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Embedded Finance Jobs in Rochester, NY (NOW HIRING)

Powder Coater

Rochester, NY · On-site

$20 - $24/hr

... 50 years embedded in the Rochester, NY community. In collaboration with our valued business ... We are dedicated to maintaining an agile and financially prudent organization. * Endurance: We ...

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Powder Coater

Rochester, NY · On-site

$20 - $24/hr

... 50 years embedded in the Rochester, NY community. In collaboration with our valued business ... We are dedicated to maintaining an agile and financially prudent organization. * Endurance: We ...

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Showing results 1-20

Embedded Finance information

See Rochester, NY salary details

$36.5K

$127.4K

$393.7K

How much do embedded finance jobs pay per year?

As of Jul 1, 2026, the average yearly pay for embedded finance in Rochester, NY is $127,372.00, according to ZipRecruiter salary data. Most workers in this role earn between $84,900.00 and $131,200.00 per year, depending on experience, location, and employer.

What are some common challenges professionals face when working in Embedded Finance roles?

Professionals in Embedded Finance often navigate challenges such as integrating financial services seamlessly into non-financial platforms, ensuring compliance with complex regulations, and maintaining robust data security. Collaboration across teams—like product, engineering, and compliance—is essential to deliver a smooth user experience while adhering to legal standards. Staying current with evolving fintech trends and regulatory changes is also key, as these can significantly impact product development and timelines.

What is embedded finance?

Embedded finance refers to the integration of financial services such as payments, lending, insurance, or investments into non-financial platforms or products. This means that companies outside of traditional banking can offer financial services directly to their customers through their own apps or websites. Examples include ride-sharing apps that offer in-app payments, e-commerce sites providing 'buy now, pay later' options, or retail brands offering branded credit cards. Embedded finance streamlines the customer experience by making financial transactions seamless and convenient within everyday digital interactions.

What are the key skills and qualifications needed to thrive as an Embedded Finance professional, and why are they important?

To thrive in Embedded Finance, you need a strong background in finance, fintech, and software development, often supported by degrees in finance, computer science, or related fields. Familiarity with APIs, payment processing platforms, compliance systems, and certifications such as CFA or relevant fintech credentials is highly valuable. Strong analytical thinking, problem-solving abilities, and effective communication are essential soft skills for integrating financial solutions across industries. These competencies are crucial to ensure secure, innovative, and seamless financial services within non-financial platforms.

What is the difference between Embedded Finance vs Payment Specialist?

AspectEmbedded FinancePayment Specialist
CredentialsFinancial certifications, fintech knowledgeFinancial or technical certifications, payment systems expertise
Work EnvironmentFintech companies, banks, tech firms integrating financial servicesPayment processing companies, banks, e-commerce platforms
Industry UsageDeveloping embedded financial products within platformsManaging and optimizing payment systems and transactions

Embedded Finance involves integrating financial services directly into non-financial platforms, focusing on product development and user experience. Payment Specialists primarily manage and optimize payment processes and systems. While both roles require financial and technical knowledge, Embedded Finance professionals focus on creating seamless financial integrations, whereas Payment Specialists concentrate on transaction efficiency and security.

What job categories do people searching Embedded Finance jobs in Rochester, NY look for? The top searched job categories for Embedded Finance jobs in Rochester, NY are:
What cities near Rochester, NY are hiring for Embedded Finance jobs? Cities near Rochester, NY with the most Embedded Finance job openings:
Infographic showing various Embedded Finance job openings in Rochester, NY as of June 2026, with employment types broken down into 89% Full Time, 8% Part Time, and 3% Contract. Highlights an 86% Physical, 5% Hybrid, and 9% Remote job distribution, with an average salary of $127,372 per year, or $61.2 per hour.
For the Generalist Who has been told to Pick a Lane

For the Generalist Who has been told to Pick a Lane

Lovingly

Hopewell, NY • On-site

Full-time

Medical, Dental, Vision, Retirement, PTO

Posted 19 days ago


Job description

You've Been Here Before
Every job posting demands "5+ years in [specific domain]." Every role screams "specialist only." Every interview ends with "we need someone more focused."
But you know something they don't: The future belongs to those who connect tracks across domains.What If We Told You Different?
"The future does not belong to those who remember facts, it belongs to those who connect the tracks."
What if there was a company that rewards your curiosity? What if your "scattered" interests were actually your superpower? What if we compensated you exceptionally to build across domains?
At Lovingly, we don't want you to pick a lane. We want you to architect bridges between all the lanes.
The Role: AI-First Multipotentialite
You'll work on exciting AI and automation projects across strategic, tactical, and operational altitudes - but here's the key difference: AI and automated systems handle the operational execution while you focus on the strategic design and tactical configuration.
This isn't administrative work or boring operational tasks. You architect the systems, configure the AI agents, build the automation workflows, and solve the complex problems while intelligent systems perform the repetitive execution. You might spend Monday designing AI customer experience systems that Claude will operate, Tuesday building marketing automation workflows that run themselves, and Wednesday creating operational processes that AI agents and automated systems execute autonomously.
You'll be expected to learn rapidly across domains, discovering new tools and techniques as business needs evolve. Self-directed exploration and continuous skill development are core to success in this role.
Requirements
The thread: Every project must demonstrate cross-domain value and eliminate boring work through intelligent automation.What You'll Build:
CUSTOMER EXPERIENCE SYSTEMS
AI-powered platforms serving thousands of florists and millions of customers
  • Claude-powered service agents with instant problem resolution
  • Automated predictive workflows that anticipate customer needs
  • Personalized gifting engines strengthening relationships
  • QR-enabled feedback loops with automated delivery confirmation

MARKETING & GROWTH INTELLIGENCE
Automated acquisition and retention across B2B and consumer channels
  • AI copilots for multi-channel content creation
  • Predictive models with automated seasonal demand and inventory adjustments
  • SEO strategies dominating local flower search with automated optimization
  • Streamlined onboarding automation systems for florist acquisition

OPERATIONS & FULFILLMENT
AI-first workflows eliminating friction across three business channels
  • Fully automated order routing between consumers, florists, retail
  • Quality assurance systems with automated anomaly detection and response
  • Cross-channel process improvements that scale automatically

PRODUCT & PLATFORM STRATEGY
AI opportunities that redefine industry standards
  • Recommendation engines matching gifts to emotional intent
  • Automated florist business growth tools and platform improvements
  • Innovations targeting patentable competitive advantages

FINANCIAL INTELLIGENCE & CAPITAL OPTIMIZATION
AI systems driving financial clarity and leverage
  • Real-time dashboards for cash flow, margins, and spend efficiency
  • AI-assisted forecasting with automated seasonality and demand adjustments
  • Intelligent automated alerts for anomalies, risks, and cost overruns
  • Decision frameworks that guide resource allocation

And we're not kidding about hiring the right person. For context, see how we approach even our CFO role → View posting How Focus Evolves
This isn't 5 jobs for 1 salary. Your focus shifts based on business priorities and your growing expertise:
  • Cycle 1 (Weeks 1-8): Deep dive into one primary domain (e.g., customer experience optimization)
  • Cycle 2 (Weeks 9-16): Apply learnings to adjacent areas (e.g., marketing intelligence informed by customer insights)
  • Cycle 3 (Weeks 17-24): Systems integration project connecting previous work

You'll have guardrails against overload: clear success metrics, executive support, and the autonomy to say "this needs more focus time" when quality demands it. Evolution happens based on demonstrated impact, not arbitrary timelines.
Role Architecture
Reporting & Structure

  • Reports to: TBD. Operates with Luma embedded in your workflow.
    • Note: You'll collaborate with both human and AI leadership. If this excites you, you're in the right place.
  • Role Type: Individual contributor with executive exposure
  • Direct Reports: None initially
  • Growth Path: Technical lead → domain architect → strategic advisor (if desired)

Benefits
Compensation Bands
  • Level 1: $75K-$110K + potential bonus/stipend
  • Level 2: $110K-$150K + potential bonus/stipend
  • Level 3: $150K-$200K + larger potential bonus/stipend tied to impact

Level determined by demonstrated cross-domain impact and AI implementation capability
Benefits & Work Environment
  • Health & Wellness: Comprehensive health insurance, dental, vision
  • Time Off: 22 days PTO + holidays + 4 Floating holidays
  • Retirement: 401(k) with company match up to 3%
  • Equipment: Latest Mac laptop

Work Location: Hybrid model - we don't care where you live as long as you can get to our Hopewell Junction, NY office for collaboration and strategic sessions
Hiring Process
Phase 1: Portfolio Review
Share examples of cross-domain work you've built. AI-powered projects preferred but not required.Phase 2: Live Sandbox Challenge
Real business challenge, real AI and automation tools, real-time thinking. Show approach, building process, and question patterns.Phase 3: Executive Alignment
Conversation with leadership team about systems, innovation, and building. No behavioral questions, no "tell me about a time" prompts. AI-forward leaders evaluating potential teammates.We're Ready to Start Immediately
If you're finishing your current role, we'll align.
We need someone who reads this and thinks: "Finally. A place that gets it."
Curiosity required; delivery non-negotiable.
Transparency
We know Glassdoor reviews are polarized: some praise growth and benefits, others criticize tracking and pace. We don't hide that. We've published a receipts page with policies, changes, and data. [Read it here →]
Who You Are
Whether you're a polymath connecting insights across disciplines, a specialist hungry for AI-powered expansion, or a builder who thrives on rapid cross-domain execution-we need people whose intelligence compounds across contexts.You Might Be:
  • The Frustrated Specialist: You excel in your domain but feel constrained by narrow focus. You want to apply your expertise to solve bigger, interconnected problems.
  • The Undervalued Generalist: You've been told to "pick a lane" but your value comes from connecting patterns across multiple domains.
  • The AI-Curious Builder: You're already using Claude, ChatGPT, automation tools, or similar technologies to enhance your work and want to explore their full potential in a business context.
  • The Self-Directed Learner: You thrive on discovering new tools, techniques, and domains independently. You don't wait for training programs-you dive in, experiment, and build expertise through hands-on exploration.
  • The Strategic Thinker: You see systems where others see silos. You naturally think about how different business functions interact and influence each other.

We welcome recent graduates, college drop-outs, and self-taught builders. Degrees are optional - mindset, curiosity, and execution are what matter here.What We're NOT Looking For:
  • Someone who wants to "dabble" in different areas without depth
  • A manager looking to delegate rather than build hands-on
  • Someone seeking a narrowly defined 9-5 balance over being energized by challenges
  • A specialist unwilling to engage outside their comfort zone
  • Someone who needs extensive hand-holding or formal training programs to learn new skills

Your AI & Automation Fluency
You don't need to be an AI expert, but you should be AI-curious, automation-capable, and self-directed in your learning:
  • Comfortable using tools like Claude, ChatGPT, or similar AI platforms
  • Experience with automation tools (Zapier, Make, custom scripts, or workflow builders)
  • Understanding that AI and automation amplify human intelligence rather than replacing it
  • Experience using AI and automation tools to solve real problems, not just experimentation
  • Track record of independently learning new tools and technologies as needs arise
  • Excited about the potential to build AI-first automated solutions in business contexts

What Makes This Different - A Leadership Team That Gets It
We're multipotentialites who've built systems-thinking organizations. We understand cognitive diversity and won't try to force you into a traditional role template.
AI & Automation-First, Not AI-Added
We build with AI and automation from the ground up, not retrofitting traditional processes. You'll architect solutions that are natively AI-powered and intelligently automated.
Outcome-Based Work
We care about value creation, not time tracking. Your success is measured by impact across business functions, not hours logged.
Continuous Evolution
Your role evolves with your interests and business needs. Today's marketing project becomes tomorrow's AI platform becomes next month's automated strategic initiative. We support your self-directed exploration of new domains and technologies as opportunities emerge.
This isn't exploration for its own sake - we're building toward Lovingly's mission of transforming gifting and strengthening human connection. Your multipotentialite mindset helps us achieve that goal.
Self-Assessment Challenge
Before applying, we invite you to complete a self-assessment using your own ChatGPT or Claude account. This guided reflection helps you explore your multipotentialite profile and readiness for cross-domain AI-powered work. The exercise typically takes 10-15 minutes and provides valuable self-awareness regardless of whether you apply.
[Complete the Self-Assessment Challenge →]
This isn't a test-it's a conversation starter designed to help both you and us understand potential fit and mutual excitement about the role.How to Apply
Simple Process:
  1. Complete the Self-Assessment Challenge using your ChatGPT account
  2. Send your résumé + link to your ChatGPT chat session from the self-assessment

That's it. We care about your thinking process and problem-solving approach, not credentials.
Timeline: Rolling applications reviewed weekly, first-round interviews scheduled within 5 business days
Submit to: careers@lovingly.com with subject line "AI-First Multipotentialite"
Legal & Compliance
  • Equal Opportunity: Lovingly is an equal opportunity employer committed to diversity and inclusion. We do not discriminate based on race, color, religion, sex, national origin, age, disability, genetic information, sexual orientation, gender identity, or any other protected characteristic.
  • Work Authorization: Must be authorized to work in the United States. We do not sponsor work visas at this time.
  • Background Check: Final candidates will undergo background verification, reference checks, and employment verification as part of our standard hiring process.
  • VISA sponsorship: We do not provide visa sponsorship. You must be legally authorized to work in the United States.
  • ADA Accommodation: We provide reasonable accommodations for qualified individuals with disabilities. Please contact us if you need accommodation during the application process.
  • Application Deadline: Rolling basis - we'll continue reviewing applications until the position is filled.