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Electronic Payment Processing Jobs (NOW HIRING)

Payment Processor II

Atlanta, GA · On-site

$15.50 - $19.75/hr

Minimum of 2 years payment processing and/or related experience required. Education: * High school diploma or equivalent Skills Required: * Experience with electronic payment systems, invoicing, and ...

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Irvine, CA · On-site

$19 - $24.50/hr

EBizCharge is headquartered in Irvine, California and specializes in developing integrated payment solutions for electronic payment processing. They are seeking candidates interested in a dynamic ...

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Electronic Payment Processing information

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$5

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How much do electronic payment processing jobs pay per hour?

As of Aug 27, 2026, the average hourly pay for electronic payment processing in the United States is $31.41, according to ZipRecruiter salary data. Most workers in this role earn between $15.62 and $57.69 per hour, depending on experience, location, and employer.

What is electronic payment processing?

Electronic payment processing refers to the automated handling of financial transactions made via digital means, such as credit cards, debit cards, or online payment gateways. This process involves securely transmitting payment information from the customer to the merchant and then to the banks involved for approval and settlement. Electronic payment processing is crucial for businesses because it enables fast, secure, and convenient payment methods for both in-person and online transactions. It also helps reduce errors and fraud risk compared to manual processing. Common examples include point-of-sale systems, online checkout pages, and mobile payment apps.

What are some typical challenges faced by professionals in electronic payment processing, and how can they be managed?

Professionals in electronic payment processing often encounter challenges such as staying updated with rapidly evolving payment technologies, ensuring compliance with strict security standards, and managing transaction disputes or errors. Adapting to new software systems and regulatory changes requires ongoing training and attention to detail. Collaborating closely with IT, compliance, and customer support teams can help address these challenges and provide smoother transaction experiences for clients.

What are the key skills and qualifications needed to thrive in electronic payment processing, and why are they important?

To excel in Electronic Payment Processing, you need a solid understanding of financial transactions, attention to detail, and familiarity with compliance regulations, typically supported by a background in finance or accounting. Proficiency in payment processing software, ERP systems, and knowledge of PCI DSS standards or relevant certifications is often required. Strong analytical thinking, problem-solving skills, and clear communication help you resolve discrepancies and support clients effectively. These abilities are crucial for ensuring transaction accuracy, regulatory compliance, and maintaining trust in financial operations.

What is the difference between Electronic Payment Processing vs Payment Systems Specialist?

AspectElectronic Payment ProcessingPayment Systems Specialist
CredentialsKnowledge of payment gateways, certifications like PCI DSSCertifications in payment systems, technical expertise
Work EnvironmentFinancial institutions, e-commerce companiesFinancial technology firms, banks
Industry UsageHandling electronic transactions, payment platformsDesigning, managing, and troubleshooting payment systems

Electronic Payment Processing focuses on executing and managing electronic transactions, while Payment Systems Specialists design and maintain the infrastructure behind these systems. Both roles require knowledge of payment technologies and certifications, but their focus areas differ—one on transaction execution, the other on system management.

More about Electronic Payment Processing jobs

What states have the most Electronic Payment Processing jobs?

States with the most job openings for Electronic Payment Processing jobs include:

Infographic showing various Electronic Payment Processing job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 80% Full Time, 14% Part Time, 1% Temporary, 3% Contract, and 1% Nights. Highlights an 93% Physical, 2% Hybrid, and 5% Remote job distribution, with an average salary of $65,333 per year, or $31.4 per hour.

ACH & Electronic Payments Specialist

Scott & Associates, PC

Plano, TX • On-site

$16 - $19/hr

Full-time

Medical, Dental, Vision, Life, Retirement

Posted 13 days ago


Job description

Scott & Associates, PC is a well-established, multi-state legal recoveries firm. Since our founding in 2000, we’ve grown into a leading force in debt recovery, providing trusted and comprehensive legal solutions for financial institutions nationwide.

Our teams are driven, collaborative, and committed to delivering results.

We are seeking a motivated ACH & Electronic Payments Specialist to join our Plano, TX-based team.

Essential Duties and Responsibilities

The essential functions include, but are not limited to, the following:

  • Process and monitor electronic payments, ACH transactions, electronic funds transfers, and other payment activity.
  • Accurately apply electronic and ACH payments to consumer accounts in accordance with established procedures.
  • Research and resolve payment exceptions, unapplied funds, rejected transactions, returned payments, and posting discrepancies.
  • Review electronic payment files and transaction details for accuracy, completeness, and proper account application.
  • Reconcile daily electronic payment activity, ACH transactions, and bank deposits to ensure accurate accounting records.
  • Post and process payments accurately and timely within proprietary company software and related payment-processing systems.
  • Perform high-volume payment data entry and verify transaction information prior to posting.
  • Research payment discrepancies and coordinate resolution of account, transaction, or processing issues.
  • Process and maintain supporting payment documentation and electronic records.
  • Assist with daily banking activities, deposits, payment processing, and related operational tasks as needed.
  • Support payment-related projects, system enhancements, and process improvement initiatives as assigned by the Accounting Manager.
  • Maintain confidentiality and safeguard consumer and payment information in accordance with company policies and applicable requirements.
  • Assist with other accounting, payment processing, and client-related responsibilities as assigned.

 

Minimum Qualifications (Knowledge, Skills, and Abilities)

  • Two or more years of experience in electronic payment processing, ACH operations, banking, accounting, cash handling, payment application, or a related field preferred.
  • Experience with ACH transactions, electronic funds transfers, payment processing, and/or high-volume payment application strongly preferred.
  • Experience with high-volume data entry and transaction processing with a high degree of accuracy.
  • Strong understanding of payment posting, account reconciliation, transaction research, and payment exception resolution.
  • Ability to work efficiently and accurately in a high-volume, fast-paced environment while maintaining excellent attention to detail.
  • Strong analytical and problem-solving skills with the ability to research discrepancies and identify payment-related issues.
  • Effective oral and written communication skills, including knowledge of correct grammar, spelling, and punctuation.
  • Familiarity with NetSuite or other accounting, payment processing, or financial systems preferred.
  • Proficient in Microsoft Office applications, particularly Excel, Word, and PowerPoint.
  • Ability to operate standard office equipment, including computers, scanners, printers, and other related equipment.
  • Ability to manage multiple priorities, meet deadlines, and effectively organize daily workload.
  • Ability to adapt quickly and respond appropriately when urgent payment or accounting matters require immediate attention.
  • Ability to work professionally and maintain patience when interacting with individuals with diverse backgrounds, experience levels, and professional competencies.
  • Strong commitment to accuracy, confidentiality, compliance, and customer service.


Benefits

Eligible for medical, dental, vision, and company paid life insurance on the first of the month following 60 days of employment.

401(k) with employer match

Please visit our website, www.spalaw.com,for more information on our Firm.