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Credit Risk Manager Jobs in Alabama (NOW HIRING)

Vice President - Credit Manager Core Function: Lead a team of credit analysts and ensure the bank ... Assigning risk ratings * Working with loan officers and clients * Monitoring loan portfolio risk

Our Relationship Managers will be held accountable for: * Upholding SmartBank Core Values and Core ... RMA - Credit Risk Certification preferred * Graduate School of Banking preferred * TBA Lending ...

Our Relationship Managers will be held accountable for: * Upholding SmartBank Core Values and Core ... RMA - Credit Risk Certification preferred * Graduate School of Banking preferred * TBA Lending ...

... as requested by management. Analyzes financial information including balance sheets, income ... Ensures that all assigned loans are properly risk rated, assigned loss given defaults are correct ...

... as requested by management. Analyzes financial information including balance sheets, income ... Ensures that all assigned loans are properly risk rated, assigned loss given defaults are correct ...

... as requested by management. Analyzes financial information including balance sheets, income ... Ensures that all assigned loans are properly risk rated, assigned loss given defaults are correct ...

Oversee customer credit policies and credit risk management in a high-volume distribution environment. 8. Financial Operations & Systems * Lead day-to-day accounting and finance operations (AP, AR ...

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Credit Risk Manager information

See Alabama salary details

$78.4K

$143.5K

$217.1K

How much do credit risk manager jobs pay per year?

As of Jul 5, 2026, the average yearly pay for credit risk manager in Alabama is $143,492.00, according to ZipRecruiter salary data. Most workers in this role earn between $121,000.00 and $160,900.00 per year, depending on experience, location, and employer.

What are the 5 C's of credit risk management?

The 5 C's of credit risk management are Character, Capacity, Capital, Collateral, and Conditions. These factors help credit risk managers evaluate a borrower's ability and willingness to repay a loan, guiding credit decisions and risk assessments. Understanding these principles is essential for effective credit analysis and maintaining financial stability.

How does a Credit Risk Manager typically collaborate with other departments to assess and mitigate risk?

A Credit Risk Manager frequently works with teams across the organization, such as underwriting, finance, and compliance, to assess borrower creditworthiness and ensure adherence to risk policies. Collaboration often involves developing risk models, reviewing loan portfolios, and communicating risk exposures to senior management. Working closely with these departments enables comprehensive risk assessments and the implementation of effective mitigation strategies. This cross-functional approach fosters a proactive risk culture and ensures that credit decisions align with both regulatory requirements and business objectives.

What Does a Credit Risk Manager Do?

A credit risk manager analyzes credit risk for banks and similar financial institutions. In this role, it’s your job to develop better credit risk policies and procedures to alleviate losses and maintain capital. Additional duties involve examining data, building financial models, creating performance reports, ensuring regulatory compliance, and formulating credit policy. This career requires at least a bachelor’s degree in business administration or a related field. Other important qualifications include excellent analytical, communication, and research skills. Most employers typically prefer candidates who have previous risk management experience.

What is the highest salary for a risk manager?

The highest salary for a Credit Risk Manager can exceed $150,000 annually, especially in large financial institutions or with extensive experience and advanced certifications. Senior risk managers in major markets or with specialized skills may earn even higher compensation, including bonuses and incentives.

What are Credit Risk Managers?

Credit Risk Managers are professionals responsible for assessing and managing the risk of financial losses that may arise from borrowers failing to repay loans or meet contractual obligations. They analyze financial data, credit reports, and market trends to determine the creditworthiness of individuals or businesses. Credit Risk Managers also develop policies and strategies to minimize potential losses and ensure compliance with regulatory standards. Their role is critical in maintaining the financial health and stability of banks, lending institutions, and other organizations involved in credit.

What is the role of a credit risk manager?

A credit risk manager is responsible for assessing and monitoring the creditworthiness of clients and borrowers to minimize financial losses. They analyze financial data, develop risk mitigation strategies, and ensure compliance with lending policies, often using tools like credit scoring models and financial analysis software.

What are the key skills and qualifications needed to thrive as a Credit Risk Manager, and why are they important?

To thrive as a Credit Risk Manager, you need strong analytical abilities, deep knowledge of financial principles, and typically a degree in finance, accounting, or a related field. Familiarity with risk modeling software, credit scoring systems, and regulatory frameworks such as Basel III is essential. Strong communication, decision-making, and stakeholder management skills set outstanding professionals apart in this field. These skills are crucial for accurately assessing creditworthiness, minimizing financial losses, and ensuring regulatory compliance within financial institutions.

What is the difference between Credit Risk Manager vs Credit Analyst?

AspectCredit Risk ManagerCredit Analyst
CredentialsBachelor's degree, often certifications like CFA or credit risk certificationsBachelor's degree, finance or related field, sometimes certifications like CFA
Work EnvironmentOversees risk policies, manages teams, strategic planningAnalyzes credit data, assesses borrower risk, prepares reports
Industry UsageUsed in banking, financial services, lending institutionsCommon in banks, credit agencies, financial firms

The Credit Risk Manager focuses on overseeing and managing the overall credit risk policies and teams, while the Credit Analyst conducts detailed credit assessments of individual borrowers. Both roles require similar credentials and are integral to credit decision processes, but they differ in scope and responsibilities.

Does credit risk pay well?

Credit Risk Managers typically earn competitive salaries that vary by industry, experience, and location. They often receive additional benefits and may need certifications such as CFA or FRM, which can influence compensation levels.
What are the most commonly searched types of Credit Risk jobs in Alabama? The most popular types of Credit Risk jobs in Alabama are:
What are popular job titles related to Credit Risk Manager jobs in Alabama? For Credit Risk Manager jobs in Alabama, the most frequently searched job titles are:
What job categories do people searching Credit Risk Manager jobs in Alabama look for? The top searched job categories for Credit Risk Manager jobs in Alabama are:
What cities in Alabama are hiring for Credit Risk Manager jobs? Cities in Alabama with the most Credit Risk Manager job openings:
Infographic showing various Credit Risk Manager job openings in Alabama as of June 2026, with employment types broken down into 100% Full Time. Highlights an 94% In-person, and 6% Hybrid job distribution, with an average salary of $143,492 per year, or $69 per hour.
Vice President Credit Manager

Vice President Credit Manager

gpac

Birmingham, AL • On-site

Other

This job post has expired 1 day ago. Applications are no longer accepted.


Job description

Job Description
Position: Vice President - Credit Manager
Core Function: Lead a team of credit analysts and ensure the bank maintains strong credit quality by analyzing and approving commercial loans.
Main Focus Areas
  • Managing and mentoring credit analysts
  • Performing commercial credit analysis (financial statements, cash flow, collateral)
  • Evaluating loans using the Five Cs of Credit
  • Preparing and presenting credit memos
  • Assigning risk ratings
  • Working with loan officers and clients
  • Monitoring loan portfolio risk
  • Supporting compliance, audits, and regulatory requirements
Experience Required
  • Bachelor’s degree
  • 7+ years commercial banking credit analysis experience
  • Strong financial statement analysis
  • Microsoft Office proficiency
  • Leadership experience preferred
Work Setup
  • Full-time (8am-5pm)
  • Monday-Friday
  • Some travel
  • Remote team management

For additional information on this opportunity, please contact Denise Fair directly at 6816-643-3446 Resumes may be confidentially sent to denise.fair@gogpac.com
All qualified applicants will receive consideration without regard to race, age, color, sex (including pregnancy), religion, national origin, disability, sexual orientation, gender identity, marital status, military status, genetic information, or any other status protected by applicable laws or regulations. GPAC (Growing People and Companies) is an award-winning search firm specializing in placing quality professionals within multiple industries across the United States since 1990. We are extremely competitive, client-focused and realize that our value is in our ability to deliver the right solutions at the right time.

GPAC logo

About GPAC

Sourced by ZipRecruiter

GPAC (Growing People and Companies) is an award-winning search firm specializing in placing quality professionals within multiple industries across the United States since 1990. We are extremely competitive, client-focused and realize that our value is in our ability to deliver the right solutions at the right time.

Industry

Recruiting and staffing services

Company size

51 - 200 Employees

Headquarters location

Sioux Falls, SD, US

Year founded

1990