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Credit Risk Officer Jobs in Tennessee (NOW HIRING)

Tru Point Bank

Retail Credit Analyst

Church Hill, TN · On-site

$50K - $55K/yr

... risk grade and narrative related to interpretation based on analysis. Submit packages to Credit Administrator and Loan Officer for consideration. * Perform annual reviews for relationships * Adhere ...

LEGENDS BANK

Credit Analyst

Clarksville, TN

Credit Officer FLSA Status: Non-Exempt Expectations for ALL Team Members: Supports Legends Bank ... Analyzes credit data to estimate degree of risk involved in extending credit or lending money to ...

ReliaMed

Finance Director

Franklin, TN · On-site

Core finance functions - Provide leadership across accounting, budgeting, credit, risk, tax, and ... Reporting This role reports directly to the CFO and serves as a strategic partner in organizational ...

Reliable Medical

Finance Director

Franklin, TN

$165K - $175K/hr

Core finance functions -- Provide leadership across accounting, budgeting, credit, risk, tax, and ... Reporting This role reports directly to the CFO and serves as a strategic partner in organizational ...

US Navy

SEAL Officer

Alexandria, TN

... risk missions from sea, air, and land in support of national objectives. They plan and execute ... recommended college credit for Navy training, Navy COOL-funded certifications, USMAP ...

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All JobsCredit Risk Officer JobsCredit Risk Officer Jobs in Tennessee

Credit Risk Officer information

See Tennessee salary details

$69.4K

$122.4K

$191.1K

How much do credit risk officer jobs pay per year?

As of Jul 14, 2026, the average yearly pay for credit risk officer in Tennessee is $122,393.00, according to ZipRecruiter salary data. Most workers in this role earn between $98,900.00 and $139,800.00 per year, depending on experience, location, and employer.

What is a Credit Risk Officer job?

A Credit Risk Officer is responsible for assessing and managing the potential risks associated with lending and credit decisions. They analyze financial data, review credit applications, and develop risk mitigation strategies to minimize losses for their organization. Their role involves setting credit policies, monitoring portfolio performance, and ensuring compliance with regulatory requirements. By evaluating creditworthiness, they help financial institutions make informed lending decisions while maintaining a balanced risk-reward approach.

What are the main challenges a Credit Risk Officer typically faces in their daily work?

Credit Risk Officers often encounter the challenge of balancing thorough risk analysis with the need for timely decision-making in a fast-paced environment. They must interpret complex financial data and market trends to make accurate credit assessments while complying with evolving regulatory requirements. Additionally, they may need to communicate difficult lending decisions to clients and collaborate closely with relationship managers and other departments. Successfully managing these challenges requires a combination of technical knowledge, sound judgment, and strong interpersonal skills, making the role both dynamic and rewarding.

What are the key skills and qualifications needed to thrive in the Credit Risk Officer position, and why are they important?

To thrive as a Credit Risk Officer, you need a strong understanding of credit analysis, financial statement evaluation, and risk assessment, typically supported by a degree in finance, economics, or a related field. Familiarity with risk management software, financial modeling tools, and credit rating systems is crucial, and certifications such as FRM or CFA can be beneficial. Strong analytical thinking, attention to detail, and clear communication skills help you effectively assess creditworthiness and explain decisions to stakeholders. These skills are essential for identifying potential risk exposures and making informed lending decisions that protect the organization’s financial interests.

What are popular job titles related to Credit Risk Officer jobs in Tennessee? For Credit Risk Officer jobs in Tennessee, the most frequently searched job titles are:
What job categories do people searching Credit Risk Officer jobs in Tennessee look for? The top searched job categories for Credit Risk Officer jobs in Tennessee are:
What are popular job titles related to Credit Risk Officer jobs in TN? For Credit Risk Officer jobs in TN, the most frequently searched job titles are:
Credit Risk Officer jobs near you
Infographic showing various Credit Risk Officer job openings in Tennessee as of July 2026, with employment types broken down into 83% Full Time, 14% Part Time, 1% Temporary, and 2% Contract. Highlights an 94% Physical, 1% Hybrid, and 5% Remote job distribution, with an average salary of $122,393 per year, or $58.8 per hour.

Retail Credit Analyst

Tru Point Bank

Church Hill, TN • On-site

$50K - $55K/yr

Full-time

Posted 13 days ago

Job description

Position Summary:

This position will provide analytical support to the credit administration department and lending staff. Failure to adequately perform job duties could result in loan losses to the Bank.


Underwriting will be performed on all consumer-related credits excluding secondary market mortgage loans, and all small business credits

Essential Functions:

  • Conduct all lending analysis activities within the bank’s established loan policies. All credit activities will be conducted to provide the desired level of profits to the bank at a minimum risk.


  • Analyze financial and related data to determine the credit worthiness of applicants and the merits of specific loan requests.


  • Prepare complete loan approval packages including, but not limited to, financial spreads, cash flow workbooks, risk grade and narrative related to interpretation based on analysis. Submit packages to Credit Administrator and Loan Officer for consideration.


  • Perform annual reviews for relationships < $500M that are risk grade 5 or worse.


  • Adhere to established bank policies and procedures.


  • Assess credit quality and assignment of risk grades.


  • Identify watch list or problem loans.


  • Assess and identify emerging trends.



Supervisory Responsibilities:


Direct Supervision – None

Indirect Supervision – None


Additional Responsibilities:


  • Maintain a working knowledge of the Bank’s Online Credit Manual and corresponding workbooks.


  • Perform various other duties as may be assigned or delegated.


Education and Experience:

Minimum: High School Diploma or Equivalent

Accounting Certificate or prior experience in accounting


Preferred: Bachelor’s Degree in related field of study



Personal Characteristics:


  • Above average analytical skills
  • Good verbal and written communication skills
  • Proficiency with Microsoft Word and Microsoft Excel
  • Ability to maintain strictest level of confidentiality
  • Ability to complete tasks independently within allocated time period
  • A strong work ethic, self-motivated, a positive attitude, highly organized, and detail oriented


Position is on-site

Non-exempt - eligible for overtime

Salary commensurate with experience

EOE - Veteran/Disability


Normal office hours: 8:30 a.m. - 5:00 p.m.
Occasional overtime may be necessary