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Debt Collector Jobs in Raleigh, NC (NOW HIRING)

Field Collections

Raleigh, NC · On-site

$18 - $22.68/hr

RNR Tire Express is ready to hire a full-time Field Collector with great customer service skills. An average field collection makes $18.00 to $20.68 with the bonuses . In addition to great pay and ...

RNR Tire Express is ready to hire a full-time Field Collector with great customer service skills. An average field collection makes $18.00 to $20.68 with the bonuses . In addition to great pay and ...

Field Collections

Raleigh, NC · On-site

$18 - $22.68/hr

RNR Tire Express is ready to hire a full-time Field Collector with great customer service skills. An average field collection makes $18.00 to $20.68 with the bonuses . In addition to great pay and ...

Collections Specialist

Durham, NC

$18 - $24.25/hr

POSITION SUMMARY Perform collection activities via phone, mail, electronic means and rarely in person in attempt to collect funds for delinquent debt. Collects payments on all real estate loans, and ...

Debt Collector information

See Raleigh, NC salary details

$7

$16

$23

How much do debt collector jobs pay per hour?

As of Jul 27, 2026, the average hourly pay for debt collector in Raleigh, NC is $16.24, according to ZipRecruiter salary data. Most workers in this role earn between $13.61 and $17.60 per hour, depending on experience, location, and employer.

What jobs pay 4000 a week without a degree?

Debt collectors can earn around $4,000 per week through commissions and bonuses, especially in high-volume or specialized collections roles. Success in this field often depends on experience, negotiation skills, and the volume of accounts managed, with some positions offering performance-based pay that exceeds traditional salaries without requiring a degree.

What are debt collectors?

Debt collectors are professionals or agencies hired by creditors to recover unpaid debts from individuals or businesses. They contact debtors by phone, mail, or email to arrange payment plans or settlements. Debt collectors must follow specific laws and regulations, such as the Fair Debt Collection Practices Act (FDCPA) in the United States, to ensure ethical practices. Their main goal is to recover as much of the owed amount as possible while maintaining professionalism and compliance with the law.

What qualifications do I need to be a debt collector?

To become a debt collector, candidates typically need a high school diploma or equivalent. Employers often require good communication skills, some experience in customer service or collections, and knowledge of relevant laws such as the Fair Debt Collection Practices Act. Licensing or registration may be required depending on the state or country.

What are the key skills and qualifications needed to thrive as a Debt Collector, and why are they important?

To thrive as a Debt Collector, you need strong negotiation abilities, knowledge of debt collection laws, and typically a high school diploma or equivalent. Familiarity with customer relationship management (CRM) software, phone systems, and payment processing tools is often required. Excellent communication, resilience, and problem-solving skills help build rapport with clients and handle challenging conversations. These competencies are crucial for maximizing debt recovery while maintaining compliance and positive client relations.

Is it hard to be a debt collector?

Being a debt collector can be challenging as it requires strong communication skills, persistence, and the ability to handle difficult conversations. The job often involves managing stressful situations and adhering to legal regulations, which can add to its difficulty.

How much do debt collectors get paid?

Debt collectors' salaries vary depending on experience, location, and employer, but the average annual pay ranges from $30,000 to $50,000. Many debt collectors earn commissions or bonuses based on recovery performance, and the role often requires strong communication skills and knowledge of debt collection laws.

What are some common challenges faced by debt collectors, and how can they handle them effectively?

Debt collectors often encounter challenges such as dealing with uncooperative or distressed customers, meeting collection targets, and managing high call volumes. Effective communication and strong negotiation skills are key to overcoming these obstacles, as is maintaining professionalism and empathy during difficult conversations. Many organizations provide training and support to help collectors handle objections, comply with regulations, and manage stress, making it important for job seekers to seek out employers with robust support systems.

What Is a Debt Collector?

The job of a debt collector is to collect on a debt that a person owes, like a late credit card or mortgage payment. They often work for a debt collection agency or for a creditor who is seeking a debtor. Their duties may entail finding the debtor, contacting them by phone or mail, and negotiating payments. Debt collection is regulated by the federal government. Collection agencies may use internal collectors or contract out to another firm.

What is the difference between Debt Collector vs Credit Analyst?

AspectDebt CollectorCredit Analyst
Required CredentialsHigh school diploma; sometimes certifications in collectionsBachelor's degree in finance, accounting, or related field
Work EnvironmentCollections agencies, banks, or healthcare providersBanks, financial institutions, or credit bureaus
Employer & Industry UsagePrimarily in debt recovery and collectionsInvolved in assessing creditworthiness and risk analysis
Common Search & Comparison IntentUnderstanding debt recovery rolesEvaluating credit risk and financial health

While both roles are involved in finance, a Debt Collector focuses on recovering unpaid debts, often working directly with delinquent accounts. A Credit Analyst assesses creditworthiness to determine lending risks. The roles differ in responsibilities, credentials, and work environments, but both are essential in financial operations.

What are the most commonly searched types of Debt Collector jobs in Raleigh, NC? The most popular types of Debt Collector jobs in Raleigh, NC are:
What are popular job titles related to Debt Collector jobs in Raleigh, NC? For Debt Collector jobs in Raleigh, NC, the most frequently searched job titles are:
What job categories do people searching Debt Collector jobs in Raleigh, NC look for? The top searched job categories for Debt Collector jobs in Raleigh, NC are:
What cities near Raleigh, NC are hiring for Debt Collector jobs? Cities near Raleigh, NC with the most Debt Collector job openings:
Infographic showing various Debt Collector job openings in Raleigh, NC as of July 2026, with employment types broken down into 62% Full Time, 34% Part Time, 1% Temporary, and 3% Contract. Highlights an 91% Physical, 1% Hybrid, and 8% Remote job distribution, with an average salary of $33,814 per year, or $16.3 per hour.
Field Collections

Field Collections

RNR Tire Express

Raleigh, NC • On-site

$18 - $22.68/hr

Full-time

Medical, Dental, Vision, Retirement

Posted 25 days ago


RNR Tire Express rating

5.0

Company rating: 5.0 out of 10

Based on 33 frontline employees who took The Breakroom Quiz

601st of 728 rated retailers


Job description

RNR Tire Express is ready to hire a full-time Field Collector with great customer service skills. An average field collection makes $18.00 to $20.68 with the bonuses. In addition to great pay and our family atmosphere, our office team also enjoys the following benefits and perks:


  • Medical, dental, and vision insurance
  • Long- and short-term disability
  • Accident, critical illness, and cancer plans
  • 401(k) matching plan
  • Paid holidays
  • Growth potential


So, now that you've learned the who, what, where, and why, you may be wondering HOW? It's easy! Just fill out our initial short, mobile-friendly online application. We hope to meet you soon!


THE DAY-TO-DAY

You can be found in the office Monday-Friday, 8:30am-6:30pm and Saturday 8:30am-3:30pm with one weekday off each week and Sundays off.


Each day, you arrive at the office ready to maintain our customer relationships. Most of your day is spent on the phone or computer. Looking over applications, you strive to recognize and create opportunities to renew customer agreements. You provide excellent customer service as you make phone calls to our customers regarding expired agreements as well as to references on expired accounts. By actively listening, you assist in resolving issues to facilitate renewal and prompt payment as necessary. You also schedule voluntary turn-ins of merchandise. We also go out into the field to pick up product and do door hangers.


Your patience and tact are essential in enhancing our relationships with our customers. When challenging opportunities arise, you handle them quickly all while providing top-notch customer service. Your ability to multitask while managing the pace of a call and keeping focused on the customer is essential to your success. This also allows you to meet weekly goals. As a Field Collections, you thrive in our fast-paced, people-driven environment and get great satisfaction out of contributing to our continued success.


OUR IDEAL Field Collector


  • Positive - a can-do attitude that helps you rise to challenges.
  • Communicator - strong communication skills especially over the phone
  • Passion for customer service - motivated to maintain relationships with our customers.
  • Patient - ability to work with customers even when they're upset.
  • Multitasker - prioritize and juggle multiple tasks effectively throughout a busy workday.

Is this you? If so, keep reading!


ABOUT RNR TIRE EXPRESS

RNR Tire Express is a national franchise retailer of quality tires and custom wheels. Established in 2000, RNR has grown to over 200 locations in 29 states and is continuing to grow. At RNR, we have built a culture around "serving our customers and not just providing them service".


We support and empower our employees with excellent training and tools which enables them to provide our customers with a unique and exceptional experience. Our team is essential to our success which is why we offer competitive compensation, generous benefits, and a great work environment that people want to be a part of.


REQUIREMENTS


  • Experience as sales agent, rental agent, account executive, account manager, account collection, or rent-to-own
  • Valid driver's license with a clean driving history
  • Can pass a drug screen and background check.
  • Ability to work a flexible schedule.
  • Professional communication skills in English (bilingual is a plus!)
  • Strong computer and phone skills

If this sounds like the right opportunity for you and you meet the above requirements, we need you on our office team. Apply today to be a Field Collections! IND6


Must have the ability to pass a Background Check Prior to hire


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