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Final Expense Life Insurance Jobs in Florida (NOW HIRING)

Enhance Health LLC

Life Insurance Agent

Clearwater, FL · On-site

$25/hr

Life Insurance Agent - Final Expense $25/hr + Uncapped Commissions + Bonuses In-Office | Clearwater, FL Clarifying Marketing Group is hiring driven and motivated Final Expense Life Insurance Agents ...

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Final Expense Life Insurance information

See Florida salary details

$28.4K

$61.1K

$83.7K

How much do final expense life insurance jobs pay per year?

As of Jul 26, 2026, the average yearly pay for final expense life insurance in Florida is $61,132.00, according to ZipRecruiter salary data. Most workers in this role earn between $46,700.00 and $73,600.00 per year, depending on experience, location, and employer.

What are some common challenges faced by Final Expense Life Insurance agents, and how can they overcome them?

Final Expense Life Insurance agents often face challenges such as building trust with clients, handling objections about policy costs, and maintaining a steady pipeline of leads. Success in this role typically involves strong interpersonal skills, empathy, and persistence. Agents can overcome these challenges by staying informed about product options, leveraging referral networks, and utilizing effective communication techniques to clearly explain policy benefits. Continuous professional development and mentorship from experienced colleagues also contribute to improved sales performance and job satisfaction.

What are the key skills and qualifications needed to thrive as a Final Expense Life Insurance Agent, and why are they important?

To thrive as a Final Expense Life Insurance Agent, you typically need a state insurance license, strong sales acumen, and knowledge of insurance products and regulations. Familiarity with CRM software, quoting tools, and e-signature platforms is commonly required to manage leads and process applications efficiently. Exceptional interpersonal skills, empathy, and resilience set top agents apart when building trust with clients facing end-of-life planning. These competencies are crucial for meeting client needs, ensuring compliance, and achieving consistent sales performance in a competitive market.

What is the difference between Final Expense Life Insurance vs Insurance Agent?

AspectFinal Expense Life InsuranceInsurance Agent
CredentialsTypically no specific licensing beyond insurance licenseRequires state licensing and certifications
Work EnvironmentPrimarily sales, client consultations, policy salesSales, client meetings, policy management
Industry UsageInsurance industry, specifically life insurance salesInsurance industry, sales and advisory roles
Search/Comparison IntentUnderstanding policies, coverage options, costsComparing policies, commissions, career info

Final Expense Life Insurance agents focus on selling specific policies to clients, often requiring licensing. Insurance agents have broader roles, including advising and selling various insurance products, and typically need more certifications. While both work within the insurance industry, their responsibilities and credentials differ, making this comparison relevant for those exploring careers or policies in life insurance.

What is final expense life insurance?

Final expense life insurance is a type of whole life insurance policy designed to help cover end-of-life expenses, such as funeral and burial costs, medical bills, and other outstanding debts. These policies typically offer smaller coverage amounts, making them more affordable and easier to qualify for, especially for seniors or those with health concerns. The goal of final expense insurance is to provide financial peace of mind to you and your loved ones by ensuring that funeral costs and related expenses are taken care of without creating a financial burden.
What are popular job titles related to Final Expense Life Insurance jobs in Florida? For Final Expense Life Insurance jobs in Florida, the most frequently searched job titles are:
What job categories do people searching Final Expense Life Insurance jobs in Florida look for? The top searched job categories for Final Expense Life Insurance jobs in Florida are:
Final Expense Life Insurance jobs near you
Infographic showing various Final Expense Life Insurance job openings in Florida as of July 2026, with employment types broken down into 80% Full Time, 16% Part Time, 1% Temporary, and 3% Contract. Highlights an 95% Physical, 2% Hybrid, and 3% Remote job distribution, with an average salary of $61,132 per year, or $29.4 per hour.
Life Insurance Agent

Life Insurance Agent

Enhance Health LLC

Clearwater, FL • On-site

$25/hr

Full-time

Medical, Life, PTO

Posted 14 days ago

Job description

Life Insurance Agent - Final Expense
$25/hr + Uncapped Commissions + Bonuses
In-Office | Clearwater, FL
Clarifying Marketing Group is hiring driven and motivated Final Expense Life Insurance Agents to join our growing team. This is a high-earning, fast-paced role with 100% inbound leads, no cold calling, no chargebacks, and weekly pay.
What We Offer
  • $25/hr base pay
  • Uncapped commissions
  • 100% inbound leads
  • Weekly pay
  • Company-paid multi-state licenses and appointments
  • Full training, mentorship, and advancement opportunities
  • In-office role (Clearwater, FL)
What You'll Do
  • Sell Final Expense and whole life insurance policies
  • Handle inbound calls and close policies
  • Educate clients on coverage options
  • Build and maintain strong client relationships
Requirements
  • Active 2-15 Life & Health License (required)
  • 1 year of life insurance sales preferred
  • Strong communication and sales skills
  • Full-time schedule: Monday-Friday, 10 AM-7 PM
  • Must work in-office (Clearwater, FL)
Compensation & Benefits
  • $25/hour base pay
  • Commission + monthly bonuses
  • Health insurance
  • Paid time off
  • 45-50 hours per week

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