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Entry Level Mlo Jobs (NOW HIRING)

DR Horton, Inc.

Associate Loan Processor

Austin, TX · On-site

$18.50 - $24.75/hr

... the entry-level and first time move-up markets. The Company also provides mortgage financing and ... Communicating with the MLO, borrower, etc. on any items needed for the loan * Submitting loan files ...

DR Horton, Inc.

Associate Loan Processor

Austin, TX · On-site

$18.50 - $24.75/hr

... the entry-level and first time move-up markets. The Company also provides mortgage financing and ... Communicating with the MLO, borrower, etc. on any items needed for the loan * Submitting loan files ...

Community 1 Lending

Mortgage Loan Partner

Detroit, MI · On-site

$100K - $200K/yr

Mortgage Loan Partner - Detroit, MI (Onsite in Troy, Michigan) Full Time Entry Level About the Role ... This opportunity is ideal for someone looking to grow into a Licensed Mortgage Loan Officer (MLO ...

Community 1 Lending

Mortgage Loan Partner

Troy, MI · On-site

$100K - $200K/yr

Mortgage Loan Partner - Detroit, MI (Onsite in Troy, Michigan) Full Time Entry Level About the Role ... This opportunity is ideal for someone looking to grow into a Licensed Mortgage Loan Officer (MLO ...

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Entry Level Mlo information

See salary details

$23K

$79.8K

$135.5K

How much do entry level mlo jobs pay per year?

As of Jun 27, 2026, the average yearly pay for entry level mlo in the United States is $79,825.00, according to ZipRecruiter salary data. Most workers in this role earn between $52,000.00 and $100,000.00 per year, depending on experience, location, and employer.

What job makes $10,000 a month without a degree?

An Entry Level Mortgage Loan Originator (MLO) can potentially earn $10,000 a month through commissions on closed loans, especially with strong sales skills and a good network. Most MLOs are required to obtain a license, but a degree is not mandatory, and earnings depend on performance and market conditions.

What is the 3 7 3 rule?

The 3-7-3 rule is a guideline used in mortgage loan origination, including for entry-level mortgage loan officers (MLOs), to manage time effectively. It suggests that an MLO should spend approximately 3 minutes on initial client contact, 7 minutes on qualifying the borrower, and 3 minutes on follow-up or closing steps, helping streamline the loan process. Mastery of such time management techniques can improve efficiency and customer service in the role.

What does a typical day look like for an Entry Level Mortgage Loan Originator (MLO)?

As an Entry Level MLO, your day often involves working closely with potential borrowers to gather necessary documentation, answering their questions about loan products, and assisting them through the application process. You'll spend a significant amount of time communicating with clients, real estate agents, and underwriters to ensure all paperwork is accurate and complete. Additionally, you may be responsible for following up on leads, learning about new loan products, and staying current with lending regulations. Collaboration and strong organizational skills are key to managing multiple applications efficiently.

How much does a mortgage broker make on a $500,000 loan?

Mortgage brokers typically earn a commission based on a percentage of the loan amount, often around 0.5% to 1%, which would be $2,500 to $5,000 on a $500,000 loan. Their income can vary depending on the commission rate, the number of loans closed, and the company's compensation structure. Entry-level mortgage loan officers may earn less initially, but commissions and bonuses can increase with experience and performance.

What are the key skills and qualifications needed to thrive as an Entry Level Mortgage Loan Officer (MLO), and why are they important?

To thrive as an Entry Level MLO, you need a foundational understanding of mortgage lending, financial analysis, and relevant regulations, often supported by a high school diploma or bachelor’s degree and mandatory state licensing. Familiarity with loan origination software (LOS), customer relationship management (CRM) platforms, and compliance systems is important. Strong communication, attention to detail, and customer service skills help build client trust and ensure accuracy throughout the loan process. These competencies are critical for originating compliant loans, maintaining client satisfaction, and achieving sales targets in a regulated financial environment.

How to get a job as a loan officer with no experience?

Entry-level loan officers typically need a high school diploma or equivalent and should develop strong communication and customer service skills. Gaining knowledge of mortgage products and obtaining relevant certifications, such as a mortgage loan originator license, can improve chances; some employers offer on-the-job training for candidates with no experience.

What is the difference between Entry Level Mlo vs Loan Processor?

AspectEntry Level MloLoan Processor
Required CertificationsNone or minimal; NMLS license often requiredNone typically required
Work EnvironmentLoan origination, client interaction, salesProcessing loan documents, data entry, verification
Employer & Industry UsageMortgage lenders, brokers, banksMortgage companies, banks, credit unions

Entry Level Mlos focus on originating loans and client communication, often requiring NMLS licensing, while Loan Processors handle document review and processing without licensing. Both roles are essential in the mortgage industry but differ in responsibilities and skill sets.

What are Entry Level MLOs?

Entry Level MLOs are individuals who are just starting their careers as Mortgage Loan Originators. They assist clients in applying for home loans, gather financial information, and guide borrowers through the mortgage process under the supervision of experienced professionals. These roles typically require strong communication skills, a basic understanding of finance, and the ability to pass state licensing exams. Entry-level MLOs often receive on-the-job training and work towards building their client base and industry knowledge.
More about Entry Level Mlo jobs
What cities are hiring for Entry Level Mlo jobs? Cities with the most Entry Level Mlo job openings:
What are the most commonly searched types of Mlo jobs? The most popular types of Mlo jobs are:
What states have the most Entry Level Mlo jobs? States with the most job openings for Entry Level Mlo jobs include:
What job categories do people searching Entry Level Mlo jobs look for? The top searched job categories for Entry Level Mlo jobs are:
Entry Level Mlo jobs near you
Infographic showing various Entry Level Mlo job openings in the United States as of June 2026, with employment types broken down into 1% As Needed, 80% Full Time, 16% Part Time, and 3% Contract. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $79,825 per year, or $38.4 per hour.
MORTGAGE LOAN OFFICER AT Q KAPITAL GROUP

MORTGAGE LOAN OFFICER AT Q KAPITAL GROUP

The Q Kapital Group Corp

Aventura, FL

Full-time

Posted 19 days ago

Job description

Mortgage Loan Officer – Q Kapital Group

Location: Miami, FL
Type: Full-Time | On-site / Hybrid
Compensation: Salary + Commission or Full Commission (no cap)
About Q Kapital Group

Q Kapital Group is a Miami-based mortgage lender specialized in Foreign National, Domestic, Non-QM, DSCR, and Commercial loans. We serve international buyers, U.S. residents, investors, and developers across South Florida, offering flexible financing solutions for residential and commercial real estate.
Why Join the Q Kapital Team

  • Preferred lender relationships with national developers such as Lennar and DR Horton
  • Direct access to luxury condominium projects across Miami, Brickell, Sunny Isles, Bal Harbour, Aventura, and Downtown
  • Participation in top real estate and construction networking events, including The Real Deal events and FAMP conferences
  • Steady flow of qualified domestic and international leads
  • Opportunity to originate residential and commercial loans
  • Strong brand recognition in niche and complex loan structures
  • In-house processing and execution support so LOs focus on production
  • Clear growth path with flexible compensation options
OPTION 1: Junior / Entry-Level Mortgage Loan Officer

(No experience required)

Responsibilities

  • Support senior LOs with residential and commercial loan origination
  • Learn Foreign National, Domestic, Non-QM, DSCR, and Commercial products
  • Assist with client communication, documentation, and follow-ups
  • Support pipeline management and deal execution
Requirements

  • Florida MLO license or willingness to obtain
  • Strong communication and organizational skills
  • Sales mindset and willingness to learn
  • English/Spanish preferred
Compensation

  • Base salary + commission, or
  • Full commission after ramp-up
OPTION 2: Senior Mortgage Loan Officer

(Experience required)

Responsibilities

  • Originate and close residential and commercial mortgage loans
  • Advise domestic, foreign national, and investor clients
  • Structure Non-QM, DSCR, and commercial transactions
  • Build and manage relationships with realtors, developers, attorneys, and investors
  • Meet monthly and quarterly production goals
Requirements

  • Active Florida MLO license (NMLS)
  • 2+ years mortgage origination experience
  • Experience with Non-QM, DSCR, Foreign National, or Commercial loans preferred
  • Bilingual English/Spanish required (Portuguese a plus)
Compensation

  • Salary + commission, or
  • Full commission (high splits, no cap)
Q Kapital Group offers a professional, entrepreneurial platform for loan officers seeking deal flow, execution, and growth in both residential and commercial lending.
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