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Deposit Operations Jobs in Texas (NOW HIRING)

Robert Half

Deposit Operations Representative

Austin, TX · On-site

$58K - $68K/yr

We are looking for a detail-focused Deposit Operations Representative to join a financial services team in Austin, Texas. This position plays an important role in keeping deposit operations accurate ...

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Deposit Operations information

See Texas salary details

$10

$24

$49

How much do deposit operations jobs pay per hour?

As of Aug 16, 2026, the average hourly pay for deposit operations in Texas is $24.45, according to ZipRecruiter salary data. Most workers in this role earn between $16.59 and $28.22 per hour, depending on experience, location, and employer.

What are some common challenges faced in a deposit operations role, and how can new team members prepare for them?

Deposit Operations professionals often encounter challenges such as managing high transaction volumes, ensuring regulatory compliance, and quickly resolving discrepancies in account activity. New team members can prepare by familiarizing themselves with industry regulations, developing strong attention to detail, and improving their proficiency with banking software systems. Regular collaboration with other departments, such as IT and customer service, also helps ensure smooth processes and timely issue resolution. Being proactive in communication and staying organized are key to thriving in this fast-paced environment.

What are the key skills and qualifications needed to thrive in deposit operations, and why are they important?

Deposit Operations professionals require strong attention to detail, knowledge of banking regulations, and experience with account reconciliation, often supported by a background in finance or banking. Familiarity with core banking systems, transaction processing software, and compliance monitoring tools is typically essential. Strong organizational skills, problem-solving abilities, and effective communication set individuals apart in this role. These skills ensure accurate transaction processing, regulatory compliance, and efficient resolution of issues, all of which are vital for maintaining the integrity of banking operations.

What is deposit operations?

Deposit Operations refers to the back-office functions in a bank or financial institution that handle the processing, maintenance, and management of deposit accounts such as checking, savings, and certificates of deposit. This department ensures that transactions like deposits, withdrawals, transfers, and account maintenance are processed efficiently and accurately. They also ensure compliance with banking regulations, manage risk, and provide support for customer service teams. Their work is crucial for the smooth functioning of day-to-day banking activities and safeguarding customer funds.

What is the difference between Deposit Operations vs Loan Operations?

AspectDeposit OperationsLoan Operations
Required CredentialsTypically requires banking or finance certifications, basic accounting knowledgeSimilar certifications, with additional focus on credit analysis
Work EnvironmentBank branches, back-office banking departmentsLoan processing centers, back-office banking units
Employer & Industry UsageCommercial banks, credit unionsCommercial banks, mortgage companies
Common Search & Comparison IntentUnderstanding deposit handling, account managementLoan processing, approval procedures

Deposit Operations and Loan Operations are both essential banking roles but focus on different financial products. Deposit Operations handles account deposits, withdrawals, and account maintenance, while Loan Operations manages loan processing, disbursement, and repayment. Both roles require similar certifications and work within banking environments, but they serve different functions within financial institutions.

What are the most commonly searched types of Deposit Operations jobs in Texas?

The most popular types of Deposit Operations jobs in Texas are:

What are popular job titles related to Deposit Operations jobs in Texas?

For Deposit Operations jobs in Texas, the most frequently searched job titles are:

What job categories do people searching Deposit Operations jobs in Texas look for?

The top searched job categories for Deposit Operations jobs in Texas are:

What cities in Texas are hiring for Deposit Operations jobs?

Cities in Texas with the most Deposit Operations job openings:

Deposit Operations jobs near you
Infographic showing various Deposit Operations job openings in Texas as of August 2026, with employment types broken down into 87% Full Time, 10% Part Time, 1% Temporary, and 2% Contract. Highlights an 94% Physical, 2% Hybrid, and 4% Remote job distribution, with an average salary of $50,857 per year, or $24.5 per hour.

Deposit Operations Specialist

Texas Heritage National Bank

Daingerfield, TX • On-site

Full-time

Re-posted 24 days ago

Job description

Description:

We are on the search for a Deposit Operations Specialist to join our Community Banking Team! This role performs centralized functions in support of the Deposit Operations Department to ensure the ongoing effectiveness of branch operations are in conformance with established Bank policies and procedures. Acts as a key contact for branches relating to deposit operational issues and assists in resolving issues impacting the branch’s ability to provide prompt, responsive service to customers.


Duties/Responsibilities:

  • Provide customer support via call center to customers with online banking, debit card and account inquiries.
  • Process both incoming and outgoing wire transfers in accordance with bank policy and procedures.
  • Responsible for day-to-day support of deposit operational functions including; processing ACH files and working with mobile deposit transactions, including adjustments and returns.
  • Quality control for all new and existing accounts to ensure adherence to regulations, policies and procedures
  • Receive, monitor, and resolve exception items in a timely and accurate manner.
  • Process all NFS items. Identify if to be paid or returned and process accordingly.
  • Assist bookkeeper with the review of large items, duplicate items, stop payments etc.
  • Handle research requests as needed.
  • Assist with debit card/ACH unauthorized disputes including processing of provisional credit and completion of correspondence during the investigation.
  • Ensure accuracy of customers deposits corrections.
  • Responsible for internal verification. Daily duties assigned to verify accuracy of branch transactions (Stop payments, Cashier’s Checks, Account Closing, etc.)
  • Protect the bank from unnecessary risk by adhering to bank procedures and confidentiality guidelines.
  • Adhere to internal controls, operational procedures, and risk management policies.
  • Ensure compliance with all bank policies and procedures, as well as applicable state and federal banking regulations.
  • Perform other duties and responsibilities as assigned
Requirements:

Required Skills/Abilities:

  • Strong knowledge of banking operations, and regulatory compliance.
  • Exceptional customer service skills, with the ability to handle difficult or sensitive situations with empathy and professionalism.
  • Strong attention to detail and accuracy.
  • Excellent communication skills, both verbal and written.
  • Strong problem solving and decision-making skills.
  • Ability to work independently with minimal supervision and make sound judgements.

Education and Experience:

  • High School diploma or equivalent required
  • 2+ years of deposit operations banking experience preferred

Physical Requirements:

Prolonged periods of sitting at a desk and working on a computer.

Must be able to lift up to 15 pounds at times.