ZipRecruiter

Log In

1

Director Credit Risk Jobs in Spokane, WA (NOW HIRING)

STCU

Senior Home Loan Underwriter

Liberty Lake, WA · On-site +1

$40.03 - $56.04/hr

Company Description STCU is consistently rated one of the top-performing credit unions in the ... Ensure alignment with STCU's risk-tolerance standards and portfolio quality by applying strong ...

STCU

Senior Home Loan Underwriter

Liberty Lake, WA · On-site +1

$40.03 - $56.04/hr

Company Description STCU is consistently rated one of the top-performing credit unions in the ... Ensure alignment with STCU's risk-tolerance standards and portfolio quality by applying strong ...

US Navy

Special Warfare Combat Crewman

Millwood, WA

... high risk coastal and riverine missions, gather reconnaissance, and deliver precision fires in ... conduct direct action raids against enemy shipping and waterborne traffic; integrate with and ...

US Navy

Special Warfare Combat Crewman

Newport, WA

... high risk coastal and riverine missions, gather reconnaissance, and deliver precision fires in ... conduct direct action raids against enemy shipping and waterborne traffic; integrate with and ...

US Navy

Special Warfare Combat Crewman

Blanchard, ID

... high risk coastal and riverine missions, gather reconnaissance, and deliver precision fires in ... conduct direct action raids against enemy shipping and waterborne traffic; integrate with and ...

US Navy

Special Warfare Combat Crewman

Reardan, WA

... high risk coastal and riverine missions, gather reconnaissance, and deliver precision fires in ... conduct direct action raids against enemy shipping and waterborne traffic; integrate with and ...

Dobbs Peterbilt

Parts Driver

Liberty Lake, WA · On-site

$15.75 - $19.25/hr

Desired Job Qualifications * 1 year direct customer facing sales experience. * Heavy-duty truck ... Give credit where it's due. Company Loyal Policies and Work Ethic * Adhere to the policies ...

US Navy

SEAL Officer

Reardan, WA

... risk missions from sea, air, and land in support of national objectives. They plan and execute ... unit direct action missions against military and high value targets; perform underwater ...

US Navy

SEAL Officer

Blanchard, ID

... risk missions from sea, air, and land in support of national objectives. They plan and execute ... unit direct action missions against military and high value targets; perform underwater ...

US Navy

SEAL Officer

Millwood, WA

... risk missions from sea, air, and land in support of national objectives. They plan and execute ... unit direct action missions against military and high value targets; perform underwater ...

Regal

Hourly Assistant Manager $23.50

ID · On-site

$23.50/hr

Monitoring risk management as it pertains to the theatre, i.e., employee and patron safety, loss ... Receipts include cash, credit cards, coupons, gift cards, checks, discount tickets, and any other ...

US Navy

SEAL Officer

Newport, WA

... risk missions from sea, air, and land in support of national objectives. They plan and execute ... unit direct action missions against military and high value targets; perform underwater ...

Cline's Heating and Air

Controller

Spokane Valley, WA · On-site

$85K - $115K/yr

This role oversees a direct report who handles day to day AR/AP and HR administration, so you can ... Reconcile all bank accounts, credit cards, intercompany balances, and loan accounts on a consistent ...

previous page

Showing results 21-35

All JobsCredit Risk JobsDirector Credit Risk JobsDirector Credit Risk Jobs in Spokane, WA

Director Credit Risk information

See Spokane, WA salary details

$85.4K

$158.1K

$304.9K

How much do director credit risk jobs pay per year?

As of Aug 22, 2026, the average yearly pay for director credit risk in Spokane, WA is $158,053.00, according to ZipRecruiter salary data. Most workers in this role earn between $105,700.00 and $190,100.00 per year, depending on experience, location, and employer.

What does a director credit risk do?

A Director of Credit Risk is responsible for overseeing an organization’s credit risk management strategies and policies. They analyze credit data, assess potential risks in lending or credit activities, and work to minimize losses related to bad debts. This role often involves leading a team, setting risk tolerance levels, and ensuring compliance with regulatory requirements. Directors of Credit Risk also collaborate with other departments to align risk management with the company's overall business objectives.

What are the key skills and qualifications needed to thrive as a director credit risk?

To thrive as a Director of Credit Risk, you need deep expertise in credit analysis, risk management, and financial modeling, usually supported by a degree in finance, economics, or a related field. Familiarity with risk assessment software, credit scoring systems, and regulatory compliance tools, along with certifications like CFA or FRM, is highly valued. Strong leadership, strategic thinking, and communication skills help drive cross-functional collaboration and effective risk mitigation. These competencies are crucial for making informed credit decisions that protect the organization's financial health and comply with regulatory standards.

What are some common challenges faced by a director credit risk and how can they be addressed?

A Director of Credit Risk often faces challenges such as balancing risk appetite with business growth goals, staying ahead of evolving regulatory requirements, and managing credit exposures in volatile markets. To address these, it's essential to foster strong collaboration with business units, maintain robust credit risk frameworks, and leverage data analytics for proactive decision-making. Continuous professional development and close communication with compliance and audit teams also help ensure that credit policies remain effective and up-to-date.

What is the difference between Director Credit Risk vs Credit Analyst?

AspectDirector Credit RiskCredit Analyst
CredentialsBachelor's/Master's in Finance, Economics, or related; often requires experience in credit risk managementBachelor's degree in Finance, Economics, or related; entry-level to mid-level roles
Work EnvironmentStrategic, leadership-focused, overseeing credit risk policies and teamsAnalytical, research-focused, assessing individual credit applications and risk
Employer & Industry UsageFinancial institutions, banks, credit agenciesBanks, lending companies, credit bureaus

The main difference is that a Director Credit Risk leads and develops credit risk strategies at a high level, while a Credit Analyst focuses on evaluating individual credit applications and assessing risk at a more operational level. The Director role involves strategic oversight, whereas the Credit Analyst role is more analytical and detail-oriented.

What are the most commonly searched types of Credit Risk jobs in Spokane, WA?

The most popular types of Credit Risk jobs in Spokane, WA are:

What are popular job titles related to Director Credit Risk jobs in Spokane, WA?

For Director Credit Risk jobs in Spokane, WA, the most frequently searched job titles are:

What job categories do people searching Director Credit Risk jobs in Spokane, WA look for?

The top searched job categories for Director Credit Risk jobs in Spokane, WA are:

What cities near Spokane, WA are hiring for Director Credit Risk jobs?

Cities near Spokane, WA with the most Director Credit Risk job openings:

Director Credit Risk jobs near you
Infographic showing various Director Credit Risk job openings in Spokane, WA as of August 2026, with employment types broken down into 92% Full Time, and 8% Part Time. Highlights an 85% In-person, and 15% Remote job distribution, with an average salary of $158,053 per year, or $76 per hour.

Senior Home Loan Underwriter

STCU

Liberty Lake, WA • On-site, Remote

$40.03 - $56.04/hr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

This job post has expired 1 day ago. Applications are no longer accepted.

Job description

Company Description
STCU is consistently rated one of the top-performing credit unions in the nation, and has been named one of Fortune Magazine's Great Places to Work. We look for employees who have a strong desire to serve others, are lifelong learners, are committed to working hard, have a fun-loving attitude, and who want to make a difference in our members' lives. We love people who share our core values: Joyfulness, generosity, belonging, goodness, and striving. We believe in being a force for good in the community, while helping members achieve their financial goals and dreams.
STCU offers excellent benefits:
  • Paid time off plus 11 paid holidays!
  • Medical, dental, vision and life insurance
  • Training and career development
  • Success sharing plan
  • 401(k) matching contributions
  • Tuition reimbursement

An overview of the benefits can be found here or here: https://stcu.org/here-for-good/about-stcu/careers/benefits
Salary range: $40.03 to $56.04 per hour
Job Description
**This is a remote position with the exception of the training period. Preference to those who live in the Greater Spokane, WA and North Idaho area. This position can support remote work from the following states: Florida, Georgia, Idaho, Oregon, Virgina, Washington and Wyoming.
Position Overview:
The Senior Home Loan Underwriter is responsible for analyzing and rendering home loan lending decisions consistent with STCU policies, STCU product details and secondary market investor guidelines. As a senior level position, this role works independently while also providing mentorship and support to other roles as needed.
Core Job/Requirements/Outcomes
  • Demonstrate full proficiency and knowledge of home loan underwriting guidelines and maintain compliance with all regulatory standards by staying up to date on all applicable agency rules, investor guidelines and STCU product guidelines.
  • Determine borrower ability to repay and, property and program eligibility by reviewing and analyzing income documentation, asset documentation, credit reports, appraisals, AVMs, title reports, etc. as well as validating AUS findings.
  • Ensure alignment with STCU's risk-tolerance standards and portfolio quality by applying strong problem-solving, sound judgment, and rigorous scrutiny to analyze the suitability of exception requests and complex loans-such as construction and jumbo loans-and recommend approval or denial as appropriate.
  • Maintain compliance with the department business plan by meeting applicable service level agreements and established production goals for number of loans underwritten.

Other Essential Functions
  • Act as a senior member of the underwriting team by providing key feedback, mentoring and training to loan officers, processors and other underwriters when needed.
  • Serve as a representative of the Home Loan underwriting team in various STCU projects, committees and/or CI initiatives
  • Complete various on-going third-party training requirements as needed to maintain knowledge or as assigned by VP of Home Loan Underwriting.
  • Contribute to the development of STCU's culture and strategic vision; the achievement of organizational goals; and support and emulate the STCU Core Values.
  • Exercise strong communication skills by communicating loan decisions effectively and timely within established standards.

Qualifications
Education: High school diploma or equivalent required...Bachelor's Degree in business, finance or related field or equivalent combination of education and experience preferred.
Certifications: MBA Certified Residential Underwriter (CRU) and FHA Direct Endorsement (DE) designations are preferred.
Job Experience: Minimum of five years of independent mortgage underwriting experience required. Prior experience in government underwriting is highly preferred.
Software Skills: Previous experience with loan origination software is required. Proficient knowledge of working with an AUS system and operating in a paperless environment required. Knowledge of Encompass is preferred. Proficient knowledge of MS Office programs including Outlook, Word, Excel and Teams.
Other Skills: Knowledge of policies, procedures and established processes to support compliance requirements.
Physical Demands: Must be able to regularly talk, hear and operate a computer, keyboard and mouse and occasionally lift, pull/push and carry up to 10 pounds with accommodations.
Work Conditions: Position requires that you are able to work remotely efficiently. Exposure to constant or intermittent sounds at a low or moderate level consistent with an office setting. Exposure to high-stress, fast-paced, deadline-oriented environment.
Other: Perform additional duties as assigned for the efficient operation of the department and the organization. This includes the possibility of being assigned temporarily to other locations.
Additional Information
Ready to apply? Click on I'm interested!
STCU logo

About STCU

Sourced by ZipRecruiter

Industry

Finance and insurance

Company size

501 - 1,000 Employees

Headquarters location

Liberty Lake, WA, US

Year founded

1934

View All STCU Jobs

Apply