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Dealership Credit Analyst Jobs (NOW HIRING)

Yancey Bros Co

Credit Analyst

Austell, GA · On-site

Co. has proudly served as the authorized Caterpillar equipment dealer for Georgia, providing our ... As the Credit Analyst, you will conduct credit investigations and analyze credit information ...

Yancey Bros. Co.

Credit Analyst

Austell, GA

Co. has proudly served as the authorized Caterpillar equipment dealer for Georgia, providing our ... As the Credit Analyst, you will conduct credit investigations and analyze credit information ...

KMC

Credit Analyst - Powersports

Foothill Ranch, CA · On-site

$30 - $36/hr

Analyze and render decisions on incoming credit applications for powersports loans, ensuring ... Communicate credit decisions clearly and professionally to dealer partners and the sales team.

QNB Bank

Commercial Credit Analyst III

Quakertown, PA · On-site

Perform various duties involved with the credit analysis function on all credit relationships as ... Interpersonal skills to represent QNB in a positive manner when dealing with internal and external ...

QNB Bank

Commercial Credit Analyst III

Quakertown, PA · On-site

Perform various duties involved with the credit analysis function on all credit relationships as ... Interpersonal skills to represent QNB in a positive manner when dealing with internal and external ...

Baker Boyer

Yakima Credit Analyst

Yakima, WA · On-site

$63K - $107K/yr

... dealer, and agricultural borrowers. The Analyst produces comprehensive and objective credit analysis of borrowers through the review, spreading and trend comparison of financial reports and assists ...

HomeTrust Bank

Commercial Credit Analyst

Roanoke, VA · On-site

The Commercial Credit Analyst manages and clears ticklers for assigned pod and prepares monthly ... dealing with bank staff and customers. * Must be flexible and willing to take-on projects and ...

HomeTrust Bank

Commercial Credit Analyst

Asheville, NC · On-site

The Commercial Credit Analyst manages and clears ticklers for assigned pod and prepares monthly ... dealing with bank staff and customers. * Must be flexible and willing to take-on projects and ...

HomeTrust Bank

Commercial Credit Analyst

Suwanee, GA · On-site

The Commercial Credit Analyst manages and clears ticklers for assigned pod and prepares monthly ... dealing with bank staff and customers. * Must be flexible and willing to take-on projects and ...

HomeTrust Bank

Commercial Credit Analyst

Charlotte, NC · On-site

The Commercial Credit Analyst manages and clears ticklers for assigned pod and prepares monthly ... dealing with bank staff and customers. * Must be flexible and willing to take-on projects and ...

HomeTrust Bank

Commercial Credit Analyst

Raleigh, NC · On-site

The Commercial Credit Analyst manages and clears ticklers for assigned pod and prepares monthly ... dealing with bank staff and customers. * Must be flexible and willing to take-on projects and ...

HomeTrust Bank

Commercial Credit Analyst

Raleigh, NC · On-site

The Commercial Credit Analyst manages and clears ticklers for assigned pod and prepares monthly ... dealing with bank staff and customers. * Must be flexible and willing to take-on projects and ...

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Dealership Credit Analyst information

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$15

$29

$49

How much do dealership credit analyst jobs pay per hour?

As of Jun 16, 2026, the average hourly pay for dealership credit analyst in the United States is $29.92, according to ZipRecruiter salary data. Most workers in this role earn between $23.08 and $33.65 per hour, depending on experience, location, and employer.

What is the difference between Dealership Credit Analyst vs Auto Finance Specialist?

AspectDealership Credit AnalystAuto Finance Specialist
CredentialsTypically requires a degree in finance, accounting, or related field; certifications like CAFS may be preferredSimilar credentials; often holds finance or sales certifications
Work EnvironmentWorks within car dealerships or finance companies analyzing credit applicationsWorks in dealerships or finance institutions, focusing on customer financing options
Employer & Industry UsageCommonly employed by dealerships and auto finance companiesEmployed by dealerships, banks, or finance companies
Comparison Search IntentOften compared for credit analysis roles in auto salesCompared for customer financing and sales support roles

While both roles involve finance and credit evaluation within the automotive industry, a Dealership Credit Analyst primarily assesses creditworthiness for loan approval, whereas an Auto Finance Specialist focuses on assisting customers with financing options and sales. Understanding these differences helps job seekers identify the right career path in auto finance.

Do credit analysts make a lot of money?

Dealership credit analysts typically earn a median annual salary that is competitive within the finance and automotive industries, with salaries varying based on experience, location, and employer. They often receive benefits and may have opportunities for bonuses or commissions depending on performance. Overall, the role offers a stable income but is generally not among the highest-paying finance jobs.

What is the highest paid position at a car dealership?

At a car dealership, the highest paid position is typically the General Manager or Dealer Principal, who oversees all operations and profitability. These roles often have substantial bonuses and profit-sharing opportunities, reflecting their responsibility for the dealership's success. Compensation varies based on dealership size, location, and performance.

Will AI replace credit analyst?

AI can automate certain tasks performed by dealership credit analysts, such as data analysis and risk assessment, increasing efficiency. However, human judgment remains essential for interpreting complex financial information and making nuanced decisions, so AI is more likely to augment rather than fully replace credit analysts in the near future.

What are Dealership Credit Analysts?

Dealership Credit Analysts are financial professionals who evaluate the creditworthiness of individuals or businesses applying for vehicle loans or financing through a dealership. They analyze financial statements, credit reports, and other relevant data to determine the risk associated with lending. Their assessments help dealerships and financial institutions decide whether to approve, deny, or structure loans for customers. Additionally, they may monitor existing accounts and recommend actions to minimize financial risk. These analysts play a vital role in ensuring responsible lending practices in the automotive sales industry.

What are the key skills and qualifications needed to thrive as a Dealership Credit Analyst, and why are they important?

To excel as a Dealership Credit Analyst, you need strong analytical skills, a solid understanding of credit risk assessment, and a background in finance, business, or accounting. Familiarity with credit evaluation software, financial modeling tools, and industry-specific loan management systems is typically required. Excellent attention to detail, problem-solving abilities, and effective communication skills set top performers apart in this role. These competencies are crucial for accurately evaluating creditworthiness, mitigating financial risks, and maintaining strong dealer relationships.

What does a dealer credit analyst do?

A dealership credit analyst evaluates the creditworthiness of potential auto buyers by reviewing financial information, credit reports, and loan applications. They determine loan approval, set credit limits, and ensure compliance with lending policies, often using financial analysis skills and credit scoring tools. Their work helps manage risk and support the dealership's financing operations.

How does a Dealership Credit Analyst typically collaborate with sales and finance teams to facilitate vehicle purchases?

A Dealership Credit Analyst works closely with both sales and finance teams to evaluate credit applications and structure financing options that align with both customer needs and dealership goals. They review credit reports, verify documentation, and communicate findings to sales representatives to help them set realistic expectations for customers. Collaboration is key, as analysts often discuss complex cases with finance managers and may participate in meetings to ensure smooth transactions and compliance with lending policies. This teamwork helps streamline the loan approval process and enhances customer satisfaction.
More about Dealership Credit Analyst jobs
What cities are hiring for Dealership Credit Analyst jobs? Cities with the most Dealership Credit Analyst job openings:
What states have the most Dealership Credit Analyst jobs? States with the most job openings for Dealership Credit Analyst jobs include:
What job categories do people searching Dealership Credit Analyst jobs look for? The top searched job categories for Dealership Credit Analyst jobs are:
Dealership Credit Analyst jobs near you
Infographic showing various Dealership Credit Analyst job openings in the United States as of June 2026, with employment types broken down into 92% Full Time, 6% Part Time, and 2% Contract. Highlights an 81% Physical, 8% Hybrid, and 11% Remote job distribution, with an average salary of $62,243 per year, or $29.9 per hour.
Credit Analyst

Credit Analyst

Yancey Bros Co

Austell, GA • On-site

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 12 days ago

Yancey Bros. rating

7.8

Company rating: 7.8 out of 10

Based on 24 frontline employees who took The Breakroom Quiz

62nd of 142 rated vehicle equipment hire

Job description

Who We Are:
From Georgia. For Georgia. Since 1914 Yancey Bros. Co. has proudly served as the authorized Caterpillar equipment dealer for Georgia, providing our customers with the highest quality sales, parts and service. From Caterpillar heavy and compact construction equipment to on-highway trucks, we remain committed to learning more about our customers, offering equipment and support to keep up with their changing needs. This all starts with our greatest asset...our employees.
What You Will Be Doing:
As the Credit Analyst, you will conduct credit investigations and analyze credit information pertaining to loans under direction supervision.
Primary Responsibilities:
  • Process incoming credit applications and work with customers to ensure completeness of credit applications.
  • Conduct in-depth credit risk assessments for prospective customers. Using financial statements, credit bureau reports, trade references and more.
  • Conduct annual credit reviews on existing customer base to ensure minimal deterioration of existing credit portfolio.
  • Conduct ad-hoc credit reviews on existing customer base to ensure proper flow of orders.
  • Monitor parts and service queue and release orders based off of credit availability and risk to company.
  • Approve and set credit limits, up to authorized amounts. Prepare file and forward recommendation to management for any account over the assigned authorization level.
  • Initial set up and ongoing maintenance of accounts in DBS/D365.
  • Collaborate with collection to ensure high risk accounts are being actively contacted.
  • May maintain a limited number of accounts in a collections portfolio.
Additional Responsibilities:
  • Participate in required safety programs, and working in a safe manner
  • Miscellaneous duties and reports as assigned by manager
Who We Are Looking For:
To be successful in this position you should have prior account management experience or training. Excellent customer service, organizational and communication skills are also required.
Education/Experience:
  • High school diploma required. Bachelor's degree from a four-year college or university preferred.
Required Qualifications/Skills:
  • Analytical thinking skills
  • Mathematical skills
  • Strong oral and written communication skills
  • Strong customer service skills
  • Demonstrated organizational skills including ability to work on multiple client portfolios at once
Preferred Qualifications/Skills:
  • NACM Affiliation/Certifications
  • Billtrust experience
  • Netnow experience
  • D365 expereince
  • Collection Automation Software experience
  • Ability to speak, read, and write Spanish fluently
  • Local candidates are strongly preferred; relocation assistance is not available
Values:
At Yancey Bros. Co, we are always looking to add people to our team who share our core values:
  • Safety: We value the lives and health of our team and customers above all else.
  • Integrity: We are ethical and trustworthy, demonstrate respect for others, and communicate truthfully and promptly.
  • Teamwork: We work as one across our organization for the benefit of our customers.
  • Excellence: We strive to be the best, continuously improving our customers' experience and the solutions we provide.
  • Sense of Urgency: We respond quickly to customer needs and hold ourselves accountable for results.

Ideal candidates will demonstrate the following values:
  • Acting in a safe manner
  • Exhibiting honesty and integrity
  • Acting in a fair and ethical manner
  • Team mentality
  • Delivering quality results
  • Embraces change / improvement
  • Exhibiting superior customer service skills
  • Exhibiting pride and ownership
  • Working with a sense of urgency
  • Exhibiting a winning attitude
What We Offer:
Yancey Bros Co offers a full benefits package that includes aggressive compensation levels, full medical, vision and dental coverage, employee wellness programs, paid vacations, and more.
Competitive Pay Structure
  • Compensation: Competitive Pay
  • Individual Bonus Opportunities Available
  • 401k Plan Strong Company Match
  • Employee Profit Sharing
  • Financial Wellness Coaching
Employee Wellness Program
  • Medical, Vision, Dental Insurance
  • Prescription Drug Coverage
  • Flexible Spending Accounts
  • Short & Long Term Disability
  • Group Life Insurance
Personal Time Off
  • Paid Holidays
  • Paid Vacation
Career Development
  • Tuition Reimbursement
  • Ongoing Training
  • Advancement Opportunities

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.

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