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Deposit Operations Jobs in Texas (NOW HIRING)

Claudia Morrill Personnel, Inc.

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Banking Deposit Operations Representative

Houston, TX · On-site

$25 - $30/hr

International bank needs several deposit operations specialist for a special project. These are back office support positions. Must be fully bilingual in Spanish. The hiring manager will conduct ...

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Deposit Operations information

See Texas salary details

$10

$24

$49

How much do deposit operations jobs pay per hour?

As of Sep 12, 2026, the average hourly pay for deposit operations in Texas is $24.45, according to ZipRecruiter salary data. Most workers in this role earn between $16.59 and $28.22 per hour, depending on experience, location, and employer.

What is deposit operations?

Deposit Operations refers to the back-office functions in a bank or financial institution that handle the processing, maintenance, and management of deposit accounts such as checking, savings, and certificates of deposit. This department ensures that transactions like deposits, withdrawals, transfers, and account maintenance are processed efficiently and accurately. They also ensure compliance with banking regulations, manage risk, and provide support for customer service teams. Their work is crucial for the smooth functioning of day-to-day banking activities and safeguarding customer funds.

What are some common challenges faced in a deposit operations role, and how can new team members prepare for them?

Deposit Operations professionals often encounter challenges such as managing high transaction volumes, ensuring regulatory compliance, and quickly resolving discrepancies in account activity. New team members can prepare by familiarizing themselves with industry regulations, developing strong attention to detail, and improving their proficiency with banking software systems. Regular collaboration with other departments, such as IT and customer service, also helps ensure smooth processes and timely issue resolution. Being proactive in communication and staying organized are key to thriving in this fast-paced environment.

What are the key skills and qualifications needed to thrive in deposit operations, and why are they important?

Deposit Operations professionals require strong attention to detail, knowledge of banking regulations, and experience with account reconciliation, often supported by a background in finance or banking. Familiarity with core banking systems, transaction processing software, and compliance monitoring tools is typically essential. Strong organizational skills, problem-solving abilities, and effective communication set individuals apart in this role. These skills ensure accurate transaction processing, regulatory compliance, and efficient resolution of issues, all of which are vital for maintaining the integrity of banking operations.

What is the difference between Deposit Operations vs Loan Operations?

AspectDeposit OperationsLoan Operations
Required CredentialsTypically requires banking or finance certifications, basic accounting knowledgeSimilar certifications, with additional focus on credit analysis
Work EnvironmentBank branches, back-office banking departmentsLoan processing centers, back-office banking units
Employer & Industry UsageCommercial banks, credit unionsCommercial banks, mortgage companies
Common Search & Comparison IntentUnderstanding deposit handling, account managementLoan processing, approval procedures

Deposit Operations and Loan Operations are both essential banking roles but focus on different financial products. Deposit Operations handles account deposits, withdrawals, and account maintenance, while Loan Operations manages loan processing, disbursement, and repayment. Both roles require similar certifications and work within banking environments, but they serve different functions within financial institutions.

What are the most commonly searched types of Deposit Operations jobs in Texas?

The most popular types of Deposit Operations jobs in Texas are:

What are popular job titles related to Deposit Operations jobs in Texas?

For Deposit Operations jobs in Texas, the most frequently searched job titles are:

What job categories do people searching Deposit Operations jobs in Texas look for?

The top searched job categories for Deposit Operations jobs in Texas are:

What cities in Texas are hiring for Deposit Operations jobs?

Cities in Texas with the most Deposit Operations job openings:

Deposit Operations jobs near you
Infographic showing various Deposit Operations job openings in Texas as of September 2026, with employment types broken down into 1% As Needed, 79% Full Time, 17% Part Time, 1% Temporary, 1% Contract, and 1% Nights. Highlights an 92% Physical, 3% Hybrid, and 5% Remote job distribution, with an average salary of $50,857 per year, or $24.5 per hour.

Deposit Operations Representative

Texas City, TX

Texas First Bank
Commercial Banking • 201 - 500 employees
Learn more about Texas First Bankexternal

Full-time

Re-posted 7 days ago

Job description

Join Texas First Bank!

Founded in 1973, Texas First Bank is a fast-growing community bank with 27 locations across Southeast Texas. Our people are our greatest asset, and were dedicated to helping employees and communities thrive.

Text [location] to (281) 688-6192 to apply and submit your resume!

Job Summary

The Deposit Operations Representative III position at Texas First Bank is responsible for a variety of tasks, such as handling NSFs, stop payments, chargebacks, ACH disputes, unposted transactions, check returns, reclamations, wire transfers and other duties as assigned. This role requires independent decision-making and the ability to detect fraud patterns and suspicious activity. It also requires supporting retail staff. Must have knowledge of various banking regulations i.e. Reg E, Reg CC, Nacha Rules, etc.

Education and Special Requirements

  • High School diploma or equivalent
  • Attention to detail and strong analytical skills.
  • Effective communication and organizational abilities.
  • Exceptional customer service skills.
  • Minimum 5 years in banking.
  • Proficiency in Microsoft Office applications.
  • Ability to operate various office equipment.

Salary Grade 02 - 04

EOE/Disability/Veteran

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