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Credit Card Merchant Services Jobs (NOW HIRING)

Bank Iowa

Credit Card Specialist

West Des Moines, IA · On-site

Provides friendly, quality client service and treats clients with respect and dignity, either in person or on the phone. Core Responsibilities * Manage daily credit card operations for both consumer ...

Bank Iowa

Credit Card Specialist

West Des Moines, IA · On-site

Provides friendly, quality client service and treats clients with respect and dignity, either in person or on the phone. Core Responsibilities * Manage daily credit card operations for both consumer ...

BANK IOWA

Credit Card Specialist

West Des Moines, IA · On-site

Provides friendly, quality client service and treats clients with respect and dignity, either in person or on the phone. Core Responsibilities * Manage daily credit card operations for both consumer ...

BANK IOWA

Credit Card Specialist

West Des Moines, IA · On-site

Provides friendly, quality client service and treats clients with respect and dignity, either in person or on the phone. Core Responsibilities * Manage daily credit card operations for both consumer ...

Hirekeyz Inc

Credit Card SME

Berkeley Heights, NJ · On-site

Working knowledge of how credit card issuer lifecycle works for business / merchant, financial institutes * Good to have knowledge of BIAN methodology & standards Soft skill * Collaborate with ...

Firstnational

Director, FNBO Card & Merchant

Omaha, NE · On-site

Drive awareness and education of Commercial Card and Merchant Services products and solutions to ... Knowledge of applicable credit card Networks rules and regulations. * Demonstrated ability to lead ...

Scheels

Credit Card Specialist

Eden Prairie, MN · On-site

$17/hr

Execute Card Member Appreciation Days or other special promotions at a high level according to ... Excellent communication and customer service skills (both written and verbal) as well as ...

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All JobsCredit Card Merchant Services Jobs

Credit Card Merchant Services information

See salary details

$11K

$46.5K

How much do credit card merchant services jobs pay per year?

As of Aug 3, 2026, the average yearly pay for credit card merchant services in the United States is $45,000.00, according to ZipRecruiter salary data. Most workers in this role earn between $45,000.00 and $45,000.00 per year, depending on experience, location, and employer.

What is the difference between Credit Card Merchant Services vs Credit Card Processing Specialist?

AspectCredit Card Merchant ServicesCredit Card Processing Specialist
CredentialsBusiness credentials, sales experienceTechnical certifications, payment industry knowledge
Work EnvironmentSales, client consulting, account managementTechnical support, system setup, troubleshooting
Industry UsageFinancial services, merchant accountsPayment processing companies, banks
Search IntentBusiness solutions, merchant account setupTechnical support, system integration

While both roles relate to credit card transactions, Credit Card Merchant Services focuses on selling and managing merchant accounts for businesses, whereas Credit Card Processing Specialists handle the technical aspects of payment systems and processing setups. Understanding these differences helps businesses find the right service provider or technical support for their needs.

What are some common challenges faced by professionals in Credit Card Merchant Services, and how can they be addressed?

Professionals in Credit Card Merchant Services often encounter challenges such as staying updated with rapidly changing payment technologies, ensuring compliance with industry regulations like PCI DSS, and handling complex client onboarding processes. Successfully navigating these issues requires continual learning, strong attention to detail, and effective communication with both merchants and internal teams. Building strong relationships with clients and collaborating closely with technical support and risk management departments can also help address these challenges proactively.

What are credit card merchant services?

Credit card merchant services are financial services that enable businesses to accept payments via credit and debit cards. These services typically include the provision of payment processing equipment, secure transaction handling, and gateway solutions for both in-person and online sales. Merchant service providers act as intermediaries between businesses, card networks, and banks to ensure payments are processed quickly and securely. Having merchant services allows businesses to offer more payment options to their customers, improve cash flow, and increase sales.

What are the key skills and qualifications needed to thrive in Credit Card Merchant Services, and why are they important?

To thrive in Credit Card Merchant Services, strong analytical skills, knowledge of payment processing, and a background in finance or business are essential. Familiarity with point-of-sale (POS) systems, payment gateways, compliance standards like PCI DSS, and relevant certifications such as ETA CPP is highly beneficial. Excellent communication, problem-solving abilities, and customer service orientation help professionals build lasting client relationships and address merchant needs effectively. These skills and qualifications ensure secure, efficient transactions and foster trust between merchants and service providers in a competitive industry.
More about Credit Card Merchant Services jobs
What cities are hiring for Credit Card Merchant Services jobs? Cities with the most Credit Card Merchant Services job openings:
What states have the most Credit Card Merchant Services jobs? States with the most job openings for Credit Card Merchant Services jobs include:
What job categories do people searching Credit Card Merchant Services jobs look for? The top searched job categories for Credit Card Merchant Services jobs are:
Credit Card Merchant Services jobs near you
Infographic showing various Credit Card Merchant Services job openings in the United States as of July 2026, with employment types broken down into 1% As Needed, 85% Full Time, 13% Part Time, and 1% Contract. Highlights an 98% Physical, 1% Hybrid, and 1% Remote job distribution, with an average salary of $45,000 per year, or $21.6 per hour.

Enterprise Merchant Credit Analyst

North American Bancard

Remote

$75K - $97K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 7 days ago

Job description

Enterprise Merchant Credit Analyst
North - Remote
This role requires strong financial analysis experience with merchants in the Payments or Commercial Banking industry.
North and our family of companies are committed to making it as easy as possible for businesses to grow through innovations in credit card processing, ecommerce, mobile payments and more. Our mission is to be the easiest payments company to do business with, bar none.
The Enterprise Merchant Credit Analyst role underwrites and reviews merchant applications for credit card payment processing, providing additional layers of review and dissection to find approval solutions and drive increased submission volumes. This role requires strong financial analysis experience.
What you'll do:
  • Underwrite and review new merchant submissions, auto approved submissions, and graduated underwriting submissions for merchant credit card payment processing service, submitted by sales partners and merchants to NAB.
  • Make verbal and written recommendations to management consistent with NAB's risk appetite.
  • Provide all sales partners with a communication channel via phone support as well as an additional layer of review and discretion to find a solution for accounts that have been pended, declined, or withdrawn.
  • Conduct financial analysis to provide detailed recommendations, discussion papers, and creative risk mitigation strategies, and provide solution focused reviews for high risk, restricted, and prohibited merchant submissions.
  • Help train and develop team members, and provide guidance to lower-level team members on a day to day basis.
  • Regularly handle high risk/high volume accounts, and analyze a wide variety of applicants and business types in multiple credit card processing environments, including both card present and non-card present applicants.

What we need from you:
  • Bachelor's Degree in Business, Finance, Accounting (or equivalent work experience).
  • Minimum five (5) years of commercial underwriting experience or commercial risk mitigation experience in the bank card/merchant payment processing industry.
  • 2 Years of financial analysis experience with writing assessments.
  • Must be comfortable and confident in handling a position of authority when making underwriting decisions, as well as executing accurate judgment in regards to interactions with Sales Partners and merchants over the phone and through email.
  • Ability to adapt priorities for peak periods to ensure consistency of service levels for sales partners and merchants.
  • Ability to work a flexible work schedule in support of departmental needs.

How to stand out (Preferred):
  • CPA Credentials
  • CPP Credential
  • 2 Years of Sales Relationship Management Experience

Salary Range: $75,000-$97,000
Pay within this range varies by work location and on job-related knowledge, skills, and experience. We look forward to discussing your salary expectations and our full total rewards offerings throughout the interview process.
What we offer:
We offer a comprehensive benefits package that enables our teams to live a life well lived, both personally and professionally. Some of our perks include:
  • Medical, Dental, & Vision Coverage
  • Flexible Paid Time Off
  • 401(k) + Match
  • Mental Health Support & Well-Being Program
  • Paid Maternity & Paternity Leave
  • Education Assistance
  • Company-funded Lifestyle Spending Account

Please note: North is a US based company and this role is not eligible for current or future sponsorship.
Let's go North, together.
Join our mission to build the largest suite of credit card processing and merchant services. It's one simple payment platform backed by the most diverse payment companies. From credit card processing to back-office management, North points the way to smarter, faster, and just plain better payment solutions.
Who we are:
North, and our family of companies, are committed to helping entrepreneurs grow their businesses. As an end-to-end payment solutions company, we provide everything business owners need to get paid, whether they serve customers in a physical storefront, online, or both. We pride ourselves on being large enough to offer customized solutions to our enterprise-level clients while remaining agile enough to take an award-winning, hands-on approach to personal service that our merchants won't find anywhere else.
Let's go North, together! Our most important resource is our people. Join our diverse team of innovators and do-ers and make your mark on the future of payments technology. We're proud to offer benefits that help our team members further their overall well-being through unique initiatives that are both personally and professionally fulfilling.
At North, we celebrate diversity and create an inclusive environment for everyone. We are an equal opportunity employer.
To learn more about North, and our family of companies, visit our website: north.com

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