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First Credit Jobs in Raleigh, NC (NOW HIRING)

Bank of America

Credit Officer II

Raleigh, NC

The Credit Officer II (CO II) is a highly skilled resource, providing expert level advisory ... BA/BS Degree Desired Shift: 1st shift (United States of America) Hours Per Week: 40

Bank of America

Credit Officer II

Raleigh, NC · On-site

Credit Officer II Charlotte, North Carolina;Miami, Florida; Fort Lauderdale, Florida; Raleigh ... BA/BS Degree Desired Shift: 1st shift (United States of America) Hours Per Week: 40 Bank of America ...

Truist

Analyst - Wholesale Credit Delivery

Raleigh, NC · On-site

English (Required) Work Shift: 1st shift (United States of America) Please review the following The Wholesale Credit Delivery Associates and Analysts have a strong understanding of the market, credit ...

First Flight Federal Credit Union

Loan Processor

Cary, NC · On-site

$19 - $25.50/hr

Join First Flight Federal Credit Union and Help Members Reach Their Financial Goals At First Flight Federal Credit Union, we're more than a financial institution. We're a member-focused organization ...

First Citizens Bank

Senior Commercial Underwriter

Raleigh, NC · Hybrid

$87K - $103K/yr

... credit relationships 5 million and above * Microsoft Excel competency required * Strong written and verbal communication skills required Benefits are an integral part of total rewards and First ...

First Citizens Bank

Senior Commercial Underwriter

Raleigh, NC · Hybrid

$87K - $103K/yr

... credit relationships 5 million and above * Microsoft Excel competency required * Strong written and verbal communication skills required Benefits are an integral part of total rewards and First ...

First Citizens Bank

Default Processor II

Raleigh, NC · On-site

$18.25 - $24.25/hr

This position performs administrative processing for the Credit Resolution group of the Bank at an ... This position is considered the first line of defense and is expected to maintain a high level of ...

First Citizens Bank

Senior Commercial Underwriter

Raleigh, NC · On-site

$87K - $103K/yr

... credit relationships 5 million and above * Microsoft Excel competency required * Strong written and verbal communication skills required Benefits are an integral part of total rewards and First ...

First Citizens Bank

Default Processor II

Raleigh, NC · Hybrid

$18.25 - $24.25/hr

This position performs administrative processing for the Credit Resolution group of the Bank at an ... This position is considered the first line of defense and is expected to maintain a high level of ...

First Citizens Bank

Default Processor II

Raleigh, NC · Hybrid

$18.25 - $24.25/hr

This position performs administrative processing for the Credit Resolution group of the Bank at an ... This position is considered the first line of defense and is expected to maintain a high level of ...

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All JobsFirst Credit JobsFirst Credit Jobs in Raleigh, NC

First Credit information

See Raleigh, NC salary details

$12

$22

$32

How much do first credit jobs pay per hour?

As of Jul 4, 2026, the average hourly pay for first credit in Raleigh, NC is $22.54, according to ZipRecruiter salary data. Most workers in this role earn between $18.70 and $25.24 per hour, depending on experience, location, and employer.

What are some common challenges faced by First Credit analysts, and how can they be addressed on the job?

First Credit analysts often encounter challenges such as assessing the creditworthiness of applicants with limited financial history and managing a high volume of applications under tight deadlines. To address these, it’s helpful to develop strong analytical skills, stay updated on credit risk assessment tools, and maintain clear communication with both clients and internal teams. Collaborating closely with risk managers and underwriters can also help ensure accurate and timely decision-making. Continuous professional development and learning about emerging credit trends can further support success in this role.

What is the difference between First Credit vs Credit Analyst?

AspectFirst CreditCredit Analyst
Required CredentialsHigh school diploma or equivalent; some roles may require additional certificationsBachelor's degree in finance, economics, or related field; certifications like CFA can be advantageous
Work EnvironmentOffice setting, often in financial institutions or credit agenciesOffice environment, working with financial data and client information
Industry UsageUsed broadly in credit and lending sectors for initial credit assessmentsSpecialized role within banking, finance, and lending institutions for detailed credit analysis

First Credit roles typically involve initial credit assessments and require basic financial knowledge, while Credit Analysts perform in-depth analysis of credit data, often requiring higher education and certifications. Both roles are essential in the lending process but differ in complexity and qualifications.

What are First Credit jobs?

First Credit jobs typically refer to positions at companies named First Credit or roles related to the initial stage of credit analysis and management. These roles often involve assessing the creditworthiness of individuals or businesses, managing accounts, and handling collections or customer inquiries. Employees may work as credit analysts, customer service representatives, or collections agents. The primary goal is to help organizations manage risk, approve appropriate credit lines, and ensure timely payments. Strong communication, analytical skills, and attention to detail are important for these jobs.

What are the key skills and qualifications needed to thrive as a Credit Analyst, and why are they important?

To thrive as a Credit Analyst, you need a solid understanding of financial analysis, accounting principles, and risk assessment, typically supported by a degree in finance, accounting, or a related field. Familiarity with financial modeling software, Microsoft Excel, and credit risk management systems is essential. Strong analytical thinking, attention to detail, and effective communication skills help you interpret data and present findings clearly. These abilities are crucial for accurately evaluating creditworthiness and supporting sound lending decisions.
What are popular job titles related to First Credit jobs in Raleigh, NC? For First Credit jobs in Raleigh, NC, the most frequently searched job titles are:
What job categories do people searching First Credit jobs in Raleigh, NC look for? The top searched job categories for First Credit jobs in Raleigh, NC are:
First Credit jobs near you
Credit Officer II

Credit Officer II

Bank of America

Raleigh, NC

Full-time

Posted 5 days ago

Job description

Job Description:

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day.
Being a Great Place to Work is core to how we drive Responsible Growth. This includes our commitment to being an inclusive workplace, attracting and developing exceptional talent, supporting our teammates' physical, emotional, and financial wellness, recognizing and rewarding performance, and how we make an impact in the communities we serve.
Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations.
At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us!

Job Description:

Bank of America's Healthcare Education and Not For Profit (HENFP) banking group is seeking a Credit Officer II. HENFP is part of the Commercial Bank and supports the financial needs of a variety of 501c3 not for profit clients including healthcare, private universities, colleges and K-12 schools, cultural, professional and social service organizations.


The Credit Officer II (CO II) is a highly skilled resource, providing expert level advisory guidance in the most complex, integrated debt capital solutions for commercial banking clients. Products include lines of credit, term loans, tax exempt financing, and syndicated loans. The CO II manages all of the ancillary credit exposure to clients. The CO II maintains knowledge of other BofA products including Investment Banking and Treasury Management that have credit exposure, and leverages product expertise to deliver the best possible and optimally integrated strategic solution for the client or prospect. This role reports to the Commercial Credit Manager, partners with Relationship Management and Treasury Sales Officers and is aligned with an Underwriting Team that supports the market.

Responsibilities:

  • Provides capital structure solutions

  • Builds relationships with existing and prospective clients

  • Negotiates credit documentation

  • Manages the credit process for a portfolio of clients

  • Leads the credit and risk approval processes

  • Mentors and supports associates

Skills:

  • Client Solutions Advisory

  • Customer and Client Focus

  • Decision Making

  • Credit Documentation Requirements

  • Issue Management

  • Account Management

  • Loan Structuring

  • Financial Analysis

  • Risk Management

  • Underwriting

  • Credit and Risk Assessment

  • Analytical Thinking

  • Coaching

  • Collaboration

  • Critical Thinking

Required Qualifications:

  • 10+ years of solid Commercial Banking Experience (Middle Market, Leverage Finance or Large Corporate level or other complex business loans)

  • Strong communication skills; ability to communicate vertically, horizontally, and externally

  • Experience in financial analysis, structuring, underwriting and portfolio management

  • Analytical/technical skills, including financial accounting, modeling and loan structuring

  • Industry knowledge across multiple sectors

Minimum Education Requirement: BA/BS Degree Desired

Shift:

1st shift (United States of America)

Hours Per Week: 

40

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