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Credit Risk Associate Jobs in Toronto, ON (NOW HIRING)

CIBC

Associate Relationship Manager

Brampton, ON · On-site

Credit Risk Management - Exercise appropriate due diligence prior to making credit recommendations and similarly prior to authorizing or approving any financial transaction or completion of any ...

Capital One

Manager, Strategy Analyst

Toronto, ON · On-site

Coach and mentor associates with a goal of developing and retaining talent at Capital One. Lead in ... Credit Risk: Support step-change improvements in credit performance by connecting drivers of future ...

Transunion

Principal, Fraud Analytics

Burlington, ON · On-site

... global leader in risk and information solutions and one of Canada's major credit bureaus, is ... We strive to build an environment where our associates are in the driver's seat of their ...

TransUnion

Sr. Advisor, Product Management

Burlington, ON · On-site

CA$131K - CA$182K/yr

Role Overview And Core Responsibilities Reporting to the VP, Credit Risk Product Management, the ... We strive to build an environment where our associates are in the driver's seat of their ...

TransUnion

Sr. Advisor, Product Management

Toronto, ON · On-site

CA$131K - CA$182K/yr

Role Overview And Core Responsibilities Reporting to the VP, Credit Risk Product Management, the ... We strive to build an environment where our associates are in the driver's seat of their ...

Transunion

Sr. Advisor, Product Management

Toronto, ON · On-site

CA$131K - CA$182K/yr

Role Overview And Core Responsibilities Reporting to the VP, Credit Risk Product Management, the ... We strive to build an environment where our associates are in the driver's seat of their ...

Transunion

Sr. Advisor, Product Management

Burlington, ON · On-site

CA$131K - CA$182K/yr

Role Overview And Core Responsibilities Reporting to the VP, Credit Risk Product Management, the ... We strive to build an environment where our associates are in the driver's seat of their ...

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Credit Risk Associate information

What does a credit risk associate do?

A Credit Risk Associate is responsible for assessing and managing the risk that a borrower may default on a loan or credit obligation. They analyze financial statements, credit reports, and market data to evaluate the creditworthiness of individuals or companies. Their work helps financial institutions make informed lending decisions, set appropriate credit limits, and comply with regulatory requirements. Credit Risk Associates also monitor existing credit exposures and may recommend strategies to mitigate potential losses.

What skills and qualifications are needed to thrive as a credit risk associate?

To thrive as a Credit Risk Associate, you need strong analytical skills, attention to detail, and a solid understanding of financial statements, typically backed by a degree in finance, economics, or a related field. Familiarity with risk assessment software, credit modeling tools, and proficiency in Excel or similar data analysis programs are essential technical requirements. Strong communication, problem-solving abilities, and sound judgment help you effectively collaborate with stakeholders and make informed recommendations. These skills and qualities are crucial for accurately assessing creditworthiness and minimizing financial risk for the organization.

How does a credit risk associate typically collaborate with other teams within a financial institution?

Credit Risk Associates work closely with various departments, including front-office lending teams, compliance, and portfolio management. They regularly communicate with relationship managers to gather client information, and partner with data analysts to assess credit models and risk metrics. This collaborative environment ensures that credit decisions are well-informed and compliant with internal policies. Being proactive and communicative is key, as the role often requires balancing risk assessment with business growth objectives.

What is the difference between Credit Risk Associate vs Credit Analyst?

AspectCredit Risk AssociateCredit Analyst
Required CredentialsBachelor's degree, relevant certifications often preferredBachelor's degree, certifications like CFA or credit-specific courses beneficial
Work EnvironmentFinancial institutions, banks, credit agenciesBanks, investment firms, credit rating agencies
Employer & Industry UsageCommonly used in risk management teamsUsed in credit assessment and lending decisions
Comparison Search IntentUnderstanding risk roles in creditAnalyzing creditworthiness of clients

Both roles involve assessing credit-related information, but Credit Risk Associates focus on managing overall risk exposure, while Credit Analysts evaluate individual creditworthiness. The roles often overlap in skills and industry settings, making them closely related but distinct in scope.

What are the most commonly searched types of Credit Risk jobs in Toronto, ON?

The most popular types of Credit Risk jobs in Toronto, ON are:

What are popular job titles related to Credit Risk Associate jobs in Toronto, ON?

For Credit Risk Associate jobs in Toronto, ON, the most frequently searched job titles are:

What job categories do people searching Credit Risk Associate jobs in Toronto, ON look for?

The top searched job categories for Credit Risk Associate jobs in Toronto, ON are:

What cities near Toronto, ON are hiring for Credit Risk Associate jobs?

Cities near Toronto, ON with the most Credit Risk Associate job openings:

Credit Risk Associate jobs near you
Infographic showing various Credit Risk Associate job openings in Toronto, ON as of September 2026, with employment types broken down into 1% As Needed, 63% Full Time, 31% Part Time, 1% Temporary, 3% Contract, and 1% Nights. Highlights an 94% Physical, 1% Hybrid, and 5% Remote job distribution.

Associate Relationship Manager

Brampton, ON • On-site

CIBC
Banking and Credit Intermediation • 10K+ employees
Learn more about CIBCexternal

Full-time

Retirement

This job post has expired today. Applications are no longer accepted.

CIBC rating

9.0

Company rating: 9.0 out of 10

Based on 5 frontline employees who took The Breakroom Quiz

7th of 176 rated banks

Job description

We're building a relationship-oriented bank for the modern world. We need talented, passionate professionals who are dedicated to doing what's right for our clients.

At CIBC, we embrace your strengths and your ambitions, so you are empowered at work. Our team members have what they need to make a meaningful impact and are truly valued for who they are and what they contribute.

To learn more about CIBC, please visit CIBC.com

What you'll be doing

You'll report into the Senior Manager & Team Lead, Business Banking and will work closely with a Relationship Manager, Business Banking to support client origination, relationship and portfolio management processes as well as assist with client specific financing and cash management solutions.You will perform financial analysis while developing a solid understanding of targeted industries represented by the clients/prospects to which you are assigned to support.You will support business development initiatives with a focus on meeting growth targets and identify business opportunities and financing solutions to meet the needs of the client.

At CIBC we enable the work environment most optimal for you to thrive in your role. To successfully perform the work, you'll be on-site full-time.

How you'll succeed

  • Business Development Support - Connect with both existing and potential clients including Centres of Influence (COIs) to identify opportunities for future growth and revenue, uncovering high-value opportunities to refer to the Relationship Manager. Assist with the execution of business development initiatives and client functions as appropriate to contribute and enhance the sales pipeline. Proactively participate in business development events to build and enhance CIBC presence and gain market share. Identify and introduce personal opportunities to Personal Banking and Imperial Service partners to further deepen client relationships and support more complex personal needs and planning

  • Client Sales and Service Support - Assist the Relationship Manager in coordinating sales activities for both existing and prospective clients. Identify and analyze business growth opportunities through comprehensive industry, client and prospect research. Assist with financing and cash management proposals in addition to pricing strategies which ensure achievement of targeted profitability thresholds. Promote and demonstrate the use of digital banking options by introducing the client to alternative ways to bank. From time to time, cover vacant portfolios on a temporary basis.

  • Credit Risk Management - Exercise appropriate due diligence prior to making credit recommendations and similarly prior to authorizing or approving any financial transaction or completion of any product sales. Follow established bank policies, procedures, guidelines, practices and required documentation; complete all risk activities.

Who you are

  • You can demonstrate well-developed knowledge of a full range of credit products/ services, lending practices, credit analysis, compliance standards and ability to read/interpret financial statements. You can demonstrate well-developed knowledge of sales practices and experience in a professional fast-paced sales and service environment.

  • You put our clients first. You engage with purpose to find the right solutions. You go the extra mile, because it's the right thing to do.

  • You act like an owner. You thrive when you're empowered to take the lead, go above and beyond, and deliver results.

  • You're driven by collective success. You know that collaboration can transform a good idea into a great one. You understand the power of an inclusive team that enjoys working together to bring a shared vision to life.

  • You have completed an undergraduate degree/diploma in Business, Finance, Accounting, or related field.

  • Values matter to you. You bring your real self to work and you live our values - trust, teamwork and accountability.

What CIBC Offers

At CIBC, your goals are a priority. We start with your strengths and ambitions as an employee and strive to create opportunities to tap into your potential. We aspire to give you a career, rather than just a paycheck.

  • We work to recognize you in meaningful, personalized ways including a competitive salary, incentive pay, banking benefits, a benefits program*, defined benefit pension plan*, an employee share purchase plan, a vacation offering, wellbeing support, and MomentMakers, our social, points-based recognition program.

  • Our spaces and technological toolkit will make it simple to bring together great minds to create innovative solutions that make a difference for our clients.

  • We cultivate a culture where you can express your ambition through initiatives like Purpose Day; a paid day off dedicated for you to use to invest in your growth and development.

*Subject to plan and program terms and conditions

What you need to know

  • CIBC is committed to creating an inclusive environment where all team members and clients feel like they belong. We seek applicants with a wide range of abilities and we provide an accessible candidate experience. If you need accommodation, please contact Mailbox.careers-carrieres@cibc.com

  • CIBC is committed to clarity in our hiring process. All roles posted are opportunities we're actively recruiting for, unless stated otherwise.

  • You need to be legally eligible to work at the location(s) specified above and, where applicable, must have a valid work or study permit.

  • We may ask you to complete an attribute-based assessment and other skills test (such as simulation, coding, French proficiency).

  • We use artificial intelligence tools during the recruitment process. Our goal for the application process is to get to know more about you, all that you have to offer, and give you the opportunity to learn more about us.

Job Location

Brampton-2989 Bovaird Dr; East

Employment Type

Regular

Weekly Hours

37.5

Skills

Client Needs Assessments, Client Service, Commercial Acumen, Customer Experience (CX), Financial Products, Teamwork

What CIBC employees say

Hours and flexibility

Workplace

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