Cross Country Mortgage Jobs (NOW HIRING)

Rate is one of the nation's top retail mortgage lenders, delivering a seamless, tech-driven experience that helps customers reach their homeownership and financial goals. Founded in 2000 and based in Chicago, Rate is licensed in all 50 states and D.C. and has helped over 2 million homeowners with a wide range of loan products, competitive rates and personalized service. With 5,000+ employees across 300+ offices and 12+ subsidiaries, Rate's Loan Officers rank among the best in the country. From purchases and refinances to tapping into equity, Rate makes financing faster, simpler and less stressful. Our technology - including Same Day Mortgage, the Rate App, FlashClose, MyAccount and the Language Access Program - has earned recognition from HousingWire, Scotsman Guide, NerdWallet, the Chicago Tribune and Crain's Chicago Business. Learn more at rate.com.

Job Profile:

Senior Product Manager

Job Description Summary:

We are committed to providing a competitive and equitable total rewards package. The compensation for this role is designed to attract, retain, and motivate top talent.
The expected base salary range for this position is $150,000 to $170,000 annually.

Job Description:

Why Rate is the BEST Place to Work

Rate is one of the nation's top retail mortgage lenders, delivering a seamless, tech-driven experience that helps customers reach their homeownership and financial goals. Founded in 2000 and based in Chicago, Rate is licensed in all 50 states and D.C. and has helped over 2 million homeowners with a wide range of loan products, competitive rates and personalized service. With 5,000+ employees across 300+ offices and 12+ subsidiaries, Rate's Loan Officers rank among the best in the country. From purchases and refinances to tapping into equity, Rate makes financing faster, simpler and less stressful. Our technology - including Same Day Mortgage, the Rate App, FlashClose, MyAccount and the Language Access Program - has earned recognition from HousingWire, Scotsman Guide, NerdWallet, the Chicago Tribune and Crain's Chicago Business. Learn more at rate.com.

What Makes Our Team Awesome

We are a gritty group of passionate technologists on a mission to dominate the mortgage world!

The Information Technology Team within Rate passionately and consistently puts our customers first. We are building the latest technology to help create the best mortgage experience on the planet and get your mortgage, your way, anytime, anywhere. Whether that is improving our digital mortgage platform, automating loan coordination and underwriting processes, or building out the latest marketing and customer engagement platform, we're doing it all. We build high-performing, self-organized, cross-functional agile teams that operate with minimal hierarchy. Information Technology team members hold themselves and others accountable and live and breathe the tenets of autonomy, mastery, and purpose.

What's the Role?

We are looking for a highly motivated Senior ProductManagerto leadfeatures that create increased engagement within the flagship consumer mobile app 'The Rate App',by enabling loyalty, membership,consumer direct value innovations ultimately resulting in higher growth, usage and cross-selling opportunities within the App.

At Rate, we are changing the mortgage and consumer finance industry by building smart technology that reduces the stress of homeownership. TheRate Appis a first-of-its-kind mobile ecosystem that blends financial tools with physical and mental fitness to improve overall user wellbeing.

We want a Senior Product Manager toquickly understand the current ecosystem of products atRate andenhance capabilities that can result in creating loyallong termengaging customers via Rate App engagement.

This role willbe responsible forresearching,definingand owning detailedproductrequirements,roadmap priorities,partner integrations, new featureinitiativesandoverseeexecution for some of the highest-impact initiativeswithin the consumer app.

The ideal candidate combinesfintechexpertise, withvery strongproduct owner management skills in buildingconsumer-facingmobile apps. This person has experience in building membership, loyalty features,and a passion for solving complex challenges. Experience withUX design, Web technologies, APIs, and most important Mobile Native/Hybrid technologies / integrations isstrongly preferred.

Responsibilities

Agile Product Delivery

• Own the Backlog: Drive agile product development ceremonies by writing high-quality user stories, defining precise acceptance criteria, and managing the JIRA backlog.

• Developer Collaboration: Work embedded with engineering squads to unblock development, triage technical debt, and ensureaccurateimplementation of web and mobile tech stacks.

• Sprint Execution: Lead sprint planning, daily stand-ups, and retrospectives to predictably ship high-impact features in a fast-paced environment.

ConsumerMobile App,UX

• Enhance UX: Partner closely with Product Designers to create intuitive, delightful, and habit-forming mobile experiences that make complex financial concepts accessible to everyday users.

• Mobile App lifecycle: Own the release, publishing, managing launch of mobile app releases to the various App stores.

• Mobile Tech Stack: Understand the nuances of Web, Hybrid and Native technologies and best fit technology for various use cases and partner integrations.

• OKR:Define and track Key Performance Indicators (KPIs) and OKRs, using deep data analytics and user experimentation to prove ROI on new features.

Partner Integrations, Landscape

• Good understanding of various players within the industry that focus on membership, loyalty platforms, creditcardwhite label platforms.

• Experience withsolutioningfeatures using 3rdparty partner integrations, white label solutions,customizationsand configurations.

• OKR:Define and track Key Performance Indicators (KPIs) and OKRs, using deep data analytics and user experimentation to prove ROI on new features.

Qualifications

• Experience working in fintech, consumer mobile products.Preferred if youhave workedlong term on a consumer facing mobile app.

• Goodunderstanding ofloyalty, membership,consumer engagement,and cross selling when it comes to consumer apps forfinancialand wellness industry.

• Demonstrated experience defining product roadmaps and writing detailed business and functional requirements.

• Exceptional analytical, problem-solving, and communication skills.

• Proven ability to influence cross-functional stakeholders and drive organizational change.

• Solid experience in working with Jira, User Stories, Kanban to own product releases, sprints.

• Experience in mobile apptechnologies, attribution, analytical, experimental tools:Android, IOS, Mobile A/B testing tools, Firebase, Amplitude,Iterableand similartoolsetc.

Other Useful Details

Employee Type: Full-Time

Pay Range: annual pay + bonus and/or commissions

Location: Remote

Rate Companies is an Equal Opportunity Employer that welcomes and encourages all applicants to apply regardless of age, race, sex, religion, color, national origin, disability, veteran status, sexual orientation, gender identity and/or expression, marital or parental status, ancestry, citizenship status, pregnancy or other any other protected characteristic. #LI-Remote

The company offers a comprehensive benefits program to eligible employees, including eligibility to participate in a company-sponsored 401(k); vacation benefits; eligibility for medical, dental, vision, and prescription drug benefits; flexible benefits (e.g., healthcare and/or dependent day care flexible spending accounts); life insurance and death benefits; critical care insurance; personal accidental insurance; commuter benefits; pet insurance; certain time off and leave of absence benefits; well-being benefits (e.g., employee assistance program); and other supplemental benefits (e.g. legal planning assistance; identity theft protection; pet insurance; wellness resources).

Please click this link to learn more about our benefit offerings for Washington State:https://www.rate.com/careers/open-positions/disclosures

Additional Job Description Summary:

Rate is an Equal Opportunity Employer that welcomes and encourages all applicants to apply regardless of age, race, sex, religion, color, national origin, disability, veteran status, sexual orientation, gender identity and/or expression, marital or parental status, ancestry, citizenship status, pregnancy or other reason protected by law.

The company offers a comprehensive benefits program to eligible employees, including eligibility to participate in a company-sponsored 401(k); vacation benefits; eligibility for medical, dental, vision, and prescription drug benefits; flexible benefits (e.g., healthcare and/or dependent day care flexible spending accounts); life insurance and death benefits; critical care insurance; personal accidental insurance; commuter benefits; pet insurance; certain time off and leave of absence benefits; well-being benefits (e.g., employee assistance program); and other supplemental benefits (e.g. legal planning assistance; identity theft protection; pet insurance; wellness resources).

Please click this link to learn more about our benefit offerings for Washington State: Benefit Offerings for Washington State