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Debt Collection Officer Jobs (NOW HIRING)

OBXtek Inc.

Payroll Specialist - Mid-Level

Washington, DC · On-site

$26.50 - $36.25/hr

Apply working knowledge of federal payroll policies and procedures, NFC directives, OMB guidance, the Code of Federal Regulations (CFR), the CFO Act, and the Debt Collection Improvement Act, when ...

Coface

Business Development Officer - NY

Manhattan, NY · On-site +1

$80K - $120K/yr

Trade Credit Insurance, Business Information, Debt Collection, Single Risk insurance, Surety Bonds ... We are seeking a highly motivated, corporate Business Development Officer to hunt for and close new ...

OBXtek Inc.

Payroll Specialist - Senior

Washington, DC · On-site

$33.50 - $45.50/hr

Apply working knowledge of federal payroll policies and procedures, NFC directives, OMB guidance, the Code of Federal Regulations (CFR), the CFO Act, and the Debt Collection Improvement Act, when ...

Coface

Business Development Officer - NY

Manhattan, NY · Hybrid

$80K - $120K/yr

Trade Credit Insurance, Business Information, Debt Collection, Single Risk insurance, Surety Bonds ... We are seeking a highly motivated, corporate Business Development Officer to hunt for and close new ...

Coface

Business Development Officer - Midwest

Chicago, IL · On-site +1

$80K - $120K/yr

Trade Credit Insurance, Business Information, Debt Collection, Single Risk insurance, Surety Bonds ... We are seeking a highly motivated, corporate Business Development Officer to hunt for and close new ...

Coface

Business Development Officer - Midwest

Chicago, IL · Hybrid

$80K - $120K/yr

Trade Credit Insurance, Business Information, Debt Collection, Single Risk insurance, Surety Bonds ... We are seeking a highly motivated, corporate Business Development Officer to hunt for and close new ...

Aktos

Founding Account Executive

$120K - $150K/yr

Sales Type: Full-time About Aktos Debt collection software is broken - and we're fixing it. Aktos ... You'll work closely with our CEO, product, and customer success teams to deeply understand the ...

Alero Financial Credit Union

Loan Processor

Elgin, IL · On-site

$18.68 - $23.34/hr

Prepare and complete loan documentation and loan booking upon approval by a certified loan officer ... Fair Debt Collection Practices Act (FDCPA) * Military Lending Act (MLA) * Servicemembers Civil ...

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Debt Collection Officer information

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How much do debt collection officer jobs pay per hour?

As of Aug 8, 2026, the average hourly pay for debt collection officer in the United States is $23.26, according to ZipRecruiter salary data. Most workers in this role earn between $16.59 and $29.57 per hour, depending on experience, location, and employer.

What is the difference between Debt Collection Officer vs Credit Analyst?

AspectDebt Collection OfficerCredit Analyst
Required CredentialsHigh school diploma, sometimes certifications in collections or financeBachelor's degree in finance, accounting, or related field
Work EnvironmentCollections agencies, banks, or financial institutionsBanks, lending companies, or financial services firms
Employer & Industry UsagePrimarily in debt recovery and collectionsIn credit risk assessment and loan approval
Common Search & Comparison IntentUnderstanding roles in debt recoveryEvaluating creditworthiness and financial analysis

While both roles operate within the financial industry, a Debt Collection Officer focuses on recovering overdue debts, often working directly with delinquent accounts. A Credit Analyst assesses credit risk and helps determine loan eligibility. The roles differ in their primary functions but share some credentials and industry environments, making them common points of comparison for job seekers and employers alike.

What qualifications do I need to be a debt collection officer?

A debt collection officer typically needs a high school diploma or equivalent; some employers prefer post-secondary education or relevant experience. Strong communication, negotiation skills, and knowledge of debt collection laws are important. Familiarity with collection software and the ability to handle difficult conversations are also beneficial.

What skills and qualifications are needed to be a debt collection officer?

To thrive as a Debt Collection Officer, you need strong negotiation, communication, and analytical skills, often supported by a background in finance or related fields. Familiarity with debt collection software, CRM systems, and compliance regulations such as the Fair Debt Collection Practices Act (FDCPA) is typically required. Persistence, professionalism, and conflict resolution abilities help build rapport with debtors and maintain positive client relationships. These skills and qualities are vital for efficiently recovering debts while upholding ethical standards and minimizing legal risks.

What is a debt collection officer?

Debt Collection Officers are professionals responsible for recovering unpaid debts from individuals or businesses on behalf of creditors or collection agencies. Their duties include contacting debtors by phone, email, or mail, negotiating repayment plans, and maintaining records of all interactions and payments. They must follow legal and ethical guidelines to ensure fair treatment of debtors while maximizing the recovery of outstanding amounts. Strong communication, negotiation, and problem-solving skills are essential for success in this role.

How does a debt collection officer collaborate with legal and finance teams?

As a Debt Collection Officer, you will often work closely with both legal and finance departments to ensure outstanding debts are collected in compliance with regulations. You may coordinate with the finance team to verify account details and payment histories, while collaborating with legal professionals when escalated cases require formal recovery actions. This teamwork is essential for navigating complex cases and maintaining a professional, ethical approach to collections. Open communication and a clear understanding of each department’s role help streamline processes and improve recovery rates.

How do you become a debt collection officer?

To become a debt collection officer, candidates typically need a high school diploma or equivalent and should develop skills in communication, negotiation, and customer service. Some employers prefer candidates with experience in finance or collections, and obtaining relevant certifications or training can improve job prospects. The role often requires understanding of debt laws and the use of collection software.
More about Debt Collection Officer jobs
What states have the most Debt Collection Officer jobs? States with the most job openings for Debt Collection Officer jobs include:
What job categories do people searching Debt Collection Officer jobs look for? The top searched job categories for Debt Collection Officer jobs are:
Debt Collection Officer jobs near you
Infographic showing various Debt Collection Officer job openings in the United States as of August 2026, with employment types broken down into 94% Full Time, and 6% Part Time. Highlights an 99% Physical, and 1% Remote job distribution, with an average salary of $48,388 per year, or $23.3 per hour.

Data Analyst Supporting the US Attorney's Office

Centre Law & Consulting

Manhattan, NY • On-site

Full-time

Medical, Dental, Vision, Life

Re-posted 24 days ago

Job description

Be a part of the nationwide law enforcement initiative that removes the tools of crime from criminal organizations, depriving wrongdoers of proceeds from their crime and impacting the infrastructure of criminal enterprises.
FSA Federal (FSA) is focused on delivering unsurpassed services in support of law enforcement and homeland security. We currently have a vacancy for a Data Analyst (Legal Assistant). In this role, you will be supporting the overall mission of the United States Attorneys Office Financial Litigation Unit. If you are looking for a meaningful, mission driven career, Join FSA!
Responsibilities
  • The main functions of the position consist of extract information from LIONS, PACER, the Judgment in a Criminal Case and the Pre-sentence Report, and open criminal cases with minimal supervision.
  • Promptly creates a case folder, and generates the initial demand letter, lien, probation letter/ prison letter, priority code memorandum and memorandum to the victim-witness coordinator.
  • Delivers the case folder and opening documents to the FLU agent/investigator in a timely manner Coordinates with the criminal prosecutors, financial investigators within the Financial Litigation Unit, probation officers, and Clerk of the District Court to ensure that the Government is able to enforce restitution judgments on behalf of victims of crime.
  • Generates reports for the Financial Litigation Unit to assist in criminal and civil debt collection, such as, the pre-sentence report from the United States Probation Department, Lexis-Nexis asset reports, credit reports, and the United States Bureau of Prison Sentry report.
  • Ensure reports are run promptly and all sensitive reports are maintained in a secured manner.

Requirements
  • High School diploma, bachelor's Degree preferred
  • Strong analytical skills and researching factual and legal issues in complex criminal and civil matters.
  • Ability to review and analyze data and information from multiple sources
  • Ability to establish case/project files
  • Ability to enter and retrieve data from data bases
  • Ability to prepare and format management reports
  • Ability to manipulate, transfer, and compute and print information
  • Ability to create and manipulate spreadsheets
  • Ability to prepare and correct reports and correspondence using word processing software

This position requires U.S. Citizenship and a 7 (or 10) year minimum background investigation.
Agency Overview
The Financial Litigation Unit of the US Attorney's Office (USAO) litigates debt collection issues and enforces collection of criminal and civil debts owed to the United States or to victims of federal crime.
Benefits Overview
At FSA Federal, we recognize the diverse needs of our employees and strive to provide an excellent package to help meet those needs. Comprehensive benefits are offered with greater choice and flexibility to support your health, work-life balance, and professional growth. A package providing employee only coverage can be built around our basic plans at $0 employee cost for: Medical, Dental, Vision, Term Life Insurance, Accidental Death & Dismemberment Insurance, Short-Term Disability, and Employee Assistance Program. For more information, click here.

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