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Entry Level Mlo Jobs (NOW HIRING)

D.R. Horton, Inc

Loan Originator Ast Licensed

Tampa, FL · On-site

... the entry-level and first time move-up markets. The Company also provides mortgage financing and ... The MLO should select product, loan terms, etc. and it should be in the MLO's name in the LOS ...

M2 Lending Solutions

Mortgage Loan Partner

Denver, CO · On-site

$45K - $115K/yr

We are looking for an entry-level Loan Partner to join the sales team of a top Mortgage Loan Originator (MLO) sales team! This position will focus on providing mortgage solutions for our 20+ years of ...

M2 Lending Solutions

Mortgage Loan Partner

Denver, CO

$45K - $115K/yr

We are looking for an entry-level Loan Partner to join the sales team of a top Mortgage Loan Originator (MLO) sales team! This position will focus on providing mortgage solutions for our 20+ years of ...

DHI Mortgage

Credit Consultant Assistant

Austin, TX

... the entry-level and first time move-up markets. The Company also provides mortgage financing and ... This role involves direct interaction with Mortgage Loan Originators (MLO's), Credit Consultants ...

DR Horton, Inc.

Credit Consultant Assistant

Austin, TX · On-site

... the entry-level and first time move-up markets. The Company also provides mortgage financing and ... This role involves direct interaction with Mortgage Loan Originators (MLO's), Credit Consultants ...

DR Horton

Credit Consultant Assistant

Austin, TX · On-site

... the entry-level and first time move-up markets. The Company also provides mortgage financing and ... This role involves direct interaction with Mortgage Loan Originators (MLO's), Credit Consultants ...

D.R. Horton, Inc

Credit Consultant Assistant

Austin, TX · On-site

... the entry-level and first time move-up markets. The Company also provides mortgage financing and ... This role involves direct interaction with Mortgage Loan Originators (MLO's), Credit Consultants ...

Button Finance, Inc

Be Seen First

Junior Loan Officer (Entry Level)

Santa Ana, CA · On-site

$16.90 - $20/hr

Once you transition into the MLO role, you'll be eligible for a highly competitive compensation structure, including: * A flat commission of 1.15% of the funded loan amount. * Additional Tiered ...

Button Finance, Inc

Be Seen First

Junior Loan Officer (Entry Level)

Santa Ana, CA · On-site

$16.90 - $20/hr

Once you transition into the MLO role, you'll be eligible for a highly competitive compensation structure, including: * A flat commission of 1.15% of the funded loan amount. * Additional Tiered ...

DR Horton, Inc.

Associate Loan Processor

Austin, TX · On-site

$18.50 - $24.75/hr

... the entry-level and first time move-up markets. The Company also provides mortgage financing and ... Communicating with the MLO, borrower, etc. on any items needed for the loan * Submitting loan files ...

DR Horton, Inc.

Associate Loan Processor

Austin, TX · On-site

$18.50 - $24.75/hr

... the entry-level and first time move-up markets. The Company also provides mortgage financing and ... Communicating with the MLO, borrower, etc. on any items needed for the loan * Submitting loan files ...

Community 1 Lending

Mortgage Loan Partner

Troy, MI · On-site

$100K - $200K/yr

Mortgage Loan Partner - Detroit, MI (Onsite in Troy, Michigan) Full Time Entry Level About the Role ... This opportunity is ideal for someone looking to grow into a Licensed Mortgage Loan Officer (MLO ...

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Entry Level Mlo information

See salary details

$23K

$79.8K

$135.5K

How much do entry level mlo jobs pay per year?

As of Jul 20, 2026, the average yearly pay for entry level mlo in the United States is $79,825.00, according to ZipRecruiter salary data. Most workers in this role earn between $52,000.00 and $100,000.00 per year, depending on experience, location, and employer.

What is the 3 7 3 rule?

The 3-7-3 rule is a guideline used in mortgage loan origination, including for entry-level mortgage loan officers (MLOs), to manage communication and follow-up with clients. It suggests making three contact attempts, waiting seven days between attempts, and making a final contact attempt after three weeks if no response is received. This approach helps build relationships and improve loan approval chances.

How to become a MLO with no experience?

To become an entry-level mortgage loan originator (MLO) with no experience, you need to complete pre-licensing education approved by the Nationwide Multistate Licensing System (NMLS), pass the MLO licensing exam, and obtain a license. Gaining knowledge of mortgage products, strong communication skills, and understanding federal and state regulations are essential for starting in this role.

What does a typical day look like for an Entry Level Mortgage Loan Originator (MLO)?

As an Entry Level MLO, your day often involves working closely with potential borrowers to gather necessary documentation, answering their questions about loan products, and assisting them through the application process. You'll spend a significant amount of time communicating with clients, real estate agents, and underwriters to ensure all paperwork is accurate and complete. Additionally, you may be responsible for following up on leads, learning about new loan products, and staying current with lending regulations. Collaboration and strong organizational skills are key to managing multiple applications efficiently.

Will MLO be replaced by AI?

Mortgage Loan Originators (MLOs) perform tasks that require human judgment, communication, and understanding of individual financial situations, which are difficult for AI to fully replicate. While AI tools can assist with data analysis and automate routine processes, MLOs' roles are unlikely to be completely replaced, as personal interaction and expertise remain essential in the mortgage industry.

What are the key skills and qualifications needed to thrive as an Entry Level Mortgage Loan Officer (MLO), and why are they important?

To thrive as an Entry Level MLO, you need a foundational understanding of mortgage lending, financial analysis, and relevant regulations, often supported by a high school diploma or bachelor’s degree and mandatory state licensing. Familiarity with loan origination software (LOS), customer relationship management (CRM) platforms, and compliance systems is important. Strong communication, attention to detail, and customer service skills help build client trust and ensure accuracy throughout the loan process. These competencies are critical for originating compliant loans, maintaining client satisfaction, and achieving sales targets in a regulated financial environment.

How much does a mortgage broker make on a $500,000 mortgage?

Mortgage brokers typically earn a commission that ranges from 0.5% to 1% of the loan amount, so on a $500,000 mortgage, they could earn between $2,500 and $5,000. Entry-level mortgage loan officers may earn less initially, often supplemented by base salary or bonuses, but commissions are a primary income source in this role.

What is the difference between Entry Level Mlo vs Loan Processor?

AspectEntry Level MloLoan Processor
Required CertificationsNone or minimal; NMLS license often requiredNone typically required
Work EnvironmentLoan origination, client interaction, salesProcessing loan documents, data entry, verification
Employer & Industry UsageMortgage lenders, brokers, banksMortgage companies, banks, credit unions

Entry Level Mlos focus on originating loans and client communication, often requiring NMLS licensing, while Loan Processors handle document review and processing without licensing. Both roles are essential in the mortgage industry but differ in responsibilities and skill sets.

What are Entry Level MLOs?

Entry Level MLOs are individuals who are just starting their careers as Mortgage Loan Originators. They assist clients in applying for home loans, gather financial information, and guide borrowers through the mortgage process under the supervision of experienced professionals. These roles typically require strong communication skills, a basic understanding of finance, and the ability to pass state licensing exams. Entry-level MLOs often receive on-the-job training and work towards building their client base and industry knowledge.
More about Entry Level Mlo jobs
What cities are hiring for Entry Level Mlo jobs? Cities with the most Entry Level Mlo job openings:
What are the most commonly searched types of Mlo jobs? The most popular types of Mlo jobs are:
What states have the most Entry Level Mlo jobs? States with the most job openings for Entry Level Mlo jobs include:
What job categories do people searching Entry Level Mlo jobs look for? The top searched job categories for Entry Level Mlo jobs are:
Entry Level Mlo jobs near you
Infographic showing various Entry Level Mlo job openings in the United States as of July 2026, with employment types broken down into 1% Locum Tenens, 86% Full Time, 12% Part Time, and 1% Contract. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $79,825 per year, or $38.4 per hour.
Loan Originator Ast Licensed

Loan Originator Ast Licensed

D.R. Horton, Inc

Tampa, FL • On-site

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 12 hours ago

D.R. Horton rating

7.4

Company rating: 7.4 out of 10

Based on 34 frontline employees who took The Breakroom Quiz

36th of 80 rated construction

Job description

D.R. Horton, Inc., the largest homebuilder in the U.S., was founded in 1978 and is a publicly traded company on the New York Stock Exchange. It is engaged in the construction and sale of high-quality homes designed principally for the entry-level and first time move-up markets. The Company also provides mortgage financing and title services for homebuyers through its mortgage and title subsidiaries.  Please visit our website at www.drhorton.com for more information.


D.R. Horton, Inc. is currently looking for a Loan Originator Assistant-Unlicensed. The right candidate will support the Mortgage Loan Originator (MLO) so that the MLO can focus on producing more volume and provide a higher level of customer service.

Essential Duties and Responsibilities include the following. Other duties may be assigned.

  • Communicate with parties to the transaction to update them on loan status

  • Track outstanding applications and loan documents and call customers to follow up on those documents

  • Schedule appointments for the MLO

  • Assist the MLO in converting prequalification to applications in the LOS. This is strictly handling the administrative side of setting up the electronic loan package. The MLO should select product, loan terms, etc. and it should be in the MLO's name in the LOS

  • Assist MLO in preparing loan application documentation to submit to processing

  • Assist MLO in returning phone calls when appropriate. Only basic status updates or requests for information may be made. LOA-Unlicensed is prohibited from communicating or negotiating loan terms, rates, etc. to a consumer

  • Monitor pipeline reports daily for status of applications and communicate with processors weekly/daily to make sure all loans are moving through the approval process

  • Occasionally provide initial "set up" of the file. i.e., order appraisal, title, verifications etc.

  • Maintains current knowledge of company and investor guidelines as well as state and federal regulations

  • Conducts all business in a professional and ethical manner to serve customers and increase the goodwill and profit of the company

  • Ability to work overtime

  • Ability to travel overnight

Education and/or Experience

  • High school diploma or general education degree (GED)

  • Six months to one-year related experience and/or training

  • Strong attention to detail and ability to multitask in a fast-paced environment

  • Ability to manage multiple priorities; strong detail orientation and highly organized

  • Strong verbal and written communication skills

  • Ability to apply common sense understanding to carry out instructions furnished in written oral form or via DRH applications

  • Proficiency with MS Office and email

  • Ability to sit for majority of 8-hour workday; use hands and fingers to handle or feel; reach with hands and arms; talk and hear.  Specific vision abilities required by this job include close vision and peripheral vision

  • The noise level is generally moderate

 

Preferred Qualifications

  • Proficiency with loan origination software and CRM systems a plus

Come join a winning team with a Fortune 500 company! We are growing fast and are looking for enthusiastic attitudes and team players to join our success. We offer an excellent benefits package including:

  • Medical, Dental and Vision

  • 401(K)

  • Employee Stock Purchase Plan

  • Flex Spending Accounts

  • Life & Disability Insurance

  • Vacation, Sick, Personal Time and Company Holidays

  • Multiple Voluntary and Company provided Benefits

Build YOUR future with D.R. Horton, America's Builder.  #WeBuildPeopleToo

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