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Credit Card Merchant Sales Jobs (NOW HIRING)

Hirekeyz Inc

Credit Card SME

Berkeley Heights, NJ · On-site

Working knowledge of how credit card issuer lifecycle works for business / merchant, financial institutes * Good to have knowledge of BIAN methodology & standards Soft skill * Collaborate with ...

Paydora Pay

Credit Card Specialist

Philadelphia, PA · On-site

$70K - $150K/yr

... our sales professionals the opportunity to build LIFETIME recurring residual income . Instead of earning only a one-time commission, every merchant you help can generate monthly residual income ...

Pmforigin

About Premium Merchant Funding At Premium Merchant Funding, we specialize in providing innovative ... This role goes far beyond standard sales. You'll have the opportunity to help build and shape the ...

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Credit Card Merchant Sales information

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$10

$26

$57

How much do credit card merchant sales jobs pay per hour?

As of Sep 15, 2026, the average hourly pay for credit card merchant sales in the United States is $26.37, according to ZipRecruiter salary data. Most workers in this role earn between $16.83 and $30.29 per hour, depending on experience, location, and employer.

What is a credit card merchant sales representative?

Credit Card Merchant Sales refers to the process of selling credit card processing services and solutions to businesses, also known as merchants. Professionals in this field work with companies to set up systems that allow them to accept credit and debit card payments from customers. They often advise on payment technology, help businesses find the best rates, and provide ongoing support for payment processing needs. The role typically involves prospecting clients, negotiating contracts, and maintaining long-term business relationships.

What skills and qualifications are needed to thrive as a credit card merchant sales representative?

To thrive as a Credit Card Merchant Sales Representative, you need strong sales acumen, knowledge of payment processing solutions, and typically a background in business or finance. Familiarity with CRM software, point-of-sale (POS) systems, and sometimes industry certifications like ETA CPP are highly valuable. Outstanding interpersonal skills, persuasive communication, and resilience are crucial for building client relationships and handling objections. These skills ensure effective acquisition and retention of merchant clients, driving revenue and fostering long-term partnerships.

What are common challenges faced by credit card merchant sales representatives, and how can they be overcome?

Credit Card Merchant Sales representatives often encounter challenges such as intense competition, meeting ambitious sales targets, and addressing the diverse needs of various business clients. Overcoming these challenges involves staying informed about the latest payment technologies, building strong relationships with merchants, and tailoring solutions to fit each client's unique business model. Additionally, successful representatives proactively seek feedback, regularly update their product knowledge, and collaborate with technical and support teams to offer seamless onboarding and ongoing service.

What is the difference between Credit Card Merchant Sales vs Credit Card Processing Specialist?

AspectCredit Card Merchant SalesCredit Card Processing Specialist
CredentialsSales experience, knowledge of payment systemsTechnical knowledge, certifications in payment processing
Work EnvironmentSales offices, client meetings, trade showsTechnical support centers, client sites, remote troubleshooting
Employer & IndustryPayment service providers, merchant acquiring companiesPayment processors, financial institutions, tech firms
Search & Comparison IntentUnderstanding sales roles in payment industryTechnical aspects of payment processing systems

While both roles are involved in the payment industry, Credit Card Merchant Sales focuses on selling payment solutions to merchants, whereas Credit Card Processing Specialists handle the technical setup and support of payment processing systems. The roles complement each other but require different skill sets and focus areas.

How do credit card merchant sales make money?

Credit card merchant sales make money primarily through interchange fees, which are a percentage of each transaction paid by the merchant's bank to the card issuer. Additionally, merchants may pay processing fees to payment processors and sometimes incur chargeback fees, all of which contribute to the revenue generated from merchant sales activities.

Is selling credit card merchant sales a good job?

Credit card merchant sales involves selling payment processing services to businesses, often requiring strong sales skills and knowledge of merchant accounts. It can offer commission-based income and opportunities for career growth, but success depends on individual performance and market demand.
More about Credit Card Merchant Sales jobs

What are the most commonly searched types of Credit Card Merchant Sales jobs?

The most popular types of Credit Card Merchant Sales jobs are:

What are popular job titles for Credit Card Merchant Sales?

Popular job titles for Credit Card Merchant Sales:

Infographic showing various Credit Card Merchant Sales job openings in the United States as of September 2026, with employment types broken down into 80% Full Time, 19% Part Time, and 1% Contract. Highlights an 76% Physical, 1% Hybrid, and 23% Remote job distribution, with an average salary of $54,848 per year, or $26.4 per hour.

Enterprise Merchant Credit Analyst

Remote

North American Bancard
See more jobs at North American Bancardexternal

$75K - $97K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 20 days ago

Job description

Enterprise Merchant Credit Analyst
North - Remote
This role requires strong financial analysis experience with merchants in the Payments or Commercial Banking industry.
North and our family of companies are committed to making it as easy as possible for businesses to grow through innovations in credit card processing, ecommerce, mobile payments and more. Our mission is to be the easiest payments company to do business with, bar none.
The Enterprise Merchant Credit Analyst role underwrites and reviews merchant applications for credit card payment processing, providing additional layers of review and dissection to find approval solutions and drive increased submission volumes. This role requires strong financial analysis experience.
What you'll do:
  • Underwrite and review new merchant submissions, auto approved submissions, and graduated underwriting submissions for merchant credit card payment processing service, submitted by sales partners and merchants to NAB.
  • Make verbal and written recommendations to management consistent with NAB's risk appetite.
  • Provide all sales partners with a communication channel via phone support as well as an additional layer of review and discretion to find a solution for accounts that have been pended, declined, or withdrawn.
  • Conduct financial analysis to provide detailed recommendations, discussion papers, and creative risk mitigation strategies, and provide solution focused reviews for high risk, restricted, and prohibited merchant submissions.
  • Help train and develop team members, and provide guidance to lower-level team members on a day to day basis.
  • Regularly handle high risk/high volume accounts, and analyze a wide variety of applicants and business types in multiple credit card processing environments, including both card present and non-card present applicants.

What we need from you:
  • Bachelor's Degree in Business, Finance, Accounting (or equivalent work experience).
  • Minimum five (5) years of commercial underwriting experience or commercial risk mitigation experience in the bank card/merchant payment processing industry.
  • 2 Years of financial analysis experience with writing assessments.
  • Must be comfortable and confident in handling a position of authority when making underwriting decisions, as well as executing accurate judgment in regards to interactions with Sales Partners and merchants over the phone and through email.
  • Ability to adapt priorities for peak periods to ensure consistency of service levels for sales partners and merchants.
  • Ability to work a flexible work schedule in support of departmental needs.

How to stand out (Preferred):
  • CPA Credentials
  • CPP Credential
  • 2 Years of Sales Relationship Management Experience

Salary Range: $75,000-$97,000
Pay within this range varies by work location and on job-related knowledge, skills, and experience. We look forward to discussing your salary expectations and our full total rewards offerings throughout the interview process.
What we offer:
We offer a comprehensive benefits package that enables our teams to live a life well lived, both personally and professionally. Some of our perks include:
  • Medical, Dental, & Vision Coverage
  • Flexible Paid Time Off
  • 401(k) + Match
  • Mental Health Support & Well-Being Program
  • Paid Maternity & Paternity Leave
  • Education Assistance
  • Company-funded Lifestyle Spending Account

Please note: North is a US based company and this role is not eligible for current or future sponsorship.
Let's go North, together.
Join our mission to build the largest suite of credit card processing and merchant services. It's one simple payment platform backed by the most diverse payment companies. From credit card processing to back-office management, North points the way to smarter, faster, and just plain better payment solutions.
Who we are:
North, and our family of companies, are committed to helping entrepreneurs grow their businesses. As an end-to-end payment solutions company, we provide everything business owners need to get paid, whether they serve customers in a physical storefront, online, or both. We pride ourselves on being large enough to offer customized solutions to our enterprise-level clients while remaining agile enough to take an award-winning, hands-on approach to personal service that our merchants won't find anywhere else.
Let's go North, together! Our most important resource is our people. Join our diverse team of innovators and do-ers and make your mark on the future of payments technology. We're proud to offer benefits that help our team members further their overall well-being through unique initiatives that are both personally and professionally fulfilling.
At North, we celebrate diversity and create an inclusive environment for everyone. We are an equal opportunity employer.
To learn more about North, and our family of companies, visit our website: north.com

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