The underwriter must inform the Senior Credit Officer of any material risk factors, discrepancies or deviations discovered during the preparation and/or review of the CAM, its underwriting, credit ...
The underwriter must inform the Senior Credit Officer of any material risk factors, discrepancies or deviations discovered during the preparation and/or review of the CAM, its underwriting, credit ...
Senior Credit Analyst
Miami, FL · On-site
$90 - $120/hr
Working knowledge of applicable industry laws and regulations required to review credit risk. Solid understanding of commercial credit analysis, including financial conditions, operating results and ...
Senior Credit Analyst
Miami, FL · On-site
$90 - $120/hr
Working knowledge of applicable industry laws and regulations required to review credit risk. Solid understanding of commercial credit analysis, including financial conditions, operating results and ...
The underwriter must inform the Senior Credit Officer of any material risk factors, discrepancies or deviations discovered during the preparation and/or review of the CAM, its underwriting, credit ...
The underwriter must inform the Senior Credit Officer of any material risk factors, discrepancies or deviations discovered during the preparation and/or review of the CAM, its underwriting, credit ...
Credit Risk, Liquidity Risk, Market Risk, Capital Management/Stress Testing * Knowledge of financial services business models, products, and services * Experience in banking, digital assets, or ...
Credit Risk, Liquidity Risk, Market Risk, Capital Management/Stress Testing * Knowledge of financial services business models, products, and services * Experience in banking, digital assets, or ...
Middle Market Portfolio Manager - Wholesale Credit Delivery - Sponsor and Leveraged Finance
Miami, FL · On-site
The PM serves as a credit subject matter expert and first line of defense, providing credible ... Is accountable for the risk evaluation and associated regulatory compliance requirements.
Middle Market Portfolio Manager - Wholesale Credit Delivery - Sponsor and Leveraged Finance
Miami, FL · On-site
The PM serves as a credit subject matter expert and first line of defense, providing credible ... Is accountable for the risk evaluation and associated regulatory compliance requirements.
... and risk commentary. • Perform credit spreading, ratio analysis, variance analysis and borrower update analysis using available financial statements and internal systems. • Maintain portfolio ...
... and risk commentary. • Perform credit spreading, ratio analysis, variance analysis and borrower update analysis using available financial statements and internal systems. • Maintain portfolio ...
This position is responsible for overseeing the evaluation, approval, and monitoring of mortgage credit applications to mitigate risk and uphold regulatory standards. The officer will collaborate ...
Quick apply
This position is responsible for overseeing the evaluation, approval, and monitoring of mortgage credit applications to mitigate risk and uphold regulatory standards. The officer will collaborate ...
This position is responsible for overseeing the evaluation, approval, and monitoring of mortgage credit applications to mitigate risk and uphold regulatory standards. The officer will collaborate ...
Quick apply
This position is responsible for overseeing the evaluation, approval, and monitoring of mortgage credit applications to mitigate risk and uphold regulatory standards. The officer will collaborate ...
This position is responsible for overseeing the evaluation, approval, and monitoring of mortgage credit applications to mitigate risk and uphold regulatory standards. The officer will collaborate ...
Quick apply
This position is responsible for overseeing the evaluation, approval, and monitoring of mortgage credit applications to mitigate risk and uphold regulatory standards. The officer will collaborate ...
This position is responsible for overseeing the evaluation, approval, and monitoring of mortgage credit applications to mitigate risk and uphold regulatory standards. The officer will collaborate ...
Quick apply
This position is responsible for overseeing the evaluation, approval, and monitoring of mortgage credit applications to mitigate risk and uphold regulatory standards. The officer will collaborate ...
This position is responsible for overseeing the evaluation, approval, and monitoring of mortgage credit applications to mitigate risk and uphold regulatory standards. The officer will collaborate ...
This position is responsible for overseeing the evaluation, approval, and monitoring of mortgage credit applications to mitigate risk and uphold regulatory standards. The officer will collaborate ...
This pivotal role aims to empower small businesses by managing the risk appetite through advanced ... Own Credit Policy & Analytics across the organization - Credit Origination, Account Management ...
This pivotal role aims to empower small businesses by managing the risk appetite through advanced ... Own Credit Policy & Analytics across the organization - Credit Origination, Account Management ...
This pivotal role aims to empower small businesses by managing the risk appetite through advanced ... Own Credit Policy & Analytics across the organization - Credit Origination, Account Management ...
Quick apply
This pivotal role aims to empower small businesses by managing the risk appetite through advanced ... Own Credit Policy & Analytics across the organization - Credit Origination, Account Management ...
VP of Credit & Business Intelligence (FL)
Miami, FL · On-site
$180 - $260/hr
This pivotal role aims to empower small businesses by managing the risk appetite through advanced ... Own Credit Policy & Analytics across the organization - Credit Origination, Account Management ...
VP of Credit & Business Intelligence (FL)
Miami, FL · On-site
$180 - $260/hr
This pivotal role aims to empower small businesses by managing the risk appetite through advanced ... Own Credit Policy & Analytics across the organization - Credit Origination, Account Management ...
This pivotal role aims to empower small businesses by managing the risk appetite through advanced ... Own Credit Policy & Analytics across the organization - Credit Origination, Account Management ...
This pivotal role aims to empower small businesses by managing the risk appetite through advanced ... Own Credit Policy & Analytics across the organization - Credit Origination, Account Management ...
This position will also oversee credit risk management and maintenance of credit quality for the respective assigned portfolio, properly assessing and evaluating credit risk and other key factors ...
Quick apply
This position will also oversee credit risk management and maintenance of credit quality for the respective assigned portfolio, properly assessing and evaluating credit risk and other key factors ...
This position will also oversee credit risk management and maintenance of credit quality for the respective assigned portfolio, properly assessing and evaluating credit risk and other key factors ...
This position will also oversee credit risk management and maintenance of credit quality for the respective assigned portfolio, properly assessing and evaluating credit risk and other key factors ...
This position will also oversee credit risk management and maintenance of credit quality for the respective assigned portfolio, properly assessing and evaluating credit risk and other key factors ...
Quick apply
This position will also oversee credit risk management and maintenance of credit quality for the respective assigned portfolio, properly assessing and evaluating credit risk and other key factors ...
This position will also oversee credit risk management and maintenance of credit quality for the respective assigned portfolio, properly assessing and evaluating credit risk and other key factors ...
Quick apply
This position will also oversee credit risk management and maintenance of credit quality for the respective assigned portfolio, properly assessing and evaluating credit risk and other key factors ...
Strong knowledge of commercial credit, loan structuring, financial analysis, risk ratings, and portfolio management * Experience advising privately held companies, larger corporate borrowers, private ...
Quick apply
Strong knowledge of commercial credit, loan structuring, financial analysis, risk ratings, and portfolio management * Experience advising privately held companies, larger corporate borrowers, private ...
Credit Risk information
See Miami, FL salary details
$45.7K - $56.7K
16% of jobs
$56.7K - $67.7K
8% of jobs
$68.4K is the 25th percentile. Wages below this are outliers.
$67.7K - $78.8K
13% of jobs
$78.8K - $89.8K
7% of jobs
The median wage is $95.3K / yr.
$89.8K - $100.9K
12% of jobs
$100.9K - $111.9K
15% of jobs
$117.8K is the 75th percentile. Wages above this are outliers.
$111.9K - $122.9K
8% of jobs
$122.9K - $134K
11% of jobs
$134K - $145K
3% of jobs
$145K - $156.1K
3% of jobs
$156.1K - $167.1K
4% of jobs
$45.7K
$99.8K
$167.1K
How much do credit risk jobs pay per year?
As of Aug 23, 2026, the average yearly pay for credit risk in Miami, FL is $99,814.00, according to ZipRecruiter salary data. Most workers in this role earn between $68,500.00 and $129,700.00 per year, depending on experience, location, and employer.
What is credit risk and what does a credit risk professional do?
Credit risk refers to the possibility that a borrower or counterparty will fail to meet their financial obligations, such as repaying a loan or making payments on time. Credit risk professionals analyze financial data, assess the creditworthiness of individuals or companies, and help set lending policies to minimize potential losses for banks or financial institutions. They use various models and tools to evaluate risk, monitor existing loans, and recommend strategies to mitigate exposure. Their work is essential for maintaining the financial health and stability of lending organizations.
What are the key skills and qualifications needed to thrive as a credit risk analyst, and why are they important?
To thrive as a Credit Risk Analyst, you need strong analytical skills, a solid understanding of financial statements, and a background in finance, economics, or a related field, often supported by a relevant degree or certification (such as FRM or CFA). Familiarity with risk assessment tools, financial modeling software, and credit rating systems is typically required. Attention to detail, critical thinking, and effective communication are essential soft skills for interpreting data and presenting risk assessments to stakeholders. These skills and qualities are crucial for making informed decisions that minimize financial losses and ensure sound lending practices.
What are some typical challenges faced by professionals in credit risk roles, and how can they be addressed?
Credit risk professionals often encounter challenges such as assessing the creditworthiness of new and existing clients, keeping up with rapidly changing market conditions, and managing large volumes of data to make informed decisions. To address these, it's important to stay updated on industry trends, develop strong analytical and communication skills, and leverage advanced risk assessment tools. Collaborating closely with colleagues in underwriting, sales, and compliance teams also helps ensure well-rounded risk evaluations and consistent application of policies.
What is the difference between Credit Risk vs Credit Analyst?
| Aspect | Credit Risk | Credit Analyst |
|---|---|---|
| Primary Focus | Assessing the likelihood of borrower default to manage overall credit risk | Analyzing credit data to determine creditworthiness of individual applicants |
| Work Environment | Risk management teams, financial institutions, credit departments | Banking, lending institutions, financial services |
| Required Credentials | Often requires risk management certifications, finance degrees | Finance or accounting degrees, certifications like CFA or credit-specific courses |
While both roles involve understanding credit, Credit Risk focuses on managing the overall risk exposure of an organization, whereas a Credit Analyst evaluates individual credit applications to determine approval. Both roles are essential in the lending process but differ in scope and responsibilities.
Do you need a degree to be a credit risk analyst?
A degree is often preferred for credit risk analyst positions, with many employers seeking candidates with a bachelor's degree in finance, economics, or related fields. However, some roles may accept relevant work experience or certifications like the Financial Risk Manager (FRM) in lieu of a degree. Strong analytical skills and knowledge of credit analysis tools are also important for this role.
How to start a career in credit risk?
To start a career in credit risk, obtain a bachelor's degree in finance, economics, or a related field, and develop strong analytical and quantitative skills. Gaining experience through internships or entry-level roles in banking, finance, or risk management helps build relevant expertise, and earning certifications like the Financial Risk Manager (FRM) can enhance job prospects.
What is the average salary of a credit risk analyst?
The average salary of a credit risk analyst typically ranges from $60,000 to $85,000 per year, depending on experience, location, and industry. Professionals in this role often require strong analytical skills and knowledge of financial modeling tools.
What are the most commonly searched types of Credit Risk jobs in Miami, FL?
The most popular types of Credit Risk jobs in Miami, FL are:
What are popular job titles related to Credit Risk jobs in Miami, FL?
For Credit Risk jobs in Miami, FL, the most frequently searched job titles are:
What job categories do people searching Credit Risk jobs in Miami, FL look for?
The top searched job categories for Credit Risk jobs in Miami, FL are:
What cities near Miami, FL are hiring for Credit Risk jobs?
Cities near Miami, FL with the most Credit Risk job openings:
Job description
Commercial Credit Analyst II
Job Summary:
Responsible for working with the Senior Credit Officer primarily on credit analysis and underwriting of thefollowing loans: Multifamily,Commercial Real Estate and Commercial/Business loans.
Essential Responsibilities:
• Responsible for the underwriting and credit analysis of commercial real estate (CRE), multifamily and business loans to determine feasibility and credit risk of granting loans.
• Assure that the loan package complies with credit, underwriting standards and lending/credit policies.
• Prepare and/or review the completion of credit approval memorandums (CAM's), includin_g credit analysis, collateral cash flow analysis, debt service coverage ratios, rent roll and lease analysis, purchase contract and loan special conditions to present to the representative approval authority committee.
• Present loan file to the loan officer, senior credit officer or lending authority for discussion and conclusion including the department recommendation to Management and/or Credit Committee. The underwriter must inform the Senior Credit Officer of any material risk factors, discrepancies or deviations discovered during the preparation and/or review of the CAM, its underwriting, credit analysis and due-diligence.
Underwrite and analyze loan packages of bank (retail) programs by evaluating and reviewing loan application, corporate and personal financial statements, corporate and personal tax return, appraisal reports, environmental reports and other related loan information and supporting documentation.
Maintain ongoing communication with the loan officer and customer to provide information on transaction status, clarify any discrepancies with the customers' account or instructions; resolve problems, concerns/doubts.
May assist Senior Credit Officer with loan policies and procedures, quality control matters, loan review and underwriting.
Competencies:
Work is performed ina bank environment. Employees are exposed to external elements when representing the corporation at external events and may be required to work extended hours, including holidays, should thesecoincide with the company ever.
Physical Demands
Disclaimer
The above statements are intended to describe the general nature and level of work being performed by peopleassigned to this job. They are not indented to be an exhaustive list ofall responsibilities, duties, skills required of personnel so classified. The reporting relationship may not reflect the most recent changesto the corporate reporting structure.
EQUAL EMPLOYMENT OPPORTUNITTY EMPLOYER
Job Summary:
Responsible for working with the Senior Credit Officer primarily on credit analysis and underwriting of thefollowing loans: Multifamily,Commercial Real Estate and Commercial/Business loans.
Essential Responsibilities:
• Responsible for the underwriting and credit analysis of commercial real estate (CRE), multifamily and business loans to determine feasibility and credit risk of granting loans.
• Assure that the loan package complies with credit, underwriting standards and lending/credit policies.
• Prepare and/or review the completion of credit approval memorandums (CAM's), includin_g credit analysis, collateral cash flow analysis, debt service coverage ratios, rent roll and lease analysis, purchase contract and loan special conditions to present to the representative approval authority committee.
• Present loan file to the loan officer, senior credit officer or lending authority for discussion and conclusion including the department recommendation to Management and/or Credit Committee. The underwriter must inform the Senior Credit Officer of any material risk factors, discrepancies or deviations discovered during the preparation and/or review of the CAM, its underwriting, credit analysis and due-diligence.
Underwrite and analyze loan packages of bank (retail) programs by evaluating and reviewing loan application, corporate and personal financial statements, corporate and personal tax return, appraisal reports, environmental reports and other related loan information and supporting documentation.
Maintain ongoing communication with the loan officer and customer to provide information on transaction status, clarify any discrepancies with the customers' account or instructions; resolve problems, concerns/doubts.
May assist Senior Credit Officer with loan policies and procedures, quality control matters, loan review and underwriting.
Competencies:
- Customer focus
- Building strong relations
- Communication
- Business acumen
- Problem analysis & solution
- Ownership
- Vision & values
- Collaboration & teamwork
- Development (personal & others)
- Change & innovation
- This position has no supervisory responsibilities.
Work is performed ina bank environment. Employees are exposed to external elements when representing the corporation at external events and may be required to work extended hours, including holidays, should thesecoincide with the company ever.
Physical Demands
- The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job.
- While performing the duties of this job, the employee is regularly required to sit, stand, walk and/or maneuver around the office.
- Ability to lift and/or move up to 10 pounds.
- Minimum two years' experience of banking/lending practices or related field
- English/Spanish communication required due to high volume of Hispanic customers
- Able to work flexible hours according to department needs during peak time
Disclaimer
The above statements are intended to describe the general nature and level of work being performed by peopleassigned to this job. They are not indented to be an exhaustive list ofall responsibilities, duties, skills required of personnel so classified. The reporting relationship may not reflect the most recent changesto the corporate reporting structure.
EQUAL EMPLOYMENT OPPORTUNITTY EMPLOYER