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Independent Contractor Credit Card Merchant Sales Jobs

Hirekeyz Inc

Credit Card SME

Berkeley Heights, NJ · On-site

Working knowledge of how credit card issuer lifecycle works for business / merchant, financial ... Ability to work independently or within a team * Manage day-to-day challenges and communicate ...

VIP Staffing

Credit Card Clerk

New Braunfels, TX · On-site

$18.75/hr

Credit Assistant responsibilities include data entry, contacting customers, sales team regarding ... contractors and owners. * Completes high volume incoming credit calls and collection calls.

Posted today

Keybank

Merchant Sales Advisor

Columbus, OH · Hybrid

$48K - $72K/yr

Location: 88 East Broad Street, Columbus Ohio Job Summary The Merchant Sales Advisor serves as an ... credit card, check processing, gift cards, ACH, and the corresponding hardware and software ...

Keybank

Merchant Sales Advisor

Gahanna, OH · Hybrid

$48K - $72K/yr

Location: 186 Granville Street, Gahanna Ohio Job Summary The Merchant Sales Advisor serves as an ... credit card, check processing, gift cards, ACH, and the corresponding hardware and software ...

KeyBank

Merchant Sales Advisor

Cleveland, OH · On-site

$48K - $72K/yr

Location: 3110 West 117th Street, Cleveland Ohio Job Summary The Merchant Sales Advisor serves as ... credit card, check processing, gift cards, ACH, and the corresponding hardware and software ...

Keybank

Merchant Sales Advisor

Carmel, IN · Hybrid

$48K - $72K/yr

Location: 501 E Carmel Drive, Carmel Indiana Job Summary The Merchant Sales Advisor serves as an ... credit card, check processing, gift cards, ACH, and the corresponding hardware and software ...

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All JobsIndependent Contractor Credit Card Merchant Sales Jobs

Independent Contractor Credit Card Merchant Sales information

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$31K

$100.6K

$165K

How much do independent contractor credit card merchant sales jobs pay per year?

As of Jul 31, 2026, the average yearly pay for independent contractor credit card merchant sales in the United States is $100,576.00, according to ZipRecruiter salary data. Most workers in this role earn between $77,000.00 and $118,000.00 per year, depending on experience, location, and employer.

What are some common challenges faced by Independent Contractor Credit Card Merchant Sales professionals, and how can they be managed?

Independent Contractor Credit Card Merchant Sales professionals often face challenges such as building a reliable client base, managing fluctuating income, and staying up to date with the latest payment processing technologies. Success in this role typically requires strong self-motivation, effective networking, and continuous learning about industry trends and regulations. Proactively seeking referrals, leveraging professional networks, and participating in ongoing product training can help overcome these challenges and lead to long-term success.

What are the key skills and qualifications needed to thrive as an Independent Contractor Credit Card Merchant Sales professional, and why are they important?

To thrive as an Independent Contractor Credit Card Merchant Sales professional, you need strong sales acumen, knowledge of payment processing, and experience in business development, often supported by a background in finance or sales. Familiarity with CRM software, POS systems, and payment gateway platforms is typically required. Exceptional interpersonal skills, self-motivation, and persuasive communication set top performers apart in this role. These capabilities are crucial for building client relationships, closing deals, and maintaining a competitive edge in a rapidly evolving industry.

What is the difference between Independent Contractor Credit Card Merchant Sales vs Independent Contractor Credit Card Merchant Sales?

AspectIndependent Contractor Credit Card Merchant Sales

Both roles involve selling credit card processing services as independent contractors, requiring sales skills, industry knowledge, and certifications like payment industry training. They typically work in similar environments, such as direct sales or broker channels, and serve merchants needing payment solutions. The main difference lies in specific job focus or employer context, but generally, they are the same role with different terminology.

What is an Independent Contractor Credit Card Merchant Sales representative?

An Independent Contractor Credit Card Merchant Sales representative is a self-employed individual who partners with payment processing companies or banks to sell credit card processing services to businesses. Instead of being a direct employee, they typically work on commission, earning income based on the sales or accounts they generate. Their main duties include prospecting new clients, explaining credit card processing solutions, assisting businesses with setup, and providing ongoing support. This role offers flexibility but requires strong sales skills and the ability to manage client relationships independently.
More about Independent Contractor Credit Card Merchant Sales jobs
What cities are hiring for Independent Contractor Credit Card Merchant Sales jobs? Cities with the most Independent Contractor Credit Card Merchant Sales job openings:
What are the most commonly searched types of Credit Card Merchant Sales jobs? The most popular types of Credit Card Merchant Sales jobs are:
What states have the most Independent Contractor Credit Card Merchant Sales jobs? States with the most job openings for Independent Contractor Credit Card Merchant Sales jobs include:
What job categories do people searching Independent Contractor Credit Card Merchant Sales jobs look for? The top searched job categories for Independent Contractor Credit Card Merchant Sales jobs are:
Independent Contractor Credit Card Merchant Sales jobs near you
Infographic showing various Independent Contractor Credit Card Merchant Sales job openings in the United States as of July 2026, with employment types broken down into 73% Full Time, 16% Part Time, and 11% Contract. Highlights an 79% In-person, and 21% Remote job distribution, with an average salary of $100,576 per year, or $48.4 per hour.

Enterprise Merchant Credit Analyst

North American Bancard

Remote

$75K - $97K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 4 days ago

Job description

Enterprise Merchant Credit Analyst
North - Remote
This role requires strong financial analysis experience with merchants in the Payments or Commercial Banking industry.
North and our family of companies are committed to making it as easy as possible for businesses to grow through innovations in credit card processing, ecommerce, mobile payments and more. Our mission is to be the easiest payments company to do business with, bar none.
The Enterprise Merchant Credit Analyst role underwrites and reviews merchant applications for credit card payment processing, providing additional layers of review and dissection to find approval solutions and drive increased submission volumes. This role requires strong financial analysis experience.
What you'll do:
  • Underwrite and review new merchant submissions, auto approved submissions, and graduated underwriting submissions for merchant credit card payment processing service, submitted by sales partners and merchants to NAB.
  • Make verbal and written recommendations to management consistent with NAB's risk appetite.
  • Provide all sales partners with a communication channel via phone support as well as an additional layer of review and discretion to find a solution for accounts that have been pended, declined, or withdrawn.
  • Conduct financial analysis to provide detailed recommendations, discussion papers, and creative risk mitigation strategies, and provide solution focused reviews for high risk, restricted, and prohibited merchant submissions.
  • Help train and develop team members, and provide guidance to lower-level team members on a day to day basis.
  • Regularly handle high risk/high volume accounts, and analyze a wide variety of applicants and business types in multiple credit card processing environments, including both card present and non-card present applicants.

What we need from you:
  • Bachelor's Degree in Business, Finance, Accounting (or equivalent work experience).
  • Minimum five (5) years of commercial underwriting experience or commercial risk mitigation experience in the bank card/merchant payment processing industry.
  • 2 Years of financial analysis experience with writing assessments.
  • Must be comfortable and confident in handling a position of authority when making underwriting decisions, as well as executing accurate judgment in regards to interactions with Sales Partners and merchants over the phone and through email.
  • Ability to adapt priorities for peak periods to ensure consistency of service levels for sales partners and merchants.
  • Ability to work a flexible work schedule in support of departmental needs.

How to stand out (Preferred):
  • CPA Credentials
  • CPP Credential
  • 2 Years of Sales Relationship Management Experience

Salary Range: $75,000-$97,000
Pay within this range varies by work location and on job-related knowledge, skills, and experience. We look forward to discussing your salary expectations and our full total rewards offerings throughout the interview process.
What we offer:
We offer a comprehensive benefits package that enables our teams to live a life well lived, both personally and professionally. Some of our perks include:
  • Medical, Dental, & Vision Coverage
  • Flexible Paid Time Off
  • 401(k) + Match
  • Mental Health Support & Well-Being Program
  • Paid Maternity & Paternity Leave
  • Education Assistance
  • Company-funded Lifestyle Spending Account

Please note: North is a US based company and this role is not eligible for current or future sponsorship.
Let's go North, together.
Join our mission to build the largest suite of credit card processing and merchant services. It's one simple payment platform backed by the most diverse payment companies. From credit card processing to back-office management, North points the way to smarter, faster, and just plain better payment solutions.
Who we are:
North, and our family of companies, are committed to helping entrepreneurs grow their businesses. As an end-to-end payment solutions company, we provide everything business owners need to get paid, whether they serve customers in a physical storefront, online, or both. We pride ourselves on being large enough to offer customized solutions to our enterprise-level clients while remaining agile enough to take an award-winning, hands-on approach to personal service that our merchants won't find anywhere else.
Let's go North, together! Our most important resource is our people. Join our diverse team of innovators and do-ers and make your mark on the future of payments technology. We're proud to offer benefits that help our team members further their overall well-being through unique initiatives that are both personally and professionally fulfilling.
At North, we celebrate diversity and create an inclusive environment for everyone. We are an equal opportunity employer.
To learn more about North, and our family of companies, visit our website: north.com

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