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Credit Verifier Jobs (NOW HIRING)

Credit Agricole CIB

$165K - $185K/yr

Prepare on a timely basis, credit file reviews which will include analysis of the initial credit underwriting and updates provided through the RPC annual review process, verification of the rating ...

Trump Organization

Credit Manager

Miami, FL · On-site

Credit Manager To establish and maintain credit policies and procedures and assist in all phases of ... The company uses E-Verify only after an employee has accepted a job offer and completed the Form I ...

Trovy

Director of Credit

New York, NY · On-site

$170K - $210K/yr

Define and own income verification methodology, including documentation standards, alternative ... Build and own credit performance reporting: approval rates, pricing distribution, delinquency ...

Trovy Technologies, Inc

Director of Credit

New York, NY · On-site

$170K - $210K/yr

Define and own income verification methodology, including documentation standards, alternative ... Build and own credit performance reporting: approval rates, pricing distribution, delinquency ...

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Credit Verifier information

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How much do credit verifier jobs pay per hour?

As of Sep 13, 2026, the average hourly pay for credit verifier in the United States is $31.70, according to ZipRecruiter salary data. Most workers in this role earn between $16.59 and $46.63 per hour, depending on experience, location, and employer.

What is a credit verifier?

Credit Verifiers are professionals who assess and confirm the creditworthiness of individuals or businesses applying for loans, credit cards, or other financial products. They review credit reports, verify employment and income information, and ensure all documentation is accurate and complete. Their work helps financial institutions make informed decisions about extending credit, reducing the risk of default. Credit Verifiers often communicate directly with applicants and third parties to gather necessary information.

What skills and qualifications are needed to be a credit verifier?

To thrive as a Credit Verifier, you need a solid understanding of credit analysis, attention to detail, and typically a background in finance or accounting. Familiarity with credit reporting systems, financial databases, and tools like Microsoft Excel or specialized credit verification software is important. Strong organizational skills, discretion, and effective communication help build trust and ensure accuracy in sensitive financial transactions. These skills are crucial for making sound credit decisions and maintaining the integrity of lending processes.

What challenges do credit verifiers face when reviewing applicant information, and how can they be managed?

Credit Verifiers often encounter incomplete or inconsistent information in credit applications, which can make it challenging to accurately assess an applicant’s creditworthiness. To manage this, it's important to maintain strong attention to detail and to communicate effectively with applicants and financial institutions to clarify or obtain missing data. Keeping up-to-date with privacy regulations and internal policies is also essential to ensure compliance. Collaboration with underwriting teams and other departments can help resolve discrepancies and streamline the verification process.

What is the difference between Credit Verifier vs Credit Analyst?

AspectCredit VerifierCredit Analyst
Required CredentialsHigh school diploma or equivalent; some roles may require certifications in credit or financeBachelor's degree in finance, accounting, or related field; certifications like CFA or CPA are common
Work EnvironmentOffice settings, reviewing credit documents, and verifying informationOffice-based, analyzing financial data, preparing reports, and assessing credit risk
Employer & Industry UsageFinancial institutions, credit bureaus, lending companiesBanks, credit unions, financial services firms
Common Search & ComparisonFocuses on verifying credit informationInvolves assessing creditworthiness and making lending decisions

While both roles operate within the credit industry, a Credit Verifier primarily confirms the accuracy of credit information, whereas a Credit Analyst evaluates financial data to determine credit risk and lending eligibility. Understanding these differences helps job seekers target the right position based on their skills and career goals.

More about Credit Verifier jobs

What are the most commonly searched types of Credit Verifier jobs?

The most popular types of Credit Verifier jobs are:

What are popular job titles related to Credit Verifier jobs?

For Credit Verifier jobs, the most frequently searched job titles are:

Credit Verifier jobs near you
Infographic showing various Credit Verifier job openings in the United States as of September 2026, with employment types broken down into 1% Internship, 81% Full Time, and 18% Part Time. Highlights an 93% Physical, 1% Hybrid, and 6% Remote job distribution, with an average salary of $65,936 per year, or $31.7 per hour.

Senior Credit Analyst

Cedar Rapids, IA

Collins Community Credit Union
Commercial Banking • 201 - 500 employees
Learn more about Collins Community Credit Unionexternal

Full-time

Posted 17 days ago

Job description

At our Credit Union, we are committed to helping businesses and members succeed while maintaining a strong, well-managed loan portfolio. We are seeking a highly analytical and detail-oriented Senior Credit Analyst to support commercial lending through comprehensive financial analysis, credit underwriting, risk assessment, and portfolio monitoring.

This position plays a critical role in evaluating commercial credit opportunities, supporting loan structuring decisions, identifying emerging risks, and maintaining the quality of the Credit Union's commercial loan portfolio. The Senior Credit Analyst serves as a trusted partner to Loan Officers and management while providing mentorship and guidance to junior credit staff.

What You'll Do Commercial Credit Analysis & Underwriting
  • Analyze commercial loan requests and provide independent credit recommendations based on financial performance, collateral position, industry trends, and overall credit risk.
  • Prepare detailed financial statement spreads, cash flow analyses, risk assessments, and comprehensive Credit Memo Presentations utilizing approved underwriting tools and software.
  • Evaluate borrower repayment capacity through analysis of financial statements, tax returns, debt service coverage, liquidity, leverage, and profitability metrics.
  • Assign and monitor risk ratings and evaluate covenant compliance.
  • Identify strengths, weaknesses, opportunities, and risks within borrower relationships and industries.
Loan Structuring & Portfolio Management
  • Partner with Loan Officers to structure commercial lending relationships that appropriately balance member needs, portfolio objectives, and risk management standards.
  • Monitor existing commercial credit relationships and proactively identify emerging risks.
  • Recommend corrective actions, risk mitigation strategies, loan modifications, or workout solutions when necessary.
  • Prepare portfolio monitoring reports and credit risk analyses for management, Loan Committee, and other stakeholders.
  • Track pipeline activity, covenant compliance, collateral requirements, and financial reporting through loan origination and portfolio management systems.
Collateral & Credit Administration
  • Review commercial loan files to ensure complete and accurate documentation.
  • Conduct collateral evaluations and value verification for real estate, equipment, inventory, accounts receivable, and other pledged assets.
  • Review appraisals to ensure compliance with regulatory requirements, internal policies, and sound lending practices.
  • Assist in ensuring loans are properly documented, perfected, and administered throughout their lifecycle.
  • Maintain accurate credit files and support ongoing loan administration processes.
Relationship Monitoring & Field Reviews
  • Conduct borrower meetings, site visits, collateral inspections, and floor plan reviews to validate business operations and collateral condition.
  • Monitor portfolio performance and borrower financial trends to identify early warning indicators.
  • Assist with managing problem credits, loan workout strategies, and collection efforts when needed.
Leadership & Team Support
  • Provide training, guidance, and mentorship to junior credit analysts and support staff.
  • Promote consistency in underwriting, portfolio management, and credit administration practices.
  • Serve as a department resource and team lead in the absence of the Credit Manager.
  • Participate in departmental initiatives, process improvements, and special projects.
  • Attend and contribute to Loan Committee meetings by presenting analyses and credit recommendations.
Policy, Compliance & Risk Management
  • Maintain thorough knowledge of the Credit Union's Loan Policy, underwriting standards, and regulatory requirements.
  • Support the development and maintenance of credit policies, procedures, and risk management practices.
  • Ensure compliance with all applicable regulations, internal controls, and lending standards.
  • Contribute to a culture of sound credit administration and prudent risk management.

Ready to take the first step?

We offer a competitive salary, generous time off, paid holidays and a benefits package with extensive coverage options, along with a supportive and positive work environment. Apply today and start your rewarding career with us!

Collins Community Credit Union is an EEO Employer. M/F/Veteran/Disability. We strongly encourage minorities, veterans, and individuals with disabilities to apply for career opportunities with the Credit Union. We are an E-Verify Employer.

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