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Credit Union Lending Jobs (NOW HIRING)

Mass Bay Credit Union

AVP of Lending

South Boston, MA · On-site

$73K - $85K/yr

Mass Bay Credit Union is proud to be an Equal Opportunity Employer. JOB TITLE : Assistant Vice President of Lending REPORTS TO : Chief Lending Officer STATUS : Full time; exempt Job Purpose Under the ...

Mass Bay Credit Union

AVP of Lending

Boston, MA · On-site

Mass Bay Credit Union is proud to be an Equal Opportunity Employer. JOB TITLE : Assistant Vice President of Lending REPORTS TO : Chief Lending Officer STATUS : Full time; exempt Job Purpose Under the ...

MassMutual

Lending Manager

Springfield, MA · On-site

Lending Manager Credit Union Lending Full-Time (Hybrid - Springfield, MA) The Opportunity As the Lending Manager at MassMutual Federal Credit Union (MMFCU), you will be a valued member of a ...

1st Choice Credit Union

Loan Officer

Atlanta, GA · On-site

$40K - $45K/yr

1st Choice Credit Union is seeking an experienced Loan Officer, this individual will be responsible for performance of all lending activities within the credit union, insuring compliance with credit ...

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Credit Union Lending information

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How much do credit union lending jobs pay per hour?

As of Jul 17, 2026, the average hourly pay for credit union lending in the United States is $20.33, according to ZipRecruiter salary data. Most workers in this role earn between $16.35 and $21.39 per hour, depending on experience, location, and employer.

What are some common challenges faced in a credit union lending role, and how can they be effectively managed?

Professionals in credit union lending often encounter challenges such as balancing member service with prudent risk assessment, adapting to changing regulations, and managing a high volume of loan applications during peak times. Effective management involves staying up-to-date with lending policies, leveraging technology for efficient processing, and maintaining clear communication with both members and team members. Building strong relationships with members can help address their unique financial needs while maintaining compliance and sound lending practices.

What are the key skills and qualifications needed to thrive in Credit Union Lending, and why are they important?

To thrive in Credit Union Lending, you need a solid understanding of loan products, risk assessment, and regulatory compliance, often supported by experience in finance or a related degree. Familiarity with loan origination systems, underwriting software, and knowledge of NCUA regulations are commonly required. Strong interpersonal skills, attention to detail, and effective communication help build member trust and manage relationships. These skills are crucial for making sound lending decisions, ensuring compliance, and fostering member satisfaction.

What is Credit Union Lending?

Credit Union Lending refers to the process through which credit unions provide loans and other credit products to their members. Unlike traditional banks, credit unions are member-owned, not-for-profit institutions that often offer lower interest rates and more personalized service. Lending services may include auto loans, mortgages, personal loans, and credit cards. The lending criteria may be more flexible, focusing on the financial well-being of members rather than maximizing profits. Becoming a member usually requires meeting specific eligibility criteria, such as living in a certain area or working for a particular employer.

What is the difference between Credit Union Lending vs Loan Officer?

AspectCredit Union LendingLoan Officer
CredentialsTypically requires a high school diploma or equivalent; some roles may need certifications in finance or lendingHigh school diploma or equivalent; certifications like Mortgage Loan Originator (MLO) license may be required
Work EnvironmentCredit union branches, online platforms, community settingsBank branches, mortgage offices, financial institutions
Employer & IndustryCredit unions, cooperative financial institutionsBanks, mortgage companies, financial services firms
Primary FocusProviding loans to credit union members, member-focused lendingAssessing loan applications, approving and processing various types of loans

While both roles involve lending activities, Credit Union Lending focuses on serving credit union members with a community-oriented approach, often requiring specific certifications and working within credit unions. Loan Officers may work in broader financial institutions, handling a wider variety of loan types and client profiles.

More about Credit Union Lending jobs
What cities are hiring for Credit Union Lending jobs? Cities with the most Credit Union Lending job openings:
What states have the most Credit Union Lending jobs? States with the most job openings for Credit Union Lending jobs include:
What job categories do people searching Credit Union Lending jobs look for? The top searched job categories for Credit Union Lending jobs are:
Credit Union Lending jobs near you
Infographic showing various Credit Union Lending job openings in the United States as of July 2026, with employment types broken down into 67% Full Time, and 33% Part Time. Highlights an 100% In-person job distribution, with an average salary of $42,279 per year, or $20.3 per hour.
AVP of Lending

AVP of Lending

Mass Bay Credit Union

South Boston, MA • On-site

$73K - $85K/yr

Full-time

Re-posted 2 days ago

Job description

About Us
Celebrating over 85 years in business, Mass Bay Credit Union has over $300M in assets, continues to grow, and is proud to be 19,000 members strong! We've recently expanded our field of membership which allows us to serve members in a much broader group of communities. In addition, as a member of the shared branching network, we provide our members with nation-wide service at thousands of credit union locations throughout the country.
Interested in bringing your financial skills to a growth credit union where your input is valued? Then we would very much like to chat with you! Send us your resume in complete confidence.
Mass Bay Credit Union is proud to be an Equal Opportunity Employer.
JOB TITLE : Assistant Vice President of Lending
REPORTS TO : Chief Lending Officer
STATUS : Full time; exempt
Job Purpose
Under the direction of the Chief Lending Officer, this position is responsible for the day to day activities of the Consumer Loan/Home Equity Department. The AVP monitors and analyzes economic conditions affecting the Credit Union's lending department and recommends appropriate action. They also ensure policies and procedures regarding state and federal laws and regulations are being adhered to.
Duties and Responsibilities
  • Ensure that loan policies, procedures, services, and products meet federal and state regulations and compliance, as well as investor requirements.
  • Develop, implement, and maintain consumer lending/Home Equity policies and procedures to maximize efficiency and quality of work, and to provide consistent quality service to members.
  • Underwrite Consumer loans as well as Home Equity Loans and Home Equity Lines of Credit Loans.
  • Develop, analyze and complete monthly loan reports and review loan approvals for soundness of decisions.
  • Update Loans PQ as needed in Beta, Demo and Live. Update internal users and roles as needed. Do weekly and monthly reports as needed.
  • Maintain knowledge of competitor's rates, terms, etc. and other trends relating to consumer lending and provide input and recommendations for lending interest rates.
  • Evaluate lending processes, workflows, and technologies to identify opportunities for increased efficiencies and improved member experience.
  • Define appropriate limits of authority for lending personnel and ensure adequate understanding of the Credit Union's loan procedures and policies.
  • Ensure member complaints as are resolved and take appropriate action as necessary.
  • Review the audits of loan files, working with appropriate staff, to ensure quality assurance and that lending procedures are followed.
  • Overall responsibility for hiring, mentoring, performance evaluations, scheduling, training and succession planning for the department.
  • Responsible for making or approving decisions for Department employees regarding employment, performance ratings, promotions, salary recommendations, transfers and terminations.
  • Responsible for ensuring the department is adequately staffed with properly trained personnel.
  • Lead by example, demonstrating integrity, sound judgement, and commitment to the credit union's values.
  • Establish and maintain effective employee relations.
  • Establish clear performance expectations and measurable goals that align with the credit union's strategic goals.
  • Monitor lending production, pipeline manage, and portfolio performance to ensure achievement of credit union goals.
  • Support the development of and execution of lending strategies that promote sustainable loan growth while partnering with senior leadership to identify new lending opportunities and market trends that support credit union growth.
  • Develop new product offerings to meet the needs of the membership.
  • Build on current business relationships within our Union partnerships in order to gain maximum market penetration.
  • Responsible for the administration of anti-money laundering duties and the Bank Secrecy Act laws.
  • Participate in audits, examinations, and regulatory reviews as required.
  • Assumes other duties, responsibilities, special assignments and training as necessary or directed.
  • Manages relationships with outside vendors.
  • Represent the lending department in meetings, committees, and projects in the Chief Lending Officers absence.

Qualifications
  • A minimum of 10 years combined managerial and home equity/consumer lending experience.
  • Strong experience in loan operations, lending laws, and loan underwriting.
  • Through knowledge of lending compliance.
  • Strong Communication, both oral and written skills.
  • Ability to become a Mortgage Loan Originator with the Nationwide Mortgage Licensing System & Registry (NMLS).
  • Strong management skills to mentor staff and interact with employees at all levels of the organization.
  • Computer skills mandatory.

Working Conditions
This position requires a flexible schedule with limited evening and weekend duties, traveling in Credit Union's service area, attending events and working at times with challenging members.
Physical Requirements
While performing the essential duties of the position, the employee would be regularly required to stand, sit, walk, stoop, kneel, talk, and hear. Vision requirements include close vision and the ability to focus. The nature of this position requires physical mobility and the ability to occasionally lift and/or move a maximum of 25 pounds.
Direct Reports
The AVP will supervise an Underwriter, the Consumer Loan Supervisor, four Consumer Loan Processors, and two Home Equity processors.

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