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Remote Credit Risk Review Jobs in California (NOW HIRING)

Guild

VP, Credit Risk

San Diego, CA · On-site +1

Review product mix and recommend adjustments to Product Strategy Team and/or Risk Committee as appropriate. * Work with credit risk counterparts at the Agencies and key investors to discuss, educate ...

Guild Mortgage

VP, Credit Risk

San Diego, CA · On-site +1

Review product mix and recommend adjustments to Product Strategy Team and/or Risk Committee as appropriate. * Work with credit risk counterparts at the Agencies and key investors to discuss, educate ...

Guild Mortgage

VP, Credit Risk

San Diego, CA · On-site +1

Review product mix and recommend adjustments to Product Strategy Team and/or Risk Committee as appropriate. * Work with credit risk counterparts at the Agencies and key investors to discuss, educate ...

Uber

B2B Credit Risk Manager

San Francisco, CA · On-site +1

As a B2B Credit Risk Manager, you will lead initiatives across Credit Risk Management, Process ... Credit limit increase, Changes on method payment, Review and approved Payment term extensions ...

Maverick Payments

Risk Analyst II

Calabasas, CA · On-site +1

$30 - $34/hr

Reviewing and analyzing financial, credit and publicly available information to support actions and ... Pay Range: $30- $34/ hr. This position will consider remote telework for candidates in the ...

Earnest

Senior Credit Strategy Analyst

San Francisco, CA · On-site +1

$134K - $165K/yr

The Senior Credit Strategy Analyst will report to Senior Credit Risk Manager, Personal Loans. As ... and performance reviews About You: * 3+ years of experience in risk management within consumer ...

Earnest

Senior Model Risk Manager

San Francisco, CA · On-site +1

$203K - $250K/yr

Experience interacting with auditors or regulators in model risk or credit oversight contexts. * Experience reviewing third-party or vendor models. * Experience building or maturing a model ...

BNY

Vice President, Model Risk Management

Los Angeles, CA · On-site +1

$129.50K - $179K/yr

Review risks and formulate the proposed controls into a plan of action for management. Provide ... Remote work may be permitted within a commutable distance from the worksite. REQUIREMENTS: Master ...

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Remote Credit Risk Review information

What are the key skills and qualifications needed to thrive as a Remote Credit Risk Review Analyst, and why are they important?

To thrive as a Remote Credit Risk Review Analyst, you need a solid understanding of credit risk assessment, financial analysis, and regulatory compliance, typically supported by a degree in finance, accounting, or a related field. Familiarity with risk management software, credit scoring tools, and data analytics platforms is essential, and certifications like FRM or CFA can be advantageous. Strong attention to detail, analytical thinking, and effective communication skills help you interpret data and present findings clearly to stakeholders. These skills and qualities are crucial for identifying potential risks, ensuring sound lending decisions, and maintaining the financial health of the organization.

How does a Remote Credit Risk Review professional typically collaborate with other departments to ensure comprehensive risk assessments?

Remote Credit Risk Review professionals frequently work closely with teams such as lending, compliance, and internal audit to gather the necessary data and insights for thorough risk evaluations. While much of the analysis is conducted independently, regular virtual meetings and shared documentation platforms are used to discuss findings, clarify data discrepancies, and recommend improvements. This collaborative process ensures that the risk review is well-rounded and aligns with organizational policies and regulatory requirements. Building strong remote communication skills and a proactive approach to cross-functional teamwork are essential for success in this role.

What is a Remote Credit Risk Review?

A Remote Credit Risk Review is an evaluation process conducted by financial professionals to assess the creditworthiness of borrowers or the effectiveness of a company's credit risk management practices, all done remotely rather than in person. These reviews typically analyze loan portfolios, credit policies, and risk controls to ensure compliance with regulations and to identify potential areas of risk. By leveraging technology, remote reviews allow for efficient, flexible, and thorough assessments without the need for on-site visits, making them ideal for organizations with geographically dispersed operations.

What is the difference between Remote Credit Risk Review vs Remote Credit Analyst?

AspectRemote Credit Risk ReviewRemote Credit Analyst
Primary FocusAssessing credit risk and reviewing existing credit portfoliosAnalyzing credit data to evaluate loan applications
CertificationsTypically requires risk management or financial certificationsOften requires finance or banking certifications
Work EnvironmentMostly independent review, often in risk management teamsCollaborative analysis within lending or banking teams
Industry UsageCommon in banking, finance, and lending institutionsWidely used in banking, credit unions, and financial services

While both roles involve financial analysis, Remote Credit Risk Review focuses on evaluating existing credit portfolios and managing risk, whereas Remote Credit Analyst primarily assesses new loan applications. Understanding these differences helps job seekers target the right position based on their skills and career goals.

What are the most commonly searched types of Credit Risk Review jobs in California? The most popular types of Credit Risk Review jobs in California are:
What are popular job titles related to Remote Credit Risk Review jobs in California? For Remote Credit Risk Review jobs in California, the most frequently searched job titles are:
What job categories do people searching Remote Credit Risk Review jobs in California look for? The top searched job categories for Remote Credit Risk Review jobs in California are:
What cities in California are hiring for Remote Credit Risk Review jobs? Cities in California with the most Remote Credit Risk Review job openings:
Remote Credit Risk Review jobs near you
Infographic showing various Remote Credit Risk Review job openings in California as of May 2026, with employment types broken down into 2% As Needed, 90% Full Time, 7% Part Time, and 1% Temporary. Highlights an 81% Physical, 6% Hybrid, and 13% Remote job distribution.
VP, Credit Risk

VP, Credit Risk

Guild

San Diego, CA • On-site, Remote

Other

Medical, Dental, Vision, Life, Retirement

Posted 12 days ago

Job description

Guild Mortgage Company, closing loans and opening doors since 1960. As a mortgage banking firm we are dedicated to serving the home owner/buyer. Our goal is to provide affordable home financing for our customers, utilizing the best terms available while providing a level of professionalism and service unsurpassed in the lending industry.
Position Summary
The Vice President (VP) of Credit Risk is a key member of the senior leadership team, responsible for overseeing Guild's credit risk policy. The primary responsibilities are managing the company’s underwriting guidelines, credit risk policies and loan eligibility parameters. The VP of Credit Risk ensures that the company's lending practices and policies are sound and compliant with Guild’s risk objectives and Secondary Markets guidelines and eligibility. This role also ensures an appropriate
balance is struck between credit risk and business opportunity. It also requires a deep understanding of credit risk principles and origination practices, strong communication and analytical skills and the ability to lead and develop a team.
Essential Functions
  • Establishes and monitors Guild’s underwriting guidelines and eligibility parameters.
  • Continually evaluates that policies and guidelines are appropriate based upon evolving credit risk and industry trends.
  • Recommends guideline and eligibility changes to the Risk Committee for formal evaluation and approval.
  • Monitors and implements investor guidelines and eligibility updates.
  • Proactively reaches out to investors to recommend / negotiate guidelines and eligibility parameters.
  • Evaluates notifications of changing guidelines and eligibility parameters to:
  • Determine whether further investor discussions are needed to better understand rational and impact.
  • Negotiate different terms, if appropriate, to minimize impact to Guild.
  • Consider modifying lending or investor relationship strategies to mitigate impact.
  • Communicates all changes to underwriting guidelines and eligibility parameters to impacted business groups.
  • Monitors delinquency rates, default rates, default severity and manufacturing quality; recommending actions to ensure Guild’s underwriting guidelines and eligibility parameters are effectively managing credit risk.
  • Identify emerging credit risks and recommend mitigation strategies.
  • Review product mix and recommend adjustments to Product Strategy Team and/or Risk Committee as appropriate.
  • Work with credit risk counterparts at the Agencies and key investors to discuss, educate and negotiate on loan level issues as well as requesting single loan waivers.
  • Build relationships with industry peers to collaborate and share best practices.
  • Liaise with external auditors, regulators, and rating agencies as required.
  • Provide inputs to new mortgage products and lending programs.
  • Stress test policies and portfolio against credit events to ensure credit policies mitigate risk.
  • Effectively manage and develop the Credit Policy Team
Qualifications
  • Bachelor's Degree directly related to the position or equivalent, required.
  • Minimum 15 years' experience in mortgage underwriting-related role(s).
  • Minimum ten years supervisory experience.
  • Expert-level understanding of mortgage products and underwriting.
  • Non-QM, GSE, HUD, VA, and USDA mortgage product knowledge.
  • General knowledge of federal, state, and regulatory requirements/guidelines related to consumer mortgage lending and internal processes and controls.
  • Familiarity with AllRegs online.
  • Accurate, organized, and detail oriented.
  • Passionate about delivering excellence in customer service within a team environment.
  • Excellent verbal and written communication skills required.
  • Highly organized and detail-oriented; ability to work in a fast-paced, metrics-driven environment required.
  • Proficiency in Microsoft Office Suite, Word, Excel, Wiki, collaborative cloud-based programs, and third-party software applications required.
  • Commitment to company values.
  • Customer Service - Proactive attention to each person
  • Integrity - Do and say what's right
  • Respect - Treat others with dignity
  • Collaboration - Listen and work together
  • Learning - Seek knowledge and strive for improvement
  • Excellence – Deliver the unexpected
Supervision
  • Job Scope: Responsible for understanding the department/functional area objectives and goals and how own job contributes to achievement of these goals; may contribute insights and ideas on policies, processes, procedures, and efficiency; may recommend changes and enhancements based on analysis and evaluation of circumstances.
  • Complexity: Problems are often complex and specialized and may involve unprecedented circumstances; resolution requires investigation, analysis and review of professional/organizational standards.
  • Impact: Decisions and actions have an impact on the smooth operation and timeframes of the department, programs/projects; impact on the broader organization is generally indirect.
  • Interaction/Supervision: Manages staffing plan for a division, including planning for needed additional hires and/or reductions in force; responsible for people management of division leaders, including staffing; sets performance standards, evaluates staff, accountable for staff development and training, etc.
    and strategic people management of other organizational leaders.

Requirements
Physical: Work is primarily sedentary; mobility in an office setting.
Manual Dexterity: Ability to operate standard office equipment and keyboards.
Audio/Visual: Ability to accurately interpret sounds and associated meanings at a volume consistent with interpersonal conversation. Regularly required to accurately perceive, distinguish and interpret information received visually and through audio, e.g., words, numbers and other data broadcasted aloud/viewed on a screen, as well as print and other media.
Environmental: Office environment – moderate noise, no substantial exposure to adverse environmental conditions.
Mental: Learn new tasks, remember processes, maintain focus, complete tasks independently, and make timely decisions in the context of a workflow. This role requires effective adaptation to workplace stressors, including customer service complaints, security responsibilities, and competing priorities. Must be able to adhere to process protocol. Must be able to apply established protocols in a timely manner.
Schedules: Work is primarily performed during the business week, Monday - Friday.
Travel: 5% or less
Guild offers a pleasant work environment, competitive compensation and excellent benefits package; including medical, dental, vision, life insurance, AD&D, LTD and 401(k) with employer match.
Guild Mortgage Company is an Equal Opportunity Employer.
Targeted Salary Range: $177,000 - $242,000
Compensation at Guild is influenced by a wide array of factors including but not limited to local and federal minimum wage requirements, education, level of experience, and applicant’s geographical location.
REQ#: SVPCR016849
Equal Opportunity Employer
This employer is required to notify all applicants of their rights pursuant to federal employment laws.
For further information, please review the Know Your Rights notice from the Department of Labor.

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