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Credit Risk Associate Jobs in Chattanooga, TN (NOW HIRING)

Shaw Industries Inc

Financial Manager

Dalton, GA

... 000 associates worldwide. Position Objective: To lead, direct, and supervise a team of credit ... risk, large dollar past due accounts and other collection situations. Negotiate and/or authorize ...

All JobsCredit Risk Associate JobsCredit Risk Associate Jobs in Chattanooga, TN

Credit Risk Associate information

See Chattanooga, TN salary details

$46.1K

$100.7K

$168.6K

How much do credit risk associate jobs pay per year?

As of Aug 10, 2026, the average yearly pay for credit risk associate in Chattanooga, TN is $100,700.00, according to ZipRecruiter salary data. Most workers in this role earn between $69,100.00 and $130,800.00 per year, depending on experience, location, and employer.

What skills and qualifications are needed to thrive as a credit risk associate?

To thrive as a Credit Risk Associate, you need strong analytical skills, attention to detail, and a solid understanding of financial statements, typically backed by a degree in finance, economics, or a related field. Familiarity with risk assessment software, credit modeling tools, and proficiency in Excel or similar data analysis programs are essential technical requirements. Strong communication, problem-solving abilities, and sound judgment help you effectively collaborate with stakeholders and make informed recommendations. These skills and qualities are crucial for accurately assessing creditworthiness and minimizing financial risk for the organization.

What does a credit risk associate do?

A Credit Risk Associate is responsible for assessing and managing the risk that a borrower may default on a loan or credit obligation. They analyze financial statements, credit reports, and market data to evaluate the creditworthiness of individuals or companies. Their work helps financial institutions make informed lending decisions, set appropriate credit limits, and comply with regulatory requirements. Credit Risk Associates also monitor existing credit exposures and may recommend strategies to mitigate potential losses.

What is the difference between Credit Risk Associate vs Credit Analyst?

AspectCredit Risk AssociateCredit Analyst
Required CredentialsBachelor's degree, relevant certifications often preferredBachelor's degree, certifications like CFA or credit-specific courses beneficial
Work EnvironmentFinancial institutions, banks, credit agenciesBanks, investment firms, credit rating agencies
Employer & Industry UsageCommonly used in risk management teamsUsed in credit assessment and lending decisions
Comparison Search IntentUnderstanding risk roles in creditAnalyzing creditworthiness of clients

Both roles involve assessing credit-related information, but Credit Risk Associates focus on managing overall risk exposure, while Credit Analysts evaluate individual creditworthiness. The roles often overlap in skills and industry settings, making them closely related but distinct in scope.

How does a credit risk associate typically collaborate with other teams within a financial institution?

Credit Risk Associates work closely with various departments, including front-office lending teams, compliance, and portfolio management. They regularly communicate with relationship managers to gather client information, and partner with data analysts to assess credit models and risk metrics. This collaborative environment ensures that credit decisions are well-informed and compliant with internal policies. Being proactive and communicative is key, as the role often requires balancing risk assessment with business growth objectives.
What are the most commonly searched types of Credit Risk jobs in Chattanooga, TN? The most popular types of Credit Risk jobs in Chattanooga, TN are:
What are popular job titles related to Credit Risk Associate jobs in Chattanooga, TN? For Credit Risk Associate jobs in Chattanooga, TN, the most frequently searched job titles are:
What job categories do people searching Credit Risk Associate jobs in Chattanooga, TN look for? The top searched job categories for Credit Risk Associate jobs in Chattanooga, TN are:
What cities near Chattanooga, TN are hiring for Credit Risk Associate jobs? Cities near Chattanooga, TN with the most Credit Risk Associate job openings:
Credit Risk Associate jobs near you
Infographic showing various Credit Risk Associate job openings in Chattanooga, TN as of August 2026, with employment types broken down into 1% As Needed, 68% Full Time, 28% Part Time, 1% Temporary, and 2% Contract. Highlights an 97% Physical, 1% Hybrid, and 2% Remote job distribution, with an average salary of $100,700 per year, or $48.4 per hour.

Distributor Accounts Receivable/Order Department Supervisor I or II

McKee Foods Corporation

College Dale, TN • On-site

$68K - $90K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 6 days ago

McKee Foods rating

7.7

Company rating: 7.7 out of 10

Based on 52 frontline employees who took The Breakroom Quiz

122nd of 436 rated food and drinks producers

Job description

Distributor Accounts Receivable & Order Management Supervisor I or II
Join America's favorite family bakery since 1934-home of Little Debbie®, Drake's® Cakes, and Sunbelt Bakery® Granola Bars. Work with legacy brands that bring smiles to faces nationwide, including yours. You'll experience a culture committed to work-life balance, guaranteed time off, and supportive health and wellness offerings. Enjoy profit sharing, long-term job security, and a range of exciting career paths. When you join McKee Foods, you'll discover a better way to live and work.
Pay
Salaried Grade 6 or 8
$68,800 - $90,700 / year, depending on experience and qualifications. Actual salaries may vary and in some cases may be higher with extensive experience and strong performance.
Schedule
Monday - Friday, 8:00 a.m. - 5:00 p.m.
Hybrid-remote (3-4 days onsite, as required by business need; initial training will be fully onsite)
Location
10260 McKee Road, Collegedale TN 37315
Job Summary
McKee Foods Corporation is seeking a Distributor Accounts Receivable & Order Management Supervisor to join the Corporate AR department. The Distributor Accounts Receivable & Order Management Supervisor leads and empowers the AR team to ensure accurate, timely, and efficient Order-to-Cash operations. This role oversees high-volume account management, risk mitigation, and operational budgeting while delivering exceptional service across internal and external stakeholders. A successful candidate will combine strong leadership, analytical problem-solving, and cross-functional collaboration to optimize AR processes and safeguard the company.
Responsibilities include but are not limited to the following:
  • Manage & Mentor: Lead daily Accounts Receivable (AR)/Order-to-Cash (O2C) operations, including hiring, onboarding, training, and performance evaluations
  • Goal Alignment: Establish departmental objectives, monitor team performance against KPIs, and foster a collaborative, high-performance team culture
  • Cross-Functional Teamwork: Promote active teamwork, open communication, and information sharing across key internal departments, including Field Sales Organization (FSO), Wholesale & Retail Trade Relations, Marketing, and Supply Chain
  • Cross-Functional System Development: Represent the Accounting Department's interests in tech and process initiatives by partnering closely with IT and other departments as needed to identify operational issues, write functional specifications, conduct testing, and ensure quality assurance
  • Process Automation & Risk Monitoring: Leverage new applications and system improvements to stay current with technology changes, streamline AR workflows, and enhance account monitoring to identify and classify risk exposure
  • Account Supervision: Review, analyze, and monitor accounts to enforce payment terms, minimize bad debt risk, reduce chargeback leakage, and flag suspicious or fraudulent activity
  • Transaction Approvals: Review and authorize high-level account transactions, including write-offs, chargebacks, and adjustments
  • Industry & Market Analysis: Track trade data, market trends, mergers and acquisitions, and bankruptcies to proactively protect against financial loss
  • Budgeting & Planning: Drive the annual operational planning and budgeting process; track expenditures to ensure adherence to financial plans
  • Customer Service Excellence: Oversee call center operations (handling 10,000+ calls annually) to ensure rapid, professional resolution of customer and field sales inquiries
  • O2C Leadership: Directs daily AR and Order Department operations by supervising high-volume collections, credit risk, and phone queues, while overseeing order processing, PO compliance, billing, and contracted carrier freight terms to optimize supply chain alignment and cash flow

Required Qualifications
  • Two or more years of college, Associate degree in Accounting, Finance, Business Administration, or related field, OR equivalent combination of education and experience (two years of experience may be substituted for one year of education)
  • 3+ years of progressive experience in accounts receivable, credit/collections, or financial operations
  • Proven ability to motivate, lead, and develop team members in a fast-paced environment
  • Strong proficiency with ERP systems, accounting software, and advanced Microsoft Excel
  • Demonstrated capability in root-cause analysis, complex reconciliation, and critical decision-making
  • Clear, professional verbal and written communication skills with a strong customer service orientation
  • Proven track record of handling sensitive financial data, customer account details, and proprietary business information with the utmost integrity and confidentiality.

Preferred Qualifications
  • Bachelor's degree in Accounting, Finance, Business Administration, or related field
  • 1-2+ years of direct supervisory or team lead experience in high-volume AR operations
  • Experience managing cross-functional order entry, customer service, or logistics teams alongside traditional accounting/AR roles

Benefits
  • Competitive weekly pay
  • Profit-sharing cash bonus program
  • 401(k) with matching contributions
  • 25 days Paid Time Off (for vacation, holidays, sick time, personal time, etc.)
  • Medical insurance, including health, dental, vision and prescription drug plan
  • Supplemental plans, including life insurance
  • Fully-paid parental leave
  • Health Center and Pharmacy
  • Mental wellness counseling (on-site in TN, virtual elsewhere)
  • Tuition reimbursement
  • Credit Union
  • Exercise and recreation facility
  • Wellness programs with incentives
  • Employee Assistance Program (EAP)
  • Short-term and long-term disability benefits (company-paid)

We are an Equal Opportunity Employer

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