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Credit Union Lending Jobs (NOW HIRING)

Skyla Credit Union

Lending Specialist

Greensboro, NC · On-site

Lending Specialist - LoSo Location: 1400 Yanceyville Street, Greensboro, NC, 27405 or 3700 South Blvd. Suite 400 Charlotte, NC 28209 Job Grade: 8 Working at Skyla Credit Union Skyla offers a ...

Skyla Credit Union

Lending Specialist

Greensboro, NC · On-site

Lending Specialist - LoSo Location: 1400 Yanceyville Street, Greensboro, NC, 27405or 3700 South Blvd. Suite 400 Charlotte, NC 28209 Job Grade: 8 Working at Skyla Credit Union Skyla offers a ...

Neighbors Credit Union

Credit Analyst

Saint Louis, MO · On-site

$23 - $34.87/hr

At Neighbors Credit Union, lending is about more than reviewing numbers-it is about understanding the person behind the application and finding responsible ways to help our members move forward. We ...

FedChoice Federal Credit Union

VP of Lending

Lanham, MD · On-site

$125K - $190K/yr

FedChoice is looking for a VP of Lending to direct and supervise the Credit Union's lending operations, with a primary emphasis on consumer, real estate and participation/business lending, loan ...

1st Choice Credit Union

Loan Officer

Atlanta, GA · On-site

$40K - $45K/yr

1st Choice Credit Union is seeking an experienced Loan Officer, this individual will be responsible for performance of all lending activities within the credit union, insuring compliance with credit ...

1st Choice Credit Union

Loan Officer

Atlanta, GA · On-site

$40K - $45K/yr

1st Choice Credit Union is seeking an experienced Loan Officer, this individual will be responsible for performance of all lending activities within the credit union, insuring compliance with credit ...

FedChoice Federal Credit Union

VP of Lending

Lanham, MD

$125K - $190K/yr

FedChoice is looking for a VP of Lending to direct and supervise the Credit Union's lending operations, with a primary emphasis on consumer, real estate and participation/business lending, loan ...

BANGOR FEDERAL CREDIT UNION

Loan Officer

Bangor, ME · On-site

$24 - $36/hr

Description Bangor Federal Credit Union is seeking a full-time consumer Loan Officer in its Brewer location to assist members and potential members with their lending needs. Responsibilities include ...

New

CPCU/SFCU

Indirect Credit Analyst I

Norwich, CT · On-site

$31.28 - $46.97/hr

Make sound underwriting decisions in accordance with the Credit Union's lending guidelines to support profitability, minimize loan losses, and grow the indirect lending portfolio. * Determine ...

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Credit Union Lending information

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$5

$20

$36

How much do credit union lending jobs pay per hour?

As of Sep 3, 2026, the average hourly pay for credit union lending in the United States is $20.33, according to ZipRecruiter salary data. Most workers in this role earn between $16.35 and $21.39 per hour, depending on experience, location, and employer.

What is credit union lending?

Credit Union Lending refers to the process through which credit unions provide loans and other credit products to their members. Unlike traditional banks, credit unions are member-owned, not-for-profit institutions that often offer lower interest rates and more personalized service. Lending services may include auto loans, mortgages, personal loans, and credit cards. The lending criteria may be more flexible, focusing on the financial well-being of members rather than maximizing profits. Becoming a member usually requires meeting specific eligibility criteria, such as living in a certain area or working for a particular employer.

What are the key skills and qualifications needed to thrive in credit union lending, and why are they important?

To thrive in Credit Union Lending, you need a solid understanding of loan products, risk assessment, and regulatory compliance, often supported by experience in finance or a related degree. Familiarity with loan origination systems, underwriting software, and knowledge of NCUA regulations are commonly required. Strong interpersonal skills, attention to detail, and effective communication help build member trust and manage relationships. These skills are crucial for making sound lending decisions, ensuring compliance, and fostering member satisfaction.

What are some common challenges faced in a credit union lending role, and how can they be effectively managed?

Professionals in credit union lending often encounter challenges such as balancing member service with prudent risk assessment, adapting to changing regulations, and managing a high volume of loan applications during peak times. Effective management involves staying up-to-date with lending policies, leveraging technology for efficient processing, and maintaining clear communication with both members and team members. Building strong relationships with members can help address their unique financial needs while maintaining compliance and sound lending practices.

What is the difference between Credit Union Lending vs Loan Officer?

AspectCredit Union LendingLoan Officer
CredentialsTypically requires a high school diploma or equivalent; some roles may need certifications in finance or lendingHigh school diploma or equivalent; certifications like Mortgage Loan Originator (MLO) license may be required
Work EnvironmentCredit union branches, online platforms, community settingsBank branches, mortgage offices, financial institutions
Employer & IndustryCredit unions, cooperative financial institutionsBanks, mortgage companies, financial services firms
Primary FocusProviding loans to credit union members, member-focused lendingAssessing loan applications, approving and processing various types of loans

While both roles involve lending activities, Credit Union Lending focuses on serving credit union members with a community-oriented approach, often requiring specific certifications and working within credit unions. Loan Officers may work in broader financial institutions, handling a wider variety of loan types and client profiles.

More about Credit Union Lending jobs

What cities are hiring for Credit Union Lending jobs?

Cities with the most Credit Union Lending job openings:

What states have the most Credit Union Lending jobs?

States with the most job openings for Credit Union Lending jobs include:

What job categories do people searching Credit Union Lending jobs look for?

The top searched job categories for Credit Union Lending jobs are:

Credit Union Lending jobs near you
Infographic showing various Credit Union Lending job openings in the United States as of August 2026, with employment types broken down into 89% Full Time, and 11% Part Time. Highlights an 94% In-person, and 6% Remote job distribution, with an average salary of $42,279 per year, or $20.3 per hour.

Lending Specialist

Skyla Credit Union

Greensboro, NC • On-site

Full-time

Medical, Dental, Vision, Retirement, PTO

Re-posted 17 days ago

Job description

Job Title: Lending Specialist - LoSo
Location: 1400 Yanceyville Street, Greensboro, NC, 27405 or 3700 South Blvd. Suite 400 Charlotte, NC 28209
Job Grade: 8
Working at Skyla Credit Union
Skyla offers a supportive, inclusive culture while providing opportunities for growth, learning, and career advancement. Making it a strong place to build both skills and meaningful connections.
Joining Skyla means having the support, tools, and guidance you need from day one.
  • A welcoming culture where teammates and leaders genuinely care about your success and growth.
  • A collaborative work environment focused on teamwork, development, and making an impact in the community.
  • Flexibility and support to help you balance work while meeting member needs.
  • A strong benefits package and meaningful perks that support your overall well-being: medical, vision, dental, 6% Match 401(k), Tuition Reimbursement, Paid Community Volunteer Opportunity, Paid Time Off, Quarterly Well Being Benefit, Interest Rate Perks on Deposit and Loan Accounts.
Our Values
We’re in your corner: we genuinely care about the well-being of our members and employees. We make possibilities reality!
We make an impact: we exist for our communities. We provide support and opportunities to meet the needs of our friends and neighbors.
We’re better together: we are a team. We work together to service and support our members and each other.
We’re on a journey together: we always look for improvement opportunities to benefit our members and employees. We believe that with continuous improvement learning, there is no limit to what we can achieve together.
We welcome everyone: we empower all by sharing different perspectives, unique abilities, thought processes, and creating a diverse and inclusive credit union.
primary functions:
Process member loan applications and strive to grow the consumer loan portfolio. Communicate loan decision after application is completed and decisioned. Maintain knowledge of all lending and payment protection products and services. Identify opportunities for protecting the loan when possible. Qualify non-members for membership and open deposit accounts as needed by the members. Maintain knowledge of title and insurance laws in all states served by the credit union.
responsibilities:
  • Take complete loan applications via telephone, mail, fax, in person and other electronic delivery means.
  • Evaluates proof of income and analyzes credit reports. Performs follow-up work as necessary and coaches’ members on credit reports and ways to improve score.
  • Provide loan approval when application is within lending authority and recommendation to underwriters when application is outside of authority.
  • Deliver decision to member and prepare loan documents for funding for approved loans.
  • Qualify non-members for membership, open accounts and make effective cross-sell recommendations to new and existing members.
  • Solicit all types of new accounts, cross sell credit union services, and add new relationships to existing accounts based on the member needs in an effort to meet both credit union and individual goals.
  • Maintain strong knowledge of all ancillary products’ features and benefits to make effective recommendations to members and achieve credit union goals.
  • Remain abreast of changes in credit union lending policy, procedures, as well as consumer lending practices and willingly share knowledge with others.
  • Obtain necessary lending licensing.
  • Meet credit life/disability, GAP and warranty goals as set by the credit union.
  • Maintain the integrity of all members' records in a confidential manner.
  • Comply with all federal regulations, credit union policies and procedures, including Bank Secrecy and the USA Patriot Act.
  • Perform job duties in accordance with the Credit Union's values, mission and vision.
  • Perform other duties as necessary.
minimum requirements:
  • High School Diploma required; bachelor’s degree preferred.
  • 2 years of Lending Experience.
  • Proficient in Microsoft suite of products.
  • Strong interpersonal amp; communication skills.
  • Handle High Volume.
  • Work in a Team Environment.
  • Ability to Multi-task.

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