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Dealer Credit Analyst Jobs (NOW HIRING)

Jobtailor

Dealer Credit Analyst

Charlotte, NC · On-site

Prepare, analyze, and submit new credit requests and file reviews to the Dealer Credit Manager * Provide sound and reasoned credit recommendations based on established guidelines and dealership ...

Dtna

Dealer Credit Senior Manager

Charlotte, NC · Hybrid

Analyze complex credit transactions and prepare recommendations for approval authorities that ... Must have a strong understanding of dealership operations and commercial vehicle financing.

Daimler Truck North America LLC.

Analyze complex credit transactions and prepare recommendations for approval authorities that ... Must have a strong understanding of dealership operations and commercial vehicle financing.

Thomas Built Buses, Inc.

Analyze complex credit transactions and prepare recommendations for approval authorities that ... Must have a strong understanding of dealership operations and commercial vehicle financing.

Daimler Truck

Fleet Credit Analyst

Charlotte, NC · On-site

We also maintain positive relationships with DTFS Sales Team and Dealer network to assist with profitable growth in the portfolio. Fleet Credit Analyst will work closely with inside and Outside Legal ...

Daimler Truck North America LLC.

We also maintain positive relationships with DTFS Sales Team and Dealer network to assist with profitable growth in the portfolio. Fleet Credit Analyst will work closely with inside and Outside Legal ...

Dtna

Fleet Credit Analyst

Charlotte, NC · Hybrid

We also maintain positive relationships with DTFS Sales Team and Dealer network to assist with profitable growth in the portfolio. Fleet Credit Analyst will work closely with inside and Outside Legal ...

Thomas Built Buses, Inc.

We also maintain positive relationships with DTFS Sales Team and Dealer network to assist with profitable growth in the portfolio. Fleet Credit Analyst will work closely with inside and Outside Legal ...

SupportFinity™

Credit Analyst

Los Angeles, CA · On-site

The Credit Analyst is responsible for underwriting, documenting, processing, and maintaining ... Present a professional image in dealing with customers, interdepartmental, and external ...

The French Agency

Credit Analyst

Tolleson, AZ · On-site

$27 - $29/hr

Credit Analyst Position Summary: This role reports to the Credit Manager and is responsible for ... when dealing with customers in high intensity situations Critical Knowledge and Skills: • ...

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How much do dealer credit analyst jobs pay per hour?

As of Sep 13, 2026, the average hourly pay for dealer credit analyst in the United States is $29.92, according to ZipRecruiter salary data. Most workers in this role earn between $23.08 and $33.65 per hour, depending on experience, location, and employer.

What is a dealer credit analyst?

Dealer Credit Analysts are financial professionals who assess and monitor the creditworthiness of automotive, equipment, or machinery dealerships. They analyze financial statements, review credit histories, and evaluate risk to determine whether to extend credit or financing to dealers. Their work helps financial institutions and manufacturers minimize risk while supporting sales growth through responsible lending. Dealer Credit Analysts also maintain ongoing relationships with dealers, monitoring their financial health and ensuring compliance with credit terms.

What are the key skills and qualifications needed to thrive as a dealer credit analyst?

To thrive as a Dealer Credit Analyst, you need strong financial analysis skills, attention to detail, and a background in finance, accounting, or a related field, often supported by a relevant degree. Familiarity with credit risk assessment tools, financial modeling software, and enterprise resource planning (ERP) systems is typically required. Excellent communication, problem-solving abilities, and sound judgment help distinguish top performers in this role. These skills are crucial for accurately evaluating dealer creditworthiness, mitigating risk, and supporting effective lending decisions.

What are some common challenges faced by dealer credit analysts when assessing dealership creditworthiness?

Dealer Credit Analysts often face challenges such as analyzing incomplete or inconsistent financial statements from dealerships, staying current with fluctuating market conditions, and balancing risk management with business growth objectives. Additionally, they must collaborate closely with sales teams and management to ensure credit decisions align with company goals while still maintaining prudent lending standards. Effective communication and strong analytical skills are essential to navigate these complexities and make informed recommendations.

What states have the most Dealer Credit Analyst jobs?

States with the most job openings for Dealer Credit Analyst jobs include:

What are popular job titles related to Dealer Credit Analyst jobs?

For Dealer Credit Analyst jobs, the most frequently searched job titles are:

Dealer Credit Analyst jobs near you
Infographic showing various Dealer Credit Analyst job openings in the United States as of August 2026, with employment types broken down into 87% Full Time, and 13% Part Time. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $62,243 per year, or $29.9 per hour.

Dealer Credit Analyst

Charlotte, NC • On-site

Jobtailor
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Other

Posted 11 days ago

Job description

Responsibilities
  • Prepare, analyze, and submit new credit requests and file reviews to the Dealer Credit Manager
  • Provide sound and reasoned credit recommendations based on established guidelines and dealership experience
  • Perform monthly reviews of dealership financial statements
  • Make recommendations regarding subordination, guarantees, state legal requirements, UCCs, and protective agreements
  • Prepare and maintain dealer document files
  • Provide daily service to DRM/RFM personnel, Region Managers, dealer personnel, and management regarding credit files, system issues, approvals, contingencies, documentation, and financial statements
  • Review wholesale inventory and book audits and recommend actions on audit issues and exceptions
  • Communicate with dealer personnel throughout the credit request and maintenance process, including monthly financial statement reviews
  • Continuously monitor borrowers, financial performance, and payment of credit lines
  • Communicate regularly with dealer principals/owners, CFOs, field sales, credit management, and legal counsel
Requirements
  • BS/BA and preferably 2-4 years of relevant experience, or 6 years of relevant experience in lieu of degree
  • Experience in credit analysis and automotive commercial underwriting
  • Financial statement review and cash flow analysis
  • Commercial lending or dealer finance experience
  • Risk assessment or portfolio management experience
  • Ability to collect data, establish facts, identify trends, and identify variance
  • 3+ years of experience in fundamental accounting and/or automotive industry commercial finance preferred
  • Experience in wholesale audit preferred
  • Understanding of Universal Commercial Code (UCC) preferred
  • Business acumen to understand dealership operations, financial drivers, and market dynamics to assess creditworthiness and risk
  • Ability to navigate complex structures, build cross-functional relationships, and influence stakeholders within a corporate environment
  • Customer focus and ability to build strong relationships
  • Flexibility and ability to adapt to change
  • Exceptional attention to detail and problem-solving and analysis skills
  • Effective teamwork and collaboration capabilities
  • Must be legally authorized to work permanently in the country of posting
  • Final candidate must successfully complete a criminal background check
Core Competencies

Demonstrates expertise in credit analysis, financial statement review, and risk assessment within the automotive finance sector. Proficient in building relationships and providing sound credit recommendations based on dealership operations and market dynamics.

Highest-signal resume keywords
  • Credit Analysis
  • Financial Statement Review
  • Risk Assessment
  • Commercial Lending
  • Universal Commercial Code (UCC)
ATS Optimization Keywords Hard Skills
  • Credit Recommendations
  • Cash Flow Analysis
  • Portfolio Management
  • Wholesale Audit
  • Data Collection
  • Trend Identification
  • Variance Analysis
  • Accounting
  • Automotive Commercial Underwriting
  • Dealer Finance
Soft Skills
  • Customer Focus
  • Relationship Building
  • Flexibility
  • Attention to Detail
  • Problem-Solving
Industry Keywords
  • Automotive Industry
  • Dealership Operations
  • Financial Drivers
  • Market Dynamics
  • Creditworthiness
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