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Entry Level Mortgage Jobs (NOW HIRING)

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Entry Level Mortgage information

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$14

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$79

How much do entry level mortgage jobs pay per hour?

As of Aug 15, 2026, the average hourly pay for entry level mortgage in the United States is $26.73, according to ZipRecruiter salary data. Most workers in this role earn between $17.07 and $23.08 per hour, depending on experience, location, and employer.

What is the difference between Entry Level Mortgage vs Loan Officer?

AspectEntry Level MortgageLoan Officer
CredentialsHigh school diploma or equivalent; some roles may require a mortgage licenseHigh school diploma; required mortgage license or certification in many states
Work EnvironmentBank, credit union, or mortgage brokerage; office settingBank, mortgage company, or lending institution; client-facing
Industry UsageEntry-level position assisting with mortgage applications and processingFull professional role handling loan origination and client consultations

While both roles involve working within the mortgage industry, an Entry Level Mortgage typically refers to a beginner position assisting with mortgage processing, whereas a Loan Officer is a more experienced role responsible for originating and approving loans. The Entry Level Mortgage often serves as a stepping stone toward becoming a Loan Officer.

What are some typical challenges faced by entry-level mortgage professionals, and how can they be addressed?

Entry-level mortgage professionals often encounter challenges such as learning complex regulations, navigating multiple loan products, and managing a high volume of client inquiries. Adapting to fast-paced environments and mastering industry-specific software can also be demanding at first. To overcome these hurdles, new hires can benefit from mentorship, ongoing training programs, and actively seeking feedback from experienced colleagues. Building strong communication skills and staying organized are key to handling daily responsibilities and ensuring client satisfaction.

How to start a career in entry level mortgages?

To start a career in entry-level mortgages, gain knowledge of mortgage lending processes and financial concepts, often through relevant coursework or certifications such as a mortgage loan originator license. Entry-level roles typically require strong communication skills, attention to detail, and familiarity with loan origination software; some employers may also provide on-the-job training. Building experience in customer service or finance can improve job prospects in this field.

What are the key skills and qualifications needed to thrive as an entry level mortgage loan officer, and why are they important?

To thrive as an Entry Level Mortgage Loan Officer, you need a basic understanding of financial principles, attention to detail, and often a bachelor's degree in finance or a related field. Familiarity with loan origination systems, customer relationship management (CRM) software, and, in many states, a Mortgage Loan Originator (MLO) license is typically required. Strong interpersonal skills, active listening, and effective communication set candidates apart in client interactions. These skills are crucial for accurately guiding clients through the mortgage process, ensuring compliance, and building trust to foster long-term relationships.

What is an entry level mortgage job?

Entry level mortgage jobs are positions in the mortgage industry that require little to no prior experience and are typically designed for individuals new to the field. These roles often include titles like mortgage loan processor, loan officer assistant, or mortgage customer service representative. Entry level employees support senior staff in processing loan applications, gathering documentation, and providing customer service to clients. These positions offer valuable training and exposure to the mortgage industry, making them a good starting point for career growth.
More about Entry Level Mortgage jobs

What cities are hiring for Entry Level Mortgage jobs?

Cities with the most Entry Level Mortgage job openings:

What are the most commonly searched types of Mortgage jobs?

The most popular types of Mortgage jobs are:

What states have the most Entry Level Mortgage jobs?

States with the most job openings for Entry Level Mortgage jobs include:

What job categories do people searching Entry Level Mortgage jobs look for?

The top searched job categories for Entry Level Mortgage jobs are:

Entry Level Mortgage jobs near you
Infographic showing various Entry Level Mortgage job openings in the United States as of August 2026, with employment types broken down into 86% Full Time, 6% Part Time, and 8% Contract. Highlights an 84% Physical, 3% Hybrid, and 13% Remote job distribution, with an average salary of $55,594 per year, or $26.7 per hour.

MORTGAGE LOAN OFFICER AT Q KAPITAL GROUP

The Q Kapital Group Corp

Miami, FL • Remote

Full-time

Re-posted 6 days ago

Job description

Mortgage Loan Officer – Q Kapital Group

Location: Miami, FL
Type: Full-Time | On-site / Hybrid
Compensation: Salary + Commission or Full Commission (no cap)
About Q Kapital Group

Q Kapital Group is a Miami-based mortgage lender specialized in Foreign National, Domestic, Non-QM, DSCR, and Commercial loans. We serve international buyers, U.S. residents, investors, and developers across South Florida, offering flexible financing solutions for residential and commercial real estate.
Why Join the Q Kapital Team

  • Preferred lender relationships with national developers such as Lennar and DR Horton
  • Direct access to luxury condominium projects across Miami, Brickell, Sunny Isles, Bal Harbour, Aventura, and Downtown
  • Participation in top real estate and construction networking events, including The Real Deal events and FAMP conferences
  • Steady flow of qualified domestic and international leads
  • Opportunity to originate residential and commercial loans
  • Strong brand recognition in niche and complex loan structures
  • In-house processing and execution support so LOs focus on production
  • Clear growth path with flexible compensation options
OPTION 1: Junior / Entry-Level Mortgage Loan Officer

(No experience required)

Responsibilities

  • Support senior LOs with residential and commercial loan origination
  • Learn Foreign National, Domestic, Non-QM, DSCR, and Commercial products
  • Assist with client communication, documentation, and follow-ups
  • Support pipeline management and deal execution
Requirements

  • Florida MLO license or willingness to obtain
  • Strong communication and organizational skills
  • Sales mindset and willingness to learn
  • English/Spanish preferred
Compensation

  • Base salary + commission, or
  • Full commission after ramp-up
OPTION 2: Senior Mortgage Loan Officer

(Experience required)

Responsibilities

  • Originate and close residential and commercial mortgage loans
  • Advise domestic, foreign national, and investor clients
  • Structure Non-QM, DSCR, and commercial transactions
  • Build and manage relationships with realtors, developers, attorneys, and investors
  • Meet monthly and quarterly production goals
Requirements

  • Active Florida MLO license (NMLS)
  • 2+ years mortgage origination experience
  • Experience with Non-QM, DSCR, Foreign National, or Commercial loans preferred
  • Bilingual English/Spanish required (Portuguese a plus)
Compensation

  • Salary + commission, or
  • Full commission (high splits, no cap)
Q Kapital Group offers a professional, entrepreneurial platform for loan officers seeking deal flow, execution, and growth in both residential and commercial lending.
 

This is a remote position.