ZipRecruiter

Log In

2

Entry Level Mlo Jobs (NOW HIRING)

DR Horton

Loan Originator Ast Licensed

Tampa, FL · On-site

... the entry-level and first time move-up markets. The Company also provides mortgage financing and ... The MLO should select product, loan terms, etc. and it should be in the MLO's name in the LOS ...

DR Horton

Loan Originator Ast Unlicensed

Edgewater, MD · On-site

$45K - $50K/yr

... the entry-level and first time move-up markets. The Company also provides mortgage financing and ... The MLO should select product, loan terms, etc. and it should be in the MLO's name in the LOS ...

DHI Mortgage

Loan Originator Ast Unlicensed

Edgewater, MD · On-site

$45K - $50K/yr

... the entry-level and first time move-up markets. The Company also provides mortgage financing and ... The MLO should select product, loan terms, etc. and it should be in the MLO's name in the LOS ...

DHI Mortgage

Loan Originator Ast Licensed

Tampa, FL

... the entry-level and first time move-up markets. The Company also provides mortgage financing and ... The MLO should select product, loan terms, etc. and it should be in the MLO's name in the LOS ...

DR Horton, Inc.

Loan Originator Ast Licensed

Tampa, FL · On-site

... the entry-level and first time move-up markets. The Company also provides mortgage financing and ... The MLO should select product, loan terms, etc. and it should be in the MLO's name in the LOS ...

next page

Showing results 1-20

All JobsMlo JobsEntry Level Mlo Jobs

Entry Level Mlo information

See salary details

$23K

$79.8K

$135.5K

How much do entry level mlo jobs pay per year?

As of Jul 19, 2026, the average yearly pay for entry level mlo in the United States is $79,825.00, according to ZipRecruiter salary data. Most workers in this role earn between $52,000.00 and $100,000.00 per year, depending on experience, location, and employer.

What is the 3 7 3 rule?

The 3-7-3 rule is a guideline used in mortgage loan origination, including for entry-level mortgage loan officers (MLOs), to manage communication and follow-up with clients. It suggests making three contact attempts, waiting seven days between attempts, and making a final contact attempt after three weeks if no response is received. This approach helps build relationships and improve loan approval chances.

How to become a MLO with no experience?

To become an entry-level mortgage loan originator (MLO) with no experience, you need to complete pre-licensing education approved by the Nationwide Multistate Licensing System (NMLS), pass the MLO licensing exam, and obtain a license. Gaining knowledge of mortgage products, strong communication skills, and understanding federal and state regulations are essential for starting in this role.

What does a typical day look like for an Entry Level Mortgage Loan Originator (MLO)?

As an Entry Level MLO, your day often involves working closely with potential borrowers to gather necessary documentation, answering their questions about loan products, and assisting them through the application process. You'll spend a significant amount of time communicating with clients, real estate agents, and underwriters to ensure all paperwork is accurate and complete. Additionally, you may be responsible for following up on leads, learning about new loan products, and staying current with lending regulations. Collaboration and strong organizational skills are key to managing multiple applications efficiently.

Will MLO be replaced by AI?

Mortgage Loan Originators (MLOs) perform tasks that require human judgment, communication, and understanding of individual financial situations, which are difficult for AI to fully replicate. While AI tools can assist with data analysis and automate routine processes, MLOs' roles are unlikely to be completely replaced, as personal interaction and expertise remain essential in the mortgage industry.

What are the key skills and qualifications needed to thrive as an Entry Level Mortgage Loan Officer (MLO), and why are they important?

To thrive as an Entry Level MLO, you need a foundational understanding of mortgage lending, financial analysis, and relevant regulations, often supported by a high school diploma or bachelor’s degree and mandatory state licensing. Familiarity with loan origination software (LOS), customer relationship management (CRM) platforms, and compliance systems is important. Strong communication, attention to detail, and customer service skills help build client trust and ensure accuracy throughout the loan process. These competencies are critical for originating compliant loans, maintaining client satisfaction, and achieving sales targets in a regulated financial environment.

How much does a mortgage broker make on a $500,000 mortgage?

Mortgage brokers typically earn a commission that ranges from 0.5% to 1% of the loan amount, so on a $500,000 mortgage, they could earn between $2,500 and $5,000. Entry-level mortgage loan officers may earn less initially, often supplemented by base salary or bonuses, but commissions are a primary income source in this role.

What is the difference between Entry Level Mlo vs Loan Processor?

AspectEntry Level MloLoan Processor
Required CertificationsNone or minimal; NMLS license often requiredNone typically required
Work EnvironmentLoan origination, client interaction, salesProcessing loan documents, data entry, verification
Employer & Industry UsageMortgage lenders, brokers, banksMortgage companies, banks, credit unions

Entry Level Mlos focus on originating loans and client communication, often requiring NMLS licensing, while Loan Processors handle document review and processing without licensing. Both roles are essential in the mortgage industry but differ in responsibilities and skill sets.

What are Entry Level MLOs?

Entry Level MLOs are individuals who are just starting their careers as Mortgage Loan Originators. They assist clients in applying for home loans, gather financial information, and guide borrowers through the mortgage process under the supervision of experienced professionals. These roles typically require strong communication skills, a basic understanding of finance, and the ability to pass state licensing exams. Entry-level MLOs often receive on-the-job training and work towards building their client base and industry knowledge.
More about Entry Level Mlo jobs
What cities are hiring for Entry Level Mlo jobs? Cities with the most Entry Level Mlo job openings:
What are the most commonly searched types of Mlo jobs? The most popular types of Mlo jobs are:
What states have the most Entry Level Mlo jobs? States with the most job openings for Entry Level Mlo jobs include:
What job categories do people searching Entry Level Mlo jobs look for? The top searched job categories for Entry Level Mlo jobs are:
Entry Level Mlo jobs near you
Infographic showing various Entry Level Mlo job openings in the United States as of July 2026, with employment types broken down into 1% Locum Tenens, 86% Full Time, 12% Part Time, and 1% Contract. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $79,825 per year, or $38.4 per hour.

Entry-Level Mortgage Sales Representative

ZOOM MORTGAGE LLC

Troy, MI

$55K - $200K/yr

Full-time

Re-posted 12 days ago

Job description

About Zoom Mortgage

Zoom Mortgage is a growing, in‑office mortgage brokerage focused on building a collaborative, accountable team of loan originators. We are in a growth phase, which means systems are evolving and experienced professionals are trusted to operate independently while helping shape structure as we scale.
Role Overview

The Entry Level Mortgage Sales Representative plays a key support role in the loan origination process while actively developing the skills needed to grow into a licensed Loan officer. This position works directly with licensed LOs to assist with client communication, lead follow-up, file preparation, and overall pipeline management.
This is an ideal opportunity for someone looking to break into the mortgage industry, gain hands-on training, and build a long-term career in sales and finance.
Licensed Loan Officers are responsible for originating residential mortgage loans, building and maintaining referral relationships, and guiding clients through the financing process from application to closing. This role is ideal for self-motivated professionals who are driven by performance, value strong operational support, and are looking to scale their producton within a collaborative and growth-focused environment. 
At Zoom Mortgage, Licensed LOs are equipped with dediacted support, responsive processing, and a culture built around accountability, integrity, and long-term success. 

What You’ll Be Doing

•    Communicating with clients to guide them through the mortgage process from initial inquiry to closing
•    Making outbound and follow-up calls to warm leads, referral partners, and past clients
•   Collecting and reviewing required documentation to ensure accurate and complete loan files
•   Working closely with processing and underwriting teams to move files efficiently through the pipeline
•    Providing consistent updates to clients and referral partners to ensure a smooth customer experience
•    Managing pipeline activity, tracking milestones, and maintaining detailed CRM notes
•    Building and maintaining strong relationships through professionalism, responsiveness, and exceptional service
What We’re Looking For

We’re looking for a Mortgage Loan Officer (MLO) who is self‑directed, proactive, accountable, and comfortable owning their pipeline in a broker environment.

  • Has prior loan origination experience (preferred, but not required at this time)
  • Can work company‑provided leads while operating with autonomy
  • Is familiar with the broker model and wholesale lending environment   
  • Strong phone presence with the ability to handle objections confidently, and deliver exceptional customer service
Compensation & Support Provided by Zoom

  • Competitive Commission‑based compensation structure
  • In‑office role with accountable, consistent day‑to‑day leadership presence and support
  • Draw available for in‑office MLOs
  • Daily access to new, company-provided leads and internal resources
  • Supportive, collaborative environment focused on long‑term success
How to Apply:

Interested candidates for experienced MLOs and Entry-Level Sales Representatives are encouraged to apply directly through our application page: Join The Team - Zoom Mortgage - Mortgage Insurance or you may email your resume and NMLS ID directly to our HR Director/Recruiter, Jovanna@zoommortgage.comÂ