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Deposit Operations Analyst Jobs in California (NOW HIRING)

BayFed

Deposit Operations Specialist I

Capitola, CA · On-site

$22 - $26.04/hr

The Deposit Operations Specialist I performs functions to support the servicing and maintenance of ... Ability to research, analyze, and resolve member and operational issues independently. * Experience ...

Cathay Bank

AVP, Sr Deposit Operations Officer

Rosemead, CA · On-site

$32.21 - $36.92/hr

Analyze and resolve any related procedural issues. * Develops and documents new or changes in the ... Experience: * 3- 5 years of deposit operations experience, preferably in a back-office environment ...

Westamerica Bank

$16.90 - $26.69/hr

Support other operational functions including but not limited to Remote Deposit Capture ... Excellent analytical, communication and organizational skills required. Strong PC Lotus 1-2-3 and ...

WESTAMERICA BANK

$16.90 - $26.69/hr

Support other operational functions including but not limited to Remote Deposit Capture ... Excellent analytical, communication and organizational skills required. Strong PC Lotus 1-2-3 and ...

Westamerica Bank

$16.90 - $26.69/hr

Support other operational functions including but not limited to Remote Deposit Capture ... Excellent analytical, communication and organizational skills required. Strong PC Lotus 1-2-3 and ...

Cathay Bank

VP, Operations Liaison

Rosemead, CA · On-site

$91K - $113K/yr

Strong knowledge of deposit operations, ATM/card operations, banking products, operational controls, and regulatory requirements. Excellent communication, analytical, organizational, problem-solving ...

U.S. Coast Guard

Business Operations Analyst

Petaluma, CA · On-site +1

$77K - $100K/yr

Summary This vacancy is for a GS-0343-9, Business Operations Analyst located in the Department of ... All Federal employees are required to have Federal salary payments made by direct deposit. The ...

U.S. Coast Guard

Business Operations Analyst

Petaluma, CA · On-site +1

$77K - $100K/yr

Summary This vacancy is for a GS - 0343 - 9, Business Operations Analyst located in the Department ... All Federal employees are required to have Federal salary payments made by direct deposit. The ...

East West Bank

Group Operations Manager

El Monte, CA · On-site

$100K - $200K/yr

Minimum 10 years' experience in Deposit Operations with mid to large Financial Institution. * 5+ years of management experience. * Experience managing multiple teams. * Strong analytical and process ...

East West Bank

Group Operations Manager

El Monte, CA · On-site

$100K/yr

Minimum 10 years' experience in Deposit Operations with mid to large Financial Institution. * 5+ years of management experience. * Experience managing multiple teams. * Strong analytical and process ...

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Be Seen First

Revenue Cycle Operations Analyst

San Diego, CA · On-site

$85K - $105K/yr

The Opportunity We are seeking a Revenue Cycle Operations Analyst to provide hands-on analytical ... Support bank, cash, deposit, and payment reconciliation processes. * Help ensure financial activity ...

US Bank

Deposit Pricing Analyst

Los Angeles, CA · Hybrid

The Deposit Pricing Analyst will report to the Consumer Deposit Pricing leader within the Consumer & Business Banking line of business and support pricing operations for U.S. Bank's consumer deposit ...

New

MRISpokane

Payments Fraud Analyst

Riverside, CA

Deposit Operations/Fraud Specialist * Payments Risk Analyst * Senior Fraud Specialist Why This Opportunity * Broad exposure across all payment channels * Ability to influence fraud controls and ...

cathaybank

VP, New Account Manager

Rosemead, CA · On-site

$93K - $110K/yr

DIRECT REPORTS The incumbent supervises up to (8) Deposit Operations Team Members/Officers ... Prepare and present operational reports, trend analysis, and management updates. * Participate in ...

cathaybank

VP, New Account Manager

Rosemead, CA · On-site

$93K - $110K/yr

DIRECT REPORTS The incumbent supervises up to (8) Deposit Operations Team Members/Officers ... Prepare and present operational reports, trend analysis, and management updates. * Participate in ...

Preferred Bank

Sr. Internal Auditor

Los Angeles, CA · On-site

$60K - $95K/yr

... deposit operations, loan operations, and Sarbanes-Oxley (SOX) interim and year-end control testing ... Strong analytical and problem-solving skills. * Excellent communication and presentation skills to ...

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Deposit Operations Analyst information

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How much do deposit operations analyst jobs pay per hour?

As of Aug 9, 2026, the average hourly pay for deposit operations analyst in California is $33.31, according to ZipRecruiter salary data. Most workers in this role earn between $23.70 and $39.86 per hour, depending on experience, location, and employer.

What does a deposit operations analyst do?

A typical day for a Deposit Operations Analyst involves monitoring and reconciling deposit transactions, researching discrepancies or exceptions, and ensuring all processes comply with banking regulations and policies. You may also review account activity for potential fraud, assist with audits, and collaborate with other departments such as customer service and compliance to resolve issues. Most analysts work in a structured office environment as part of a larger operations or back-office team, with a blend of independent and collaborative tasks. This role offers valuable exposure to core financial operations and can serve as a solid foundation for career advancement within banking or financial services.

What is a deposit operations analyst?

A Deposit Operations Analyst is responsible for overseeing and ensuring the accuracy of deposit-related transactions within a financial institution. They handle account reconciliations, process exceptions, monitor regulatory compliance, and support operational efficiency. Their role involves analyzing transaction data, troubleshooting discrepancies, and collaborating with internal teams to enhance banking processes. Strong attention to detail, analytical skills, and knowledge of banking regulations are essential for this position.

How much do deposit operations analysts make?

Deposit operations analysts typically earn a median annual salary of around $50,000 to $70,000, depending on experience, location, and the size of the financial institution. Entry-level roles may start lower, while experienced analysts or those with specialized skills can earn higher salaries. Compensation often includes benefits such as health insurance and retirement plans.

Is a deposit operations analyst a good career?

A deposit operations analyst is a stable role within the banking and financial services industry, focusing on processing and managing deposit transactions, reconciling accounts, and ensuring compliance. It often requires strong attention to detail, proficiency with banking software, and knowledge of financial regulations, making it a viable career path for those interested in finance and operations. Career growth can include advancing to supervisory or managerial positions with experience and additional certifications.

What skills and qualifications are needed to be a deposit operations analyst?

To thrive as a Deposit Operations Analyst, you need a strong understanding of banking operations, attention to detail, and familiarity with regulatory compliance, often supported by a degree in finance, accounting, or a related field. Experience with core banking systems, transaction processing software, and knowledge of regulations such as NACHA or BSA/AML are highly valued and sometimes required. Exceptional analytical thinking, problem-solving skills, and clear communication help you collaborate effectively and resolve issues efficiently. These competencies are essential to ensure the accurate processing of deposits, maintain compliance, and support the overall integrity of financial operations.

What are the most commonly searched types of Deposit Operations Analyst jobs in California? The most popular types of Deposit Operations Analyst jobs in California are:
What are popular job titles related to Deposit Operations Analyst jobs in California? For Deposit Operations Analyst jobs in California, the most frequently searched job titles are:
What job categories do people searching Deposit Operations Analyst jobs in California look for? The top searched job categories for Deposit Operations Analyst jobs in California are:
What cities in California are hiring for Deposit Operations Analyst jobs? Cities in California with the most Deposit Operations Analyst job openings:
Deposit Operations Analyst jobs near you
Infographic showing various Deposit Operations Analyst job openings in California as of June 2026, with employment types broken down into 87% Full Time, 12% Part Time, and 1% Temporary. Highlights an 81% Physical, 7% Hybrid, and 12% Remote job distribution, with an average salary of $69,290 per year, or $33.3 per hour.

Deposit Operations Specialist I

BayFed

Capitola, CA • On-site

$22 - $26.04/hr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted yesterday

Job description

Description
About the Role:
The Deposit Operations Specialist I performs functions to support the servicing and maintenance of deposit accounts in compliance with regulations and professional standards. They perform data entry, share draft processing, resolve deposit product inquiries, and provide exceptional service to internal and external customers. They serve as a resource for front line staff in deposit account maintenance, account qualification and research, and other deposit related items.
Scheduled Weekly Hours:
40 hours per week; Monday - Friday; 8:00 - 5:00pm
What you'll be doing:
  • Serve as a resource for branch staff, the Contact Center, and other departments by providing guidance on deposit products, services, transactions, and procedures.
  • Process a variety of deposit operations transactions, including share drafts, Bill Pay items, return deposits, Check 21 processing, ATM deposits, and remote deposit capture (RDC) adjustments.
  • Perform account maintenance activities such as account openings and closures, ownership changes, beneficiary updates, certificate renewals, and account corrections.
  • Manage member disputes from intake through resolution, ensuring compliance with Regulation E requirements and established procedures.
  • Respond to Verification of Deposit and Verification of Asset requests within established service standards.
  • Monitor and reconcile assigned general ledger accounts and assist with account balancing and research.
  • Conduct account research and process maintenance requests, including mail deposits, statement inquiries, account restrictions, and other deposit-related issues.
  • Identify opportunities to improve operational processes and provide recommendations to enhance efficiency, accuracy, and service.
  • Maintain compliance with Credit Union policies and applicable regulations, including Reg E, Reg CC, BSA, OFAC, FACT Act, and Check 21 requirements.

You're Perfect For This Role If You Have:
  • High school diploma or equivalent.
  • At least one year of banking or credit union experience.
  • Strong knowledge of deposit accounts, account maintenance, and operational processes.
  • Proficiency in Microsoft Office applications, including Excel, Word, Outlook, and PowerPoint.
  • Strong attention to detail with the ability to accurately process transactions and account changes.
  • Excellent verbal and written communication skills.
  • Ability to research, analyze, and resolve member and operational issues independently.
  • Experience reconciling accounts or performing bookkeeping/accounting-related tasks is a plus.
  • Ability to manage multiple priorities while working both independently and collaboratively within a team environment.

Who We Are:
Bay Federal Credit Union was started in 1957 when local school teachers pooled their money together to start a credit union. This original vision and investment has grown into the area's largest locally-owned financial institution, with nearly $1.6 billion in assets. Today, Bay Federal provides full service financial products and solutions to individuals and businesses in Santa Cruz, Monterey, and San Benito counties.
As a local, member-owned, not-for-profit financial cooperative, we are passionate about contributing to the community and being an integral part of its incredible story. Each year, our employees volunteer their time and donate their money to local non-profits, schools, and events. Our managers serve on local non-profit Boards of Director to be involved, understand challenges, and to make a real difference in the communities we serve.
From our founding as a teacher's credit union, Bay Federal has continued our commitment to education. We offer annual student scholarships for members and offer a comprehensive array of solutions to support our member's financial wellness. Through online financial education course offerings, solutions for teachers and students, as well as special programs for youth, our financial wellness programs are free and available to the public. This is a small part of our work in creating thriving and vibrant communities!
We look forward to continuing our story, and hope that you will be a part of it!
Why You'll Love Working at Bay Federal Credit Union
At Bay Federal, we believe that when our employees thrive, our members and community do too. We're proud to offer a comprehensive benefits package and meaningful perks designed to support your well-being, growth, and success, both at work and beyond.
Comprehensive Benefits
  • 401(k) Matching: We'll match your contributions dollar-for-dollar up to 5% of your pay.
  • Annual Bonus Eligibility: Share in our success through our annual bonus plan.
  • Health Coverage That Cares: Choose from quality Medical, Dental, Vision, Life Insurance, and Long-Term Disability options.
  • Employee Assistance Program: Receive up to six face-to-face sessions per person, per reason, for you and your household.
  • Wellness Program: Holistic support for your physical, financial, and emotional health.
  • Rocket Lawyer Legal Services: Company-sponsored program that provides legal documents, advice, and attorney assistance for a wide range of needs.
  • Additional Options: Customize your coverage with Pet Insurance and Aflac supplemental plans.

Perks That Set Us Apart
  • Recognized as the #1 Credit Union to Work For by Credit Union Journal.
  • Named a Best Place to Work in the Bay Area by SF Business Times and Silicon Valley Journal.
  • 11 paid Federal Holidays each year, so you can recharge and celebrate.
  • Career Growth & Development:
    • Access to industry-standard webinars and LinkedIn Learning courses.
    • Leadership partnership with Cabrillo College - a 12-week program designed for emerging supervisors and managers.
    • $1,500 Mac McCormac Employee Scholarship to support your education goals.
  • Hybrid Work Environment: Enjoy flexibility with remote work opportunities and connect in person during our biannual All-Staff Meetings.

Bay Federal Credit Union is proud to offer a competitive, robust compensation and benefits package. Bay Federal considers many factors in determining base pay such as experience, education/training, internal peer equity, job location, and other business considerations when extending an offer. For Santa Cruz, CA only, the pay scale Bay Federal reasonably expects to pay for this position is $22 - $26.04 per hour. Salaries are based on the geographic location in which you live if working remotely.
Bay Federal provides health care benefits, life and disability insurance, paid holidays and 401k with a company match to eligible employees; along with employee paid voluntary benefits. Paid time off is accrued per paycheck for eligible employees at a rate based on your tenure. Leaves of absences are available in adherence with state and federal regulations.
Bay Federal is committed to providing equal employment opportunity for all persons regardless of age, disability, national origin, race, color, religion, sex, sexual orientation, gender, gender identity or expression, pregnancy, veteran or military status, marital and civil partnership/union status, alienage or citizenship status, creed, genetic information or any other status protected by applicable federal, state, or local law. Bay Federal is at at-will employer.
For CCPA's requirements regarding security practices and procedures, please see our privacy page here (https://www.bayfed.com/privacy). Bay Federal Credit Union takes our obligation to keep our member's data safe and secure and adhere to industry standard best practices.

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