ZipRecruiter

Log In

1

Credit Risk Review Jobs in Alabama (NOW HIRING)

First Horizon Bank

Credit Analyst Sr

Birmingham, AL

This position will also assist in the credit risk management and servicing of existing portfolios ... Real estate and market specific analysis will include review, analysis, and summary of leases, rent ...

PNC Bank

Fraud Data Scientist (Lending)

Birmingham, AL · On-site

$55K - $113K/yr

Designs / enhances standard reporting suites for regular product / portfolio reviews. * Collaborates with the line of business, Finance, and Risk partners to assess and establish credit risk appetite ...

PNC Bank

PrtfolioAnl&Stra Analyst Sr-4

Birmingham, AL · On-site

Designs / enhances standard reporting suites for regular product / portfolio reviews. * Collaborates with the line of business, Finance, and Risk partners to assess and establish credit risk appetite ...

next page

Showing results 1-20

All JobsCredit Risk Review JobsCredit Risk Review Jobs in Alabama

Credit Risk Review information

See Alabama salary details

$78.4K

$143.5K

$217.1K

How much do credit risk review jobs pay per year?

As of Jun 9, 2026, the average yearly pay for credit risk review in Alabama is $143,492.00, according to ZipRecruiter salary data. Most workers in this role earn between $121,000.00 and $160,900.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive in the Credit Risk Review position, and why are they important?

To thrive as a Credit Risk Review professional, you need a solid understanding of credit risk assessment, financial analysis, and regulatory compliance, typically supported by a degree in finance, accounting, or a related field. Familiarity with risk management software, data analytics tools, and possibly certifications such as FRM or CFA is highly valued. Strong attention to detail, analytical thinking, and effective communication skills are essential soft skills for success. These abilities are crucial for accurately evaluating credit exposures, ensuring regulatory adherence, and providing actionable recommendations that protect the organization's financial health.

What are the typical daily responsibilities of someone in a Credit Risk Review role?

A Credit Risk Review professional typically spends their day analyzing credit portfolios, assessing borrower risk profiles, and ensuring compliance with internal credit policies and external regulations. Regular tasks include conducting file reviews, preparing detailed risk reports, and identifying trends or potential problem credits. You will often collaborate with relationship managers, credit analysts, and senior management to discuss findings and recommend improvements. The role requires balancing independent analysis with team collaboration, making it both intellectually engaging and integral to the organization's risk management strategy.

What is a Credit Risk Review job?

A Credit Risk Review job involves assessing the quality of a financial institution's credit portfolio to ensure that loans and credit exposures align with the organization's risk appetite and regulatory standards. Professionals in this role analyze borrower financials, evaluate underwriting practices, and provide independent assessments of credit risk management. They also identify emerging risks, ensure compliance with internal policies, and recommend improvements to mitigate potential losses. This role is critical in maintaining the overall health and stability of a lending institution.

What are popular job titles related to Credit Risk Review jobs in Alabama? For Credit Risk Review jobs in Alabama, the most frequently searched job titles are:
What job categories do people searching Credit Risk Review jobs in Alabama look for? The top searched job categories for Credit Risk Review jobs in Alabama are:
Credit Risk Review jobs near you
Infographic showing various Credit Risk Review job openings in Alabama as of May 2026, with employment types broken down into 96% Full Time, and 4% Part Time. Highlights an 84% In-person, 12% Hybrid, and 4% Remote job distribution, with an average salary of $143,492 per year, or $69 per hour.

Credit Officer - CRE & Housing - SME

Bank of Scotland

Birmingham, AL • Hybrid

Full-time

Retirement

Posted 2 days ago

Job description

End Date

Thursday 04 June 2026

Salary Range

0 - 0

We support flexible working - click here for more information on flexible working options

Flexible Working Options

Job Share

Job Description Summary

-

Job Description

JOB TITLE: Credit Officer - CRE & Housing - SME

LOCATIONS: Birmingham, Manchester, Edinburgh or Leeds

HOURS: Full-time

WORKING PATTERN: Our work style is hybrid, which involves spending at least two days per week, or 40% of our time, at one of our office sites

About the role

The BCB Credit Risk team supports clients ranging from Small Businesses through to Mid-Corporate organisations. Sitting within this division, the Real Estate & Housing Credit team manages clients with debt exposures of up to c25m.

This is a dynamic role, combining the production of high-quality credit analysis, ongoing portfolio monitoring, and meaningful stakeholder engagement. You'll work closely with the front-line business to help drive sustainable revenue growth, while ensuring risk is managed appropriately to protect the bank's position.

While you'll develop as a subject matter expert within Real Estate & Housing, you'll also have the opportunity to build broader exposure across different sectors and areas of the business. The Real Estate & Housing Credit team has a strong reputation for developing its people. There's a real focus on knowledge sharing, alongside the opportunities and support you need to grow both professionally and personally. We're an inclusive team that welcomes new ideas and genuinely values diversity.

Some of the responsibilities include...

  • Exercising your sanction discretion or providing recommendations to senior sanctioning colleagues as appropriate.

  • Collaboration with originators, relationship managers, and product partners as well as Senior Sanctioners to shape credit proposals that fit with our credit appetite and policies.

  • Supporting the business to grow safely and securely, maintaining a balance of risk and reward.

  • Proactively monitoring the performance of the existing portfolio, communicating any emerging risks to senior management and other colleagues as appropriate, as well as ensuring compliance with LBG and regulatory policy.

  • Contribute to policy, sector and ad-hoc reviews, providing constructive challenge and support to optimise outcomes on individual cases.

  • Responding to queries from Senior Leaders and Regulators, providing detailed insight into any areas of credit risk focus within the portfolio

  • Proactively finding opportunities to improve ways of working - helping to transition the team into a risk function of the future.

Why Lloyds Banking Group

Like the modern Britain we serve, we're evolving. Investing billions in our people, data and tech to transform the way we meet the ever-changing needs of our 26 million customers. We're growing with purpose. Join us on our journey and you will too

What you'll need:

  • Strong experience in the RE&H sector, with a solid credit background and exposure to deals in the 10-25m range or larger

  • High attention to detail and strong numeracy skills, with the ability to work accurately in a fast-paced environment

  • Confident communicator who can influence effectively and build strong, trusted relationships across stakeholders

  • Comfortable challenging the status quo and bringing new ideas or improvements to the way things are done

  • Confident in making decisions and clearly articulating your rationale, even in more complex situations

About working for us

Our ambition is to be the leading UK business for diversity, equity and inclusion supporting our customers, colleagues and communities and we're committed to creating an environment in which everyone can thrive, learn and develop.

We were one of the first major organisations to set goals on diversity in senior roles, create a menopause health package, and a dedicated Working with Cancer Initiative.

We offer reasonable workplace adjustments for colleagues with disabilities, including flexibility in office attendance, location and working patterns. And, as a Disability Confident Leader, we guarantee interviews for a fair and proportionate number of applicants who meet the minimum criteria for the role with a disability, long-term health or neurodivergent condition through the Disability Confident Scheme.

We provide reasonable adjustments throughout the recruitment process to reduce or remove barriers. Just let us know what you need.

We also offer a wide-ranging benefits package, which includes:

A generous pension contribution of up to 15%

An annual performance-related bonus

Share schemes including free shares

Benefits you can adapt to your lifestyle, such as discounted shopping

30 days' holiday, with bank holidays on top

A range of wellbeing initiatives and generous parental leave policies

Ready to start growing with purpose? Apply today

At Lloyds Banking Group, we're driven by a clear purpose; to help Britain prosper. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities. With us you'll have a key role to play in shaping the financial services of the future, whilst the scale and reach of our Group means you'll have many opportunities to learn, grow and develop.

We keep your data safe. So, we'll only ever ask you to provide confidential or sensitive information once you have formally been invited along to an interview or accepted a verbal offer to join us which is when we run our background checks. We'll always explain what we need and why, with any request coming from a trusted Lloyds Banking Group person.

We're focused on creating a values-led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve. Together we're building a truly inclusive workplace where all of our colleagues have the opportunity to make a real difference.

Apply