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Deposit Operations Jobs in Texas (NOW HIRING)

Robert Half

Deposit Operations Representative

Austin, TX · On-site

$58K - $68K/yr

We are looking for a detail-focused Deposit Operations Representative to join a financial services team in Austin, Texas. This position plays an important role in keeping deposit operations accurate ...

Babich & Assoc.

Deposit Operations Specialist

Dallas, TX · On-site

$50K - $65K/yr

Our bank customer is seeking a skilled and detail-oriented Deposit Operations Specialist to join our growing operations team. In this role, you will play a critical part in supporting the Bank ...

Prime Lending

Deposit Operations Specialist

Lubbock, TX · On-site

PlainsCapital Bank is seeking a Deposit Operations Specialist to provide essential operational support for the bank's full range of deposit products and services, including checking, savings, money ...

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Deposit Operations information

See Texas salary details

$10

$24

$49

How much do deposit operations jobs pay per hour?

As of Jul 27, 2026, the average hourly pay for deposit operations in Texas is $24.45, according to ZipRecruiter salary data. Most workers in this role earn between $16.59 and $28.22 per hour, depending on experience, location, and employer.

What is the highest paying banking job?

In deposit operations, senior roles such as Deposit Operations Manager or Director tend to have the highest salaries, often exceeding six figures depending on the institution and location. Executive-level banking positions like Chief Banking Officer or Chief Operations Officer also offer higher compensation, typically requiring extensive experience and leadership skills.

Is banking operations a stressful job?

Banking operations roles can be stressful due to the need for accuracy, attention to detail, and strict regulatory compliance. The job often involves managing high volumes of transactions and meeting deadlines, which can contribute to work pressure, especially during busy periods or audits.

What are some common challenges faced in a Deposit Operations role, and how can new team members prepare for them?

Deposit Operations professionals often encounter challenges such as managing high transaction volumes, ensuring regulatory compliance, and quickly resolving discrepancies in account activity. New team members can prepare by familiarizing themselves with industry regulations, developing strong attention to detail, and improving their proficiency with banking software systems. Regular collaboration with other departments, such as IT and customer service, also helps ensure smooth processes and timely issue resolution. Being proactive in communication and staying organized are key to thriving in this fast-paced environment.

What are the key skills and qualifications needed to thrive in Deposit Operations, and why are they important?

Deposit Operations professionals require strong attention to detail, knowledge of banking regulations, and experience with account reconciliation, often supported by a background in finance or banking. Familiarity with core banking systems, transaction processing software, and compliance monitoring tools is typically essential. Strong organizational skills, problem-solving abilities, and effective communication set individuals apart in this role. These skills ensure accurate transaction processing, regulatory compliance, and efficient resolution of issues, all of which are vital for maintaining the integrity of banking operations.

What is the job description of a deposit operations?

Deposit operations professionals are responsible for processing and reconciling customer deposits, ensuring accurate account updates, and maintaining compliance with banking regulations. They handle transaction processing, monitor account activity, and use banking software to support daily operations. Strong attention to detail and knowledge of financial systems are essential for this role.

What are Deposit Operations?

Deposit Operations refers to the back-office functions in a bank or financial institution that handle the processing, maintenance, and management of deposit accounts such as checking, savings, and certificates of deposit. This department ensures that transactions like deposits, withdrawals, transfers, and account maintenance are processed efficiently and accurately. They also ensure compliance with banking regulations, manage risk, and provide support for customer service teams. Their work is crucial for the smooth functioning of day-to-day banking activities and safeguarding customer funds.

How much does a deposit operations specialist make?

A deposit operations specialist typically earns an average salary ranging from $40,000 to $60,000 annually, depending on experience and location. The role involves managing transaction processing, reconciling accounts, and ensuring compliance with banking regulations.

What is the difference between Deposit Operations vs Loan Operations?

AspectDeposit OperationsLoan Operations
Required CredentialsTypically requires banking or finance certifications, basic accounting knowledgeSimilar certifications, with additional focus on credit analysis
Work EnvironmentBank branches, back-office banking departmentsLoan processing centers, back-office banking units
Employer & Industry UsageCommercial banks, credit unionsCommercial banks, mortgage companies
Common Search & Comparison IntentUnderstanding deposit handling, account managementLoan processing, approval procedures

Deposit Operations and Loan Operations are both essential banking roles but focus on different financial products. Deposit Operations handles account deposits, withdrawals, and account maintenance, while Loan Operations manages loan processing, disbursement, and repayment. Both roles require similar certifications and work within banking environments, but they serve different functions within financial institutions.

What are the most commonly searched types of Deposit Operations jobs in Texas? The most popular types of Deposit Operations jobs in Texas are:
What are popular job titles related to Deposit Operations jobs in Texas? For Deposit Operations jobs in Texas, the most frequently searched job titles are:
What job categories do people searching Deposit Operations jobs in Texas look for? The top searched job categories for Deposit Operations jobs in Texas are:
What cities in Texas are hiring for Deposit Operations jobs? Cities in Texas with the most Deposit Operations job openings:
Deposit Operations jobs near you
Infographic showing various Deposit Operations job openings in Texas as of July 2026, with employment types broken down into 1% Locum Tenens, 1% As Needed, 67% Full Time, 20% Part Time, 10% Contract, and 1% Nights. Highlights an 95% Physical, and 5% Remote job distribution, with an average salary of $50,857 per year, or $24.5 per hour.
Deposit Operations Representative

Deposit Operations Representative

Robert Half

Austin, TX • On-site

$58K - $68K/yr

Full-time

Posted 3 days ago

Job description

We are looking for a detail-focused Deposit Operations Representative to join a financial services team in Austin, Texas. This position plays an important role in keeping deposit operations accurate, timely, and aligned with banking regulations while also supporting customers and internal partners. The ideal candidate brings strong operational knowledge, sound judgment, and a service-minded approach to handling daily banking activities.
Responsibilities:
• Manage daily deposit operations, including transaction processing and wire activity, with a strong focus on accuracy and timeliness.
• Review account records and supporting documents to ensure information is complete, properly maintained, and compliant with internal standards.
• Produce and evaluate operational reports, identify exceptions, and follow through on items requiring correction or escalation.
• Reconcile internal and general ledger accounts, investigate imbalances, and support routine balancing activities.
• Prepare customer communications and required disclosures, ensuring materials are distributed correctly and on schedule.
• Provide support for digital banking, bill payment, and cash management services for both consumer and business clients.
• Research transaction issues, resolve account discrepancies, and respond to customer or internal inquiries with professionalism and urgency.
• Assist with audits, compliance reviews, legal documentation requests, and operational improvement projects while partnering with vendors and internal departments as needed.
• Open and maintain consumer and commercial deposit accounts in accordance with bank policy, and provide backup assistance for routine branch transactions when necessary.

• Hands-on experience with the Jack Henry core banking platform preferred.

• Prior background in banking operations, deposit operations, or branch operations within a financial institution.

• Working knowledge of deposit products, account servicing, transaction processing, and operational controls.

• Experience handling wire transfers, account maintenance, reconciliations, and general ledger balancing.

• Strong attention to detail, the ability to manage multiple deadlines, and a dependable approach to daily work.

• Effective customer service and communication skills, with the ability to handle sensitive information discreetly.

• Proficiency with Microsoft Office applications and banking-related software tools.

• High school diploma or equivalent; bilingual English and Spanish skills are a plus.

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About Robert Half

Sourced by ZipRecruiter

Founded in 1948, Robert Half pioneered the idea of professional talent solutions to connect opportunities at great companies with highly skilled job seekers. As business needs changed, we evolved to offer specialized talent solutions for finance and accounting, technology, administrative and customer support, creative and marketing, and legal fields. In 2002, we introduced our subsidiary, Protiviti, a global independent risk consulting and internal audit service, to support companies as they faced more strategic business challenges.

Industry

Recruiting and staffing services

Company size

10,000+ Employees

Headquarters location

San Ramon, CA, US

Year founded

1948

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