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Credit Risk Manager Jobs in Alabama (NOW HIRING)

PNC Bank

Fraud Data Scientist (Lending)

Birmingham, AL

$55K - $113K/yr

... risk. Manages engagements with internal and external information suppliers ensuring solution is fit for purpose while maintaining appropriate governance and oversight. * Works with business, credit ...

PNC Bank

PrtfolioAnl&Stra Analyst Sr-4

Birmingham, AL · On-site

... risk. Manages engagements with internal and external information suppliers ensuring solution is fit for purpose while maintaining appropriate governance and oversight. * Works with business, credit ...

Vaco LLC

AR Manager

Birmingham, AL

$75K - $95K/yr

This role will oversee day-to-day AR operations while partnering with leadership to improve cash flow, manage customer credit risk, and drive process improvements across the organization. Key ...

Vaco LLC

AR Manager

Birmingham, AL

$75K - $95K/yr

This role will oversee day-to-day AR operations while partnering with leadership to improve cash flow, manage customer credit risk, and drive process improvements across the organization. Key ...

gpac

Vice President Credit Manager

Birmingham, AL · On-site

Vice President - Credit Manager Core Function: Lead a team of credit analysts and ensure the bank ... Assigning risk ratings * Working with loan officers and clients * Monitoring loan portfolio risk

SmartBank

Relationship Manager

Huntsville, AL · On-site

Our Relationship Managers will be held accountable for: * Upholding SmartBank Core Values and Core ... RMA - Credit Risk Certification preferred * Graduate School of Banking preferred * TBA Lending ...

SmartBank

Relationship Manager

Fairhope, AL · On-site

Our Relationship Managers will be held accountable for: * Upholding SmartBank Core Values and Core ... RMA - Credit Risk Certification preferred * Graduate School of Banking preferred * TBA Lending ...

Alabama Credit Union

Credit Analyst

Tuscaloosa, AL · On-site

Ensures accurate risk rating for all loans in Alabama Credit Union's lending portfolio. Maintains ... The ability to change tasks quickly and efficiently, and manage multiple conflicting priorities, is ...

Alabama Credit Union

Credit Analyst

Tuscaloosa, AL

Description Ensures accurate risk rating for all loans in Alabama Credit Union's lending portfolio ... The ability to change tasks quickly and efficiently, and manage multiple conflicting priorities, is ...

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Credit Risk Manager information

See Alabama salary details

$78.4K

$143.5K

$217.1K

How much do credit risk manager jobs pay per year?

As of Jun 7, 2026, the average yearly pay for credit risk manager in Alabama is $143,492.00, according to ZipRecruiter salary data. Most workers in this role earn between $121,000.00 and $160,900.00 per year, depending on experience, location, and employer.

How does a Credit Risk Manager typically collaborate with other departments to assess and mitigate risk?

A Credit Risk Manager frequently works with teams across the organization, such as underwriting, finance, and compliance, to assess borrower creditworthiness and ensure adherence to risk policies. Collaboration often involves developing risk models, reviewing loan portfolios, and communicating risk exposures to senior management. Working closely with these departments enables comprehensive risk assessments and the implementation of effective mitigation strategies. This cross-functional approach fosters a proactive risk culture and ensures that credit decisions align with both regulatory requirements and business objectives.

What Does a Credit Risk Manager Do?

A credit risk manager analyzes credit risk for banks and similar financial institutions. In this role, it’s your job to develop better credit risk policies and procedures to alleviate losses and maintain capital. Additional duties involve examining data, building financial models, creating performance reports, ensuring regulatory compliance, and formulating credit policy. This career requires at least a bachelor’s degree in business administration or a related field. Other important qualifications include excellent analytical, communication, and research skills. Most employers typically prefer candidates who have previous risk management experience.

What are Credit Risk Managers?

Credit Risk Managers are professionals responsible for assessing and managing the risk of financial losses that may arise from borrowers failing to repay loans or meet contractual obligations. They analyze financial data, credit reports, and market trends to determine the creditworthiness of individuals or businesses. Credit Risk Managers also develop policies and strategies to minimize potential losses and ensure compliance with regulatory standards. Their role is critical in maintaining the financial health and stability of banks, lending institutions, and other organizations involved in credit.

What are the key skills and qualifications needed to thrive as a Credit Risk Manager, and why are they important?

To thrive as a Credit Risk Manager, you need strong analytical abilities, deep knowledge of financial principles, and typically a degree in finance, accounting, or a related field. Familiarity with risk modeling software, credit scoring systems, and regulatory frameworks such as Basel III is essential. Strong communication, decision-making, and stakeholder management skills set outstanding professionals apart in this field. These skills are crucial for accurately assessing creditworthiness, minimizing financial losses, and ensuring regulatory compliance within financial institutions.

What is the difference between Credit Risk Manager vs Credit Analyst?

AspectCredit Risk ManagerCredit Analyst
CredentialsBachelor's degree, often certifications like CFA or credit risk certificationsBachelor's degree, finance or related field, sometimes certifications like CFA
Work EnvironmentOversees risk policies, manages teams, strategic planningAnalyzes credit data, assesses borrower risk, prepares reports
Industry UsageUsed in banking, financial services, lending institutionsCommon in banks, credit agencies, financial firms

The Credit Risk Manager focuses on overseeing and managing the overall credit risk policies and teams, while the Credit Analyst conducts detailed credit assessments of individual borrowers. Both roles require similar credentials and are integral to credit decision processes, but they differ in scope and responsibilities.

Does credit risk pay well?

Credit risk managers typically earn competitive salaries that vary based on experience, location, and industry. They often receive additional benefits and may need certifications such as CFA or FRM, with higher salaries generally associated with senior roles and specialized skills.
More about Credit Risk Manager jobs
What are the most commonly searched types of Credit Risk jobs in Alabama? The most popular types of Credit Risk jobs in Alabama are:
What are popular job titles related to Credit Risk Manager jobs in Alabama? For Credit Risk Manager jobs in Alabama, the most frequently searched job titles are:
What job categories do people searching Credit Risk Manager jobs in Alabama look for? The top searched job categories for Credit Risk Manager jobs in Alabama are:
What cities in Alabama are hiring for Credit Risk Manager jobs? Cities in Alabama with the most Credit Risk Manager job openings:
Credit Risk Manager jobs near you
Infographic showing various Credit Risk Manager job openings in Alabama as of May 2026, with employment types broken down into 1% As Needed, 64% Full Time, 32% Part Time, 1% Temporary, 1% Contract, and 1% Nights. Highlights an 93% Physical, 3% Hybrid, and 4% Remote job distribution, with an average salary of $143,492 per year, or $69 per hour.

Senior Credit Officer - Banks & Intragroup Sector (Financial Institutions)

MBNA

Birmingham, AL • Hybrid

Full-time

Retirement

Posted 9 days ago

Job description

End Date

Thursday 11 June 2026

Salary Range

0 - 0

We support flexible working - click here for more information on flexible working options

Flexible Working Options

Hybrid Working, Job Share

Job Description Summary

JOB TITLE: Senior Credit Officer (Director)- Banks & Intragroup Sector
LOCATION: London, Birmingham, Edinburgh
HOURS: Full-time
WORKING PATTERN: Our work style is hybrid, which involves spending at least two days per week, or 40% of our time, at one of our office sites.
An exciting opportunity has arisen for a Senior Credit Officer to join the Banks team, which forms part of the broader Financial Institutions ("FI") Credit Risk team.
In FI Credit we are passionate about risk management and dedicated to supporting our business partners in building sustainable and long-lasting client relationships. We collaborate closely with Coverage and Product teams and view ourselves as business enablers. We are curious and friendly. We challenge existing ways of working and seek ways to simplify and automate, so we can focus on what matters.

Job Description

As aSeniorCredit Officer intheFI Credit-Banksteam, you willlookafterourexciting and growingGlobal Banks portfolio(includingour own intragroupsubsidiaries).You willmake recommendations on complexnewtransactions,lending/trading limit requests,designsector strategies, policies and processes.Youwill be trusted to take decisions with a sizeable, delegated credit authorityand you will also lead client due diligence meetings.

We are looking forsomeonewho can be a role model across FI Credit and build strong relationships with key partnersacross Coverage and Product teams.You will support and constructively challenge the front line to build a long-term sustainable business.

You will mentor and upskilljunior members of the teamas well as reviewing their submissions toseniorsanctioners. You will alsohave the opportunity tocollaborate on other FI portfolios, such as Insurance, Securitisations,Financial Sponsorsand Funds.

What you'll need

  • Significant experienceinthe credit riskassessmentofGlobal Banks.Sound knowledge of sector trends, horizon risks and regulation.
  • Excellent knowledge of lendingand tradedproducts and documentation.
  • Held senior Credit Authority in past roles.
  • Led client due diligence meetings.
  • Formal Credit training preferred.
  • Track-record in independent decision making andis able tocommunicate succinctly and efficiently in a clear and unambiguous manner.
  • Exceptional organisation skills with the ability to juggle multiple requests, prioritise workloads, meet deadlines, as well as having the confidence to flag when you might need help.
  • Ability to seek out, build and maintain trusting relationships and partnerships with stakeholdersin order toaccomplish key business objectives, using influencing and negotiating skills to achieve outcomes.
  • A passion for change, automation and simplification.
  • A real excitement for supporting and promoting team members ensuring all team members have time for personal development, up-skilling and cross training.


We also offer a wide-ranging benefits package, which includes:

  • A generous pension contribution of up to 15%
  • An annual performance-related bonus
  • Share schemes including free shares!
  • Benefits you can adapt to your lifestyle, such as discounted shopping
  • 30 days' holiday, with bank holidays on top
  • A range of wellbeing initiatives and generous parental leave policies

Our focus is to ensure we're inclusive every day, building an organisation that reflects modern society and celebrates diversity in all its forms. We want our people to feel that they belong and can be their best, regardless of background, identity or culture.

If you'd like reasonable adjustments to our recruitment process, just let us know. This is a once in a career opportunity to help shape your future as well as ours.Join us and grow with purpose!

At Lloyds Banking Group, we're driven by a clear purpose; to help Britain prosper. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities. With us you'll have a key role to play in shaping the financial services of the future, whilst the scale and reach of our Group means you'll have many opportunities to learn, grow and develop.

We keep your data safe. So, we'll only ever ask you to provide confidential or sensitive information once you have formally been invited along to an interview or accepted a verbal offer to join us which is when we run our background checks. We'll always explain what we need and why, with any request coming from a trusted Lloyds Banking Group person.

We're focused on creating a values-led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve. Together we're building a truly inclusive workplace where all of our colleagues have the opportunity to make a real difference.

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