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Credit Risk Review Jobs in Alabama (NOW HIRING)

SmartBank

Relationship Manager

Huntsville, AL

Reviews new laws and regulations that influence business lending within the financial institution ... RMA - Credit Risk Certification preferred * Graduate School of Banking preferred * TBA Lending ...

SmartBank

Relationship Manager

Fairhope, AL

Reviews new laws and regulations that influence business lending within the financial institution ... RMA - Credit Risk Certification preferred * Graduate School of Banking preferred * TBA Lending ...

AMERICAN

Credit and Collections Specialist

Birmingham, AL · On-site

$20.50 - $27.25/hr

The Credit and Collections Specialist reviews and processes orders, examines accounts receivable ... credit analysis or risk management as it relates to credit and collections. Proof of degree ...

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All JobsCredit Risk Review JobsCredit Risk Review Jobs in Alabama

Credit Risk Review information

See Alabama salary details

$78.4K

$143.5K

$217.1K

How much do credit risk review jobs pay per year?

As of Jul 4, 2026, the average yearly pay for credit risk review in Alabama is $143,492.00, according to ZipRecruiter salary data. Most workers in this role earn between $121,000.00 and $160,900.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive in the Credit Risk Review position, and why are they important?

To thrive as a Credit Risk Review professional, you need a solid understanding of credit risk assessment, financial analysis, and regulatory compliance, typically supported by a degree in finance, accounting, or a related field. Familiarity with risk management software, data analytics tools, and possibly certifications such as FRM or CFA is highly valued. Strong attention to detail, analytical thinking, and effective communication skills are essential soft skills for success. These abilities are crucial for accurately evaluating credit exposures, ensuring regulatory adherence, and providing actionable recommendations that protect the organization's financial health.

What are the typical daily responsibilities of someone in a Credit Risk Review role?

A Credit Risk Review professional typically spends their day analyzing credit portfolios, assessing borrower risk profiles, and ensuring compliance with internal credit policies and external regulations. Regular tasks include conducting file reviews, preparing detailed risk reports, and identifying trends or potential problem credits. You will often collaborate with relationship managers, credit analysts, and senior management to discuss findings and recommend improvements. The role requires balancing independent analysis with team collaboration, making it both intellectually engaging and integral to the organization's risk management strategy.

What is a Credit Risk Review job?

A Credit Risk Review job involves assessing the quality of a financial institution's credit portfolio to ensure that loans and credit exposures align with the organization's risk appetite and regulatory standards. Professionals in this role analyze borrower financials, evaluate underwriting practices, and provide independent assessments of credit risk management. They also identify emerging risks, ensure compliance with internal policies, and recommend improvements to mitigate potential losses. This role is critical in maintaining the overall health and stability of a lending institution.

What are popular job titles related to Credit Risk Review jobs in Alabama? For Credit Risk Review jobs in Alabama, the most frequently searched job titles are:
What job categories do people searching Credit Risk Review jobs in Alabama look for? The top searched job categories for Credit Risk Review jobs in Alabama are:
Credit Risk Review jobs near you
Relationship Manager

Relationship Manager

SmartBank

Huntsville, AL

Full-time

Posted 3 days ago

Job description

Looking to join a Great Place to Work Employer and become a valued member of our growing team? At SmartBank, we're not just offering a job; we're inviting you to be a part of a culture built on excellence.

Our Relationship Managers will be held accountable for:

  • Upholding SmartBank Core Values and Core Purpose.
  • Developing new customer prospects and business for the financial institution.
  • Completing each loan application and all pre-processing functions in a timely manner. Gathers related financial and general business information, performs financial analyses needed to make credit decisions, participates in team credit decisions and communicates with prospects and customers to close sales.
  • Screening loan request based on financial institution policies and on types of loans offered by the institution. Orders appraisals, credit reports, background checks, reference checks and other information as needed on loan applicants.
  • Responsible to monitor overall profitability of relationships and negotiates terms, fees, and structures to the mutual benefit of the client and SmartBank.
  • Evaluating potential customer loan requests and makes loan recommendations to management. Reviews new laws and regulations that influence business lending within the financial institution and makes recommendations to management when necessary.
  • Communicating complex approvals or denials to the borrower. Promotes and participates in the financial institution's special credit programs and other CRA programs.

Ideal candidates for the role will include:

  • High School Diploma required.
  • Bachelor's degree business, finance or management preferred.
  • Minimum of 5 years experience in banking or sales lending field.
  • RMA - Credit Risk Certification preferred
  • Graduate School of Banking preferred
  • TBA Lending Schools - Commercial Lending preferred

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