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Credit Risk Officer Jobs in Tennessee (NOW HIRING)

Apex Bank

Loan Relationship Officer

Camden, TN · On-site

$35K - $45K/yr

Loan Relationship Officer Apex Bank is seeking a qualified candidate for a Loan Relationship ... Collaborate with credit risk and collections teams to resolve delinquencies and problem loans.

Wilson Bank & Trust

Senior Loan Review Auditor

Lebanon, TN · On-site

$78K - $96K/yr

The Senior Loan Review Auditor conducts independent, risk-based loan reviews to validate credit ... This position reports to the Chief Risk Officer and provides excellent service and support to team ...

Wilsonbank

Senior Loan Review Auditor

Lebanon, TN · On-site

$78K - $96K/yr

The Senior Loan Review Auditor conducts independent, risk-based loan reviews to validate credit ... This position reports to the Chief Risk Officer and provides excellent service and support to team ...

LEGENDS BANK

Credit Analyst

Clarksville, TN

Credit Officer FLSA Status: Non-Exempt Expectations for ALL Team Members: Supports Legends Bank ... Analyzes credit data to estimate degree of risk involved in extending credit or lending money to ...

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Showing results 21-40

All JobsCredit Risk Officer JobsCredit Risk Officer Jobs in Tennessee

Credit Risk Officer information

See Tennessee salary details

$69.4K

$122.4K

$191.1K

How much do credit risk officer jobs pay per year?

As of Aug 22, 2026, the average yearly pay for credit risk officer in Tennessee is $122,393.00, according to ZipRecruiter salary data. Most workers in this role earn between $98,900.00 and $139,800.00 per year, depending on experience, location, and employer.

What is a credit risk officer?

A Credit Risk Officer is responsible for assessing and managing the potential risks associated with lending and credit decisions. They analyze financial data, review credit applications, and develop risk mitigation strategies to minimize losses for their organization. Their role involves setting credit policies, monitoring portfolio performance, and ensuring compliance with regulatory requirements. By evaluating creditworthiness, they help financial institutions make informed lending decisions while maintaining a balanced risk-reward approach.

What are the main challenges a credit risk officer typically faces in their daily work?

Credit Risk Officers often encounter the challenge of balancing thorough risk analysis with the need for timely decision-making in a fast-paced environment. They must interpret complex financial data and market trends to make accurate credit assessments while complying with evolving regulatory requirements. Additionally, they may need to communicate difficult lending decisions to clients and collaborate closely with relationship managers and other departments. Successfully managing these challenges requires a combination of technical knowledge, sound judgment, and strong interpersonal skills, making the role both dynamic and rewarding.

What are the key skills and qualifications needed to thrive in the credit risk officer position, and why are they important?

To thrive as a Credit Risk Officer, you need a strong understanding of credit analysis, financial statement evaluation, and risk assessment, typically supported by a degree in finance, economics, or a related field. Familiarity with risk management software, financial modeling tools, and credit rating systems is crucial, and certifications such as FRM or CFA can be beneficial. Strong analytical thinking, attention to detail, and clear communication skills help you effectively assess creditworthiness and explain decisions to stakeholders. These skills are essential for identifying potential risk exposures and making informed lending decisions that protect the organization’s financial interests.

Is it hard to become a credit risk officer?

Becoming a credit risk officer typically requires a bachelor's degree in finance, accounting, or a related field, along with relevant experience in credit analysis or risk management. Strong analytical skills, knowledge of financial statements, and familiarity with risk assessment tools are important, and some roles may require professional certifications like CFA or FRM. The difficulty varies depending on the industry, company, and individual qualifications, but it generally involves gaining experience and developing specialized skills.

What are popular job titles related to Credit Risk Officer jobs in Tennessee?

For Credit Risk Officer jobs in Tennessee, the most frequently searched job titles are:

What job categories do people searching Credit Risk Officer jobs in Tennessee look for?

The top searched job categories for Credit Risk Officer jobs in Tennessee are:

What are popular job titles related to Credit Risk Officer jobs in TN?

For Credit Risk Officer jobs in TN, the most frequently searched job titles are:

Credit Risk Officer jobs near you
Infographic showing various Credit Risk Officer job openings in Tennessee as of August 2026, with employment types broken down into 87% Full Time, and 13% Part Time. Highlights an 94% Physical, 1% Hybrid, and 5% Remote job distribution, with an average salary of $122,393 per year, or $58.8 per hour.

Sr. Credit Officer - To 170K - Memphis, TN - Job 3474

The Symicor Group

Memphis, TN

$170K/yr

Full-time

Re-posted 9 days ago

Job description

Sr. Credit Officer - To $170K - Memphis, TN - Job # 3474Who We AreThe Symicor Group is a boutique talent acquisition firm based in Lincolnshire, IL & Rockport, TX. Our nationally unique value proposition centers around providing the very best available banking and accounting talent. In fact, most of our recruiters are former bankers or accountants themselves!We know how to evaluate the very best banking and accounting talent available in the market. Whether you are a candidate seeking a new opportunity or a bank or company president trying to fill an essential position, The Symicor Group stands ready to deliver premium results for you.The PositionOur community bank client is seeking to fill a Sr. Credit Officer role in the Memphis, TN area.  The selected candidate will be responsible for managing the credit analysis and administration teams including recruitment, development, compensation, and performance management.This position offers a competitive salary of up to $170K and a full benefits package. (This is not a remote position)Sr. Credit Officer Officer responsibilities include:
  • Developing department financial goals including credit quality, volume, and risk distribution.
  • Providing recommendations on loan structure, terms, risk rating, and pricing.
  • Presenting loans to the Bank's Management Loan Committee and Directors Loan Committee for approval.
  • Working with credit analysts and commercial lenders to ensure consistency and content of loan presentations.
  • Implementing and monitoring credit policies and procedures with controls sufficient to maintain asset quality and credit risk management.
  • Ensuring adherence to credit criteria, information guidelines, underwriting requirements, and performance expectations of the portfolio.
  • Preparing and distributing reports related to loan quality and growth trends and loan product concentrations.
  • Reviewing real estate data and assessing the impact on the Bank's loan portfolio.
  • Delegating assignments to balance workloads and meet customer expectations.
  • Representing the Bank in communications with regulators, external loan review, auditors, and other parties.
  • Participating in Bank committees including but not limited to Management Loan Committee and Directors Loan Committee.
Who Are You?You're someone who wants to influence your own development. You're looking for an opportunity where you can pursue your interests and your passion. Where a job title is not considered the final definition of who you are, but merely the starting point for your future.You also bring the following skills and experience:
  • Bachelor's degree required.
  • Ten or more years of commercial banking.
  • Ten or more years of progressive leadership experience required.
  • Experience in credit administration, analysis, and risk mitigation with direct credit approval.
  • Supervisory experience in commercial real estate, construction, and commercial and industrial lending.
The next step is yours. Email us your current resume along with the position you are considering to:resumes@symicorgroup.com

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