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Dealership Credit Analyst Jobs (NOW HIRING)

Daimler

Dealer and Fleet Credit Manager

Fort Worth, TX · On-site

Responsibilities: 1. Lead, mentor, and develop Senior Dealer Credit Analysts and Dealer Credit Analysts supporting the Western Region portfolio, the Fleet Credit Manager and Fleet Credit Analysts ...

Financial Staffing LLC

Credit Analyst II

Tyler, TX

CREDIT ANALYST II - TYLER Job Summary: Provides in-depth analysis of credit, collateral and ... Demonstrated ability to prioritize work assignments; detail oriented with flexibility in dealing ...

New

ServisFirst Bank

Credit Analyst

Charlotte, NC · On-site

The analyst uses tools such as financial models, credit reports and key ratios to prepare ... Respond to subpoenas dealing with credit information * Order appraisals, conduct appraisal reviews ...

Kendall Group

Credit Analyst

Portage, MI · On-site

Reporting to the Credit Manager, the Credit Analyst is a key member of the Finance Team. As part of ... dealing with sensitive and confidential information * Physical, Mental and Visual Skills: The ...

Kendall Group

Credit Analyst

Portage, MI · On-site

Reporting to the Credit Manager, the Credit Analyst is a key member of the Finance Team. As part of ... dealing with sensitive and confidential information * Physical, Mental and Visual Skills: The ...

Volvo Group

Retail Credit Analyst

Greensboro, NC

You develop relationships with key dealership personnel including dealership owners and F&I ... In the end, you will make a credit recommendation based on your analysis and submit it to the ...

Modern Machinery

Credit Analyst

Missoula, MT · On-site

... dealership environment. The role is ideal for someone with strong accounts receivable and credit ... Support credit analysis efforts, including review of financial statements and payment histories for ...

Volvo Group

Retail Credit Analyst

Greensboro, NC · On-site

You develop relationships with key dealership personnel including dealership owners and F&I ... In the end, you will make a credit recommendation based on your analysis and submit it to the ...

Modern Machinery

Credit Analyst

Missoula, MT

... dealership environment. The role is ideal for someone with strong accounts receivable and credit ... Strong analytical and problem-solving skills, with the ability to evaluate financial and account ...

CPCU/SFCU

Indirect Credit Analyst I

Norwich, CT · On-site

$31.28 - $46.97/hr

The Indirect Credit Analyst I works under moderate supervision while developing foundational ... Review and process incoming dealership funding packages to ensure documentation is complete ...

Yancey Bros.co

Credit Analyst

Austell, GA · On-site

Co. has proudly served as the authorized Caterpillar equipment dealer for Georgia, providing our ... As the Credit Analyst, you will conduct credit investigations and analyze credit information ...

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Dealership Credit Analyst information

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$15

$29

$49

How much do dealership credit analyst jobs pay per hour?

As of Jun 16, 2026, the average hourly pay for dealership credit analyst in the United States is $29.92, according to ZipRecruiter salary data. Most workers in this role earn between $23.08 and $33.65 per hour, depending on experience, location, and employer.

What is the difference between Dealership Credit Analyst vs Auto Finance Specialist?

AspectDealership Credit AnalystAuto Finance Specialist
CredentialsTypically requires a degree in finance, accounting, or related field; certifications like CAFS may be preferredSimilar credentials; often holds finance or sales certifications
Work EnvironmentWorks within car dealerships or finance companies analyzing credit applicationsWorks in dealerships or finance institutions, focusing on customer financing options
Employer & Industry UsageCommonly employed by dealerships and auto finance companiesEmployed by dealerships, banks, or finance companies
Comparison Search IntentOften compared for credit analysis roles in auto salesCompared for customer financing and sales support roles

While both roles involve finance and credit evaluation within the automotive industry, a Dealership Credit Analyst primarily assesses creditworthiness for loan approval, whereas an Auto Finance Specialist focuses on assisting customers with financing options and sales. Understanding these differences helps job seekers identify the right career path in auto finance.

Do credit analysts make a lot of money?

Dealership credit analysts typically earn a median annual salary that is competitive within the finance and automotive industries, with salaries varying based on experience, location, and employer. They often receive benefits and may have opportunities for bonuses or commissions depending on performance. Overall, the role offers a stable income but is generally not among the highest-paying finance jobs.

What is the highest paid position at a car dealership?

At a car dealership, the highest paid position is typically the General Manager or Dealer Principal, who oversees all operations and profitability. These roles often have substantial bonuses and profit-sharing opportunities, reflecting their responsibility for the dealership's success. Compensation varies based on dealership size, location, and performance.

Will AI replace credit analyst?

AI can automate certain tasks performed by dealership credit analysts, such as data analysis and risk assessment, increasing efficiency. However, human judgment remains essential for interpreting complex financial information and making nuanced decisions, so AI is more likely to augment rather than fully replace credit analysts in the near future.

What are Dealership Credit Analysts?

Dealership Credit Analysts are financial professionals who evaluate the creditworthiness of individuals or businesses applying for vehicle loans or financing through a dealership. They analyze financial statements, credit reports, and other relevant data to determine the risk associated with lending. Their assessments help dealerships and financial institutions decide whether to approve, deny, or structure loans for customers. Additionally, they may monitor existing accounts and recommend actions to minimize financial risk. These analysts play a vital role in ensuring responsible lending practices in the automotive sales industry.

What are the key skills and qualifications needed to thrive as a Dealership Credit Analyst, and why are they important?

To excel as a Dealership Credit Analyst, you need strong analytical skills, a solid understanding of credit risk assessment, and a background in finance, business, or accounting. Familiarity with credit evaluation software, financial modeling tools, and industry-specific loan management systems is typically required. Excellent attention to detail, problem-solving abilities, and effective communication skills set top performers apart in this role. These competencies are crucial for accurately evaluating creditworthiness, mitigating financial risks, and maintaining strong dealer relationships.

What does a dealer credit analyst do?

A dealership credit analyst evaluates the creditworthiness of potential auto buyers by reviewing financial information, credit reports, and loan applications. They determine loan approval, set credit limits, and ensure compliance with lending policies, often using financial analysis skills and credit scoring tools. Their work helps manage risk and support the dealership's financing operations.

How does a Dealership Credit Analyst typically collaborate with sales and finance teams to facilitate vehicle purchases?

A Dealership Credit Analyst works closely with both sales and finance teams to evaluate credit applications and structure financing options that align with both customer needs and dealership goals. They review credit reports, verify documentation, and communicate findings to sales representatives to help them set realistic expectations for customers. Collaboration is key, as analysts often discuss complex cases with finance managers and may participate in meetings to ensure smooth transactions and compliance with lending policies. This teamwork helps streamline the loan approval process and enhances customer satisfaction.
More about Dealership Credit Analyst jobs
What cities are hiring for Dealership Credit Analyst jobs? Cities with the most Dealership Credit Analyst job openings:
What states have the most Dealership Credit Analyst jobs? States with the most job openings for Dealership Credit Analyst jobs include:
What job categories do people searching Dealership Credit Analyst jobs look for? The top searched job categories for Dealership Credit Analyst jobs are:
Dealership Credit Analyst jobs near you
Infographic showing various Dealership Credit Analyst job openings in the United States as of June 2026, with employment types broken down into 92% Full Time, 6% Part Time, and 2% Contract. Highlights an 81% Physical, 8% Hybrid, and 11% Remote job distribution, with an average salary of $62,243 per year, or $29.9 per hour.

Dealer and Fleet Credit Manager

Daimler

Fort Worth, TX • On-site

Other

Medical, Dental, Vision, Life, Retirement, PTO

Posted 4 days ago

Job description

About Us:

Who is Mercedes-Benz Financial Services?
Mercedes-Benz Financial Services, part of the global company Mercedes-Benz Mobility AG is the captive financing and mobility solutions company of the global luxury automobile manufacturer, Mercedes-Benz AG. We offer a comprehensive range of automotive financial and insurance products that make it easy for our customers to drive their dream Mercedes-Benz vehicle.  
Why work at Mercedes-Benz Financial Services?
Working at Mercedes-Benz Financial Services is more than a job - it's an opportunity to join an innovative team where you are valued for your contributions. As an employee, you will experience career development in a positive, employee-centric environment. We're a global company that not only offers best-in-class products to our customers but also best-in-class benefits to our employees. Our employees experience a comfortable, friendly environment and relaxed, inclusive culture.   

Benefits

When working at Mercedes-Benz Financial Services, you will enjoy a comprehensive and amenity-rich benefits package offering something for every employee at each stage of their life. 

As a new employee, you will have the opportunity to take advantage of the following benefits that go beyond - beginning day one:

Get Rewarded! Competitive salary plus an annual bonus based on company performance and/or personal yearly performance  

Need a vacation? How about just some time for YOU! In addition to our vacation time, you'll receive fifteen (15) additional corporate holidays, which will allow you to celebrate religious holidays or escape to the spa! Designed to be flexible, we let you decide which days are most important to you!

Ride in Style - All employees are eligible to participate in the Mercedes-Benz Employee Lease Program

We want you to be healthy!  Outstanding medical, dental, and vision insurance, employer-paid short and long term disability plus on-site exercise facilities

Is your family growing?  Enjoy generous paid Family Leave Programs  - Six Weeks for New Parents; Adoption Expense Reimbursement Programs - up to $6k per child  

Want to go back to school?  Tuition Assistance Scholar Program - receive up to $8k in vouchers to complete business-related coursework

  • $6k for undergraduate
  • $8k for graduate

Job Overview:

Responsible for managing and overseeing the credit underwriting and funding by dealer credit and fleet credit teams including new acquisitions, portfolio management, reporting, problem credit resolution, dealer liquidations, credit restructures, companywide adherence to global credit rules, internal compliance requirements, credit product establishment and management, global credit rating management, global credit system enhancement designs, testing, and implementations.

This role serves as the primary credit relationship manager for senior dealer ownership and executive stakeholders, leads high-exposure underwriting and credit committee submissions and provide leadership to Sr. Dealer Credit Analysts, Dealer Credit Analysts, Fleet Credit Manager, Fleet Credit Analysts and Credit Compliance Specialist. The position ensures alignment with dealer risk appetite, global credit governance standards, and operational excellence in dealer credit execution. 

Responsibilities:

1. Lead, mentor, and develop Senior Dealer Credit Analysts and Dealer Credit Analysts supporting the Western Region portfolio, the Fleet Credit Manager and Fleet Credit Analysts supporting the commercial fleet portfolio, review credit analysis, monitoring reports, and customer communications for quality and accuracy, allocate workload, manage performance expectations, support professional development, and foster a culture of accountability, collaboration, and continuous improvement (20%)

2. Oversee financial monitoring, covenant compliance, exposure management, ensure timely credit line renewals, execution of legal documentation, escalate material risk issues, and recommend and execute corrective action plans, and support portfolio concentration management and MB utilization tracking (15%)

3. Review, present, and approve credit submissions at Local, Executive, and Global Credit Committees, ensure adherence to credit policy, ensure collateral and guaranty structure aligns with the global credit and product riles, manage and drive risk appetite, ensure adherence to global governance requirements, lead responses to committee questions, approval conditions, and post-approval documentation. Serve as an acting member of Executive Credit Committee with committee approval authorities up to $400 million (20%)

4. Contribute to development of global credit policies and credit product rules, manage the local development and approval of Americas Hub credit products, create, maintain and enforce credit underwriting standards, policies and procedures, partner with senior and global leadership to outline portfolio growth strategy and risk positioning, collaborate with global credit counterparts to align local credit practices (15%)

5. Ensure accurate booking and maintenance of credit facilities in internal systems (eCreditPro, CRD, DM, SFP-W), coordinate legal documentation, collateral filings, closing processes, support internal audits, and drive process enhancements.

6. Service as backup Credit Manager to National Accounts, Dealer Credit South and Dealer Credit North (5%)

7. Review and execute legal documentation on behalf of MBFS as well as manage the documentation process, the funding process, and control/approve outgoing bank wires for loan funding up to $30 million flow (10%)

8. Work directly with the Global CRD team to fix global credit system issues, design new system functionalities, elaborate local system landscape integration, create new credit underwriting automations, test newly developed enhancements for production releases and train local markets on released functionalities (5%)

Qualifications:

To be considered for promotion, candidate's most recent LEAD appraisal must indicate Ready or 1-Step.

Applicants must be legally authorized to work in the U.S. at the time of application. Relocation assistance will not be provided for this position. 
This position requires a minimum of 8 years of overall work experience. Preferred experience includes:

  • Accounting: 3 years
  • Audit: 1 year
  • Business-General: 4 years
  • Credit: 5 years
  • Customer Service: 1 year
  • Finance

Education:
Bachelor's Degree is required, Master's Degree is preferred. Recommended majors include:

  • Accounting
  • Business Administration
  • Finance


Additional Knowledge:

Qualifications & Experience:

  • 8 years of progressive experience in commercial or dealer credit underwriting
  • Proven experience managing large, complex, multi-entity credit relationships
  • Strong knowledge of wholesale lending, floorplan finance, real estate lending, and syndicated facilities
  • Experience presenting to senior-level credit committees
  • Demonstrated team leadership and mentoring capability
  • Advanced financial analysis and risk assessment expertise
     


Skills:

  • Analytical skills:
    • Ability to collect data and establish facts and identify trends and variances
  • PC skills
    • Corporate Mainfram
    • Microsoft Office
  • Presentation skills
  • Problem Solving skills

Additional Skills:

Technical Knowledge/Competencies:

  • Financial Analysis (balance sheet, income statement, and cash flow statement)
  • Credit Systems (eCreditPro, CRD, DM, SFP-W, GeoFence)
  • Credit system design, development, testing & implementation
  • Strategic risk judgment and decision-making
  • Executive-level communication and stakeholder management
  • Strong negotiation and structuring skills
  • High attention to detail
  • Ability to balance portfolio growth with risk control

Recommended Prerequisites:

  • Dealer Credit Analyst; Commercial Credit Analyst, Dealer Relations Manager


   

Posting Statement

If you were not re-directed successfully after clicking the "Apply for this job" button, please click the following link to search and apply for the role on the local career portal: https://daimler.taleo.net/careersection/ex/jobsearch.ftl


Mercedes-Benz Financial Services offers competitive salary, performance-based bonuses and a full suite of benefits including 401(K) with match, generous vacation and personal time, a Mercedes-Benz car program as well as flexible work arrangements. 


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