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Final Expense Life Insurance Jobs in Florida (NOW HIRING)

Life Insurance Agent - Final Expense $25/hr + Uncapped Commissions + Bonuses In-Office | Clearwater, FL Clarifying Marketing Group is hiring driven and motivated Final Expense Life Insurance Agents ...

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Licensed Life Insurance Agent

Fort Pierce, FL ยท On-site

$50K - $100K/yr

Provide information on final expense life insurance options * Identify customer needs and recommend appropriate coverage * Complete applications and submit policies * Follow up with warm leads and ...

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Licensed Life Insurance Agent

Fort Pierce, FL ยท On-site

$50K - $100K/yr

Provide information on final expense life insurance options * Identify customer needs and recommend appropriate coverage * Complete applications and submit policies * Follow up with warm leads and ...

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WE'RE #1 FOR A REASON Lincoln Heritage has been the premier destination for insurance and sales agents looking to advance their career selling final expense life insurance. Since our beginning, we've ...

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Showing results 1-20

Final Expense Life Insurance information

See Florida salary details

$28.4K

$61.1K

$83.7K

How much do final expense life insurance jobs pay per year?

As of May 28, 2026, the average yearly pay for final expense life insurance in Florida is $61,132.00, according to ZipRecruiter salary data. Most workers in this role earn between $46,700.00 and $73,600.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Final Expense Life Insurance Agent, and why are they important?

To thrive as a Final Expense Life Insurance Agent, you typically need a state insurance license, strong sales acumen, and knowledge of insurance products and regulations. Familiarity with CRM software, quoting tools, and e-signature platforms is commonly required to manage leads and process applications efficiently. Exceptional interpersonal skills, empathy, and resilience set top agents apart when building trust with clients facing end-of-life planning. These competencies are crucial for meeting client needs, ensuring compliance, and achieving consistent sales performance in a competitive market.

What are some common challenges faced by Final Expense Life Insurance agents, and how can they overcome them?

Final Expense Life Insurance agents often face challenges such as building trust with clients, handling objections about policy costs, and maintaining a steady pipeline of leads. Success in this role typically involves strong interpersonal skills, empathy, and persistence. Agents can overcome these challenges by staying informed about product options, leveraging referral networks, and utilizing effective communication techniques to clearly explain policy benefits. Continuous professional development and mentorship from experienced colleagues also contribute to improved sales performance and job satisfaction.

What is final expense life insurance?

Final expense life insurance is a type of whole life insurance policy designed to help cover end-of-life expenses, such as funeral and burial costs, medical bills, and other outstanding debts. These policies typically offer smaller coverage amounts, making them more affordable and easier to qualify for, especially for seniors or those with health concerns. The goal of final expense insurance is to provide financial peace of mind to you and your loved ones by ensuring that funeral costs and related expenses are taken care of without creating a financial burden.

What is the difference between Final Expense Life Insurance vs Insurance Agent?

AspectFinal Expense Life InsuranceInsurance Agent
CredentialsTypically no specific licensing beyond insurance licenseRequires state licensing and certifications
Work EnvironmentPrimarily sales, client consultations, policy salesSales, client meetings, policy management
Industry UsageInsurance industry, specifically life insurance salesInsurance industry, sales and advisory roles
Search/Comparison IntentUnderstanding policies, coverage options, costsComparing policies, commissions, career info

Final Expense Life Insurance agents focus on selling specific policies to clients, often requiring licensing. Insurance agents have broader roles, including advising and selling various insurance products, and typically need more certifications. While both work within the insurance industry, their responsibilities and credentials differ, making this comparison relevant for those exploring careers or policies in life insurance.

Infographic showing various Final Expense Life Insurance job openings in Florida as of May 2026, with employment types broken down into 67% Full Time, and 33% Contract. Highlights an 68% In-person, and 32% Remote job distribution, with an average salary of $61,132 per year, or $29.4 per hour.

We're Hiring: Final Expense Life Insurance Agent

SAFE GUARD INSURANCE GROUP LLC

Boca Raton, FL โ€ข On-site

Full-time

Life

Posted 26 days ago


Job description

ย  Now Hiring: Final Expense Life Insurance Agents (Leads Provided | 100% Commission-Based)
ย  Remote or In-Person | Flexible Schedule | High-Quality Leads

Are you driven, coachable, and ready to control your income? Weโ€™re expanding our team of licensed life insurance agents to serve the growing demand for Final Expense coverage. This is a 1099 commission-only opportunity with fresh leads providedโ€”no cold calling, door-knocking, or bugging friends and family.
Position Overview:
As a Final Expense Life Insurance Agent, you'll help families plan for the future by offering affordable, simplified whole life policies through top-rated carriers. Your focus will be on building relationships, educating clients, and closing dealsโ€”all with support and systems in place.
โœ… What We Offer:
  • Exclusive Leads Provided โ€“ Fresh, high-intent direct mail or digital leads.
  • High Commissions โ€“ Earn top-tier commissions (100%+ comp potential).
  • Daily Pay โ€“ Get paid fast on issued business.
  • No Experience Necessary โ€“ Training and mentorship provided.
  • Proven Sales System โ€“ Scripts, software, and step-by-step guidance.
  • Remote or In-Person Options โ€“ Work from anywhere or in the field.
  • A+ Rated Carriers โ€“ Access to major Final Expense providers.
  • Advancement Opportunities โ€“ Build your own team if desired.
Ideal Candidate:
  • Licensed Life Insurance Agent (or willing to get licensed quickly)
  • Self-motivated, ethical, and reliable
  • Comfortable with a 30% commission structure (no salary or hourly pay)
  • Excellent communication and people skills
  • Open to feedback, coaching, and continuous growth
  • Ability to follow a proven sales process
  • Basic tech skills (CRM, Zoom, etc.)
Why Agents Are Joining Us:
Many agents waste time and money chasing leads that go nowhere. With us, youโ€™re plugged into a system that worksโ€”with real people ready to talk and real support behind you. We remove the guesswork so you