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Deposit Operations Jobs in Texas (NOW HIRING)

Babich & Assoc.

Deposit Operations Specialist

Dallas, TX · On-site

$50K - $65K/yr

Our bank customer is seeking a skilled and detail-oriented Deposit Operations Specialist to join our growing operations team. In this role, you will play a critical part in supporting the Bank ...

LEGEND BANK

Chief Operations Officer

Decatur, TX · On-site

Provide executive leadership for Deposit Operations, Digital Channels and Payments, Treasury Management Support, Customer Care, Information Technology and Project Management * Direct the ...

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$10

$24

$49

How much do deposit operations jobs pay per hour?

As of May 28, 2026, the average hourly pay for deposit operations in Texas is $24.45, according to ZipRecruiter salary data. Most workers in this role earn between $16.59 and $28.22 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive in Deposit Operations, and why are they important?

Deposit Operations professionals require strong attention to detail, knowledge of banking regulations, and experience with account reconciliation, often supported by a background in finance or banking. Familiarity with core banking systems, transaction processing software, and compliance monitoring tools is typically essential. Strong organizational skills, problem-solving abilities, and effective communication set individuals apart in this role. These skills ensure accurate transaction processing, regulatory compliance, and efficient resolution of issues, all of which are vital for maintaining the integrity of banking operations.

What are some common challenges faced in a Deposit Operations role, and how can new team members prepare for them?

Deposit Operations professionals often encounter challenges such as managing high transaction volumes, ensuring regulatory compliance, and quickly resolving discrepancies in account activity. New team members can prepare by familiarizing themselves with industry regulations, developing strong attention to detail, and improving their proficiency with banking software systems. Regular collaboration with other departments, such as IT and customer service, also helps ensure smooth processes and timely issue resolution. Being proactive in communication and staying organized are key to thriving in this fast-paced environment.

What are Deposit Operations?

Deposit Operations refers to the back-office functions in a bank or financial institution that handle the processing, maintenance, and management of deposit accounts such as checking, savings, and certificates of deposit. This department ensures that transactions like deposits, withdrawals, transfers, and account maintenance are processed efficiently and accurately. They also ensure compliance with banking regulations, manage risk, and provide support for customer service teams. Their work is crucial for the smooth functioning of day-to-day banking activities and safeguarding customer funds.

What is the difference between Deposit Operations vs Loan Operations?

AspectDeposit OperationsLoan Operations
Required CredentialsTypically requires banking or finance certifications, basic accounting knowledgeSimilar certifications, with additional focus on credit analysis
Work EnvironmentBank branches, back-office banking departmentsLoan processing centers, back-office banking units
Employer & Industry UsageCommercial banks, credit unionsCommercial banks, mortgage companies
Common Search & Comparison IntentUnderstanding deposit handling, account managementLoan processing, approval procedures

Deposit Operations and Loan Operations are both essential banking roles but focus on different financial products. Deposit Operations handles account deposits, withdrawals, and account maintenance, while Loan Operations manages loan processing, disbursement, and repayment. Both roles require similar certifications and work within banking environments, but they serve different functions within financial institutions.

What are the most commonly searched types of Deposit Operations jobs in Texas? The most popular types of Deposit Operations jobs in Texas are:
What are popular job titles related to Deposit Operations jobs in Texas? For Deposit Operations jobs in Texas, the most frequently searched job titles are:
What job categories do people searching Deposit Operations jobs in Texas look for? The top searched job categories for Deposit Operations jobs in Texas are:
What cities in Texas are hiring for Deposit Operations jobs? Cities in Texas with the most Deposit Operations job openings:
Deposit Operations jobs near you
Infographic showing various Deposit Operations job openings in Texas as of May 2026, with employment types broken down into 1% Locum Tenens, 2% As Needed, 64% Full Time, 21% Part Time, and 12% Contract. Highlights an 74% Physical, 13% Hybrid, and 13% Remote job distribution, with an average salary of $50,857 per year, or $24.5 per hour.
Deposit Operations Specialist

Deposit Operations Specialist

Babich & Assoc.

Dallas, TX • On-site

$50K - $65K/yr

Full-time

Medical, Dental, Vision, Life, Retirement

Posted 20 days ago

Job description

Our bank customer is seeking a skilled and detail-oriented Deposit Operations Specialist to join our growing operations team. In this role, you will play a critical part in supporting the Bank’s daily back-office operations, ensuring smooth transaction processing, regulatory compliance, and exceptional internal service.This is a great opportunity for someone with experience in bank operations and a strong understanding of ACH, wire transfers, and deposit services.

Key Responsibilities:

You will support a wide range of operational functions with one designated primary responsibility area (ACH, Wire Transfer, or Account Support & Item Processing), plus general support duties:

* Assist with daily deposit operations, including ACH and wire processing.

* Provide exceptional service to internal staff and customers regarding deposit account inquiries and transaction research.

* Reconcile general ledger and deposit accounts.

* Support regulatory compliance efforts, including BSA/AML and consumer protection laws.

* Maintain and update documentation and follow bank record retention policies.

* Execute and verify domestic/international wire transfers in accordance with bank policies.

*Account Support & Item Processing

* Handle unposted items, chargebacks, and large return notifications.

* Maintain account documentation accuracy and follow up on exceptions.

* Support safe deposit box and new account processes.

* Execute and verify domestic/international wire transfers in accordance with bank policies.

* Ensure all documentation is correctly scanned and stored.

* Upload and reconcile wires in BSA software.

Qualifications:

*ACH Certification-highly preferred

* 3-10 years of experience in deposit operations or similar banking functions.

* Excellent communication and customer service skills.

* Strong attention to detail and ability to prioritize tasks effectively.

* Proficiency with banking software and ability to learn new systems.

* Self-motivated and adaptable to change.

* Team-oriented with a collaborative mindset.

Our customer is an **Equal Opportunity Employer**. All qualified applicants will receive consideration without regard to race, color, religion, sex, national origin, disability, or protected veteran status.

Please respond to this ad or email sharon@babich.com.

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About Babich & Associates

Sourced by ZipRecruiter

Babich & Associates is Texas’ Most Experienced Employment Placement and Recruitment Firm. It is consistently recognized by the Dallas/Ft.Worth Business Journal as one of the top contingency placement firms in the area. Started in 1952 as one of the first women-owned businesses in the Dallas/Fort Worth Metroplex by Mildred Babich, the employment agency is led today by Tony Beshara, recognized as one of the country's top placement and recruitment specialists. Tony is a recognized authority in the job search profession with four best selling books, a radio show, and numerous magazine articles to his credit. He has become a frequent authority on the Dr. Phil Show, offering his experience and advice to Dr. Phil’s guests as well as making numerous appearances on Fox Business News.

Industry

Recruiting and staffing services

Company size

11 - 50 Employees

Headquarters location

Dallas, TX, US

Year founded

1952

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