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Credit Risk Jobs in Miami, FL (NOW HIRING)

Banesco USA

SVP, SBA Senior Credit Officer

Miami, FL · On-site

Risk Management: Direct internal credit ratings, validate third-party reports (Appraisals, Site Visits), and manage workout plans, deferments, and collateral valuations. * Reporting & Audit: Serve as ...

IDBNY

Portfolio Manager - Middle Markets C+I

Aventura, FL · On-site

$110K - $145K/yr

Quarterback credit reviews by managing stakeholders to meet policy, governance, and timing requirements * Apply risk-based criteria to qualify accounts, determine appropriate review scope, and assess ...

Itau

Head of Financial Risk

Miami, FL · On-site

Position Summary This position provides oversight of market risk, liquidity risk, capital adequacy, counterparty risk, credit risk, stress testing, and related financial risks. The Head of Financial ...

Grove Bank & Trust

Senior Credit Analyst

Miami, FL · On-site

Working knowledge of applicable industry laws and regulations required to review credit risk. Solid understanding of commercial credit analysis, including financial conditions, operating results and ...

Deloitte

Financial Risk Manager

Miami, FL

Credit Risk, Liquidity Risk, Market Risk, Capital Management/Stress Testing * Knowledge of financial services business models, products, and services * Experience in banking, digital assets, or ...

Amerantbank

Residential Mortgage Underwriter

Miami, FL · On-site

This position is responsible for overseeing the evaluation, approval, and monitoring of mortgage credit applications to mitigate risk and uphold regulatory standards. The officer will collaborate ...

Amerantbank

Residential Mortgage Underwriter

Miami, FL · On-site

This position is responsible for overseeing the evaluation, approval, and monitoring of mortgage credit applications to mitigate risk and uphold regulatory standards. The officer will collaborate ...

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Showing results 21-40

All JobsCredit Risk JobsCredit Risk Jobs in Miami, FL

Credit Risk information

See Miami, FL salary details

$47.8K

$104.6K

$175K

How much do credit risk jobs pay per year?

As of Aug 16, 2026, the average yearly pay for credit risk in Miami, FL is $104,553.00, according to ZipRecruiter salary data. Most workers in this role earn between $71,700.00 and $135,800.00 per year, depending on experience, location, and employer.

What is the average salary of a credit risk analyst?

The average salary of a credit risk analyst typically ranges from $60,000 to $85,000 annually, depending on experience, location, and industry. Entry-level positions may start lower, while experienced analysts with certifications can earn higher salaries, often supplemented with bonuses and benefits.

What are the key skills and qualifications needed to thrive as a credit risk analyst, and why are they important?

To thrive as a Credit Risk Analyst, you need strong analytical skills, a solid understanding of financial statements, and a background in finance, economics, or a related field, often supported by a relevant degree or certification (such as FRM or CFA). Familiarity with risk assessment tools, financial modeling software, and credit rating systems is typically required. Attention to detail, critical thinking, and effective communication are essential soft skills for interpreting data and presenting risk assessments to stakeholders. These skills and qualities are crucial for making informed decisions that minimize financial losses and ensure sound lending practices.

What is the difference between Credit Risk vs Credit Analyst?

AspectCredit RiskCredit Analyst
Primary FocusAssessing the likelihood of borrower default to manage overall credit riskAnalyzing credit data to determine creditworthiness of individual applicants
Work EnvironmentRisk management teams, financial institutions, credit departmentsBanking, lending institutions, financial services
Required CredentialsOften requires risk management certifications, finance degreesFinance or accounting degrees, certifications like CFA or credit-specific courses

While both roles involve understanding credit, Credit Risk focuses on managing the overall risk exposure of an organization, whereas a Credit Analyst evaluates individual credit applications to determine approval. Both roles are essential in the lending process but differ in scope and responsibilities.

What is credit risk and what does a credit risk professional do?

Credit risk refers to the possibility that a borrower or counterparty will fail to meet their financial obligations, such as repaying a loan or making payments on time. Credit risk professionals analyze financial data, assess the creditworthiness of individuals or companies, and help set lending policies to minimize potential losses for banks or financial institutions. They use various models and tools to evaluate risk, monitor existing loans, and recommend strategies to mitigate exposure. Their work is essential for maintaining the financial health and stability of lending organizations.

What are some typical challenges faced by professionals in credit risk roles, and how can they be addressed?

Credit risk professionals often encounter challenges such as assessing the creditworthiness of new and existing clients, keeping up with rapidly changing market conditions, and managing large volumes of data to make informed decisions. To address these, it's important to stay updated on industry trends, develop strong analytical and communication skills, and leverage advanced risk assessment tools. Collaborating closely with colleagues in underwriting, sales, and compliance teams also helps ensure well-rounded risk evaluations and consistent application of policies.

How to start a career in credit risk?

To start a career in credit risk, obtain a bachelor's degree in finance, economics, or a related field, and develop strong analytical and quantitative skills. Gaining experience through internships or entry-level roles in banking, finance, or risk management helps build relevant expertise, and earning certifications like the Financial Risk Manager (FRM) can enhance job prospects.

What are the most commonly searched types of Credit Risk jobs in Miami, FL?

The most popular types of Credit Risk jobs in Miami, FL are:

What are popular job titles related to Credit Risk jobs in Miami, FL?

For Credit Risk jobs in Miami, FL, the most frequently searched job titles are:

What job categories do people searching Credit Risk jobs in Miami, FL look for?

The top searched job categories for Credit Risk jobs in Miami, FL are:

What cities near Miami, FL are hiring for Credit Risk jobs?

Cities near Miami, FL with the most Credit Risk job openings:

Credit Risk jobs near you
Infographic showing various Credit Risk job openings in Miami, FL as of August 2026, with employment types broken down into 1% As Needed, 86% Full Time, 11% Part Time, and 2% Contract. Highlights an 87% Physical, 5% Hybrid, and 8% Remote job distribution, with an average salary of $104,553 per year, or $50.3 per hour.

SVP, SBA Senior Credit Officer

Banesco USA

Miami, FL • On-site

Other

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 19 days ago

Job description

SVP, SBA Senior Credit Officer

Banesco USA is seeking an SVP, SBA Senior Credit Officer for our SBA Credit business unit.

Primary Job Duties:

  • The SBA Senior Credit Officer is responsible for the credit quality of the bank's SBA 7a loan portfolio. This role oversees the entire credit life cycle, ensuring that underwriting, portfolio management and collections, as well as special asset activities adhere to both internal bank policies and the latest SBA SOP guidelines.
  • This position oversees three critical functions: Credit Analysis, Portfolio Management and Special Assets within the bank's SBA division.
  • Strategic Leadership: Assist the Deputy Chief Credit Officer in executing the enterprise-wide credit risk framework; set limits, monitor adherence, and align SBA policies with bank risk appetite.
  • Credit Authority: Exercise prudent credit judgment with individual loan approval authority as granted by the Board; approve/decline policy exceptions and loan modifications within established limits.
  • Policy & Compliance: Lead the design and implementation of SBA SOP-compliant procedures; ensure all lending practices strictly adhere to federal/state regulations and industry best practices.
  • Leadership: Provide final decision-making or expert opinions for high-risk/high-value credits.
  • Portfolio Oversight: Manage SBA portfolio requirements (payments, insurance, taxes) and lead "early warning" detection for deteriorating credit trends.
  • Risk Management: Direct internal credit ratings, validate third-party reports (Appraisals, Site Visits), and manage workout plans, deferments, and collateral valuations.
  • Reporting & Audit: Serve as primary liaison for regulatory examinations; prepare monthly Watch List comments and quarterly Adversely Classified Reports.
  • Team Management: Supervise, train, and provide technical guidance to the SBA portfolio management and collections teams.
  • Responsible for completing annual training program assigned.
  • Performs other functions and/or duties as assigned.

Job Requirements:

  • Education: Bachelor's in Finance/Accounting (MBA preferred).
  • Experience: 10+ years in Credit Risk/Lending, including 5+ years in senior leadership.
  • Experience with delegated lending authority in approving transactions up to $5MM for 5 + years.
  • Experience with the SBA 7a and Express loan programs, teams, and policies.
  • Experience as or working with an LSP (Lender Service Provider) is a plus.
  • Technical Expertise: Deep knowledge of credit principles, banking regulations (OFR, FDIC, FRB, FFIEC), and audit/regulatory relations.
  • Leadership: Proven track record in department management, change initiatives, and aligning operations with bank objectives.
  • Communication: Skilled in presenting technical concepts to stakeholders at all levels, from staff to the Board of Directors.
  • Software: Proficient in Microsoft Office Suite.

Benefits:

  • Competitive Salary.
  • PTO
  • Hybrid work at Miami or St. Pete offices.
  • Tuition Reimbursement.
  • Paid Parental Leave
  • Medical, Dental, Vision
  • 401(k) retirement plan.
  • Life Insurance
  • Supplemental Insurances
  • Short-Term & Long-Term Disability

About Us:

Banesco USA is part of Banesco International, a worldwide group of financial institutions with a presence in 15 countries.

As a corporation in continuous evolution, we promote the ongoing professional and personal development of our employees, by embracing challenges and adapting to the changing environment of today's world. We aim to develop integral human beings, committed to making a difference at the workplace and out in the world.

Our actions are rooted in our Values: Reliability, Responsibility, Quality, and Innovation. We believe that we all have the same ability to transform our daily tasks into significant contributions, and therefore, Leave Our Mark.

At Banesco USA, one of our most valued assets is our enthusiastic team, which strives every day to create a world-class organization in an ever-changing world. Together, our team has made us a market leader and we invite you to join us.

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