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Credit Risk Manager Jobs in Alabama (NOW HIRING)

SSAB

Credit Analyst

Mobile, AL · On-site

... and managing accounts receivable activities. This role ensures timely processing of credit ... Evaluate credit risk and recommend appropriate credit limits * Ensure all required documentation is ...

Synovus

Credit Advisor - USDA UW

Montgomery, AL · On-site +1

Minimum experience: * Two years of experience as a Community Bank Credit Risk Manager I with ... Synovus/PNFP; or eight years of credit analysis or commercial banking experience. USDA underwriting ...

First Horizon Bank

Credit Analyst Sr

Birmingham, AL

This position will also assist in the credit risk management and servicing of existing portfolios including covenant monitoring, annual servicing, and assessing property/market trends for commercial ...

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Credit Risk Manager information

See Alabama salary details

$78.4K

$143.5K

$217.1K

How much do credit risk manager jobs pay per year?

As of Jun 8, 2026, the average yearly pay for credit risk manager in Alabama is $143,492.00, according to ZipRecruiter salary data. Most workers in this role earn between $121,000.00 and $160,900.00 per year, depending on experience, location, and employer.

How does a Credit Risk Manager typically collaborate with other departments to assess and mitigate risk?

A Credit Risk Manager frequently works with teams across the organization, such as underwriting, finance, and compliance, to assess borrower creditworthiness and ensure adherence to risk policies. Collaboration often involves developing risk models, reviewing loan portfolios, and communicating risk exposures to senior management. Working closely with these departments enables comprehensive risk assessments and the implementation of effective mitigation strategies. This cross-functional approach fosters a proactive risk culture and ensures that credit decisions align with both regulatory requirements and business objectives.

What Does a Credit Risk Manager Do?

A credit risk manager analyzes credit risk for banks and similar financial institutions. In this role, it’s your job to develop better credit risk policies and procedures to alleviate losses and maintain capital. Additional duties involve examining data, building financial models, creating performance reports, ensuring regulatory compliance, and formulating credit policy. This career requires at least a bachelor’s degree in business administration or a related field. Other important qualifications include excellent analytical, communication, and research skills. Most employers typically prefer candidates who have previous risk management experience.

What are Credit Risk Managers?

Credit Risk Managers are professionals responsible for assessing and managing the risk of financial losses that may arise from borrowers failing to repay loans or meet contractual obligations. They analyze financial data, credit reports, and market trends to determine the creditworthiness of individuals or businesses. Credit Risk Managers also develop policies and strategies to minimize potential losses and ensure compliance with regulatory standards. Their role is critical in maintaining the financial health and stability of banks, lending institutions, and other organizations involved in credit.

What are the key skills and qualifications needed to thrive as a Credit Risk Manager, and why are they important?

To thrive as a Credit Risk Manager, you need strong analytical abilities, deep knowledge of financial principles, and typically a degree in finance, accounting, or a related field. Familiarity with risk modeling software, credit scoring systems, and regulatory frameworks such as Basel III is essential. Strong communication, decision-making, and stakeholder management skills set outstanding professionals apart in this field. These skills are crucial for accurately assessing creditworthiness, minimizing financial losses, and ensuring regulatory compliance within financial institutions.

What is the difference between Credit Risk Manager vs Credit Analyst?

AspectCredit Risk ManagerCredit Analyst
CredentialsBachelor's degree, often certifications like CFA or credit risk certificationsBachelor's degree, finance or related field, sometimes certifications like CFA
Work EnvironmentOversees risk policies, manages teams, strategic planningAnalyzes credit data, assesses borrower risk, prepares reports
Industry UsageUsed in banking, financial services, lending institutionsCommon in banks, credit agencies, financial firms

The Credit Risk Manager focuses on overseeing and managing the overall credit risk policies and teams, while the Credit Analyst conducts detailed credit assessments of individual borrowers. Both roles require similar credentials and are integral to credit decision processes, but they differ in scope and responsibilities.

Does credit risk pay well?

Credit risk managers typically earn competitive salaries that vary based on experience, location, and industry. They often receive additional benefits and may need certifications such as CFA or FRM, with higher salaries generally associated with senior roles and specialized skills.
More about Credit Risk Manager jobs
What are the most commonly searched types of Credit Risk jobs in Alabama? The most popular types of Credit Risk jobs in Alabama are:
What are popular job titles related to Credit Risk Manager jobs in Alabama? For Credit Risk Manager jobs in Alabama, the most frequently searched job titles are:
What job categories do people searching Credit Risk Manager jobs in Alabama look for? The top searched job categories for Credit Risk Manager jobs in Alabama are:
What cities in Alabama are hiring for Credit Risk Manager jobs? Cities in Alabama with the most Credit Risk Manager job openings:
Credit Risk Manager jobs near you
Infographic showing various Credit Risk Manager job openings in Alabama as of May 2026, with employment types broken down into 1% As Needed, 64% Full Time, 32% Part Time, 1% Temporary, 1% Contract, and 1% Nights. Highlights an 93% Physical, 3% Hybrid, and 4% Remote job distribution, with an average salary of $143,492 per year, or $69 per hour.

Credit Analyst

SSAB

Mobile, AL • On-site

Full-time

Posted 14 days ago

SSAB rating

7.3

Company rating: 7.3 out of 10

Based on 10 frontline employees who took The Breakroom Quiz

Job description

Job Description
Position Summary
The Credit Analyst is responsible for supporting SSAB's credit and collections function by evaluating customer creditworthiness, maintaining accurate credit files, and managing accounts receivable activities. This role ensures timely processing of credit applications, effective monitoring of existing customer accounts, and proactive collection of outstanding balances.
Key Responsibilities
Credit Application Processing
  • Review and process new customer credit applications in a timely and accurate manner
  • Verify financial information, trade references, and supporting documentation
  • Evaluate credit risk and recommend appropriate credit limits
  • Ensure all required documentation is complete and maintained in accordance with company policies

Credit Reviews & Account Monitoring
  • Perform periodic credit reviews on existing customers to assess ongoing creditworthiness
  • Analyze financial statements, payment trends, and credit exposure
  • Maintain accurate and up-to-date customer credit files

Accounts Receivable & Collections
  • Monitor accounts receivable aging and follow up on past due balances
  • Contact customers to resolve payment issues and secure timely payments
  • Investigate and resolve discrepancies related to billing or payments
  • Communicate with internal teams (sales, shipping) about account concerns

Reporting & Administrative Duties
  • Prepare and complete month-end reports
  • Maintain accurate records and documentation to support audit and compliance requirements

Additional Responsibilities
  • Support ad-hoc projects, process improvements as assigned
  • Ensure compliance with company policies, procedures, and internal controls

Qualifications
  • Bachelor's degree in Finance, Accounting, Business, or a related field
  • Strong analytical and problem-solving skills
  • Basic understanding of financial statements and credit principles
  • Effective communication and interpersonal skills
  • Proficiency in Microsoft Excel and other Office applications
  • Ability to manage multiple priorities and meet deadlines

Preferred Qualifications (Optional)
  • 2+ years of credit and collections experience
  • Experience with SAP

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