant Services information

See salary details

$37K

$106.6K

$133.5K

How much do in merchant services jobs pay per year?

As of Jul 21, 2026, the average yearly pay for in merchant services in the United States is $106,601.00, according to ZipRecruiter salary data. Most workers in this role earn between $98,500.00 and $116,500.00 per year, depending on experience, location, and employer.

What is the difference between In Merchant Services vs Payment Processor?

AspectIn Merchant ServicesPayment Processor
CredentialsSales certifications, industry knowledgeTechnical certifications, compliance standards
Work EnvironmentSales, client consulting, account managementTechnical support, system integration, transaction processing
Employer & Industry UsageMerchant service providers, financial institutionsPayment gateway companies, banks, financial tech firms
Search & Comparison IntentUnderstanding sales roles, service offeringsTechnical functions, processing capabilities

In Merchant Services primarily involves selling and managing merchant accounts, focusing on client relationships and service solutions. Payment Processors handle the technical aspects of transaction processing, ensuring secure and efficient payment flows. While both roles are integral to payment solutions, In Merchant Services emphasizes client engagement, whereas Payment Processors focus on technical processing functions.

What are the key skills and qualifications needed to thrive in Merchant Services, and why are they important?

To thrive in Merchant Services, you need a strong understanding of payment processing, sales strategies, and financial products, often supported by experience in banking or financial services. Familiarity with point-of-sale (POS) systems, payment gateways, and compliance standards like PCI DSS is typically required. Excellent communication, problem-solving skills, and relationship-building abilities set top performers apart. These skills are crucial for effectively supporting merchants, ensuring secure transactions, and driving business growth in a competitive marketplace.

What are some common challenges faced by professionals working in merchant services, and how can they be addressed?

Professionals in merchant services often encounter challenges such as staying updated with rapidly evolving payment technologies, navigating complex compliance requirements, and managing diverse client needs. To address these, it's important to engage in ongoing training, collaborate closely with compliance teams, and maintain clear communication with merchants to tailor solutions effectively. Building strong relationships with both clients and internal teams also helps in proactively resolving issues and ensuring smooth transaction processing.

What jobs pay 4000 a week without a degree?

In merchant services, high-earning roles such as sales managers or independent sales agents can earn around $4,000 weekly through commissions and performance-based pay. These positions often require strong communication skills, industry knowledge, and the ability to build client relationships, with some roles offering flexible schedules and minimal formal education requirements.

What are merchant services?

Merchant services refer to a broad category of financial services designed for businesses to accept and process payments, primarily through credit and debit cards. These services typically include payment processing, point-of-sale solutions, online payment gateways, and support for mobile payments. Merchant services providers help businesses securely manage customer transactions, handle payment authorizations, and ensure funds are deposited into business accounts. Reliable merchant services are essential for companies of all sizes to facilitate smooth and secure payment experiences for their customers.

What type of job is a merchant?

A merchant in the context of merchant services typically refers to a business or individual that sells goods or services and uses payment processing systems to accept electronic payments. Jobs related to merchant services often involve sales, customer support, technical support, or account management for payment processing solutions like credit card terminals and online payment platforms.

What jobs pay 250 an hour?

In Merchant Services, high-paying roles such as senior sales executives, payment consultants, or financial advisors can earn around $250 an hour, especially with extensive experience, certifications, and a strong client base. These positions often require specialized knowledge of payment processing, sales skills, and industry regulations.

What does a merchant service do?

A merchant service professional helps businesses process electronic payments, such as credit and debit card transactions. They often work with payment processing systems, ensure secure transactions, and may provide customer support or technical assistance related to payment solutions.
More about In Merchant Services jobs
What cities are hiring for In Merchant Services jobs? Cities with the most In Merchant Services job openings:
What states have the most In Merchant Services jobs? States with the most job openings for In Merchant Services jobs include:
What job categories do people searching In Merchant Services jobs look for? The top searched job categories for In Merchant Services jobs are:
In Merchant Services jobs near you
Infographic showing various In Merchant Services job openings in the United States as of July 2026, with employment types broken down into 1% As Needed, 74% Full Time, 20% Part Time, and 5% Contract. Highlights an 94% Physical, 1% Hybrid, and 5% Remote job distribution, with an average salary of $106,601 per year, or $51.3 per hour.
Merchant Services Associate

Merchant Services Associate

Nicolet National Bank

Iowa City, IA • On-site

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 21 days ago

Nicolet National Bank rating

8.4

Company rating: 8.4 out of 10

Based on 11 frontline employees who took The Breakroom Quiz

34th of 149 rated banks

Job description

At Nicolet National Bank, our culture is based on the principles of community banking, putting the needs of our customers at the forefront of our decision-making. Our Core Values drive everything we do, and we are committed to serving our customers with excellence. We believe that every job in our organization is critical to our success, and we are dedicated to creating a work environment where our employees feel valued, respected, and supported. With locations in Wisconsin, Michigan, Minnesota, Iowa, Colorado, and Florida we are proud to service our local communities and make a positive impact on the lives of our customers. At Nicolet National Bank, we believe that our people are our most valuable asset, and we are committed to investing in their growth and development.
The Merchant Services Associate is responsible for supporting the delivery, onboarding, service, and growth of merchant services. The role partners with Treasury Management, Commercial Banking, and Retail Banking team members to support client needs, assist with prospecting and relationship development activities, coordinate implementation, and provide a high level of client service. The Merchant Services Associate helps support growth of the Bank's merchant card services portfolio while developing the consultative, sales, product, and relationship management skills needed to progress into a Merchant Services Consultant role.
As a Merchant Services Associate, you will:
  • Partner with Treasury Management, Commercial Banking, and Retail Banking team members to identify merchant services opportunities.
  • Lead client meetings, discovery conversations, needs assessments, relationship calls, follow-up activities, and service discussions to help recommend appropriate card processing, payment acceptance, and point-of-sale solutions to support merchant services growth, retention, and a strong client experience.
  • Support growth of the Bank's merchant services portfolio by prospecting, client follow-up, banker referrals, and relationship development activities.
  • Partner with the Merchant Services Admin to prepare pricing, proposals, applications, and sales presentation materials.
  • Partner with the Merchant Services Admin to coordinate onboarding, installation, training, and implementation activities for credit/debit card processing, terminals, point-of-sale equipment, and related merchant solutions.
  • Provide responsive customer service by resolving merchant service issues in partnership with the Merchant Services Admin, vendors, or internal partners, and ensuring timely follow-up through resolution.
  • Support portfolio maintenance, merchant retention activities, and relationship support in partnership with the Merchant Services Admin to strengthen the client experience and deepen existing relationships.
  • Remain knowledgeable and up to date on merchant services, bankcard products, payment acceptance solutions, e-commerce, industry changes, and the overall business environment.
  • Uphold Nicolet's philosophy and policies by maintaining appropriate controls to ensure full compliance with applicable laws and regulations, thereby fulfilling legal responsibilities and enhancing the quality of services provided by Nicolet.
  • Understand and communicate the value of diversity within the workplace and to work successfully with others without regard to age, gender, race, sexual orientation, ethnicity, culture, religion, disability status, socioeconomic status or other non-job-related classification, including a commitment to Nicolet's policies on equal employment opportunities and non-discrimination with a willingness to pursue efforts of inclusion and respect toward different perspectives.
  • Performs all other duties as assigned.

Qualifications:
  • Associate's or bachelor's degree in Business Administration, Finance, or related field preferred; or related work experience.
  • Prior experience in customer service, retail banking, commercial banking, treasury management, operations, credit, collections, or merchant services preferred.
  • Prior sales experience in merchant services, financial services, or business-to-business client support preferred.
  • Knowledge of bankcard principles, terminals, Visa/Mastercard products and services, point-of-sale solutions, or payment processing preferred.
  • Working knowledge of Microsoft Office, including Excel, Word, Outlook, and PowerPoint.
  • Ability to maintain strict confidentiality.
  • Strong organization, attention to detail, and follow-through.
  • Good verbal and written communication skills, with the ability to interact professionally with clients, bankers, vendors, and internal partners.
  • Interpersonal and relationship-building skills with a client service mindset.
  • Ability to work independently with appropriate guidance while managing multiple priorities and meeting deadlines.
  • Collaborative team player with the ability to partner across Treasury Management, Commercial Banking, Retail Banking, branch teams, vendors, and operations partners.
  • Ability to listen, identify client needs, understand the merchant services and Treasury Management structure of commercial and retail clients, and support consultative recommendations for payment acceptance solutions.
  • Basic knowledge of retail banking, commercial banking, treasury management, payment processing, or merchant services products preferred.
  • Motivated to learn, grow, and develop toward expanded merchant services sales and consulting responsibilities.

Benefits:
  • Medical, Dental, Vision, & Life Insurance
  • 401(k) with a company match
  • PTO & 11 1/2 Paid Holidays

The above statements are intended to describe the general nature and level of work being performed. They are not intended to be construed as an exhaustive list of all responsibilities and skills required for the position.
Equal Opportunity Employer/Veterans/Disabled

What Nicolet National Bank employees say

Pay

Benefits

Hours and flexibility

Workplace

Get the full story on Breakroom

Apply