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Credit Risk Review Jobs in California (NOW HIRING)

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Sr. Data Scientist (Credit Risk)

San Mateo, CA · On-site +1

Participate in governance and review of credit model methodology, model validation support and ... Minimum of 3 years' hands-on experience in credit risk modeling and portfolio monitoring. For ...

Achieve

Sr. Data Scientist (Credit Risk)

San Mateo, CA · On-site +1

Participate in governance and review of credit model methodology, model validation support and ... Minimum of 8 years' hands-on experience in credit risk modeling and portfolio monitoring. For ...

Achieve

Sr. Data Scientist (Credit Risk)

San Mateo, CA · On-site +1

Participate in governance and review of credit model methodology, model validation support and ... Minimum of 8 years' hands-on experience in credit risk modeling and portfolio monitoring. For ...

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$85.4K

$156.2K

$236.4K

How much do credit risk review jobs pay per year?

As of Jul 4, 2026, the average yearly pay for credit risk review in California is $156,239.00, according to ZipRecruiter salary data. Most workers in this role earn between $131,800.00 and $175,200.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive in the Credit Risk Review position, and why are they important?

To thrive as a Credit Risk Review professional, you need a solid understanding of credit risk assessment, financial analysis, and regulatory compliance, typically supported by a degree in finance, accounting, or a related field. Familiarity with risk management software, data analytics tools, and possibly certifications such as FRM or CFA is highly valued. Strong attention to detail, analytical thinking, and effective communication skills are essential soft skills for success. These abilities are crucial for accurately evaluating credit exposures, ensuring regulatory adherence, and providing actionable recommendations that protect the organization's financial health.

What are the typical daily responsibilities of someone in a Credit Risk Review role?

A Credit Risk Review professional typically spends their day analyzing credit portfolios, assessing borrower risk profiles, and ensuring compliance with internal credit policies and external regulations. Regular tasks include conducting file reviews, preparing detailed risk reports, and identifying trends or potential problem credits. You will often collaborate with relationship managers, credit analysts, and senior management to discuss findings and recommend improvements. The role requires balancing independent analysis with team collaboration, making it both intellectually engaging and integral to the organization's risk management strategy.

What is a Credit Risk Review job?

A Credit Risk Review job involves assessing the quality of a financial institution's credit portfolio to ensure that loans and credit exposures align with the organization's risk appetite and regulatory standards. Professionals in this role analyze borrower financials, evaluate underwriting practices, and provide independent assessments of credit risk management. They also identify emerging risks, ensure compliance with internal policies, and recommend improvements to mitigate potential losses. This role is critical in maintaining the overall health and stability of a lending institution.

What are the most commonly searched types of Credit Risk Review jobs in California? The most popular types of Credit Risk Review jobs in California are:
What are popular job titles related to Credit Risk Review jobs in California? For Credit Risk Review jobs in California, the most frequently searched job titles are:
What job categories do people searching Credit Risk Review jobs in California look for? The top searched job categories for Credit Risk Review jobs in California are:
What cities in California are hiring for Credit Risk Review jobs? Cities in California with the most Credit Risk Review job openings:
Credit Risk Review jobs near you
Infographic showing various Credit Risk Review job openings in California as of June 2026, with employment types broken down into 100% Full Time. Highlights an 100% In-person job distribution, with an average salary of $156,239 per year, or $75.1 per hour.
Credit Risk, Senior Associate - Real Estate Banking

Credit Risk, Senior Associate - Real Estate Banking

JPMorgan Chase & Co

Irvine, CA • On-site

Full-time

Medical, Retirement

Posted 26 days ago

JPMorgan Chase & Co. rating

8.0

Company rating: 8.0 out of 10

Based on 486 frontline employees who took The Breakroom Quiz

54th of 144 rated banks

Job description

Bring your expertise to JPMorgan Chase.  As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class. 
As a Portfolio Manager in Real Estate Banking, you will manage a portfolio of commercial real estate credits and relationships, partnering with coverage teams and clients to ensure the quality and resilience of our loan book. You'll sit at the intersection of credit discipline and client engagement, performing in-depth analysis while interacting directly with sponsors, guarantors, and internal stakeholders. 
Job Responsibilities:

  • Provide enhanced, in-depth portfolio monitoring by coordinating with the market surveillance team and partnering with Credit Risk, Coverage, and internal stakeholders
  • Prepare and submit annual review packages by established deadlines, including thorough analysis of guarantors, sponsors, and associated commercial real estate loans or credit products
  • Formulate and defend sponsor and facility risk ratings to senior management, driving consistency, quality, and timeliness across the portfolio
  • Monitor the portfolio continuously for risk rating appropriateness and execute off-cycle risk rating changes as needed
  • Engage directly with external clients to collect financial statements and reporting requirements, and collaborate with Credit Risk and Coverage teams on loan modifications and extensions
  • Maintain system data ownership, ensuring quality and timely updates for internal reporting, portfolio reviews, and criticized loan management
  • Monitor loans for covenant, reporting, and regulatory compliance
  • Manage external reporting processes and ensure adherence to all applicable policies, procedures, and regulations
  • Support special ad hoc projects and strategic initiatives as necessary

Required Qualifications, Capabilities, and Skills:

  • Bachelor's degree in accounting, finance, economics, real estate, or a related field
  • 4+ years of experience in commercial real estate finance, asset management, commercial loan management, or debt financing
  • In-depth knowledge of underwriting methodology and experience evaluating risk across office, retail, industrial, and multifamily product types
  • Strong analytical skills with the ability to interpret financial statements and detect issues impacting risk ratings
  • Effective communication skills with the ability to present information clearly and propose solutions to clients and senior leadership
  • Ability to manage multiple deadlines under time constraints while working both independently and collaboratively

Preferred Qualifications, Capabilities, and Skills:

  • Completion of a formal credit training program
  • Experience with ground-up construction, value-add, and stabilized asset types
  • Proficiency in data management tools and advanced Excel
  • Passion for commercial real estate

This position is subject to Section 19 of the Federal Deposit Insurance Act. As such, an employment offer for this position is contingent on JPMorganChase's review of criminal conviction history, including pretrial diversions or program entries.

JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process. 

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans

J.P. Morgan's Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world. 

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