ZipRecruiter

Log In

1

Credit Risk Associate Jobs in Spring, TX (NOW HIRING)

East West Bank

Portfolio Officer

Houston, TX

... our associates' potential for career advancement. Headquartered in California, East West Bank ... Responsible for credit risk and quality of the portfolio * Assist with due diligence/analysis with ...

East West Bank

Portfolio Officer

Houston, TX · On-site

$63K/yr

... our associates' potential for career advancement. Headquartered in California, East West Bank ... Responsible for credit risk and quality of the portfolio * Assist with due diligence/analysis with ...

East West Bank

Portfolio Officer

Houston, TX · On-site

$63K - $72K/yr

... our associates' potential for career advancement. Headquartered in California, East West Bank ... Responsible for credit risk and quality of the portfolio * Assist with due diligence/analysis with ...

Regions Bank

Senior Credit Officer

Houston, TX

$167.33K - $229.30K/yr

At Regions, we believe associates deserve more than just a job. We believe in offering performance ... The Senior Credit Officer I is responsible for execution of sound risk management practices as part ...

The Diesel Store

Credit Representative

Humble, TX

... minimize financial risk. The role requires effective communication with customers to resolve ... High school diploma or equivalent; associate or bachelor's degree in finance, business, or related ...

M&D Services

Credit Representative

Humble, TX

... minimize financial risk. The role requires effective communication with customers to resolve ... High school diploma or equivalent; associate or bachelor's degree in finance, business, or related ...

Capital Farm Credit

Relationship Manager II

Katy, TX · On-site

Three or more years of experience as a loan officer or loan officer associate or commensurate title ... Responsible for exercising credit risk management responsibilities on loans within area of ...

Stifel

Associate, Project Finance

Houston, TX

Prepare high quality credit approval materials and memoranda for review by leadership team and risk ... associates, among hundreds more. Let's talk about how you can find your place here at Stifel, where ...

Stifel

Associate, Project Finance

Houston, TX · On-site

Prepare high quality credit approval materials and memoranda for review by leadership team and risk ... associates, among hundreds more. Let's talk about how you can find your place here at Stifel, where ...

Stifel

Associate, Project Finance

Houston, TX · On-site

Prepare high quality credit approval materials and memoranda for review by leadership team and risk ... associates, among hundreds more. Let's talk about how you can find your place here at Stifel, where ...

next page

Showing results 1-20

People also search for

All JobsCredit Risk Associate JobsCredit Risk Associate Jobs in Spring, TX

Credit Risk Associate information

See Spring, TX salary details

$44.5K

$97.3K

$162.8K

How much do credit risk associate jobs pay per year?

As of May 30, 2026, the average yearly pay for credit risk associate in Spring, TX is $97,278.00, according to ZipRecruiter salary data. Most workers in this role earn between $66,700.00 and $126,400.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Credit Risk Associate, and why are they important?

To thrive as a Credit Risk Associate, you need strong analytical skills, attention to detail, and a solid understanding of financial statements, typically backed by a degree in finance, economics, or a related field. Familiarity with risk assessment software, credit modeling tools, and proficiency in Excel or similar data analysis programs are essential technical requirements. Strong communication, problem-solving abilities, and sound judgment help you effectively collaborate with stakeholders and make informed recommendations. These skills and qualities are crucial for accurately assessing creditworthiness and minimizing financial risk for the organization.

How does a Credit Risk Associate typically collaborate with other teams within a financial institution?

Credit Risk Associates work closely with various departments, including front-office lending teams, compliance, and portfolio management. They regularly communicate with relationship managers to gather client information, and partner with data analysts to assess credit models and risk metrics. This collaborative environment ensures that credit decisions are well-informed and compliant with internal policies. Being proactive and communicative is key, as the role often requires balancing risk assessment with business growth objectives.

What does a Credit Risk Associate do?

A Credit Risk Associate is responsible for assessing and managing the risk that a borrower may default on a loan or credit obligation. They analyze financial statements, credit reports, and market data to evaluate the creditworthiness of individuals or companies. Their work helps financial institutions make informed lending decisions, set appropriate credit limits, and comply with regulatory requirements. Credit Risk Associates also monitor existing credit exposures and may recommend strategies to mitigate potential losses.

What is the difference between Credit Risk Associate vs Credit Analyst?

AspectCredit Risk AssociateCredit Analyst
Required CredentialsBachelor's degree, relevant certifications often preferredBachelor's degree, certifications like CFA or credit-specific courses beneficial
Work EnvironmentFinancial institutions, banks, credit agenciesBanks, investment firms, credit rating agencies
Employer & Industry UsageCommonly used in risk management teamsUsed in credit assessment and lending decisions
Comparison Search IntentUnderstanding risk roles in creditAnalyzing creditworthiness of clients

Both roles involve assessing credit-related information, but Credit Risk Associates focus on managing overall risk exposure, while Credit Analysts evaluate individual creditworthiness. The roles often overlap in skills and industry settings, making them closely related but distinct in scope.

What are the most commonly searched types of Credit Risk jobs in Spring, TX? The most popular types of Credit Risk jobs in Spring, TX are:
What are popular job titles related to Credit Risk Associate jobs in Spring, TX? For Credit Risk Associate jobs in Spring, TX, the most frequently searched job titles are:
What job categories do people searching Credit Risk Associate jobs in Spring, TX look for? The top searched job categories for Credit Risk Associate jobs in Spring, TX are:
What cities near Spring, TX are hiring for Credit Risk Associate jobs? Cities near Spring, TX with the most Credit Risk Associate job openings:
Credit Risk Associate jobs near you
Infographic showing various Credit Risk Associate job openings in Spring, TX as of May 2026, with employment types broken down into 70% Full Time, and 30% Part Time. Highlights an 67% In-person, and 33% Hybrid job distribution, with an average salary of $97,278 per year, or $46.8 per hour.
Credit Risk Manager, Vice President

Credit Risk Manager, Vice President

MUFG Bank, Ltd.

Houston, TX • Hybrid

$142K - $180K/yr

Full-time

Medical, Retirement, PTO

Posted 3 days ago

Job description

Do you want your voice heard and your actions to count?

Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), the 7th largest financial group in the world. Across the globe, we’re 120,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.

With a vision to be the world’s most trusted financial group, it’s part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.

Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.

The selected colleague will work at an MUFG office or client sites four days per week and work remotely one day. A member of our recruitment team will provide more details.

Active portfolio management of designated customers

  • Responsible for the management of the Energy portfolio (Oil & Gas, Power) as a credit officer
  • Analyze credit risk of the designated portfolio, determine accurate ratings and make recommendations of accurate and timely ratings to management
  • Prepare detailed credit analysis and credit applications in accordance with appropriate policies and procedures, evaluating the borrower’s industry/business/legal/financial risks and recommending extensions of credit to management
  • Collaborate productively with the business line to manage safety and soundness while developing the portfolio
  • Coordinate and communicate critical account information independently and directly to various related parties throughout the bank, business line, product groups and credit divisions
  • Perform due diligence and regularly scheduled reviews
  • Ensure compliance with external regulatory/internal policy and procedural requirements
  • Support and mentor analysts and associates in credit risk management process

Deal Support

  • Work with business lines/product groups to identify prospective transactions

  • Identify structural risks and mitigants in prospective transactions and recommend/enhance structuring of deals and covenant in line with policies and procedures.

  • Advises account officers on credit risk issues/terms and conditions to create a best possible deal with a goal of maximizing profit and minimizing credit cost.

  • Directly and independently communicate with credit division and ensure it is provided with all related information/analysis pertinent to making a decision with little support from management.

Preferred Qualifications

  • 5+ years’ experience at financial institutions or equivalent in credit and/or portfolio management of corporates within the Energy sector.

  • In depth knowledge of general corporate credit analysis, credit/risk management, underwriting leveraged loans and conducting valuation analyses

  • Ability to build complex financial models to assess the customer’s repayment ability.

  • In depth knowledge of loan documentation and structural risks in corporate finance.

  • Understanding of regulatory environment both in Japan (FSA, BOJ) and the U.S. (FRB, FDIC).

The typical base pay range for this role is between $142K - $180K depending on job-related knowledge, skills, experience and location. This role may also be eligible for certain discretionary performance-based bonus and/or incentive compensation. Additionally, our Total Rewards program provides colleagues with a competitive benefits package (in accordance with the eligibility requirements and respective terms of each) that includes comprehensive health and wellness benefits, retirement plans, educational assistance and training programs, income replacement for qualified employees with disabilities, paid maternity and parental bonding leave, and paid vacation, sick days, and holidays. For more information on our Total Rewards package, please click the link below.

MUFG Benefits Summary

The above statements are intended to describe the general nature and level of work being performed. They are not intended to be construed as an exhaustive list of all responsibilities duties and skills required of personnel so classified.We are proud to be an Equal Opportunity Employer and committed to leveraging the diverse backgrounds, perspectives and experience of our workforce to create opportunities for our colleagues and our business. We do not discriminate on the basis of race, color, national origin, religion, gender expression, gender identity, sex, age, ancestry, marital status, protected veteran and military status, disability, medical condition, sexual orientation, genetic information, or any other status of an individual or that individual’s associates or relatives that is protected under applicable federal, state, or local law.
MUFG logo

About MUFG

Sourced by ZipRecruiter

Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), the 6th largest financial group in the world. Across the globe, we're 160,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world. With a vision to be the world's most trusted financial group, it's part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.

Industry

Banking and credit intermediation

Company size

10,000+ Employees

Headquarters location

New York, NY, US

Social media

Twitter

View All MUFG Jobs

Apply