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Credit Risk Associate Jobs in Tennessee (NOW HIRING)

... Associate. * Attend meetings and represent the PM and/or RM teams as needed. * Function as part of ... risk management policies, and security protocols. * Provide independent analysis of credit requests ...

... Associate. * Attend meetings and represent the PM and/or RM teams as needed. * Function as part of ... risk management policies, and security protocols. * Provide independent analysis of credit requests ...

... Associate. * Attend meetings and represent the PM and/or RM teams as needed. * Function as part of ... risk management policies, and security protocols. * Provide independent analysis of credit requests ...

Retail Sales Associate

Franklin, TN · On-site

$14.50 - $16.75/hr

Handle cash, checks, and credit card transactions with accuracy using our Point-of-Sale system ... Some requirements may exclude individuals who pose a direct threat or significant risk to the ...

The purpose of the program is to develop future CRE Associates with multi-client, multi-industry ... The Analyst collaborates with Relationship Managers to identify credit worthy projects within ...

Business Banker

Nashville, TN · On-site

$60 - $100/hr

... risk related to credit, operational, reputational, regulatory and legal aspects of personal ... Associates in roles defined to take deposits are accountable for transaction accuracy and ...

Retail Market Manager

Knoxville, TN

$47K - $59K/yr

Responsibilities include growing profitability, advice driven sales, associate coaching ... Manage loan pricing exceptions and credit exception requests. * Implement effective risk management ...

Showing results 41-60

Credit Risk Associate information

See Tennessee salary details

$45.4K

$99.2K

$166.1K

How much do credit risk associate jobs pay per year?

As of Aug 22, 2026, the average yearly pay for credit risk associate in Tennessee is $99,215.00, according to ZipRecruiter salary data. Most workers in this role earn between $68,100.00 and $128,900.00 per year, depending on experience, location, and employer.

What does a credit risk associate do?

A Credit Risk Associate is responsible for assessing and managing the risk that a borrower may default on a loan or credit obligation. They analyze financial statements, credit reports, and market data to evaluate the creditworthiness of individuals or companies. Their work helps financial institutions make informed lending decisions, set appropriate credit limits, and comply with regulatory requirements. Credit Risk Associates also monitor existing credit exposures and may recommend strategies to mitigate potential losses.

What skills and qualifications are needed to thrive as a credit risk associate?

To thrive as a Credit Risk Associate, you need strong analytical skills, attention to detail, and a solid understanding of financial statements, typically backed by a degree in finance, economics, or a related field. Familiarity with risk assessment software, credit modeling tools, and proficiency in Excel or similar data analysis programs are essential technical requirements. Strong communication, problem-solving abilities, and sound judgment help you effectively collaborate with stakeholders and make informed recommendations. These skills and qualities are crucial for accurately assessing creditworthiness and minimizing financial risk for the organization.

How does a credit risk associate typically collaborate with other teams within a financial institution?

Credit Risk Associates work closely with various departments, including front-office lending teams, compliance, and portfolio management. They regularly communicate with relationship managers to gather client information, and partner with data analysts to assess credit models and risk metrics. This collaborative environment ensures that credit decisions are well-informed and compliant with internal policies. Being proactive and communicative is key, as the role often requires balancing risk assessment with business growth objectives.

What is the difference between Credit Risk Associate vs Credit Analyst?

AspectCredit Risk AssociateCredit Analyst
Required CredentialsBachelor's degree, relevant certifications often preferredBachelor's degree, certifications like CFA or credit-specific courses beneficial
Work EnvironmentFinancial institutions, banks, credit agenciesBanks, investment firms, credit rating agencies
Employer & Industry UsageCommonly used in risk management teamsUsed in credit assessment and lending decisions
Comparison Search IntentUnderstanding risk roles in creditAnalyzing creditworthiness of clients

Both roles involve assessing credit-related information, but Credit Risk Associates focus on managing overall risk exposure, while Credit Analysts evaluate individual creditworthiness. The roles often overlap in skills and industry settings, making them closely related but distinct in scope.

What are the most commonly searched types of Credit Risk jobs in Tennessee?

The most popular types of Credit Risk jobs in Tennessee are:

What are popular job titles related to Credit Risk Associate jobs in Tennessee?

For Credit Risk Associate jobs in Tennessee, the most frequently searched job titles are:

What job categories do people searching Credit Risk Associate jobs in Tennessee look for?

The top searched job categories for Credit Risk Associate jobs in Tennessee are:

What cities in Tennessee are hiring for Credit Risk Associate jobs?

Cities in Tennessee with the most Credit Risk Associate job openings:

Infographic showing various Credit Risk Associate job openings in Tennessee as of August 2026, with employment types broken down into 1% As Needed, 71% Full Time, 25% Part Time, 1% Temporary, and 2% Contract. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $99,215 per year, or $47.7 per hour.

Full-time

Re-posted 14 days ago


Job description

Summary:

The Portfolio Manager (PM) supports Relationship Manager (RM) sales efforts through the growth, development and effective management of loan portfolios, helping ensure positive performance. Under the supervision and direction of the Group Portfolio Manager or Market Leadership, the PM assesses risk by evaluating, designing and overseeing aspects of the portfolio construction, and assists in driving profitability by performing financial and credit analysis; contributes to client relationships in conjunction with the RM.

Essential Duties and Responsibilities:

  • Review documents for pre- and post-closing including the submission of pre-requisite and recurring credit source documentation to the bank's imaging system.
  • Prepare, review and monitor reports to ensure FirstBank guidelines for compliance and credit monitoring are being met.
  • Analyze credit requests and perform financial statement analysis utilizing the bank's standardized analysis tools.
  • Monitor reports analyzing loan commitments and outstanding balances by customer, loan type, property type, location, size, etc.
  • Partner with market leadership, Regional Presidents and Regional Credit Officers in support of the RMs to promote client portfolio growth and strong asset quality.
  • Monitor past due information and future maturities, alerting the RMs as needed.
  • Perform the analysis of key financial metrics for input in commercial loan risk rating matrices to ensure accurate stratification of the bank's commercial loan grading portfolio.
  • Demonstrate an understanding of financial spreads, modeling and monitoring.
  • Perform research to maintain current knowledge of industry trends, economic trends and regulatory impacts on borrowers that may affect the ability to repay a loan in their respective portfolio.
  • May assist in the preparation of pitch books for prospective clients.
  • May participate in, or independently execute, the sales process as part of a well-functioning team with the Relationship Manager and/or Relationship Manager Associate.
  • Attend meetings and represent the PM and/or RM teams as needed.
  • Function as part of the RM team as a capable secondary point of contact for commercial clients.
  • Provide consistent, distinctive service to all clients when delivering the FirstBank service experience.
  • Practice safe and sound bank procedures, including adherence to applicable laws and regulations, internal controls, operational procedures, risk management policies, and security protocols.
  • Provide independent analysis of credit requests and provide an effective challenge in loan approval and grading utilizing credit policy.
  • Ensure source documentation and credit analysis are accurate and timely supported.
  • Possess a sound knowledge of credit policy and its application to credit requests
  • Regularandreliableattendance.
  • Performotherdutiesasassigned.

Qualifications:

Education and/or Experience:

  • Bachelor's degree in finance or similar field preferred
  • Experience in banking specifically loan operations, lending or credit

Skills and Abilities:

  • Strong verbal and written communications; one-on-one and in team environments
  • Ability to allocate time effectively and independently to prioritize timelines
  • Strong personal organizational and time management skills
  • Ability to demonstrate the highest level of ethical behavior and confidentiality and maintain confidentiality with sensitive information
  • Understand and comply with bank policy, laws, regulations as applicable to your job duties. This includes but is not limited to; complete compliance training and adhere to internal procedures and controls; report any known violations of compliance policy, laws, or regulations and report any suspicious customer and/or account activity
Employment Type: Full-Time