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Credit Risk Associate Jobs in Tennessee (NOW HIRING)

The Risk Mitigation Associate - Fraud is a full-time position responsible for supporting GOVX's efforts to prevent fraudulent activity, promote customer satisfaction through financial transaction ...

The Risk Mitigation Associate Fraud is a full-time position responsible for supporting GOVXs efforts to prevent fraudulent activity, promote customer satisfaction through financial transaction ...

The Risk Mitigation Associate Fraud is a full-time position responsible for supporting GOVXs efforts to prevent fraudulent activity, promote customer satisfaction through financial transaction ...

The Risk Mitigation Associate - Fraud is a full-time position responsible for supporting GOVX's efforts to prevent fraudulent activity, promote customer satisfaction through financial transaction ...

The Risk Mitigation Associate Fraud is a full-time position responsible for supporting GOVXs efforts to prevent fraudulent activity, promote customer satisfaction through financial transaction ...

The Risk Mitigation Associate - Fraud is a full-time position responsible for supporting GOVX's efforts to prevent fraudulent activity, promote customer satisfaction through financial transaction ...

Credit Risk Committee and provide leadership in identifying, assessing, and mitigating credit risk ... Respectful demeanor toward other associates and managers that promotes a positive and professional ...

Credit Risk Committee and provide leadership in identifying, assessing, and mitigating credit risk ... Respectful demeanor toward other associates and managers that promotes a positive and professional ...

Credit Risk Committee and provide leadership in identifying, assessing, and mitigating credit risk ... Respectful demeanor toward other associates and managers that promotes a positive and professional ...

This role works closely with Credit Risk, Finance, and Data teams to develop analytical solutions ... clients, communities and associates unlock their full potential with capital and counsel.

This role works closely with Credit Risk, Finance, and Data teams to develop analytical solutions ... clients, communities and associates unlock their full potential with capital and counsel.

Credit Manager

Nashville, TN · On-site

$4.7K - $7.6K/mo

Ferguson is a community of proud associates who operate with the shared purpose of building ... Evaluate and approve credit applications, limits, and account changes based on risk analysis

Credit Manager

Nashville, TN · On-site

$4.7K - $7.6K/mo

Ferguson is a community of proud associates who operate with the shared purpose of building ... Evaluate and approve credit applications, limits, and account changes based on risk analysis

Ferguson is a community of proud associates who operate with the shared purpose of building ... Evaluate and approve credit applications, limits, and account changes based on risk analysis

Credit Manager

Nashville, TN · On-site

$4.7K - $7.6K/mo

Ferguson is a community of proud associates who operate with the shared purpose of building ... Evaluate and approve credit applications, limits, and account changes based on risk analysis

... associates thrive. Recognized as a Great Place to Work , we believe our success starts with ... risk and determine creditworthiness. * Underwrite, structure, and monitor a variety of consumer ...

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Credit Risk Associate information

See Tennessee salary details

$45.4K

$99.2K

$166.1K

How much do credit risk associate jobs pay per year?

As of Aug 1, 2026, the average yearly pay for credit risk associate in Tennessee is $99,215.00, according to ZipRecruiter salary data. Most workers in this role earn between $68,100.00 and $128,900.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Credit Risk Associate, and why are they important?

To thrive as a Credit Risk Associate, you need strong analytical skills, attention to detail, and a solid understanding of financial statements, typically backed by a degree in finance, economics, or a related field. Familiarity with risk assessment software, credit modeling tools, and proficiency in Excel or similar data analysis programs are essential technical requirements. Strong communication, problem-solving abilities, and sound judgment help you effectively collaborate with stakeholders and make informed recommendations. These skills and qualities are crucial for accurately assessing creditworthiness and minimizing financial risk for the organization.

What does a Credit Risk Associate do?

A Credit Risk Associate is responsible for assessing and managing the risk that a borrower may default on a loan or credit obligation. They analyze financial statements, credit reports, and market data to evaluate the creditworthiness of individuals or companies. Their work helps financial institutions make informed lending decisions, set appropriate credit limits, and comply with regulatory requirements. Credit Risk Associates also monitor existing credit exposures and may recommend strategies to mitigate potential losses.

What is the difference between Credit Risk Associate vs Credit Analyst?

AspectCredit Risk AssociateCredit Analyst
Required CredentialsBachelor's degree, relevant certifications often preferredBachelor's degree, certifications like CFA or credit-specific courses beneficial
Work EnvironmentFinancial institutions, banks, credit agenciesBanks, investment firms, credit rating agencies
Employer & Industry UsageCommonly used in risk management teamsUsed in credit assessment and lending decisions
Comparison Search IntentUnderstanding risk roles in creditAnalyzing creditworthiness of clients

Both roles involve assessing credit-related information, but Credit Risk Associates focus on managing overall risk exposure, while Credit Analysts evaluate individual creditworthiness. The roles often overlap in skills and industry settings, making them closely related but distinct in scope.

How does a Credit Risk Associate typically collaborate with other teams within a financial institution?

Credit Risk Associates work closely with various departments, including front-office lending teams, compliance, and portfolio management. They regularly communicate with relationship managers to gather client information, and partner with data analysts to assess credit models and risk metrics. This collaborative environment ensures that credit decisions are well-informed and compliant with internal policies. Being proactive and communicative is key, as the role often requires balancing risk assessment with business growth objectives.
What are the most commonly searched types of Credit Risk jobs in Tennessee? The most popular types of Credit Risk jobs in Tennessee are:
What are popular job titles related to Credit Risk Associate jobs in Tennessee? For Credit Risk Associate jobs in Tennessee, the most frequently searched job titles are:
What job categories do people searching Credit Risk Associate jobs in Tennessee look for? The top searched job categories for Credit Risk Associate jobs in Tennessee are:
What cities in Tennessee are hiring for Credit Risk Associate jobs? Cities in Tennessee with the most Credit Risk Associate job openings:
Infographic showing various Credit Risk Associate job openings in Tennessee as of July 2026, with employment types broken down into 1% As Needed, 69% Full Time, 27% Part Time, 1% Temporary, and 2% Contract. Highlights an 97% Physical, 1% Hybrid, and 2% Remote job distribution, with an average salary of $99,215 per year, or $47.7 per hour.

Risk Mitigation Associate - Fraud

GovX

La Vergne, TN • On-site

$20 - $23/hr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 27 days ago


Job description

The Risk Mitigation Associate – Fraud is a full-time position responsible for supporting GOVX’s efforts to prevent fraudulent activity, promote customer satisfaction through financial transaction processing, and minimize related financial losses. This role reports to the Risk Mitigation Manager and works closely with Member Services.

KEY RESPONSIBILITIES

  • Review: Orders flagged by automated fraud prevention systems; investigate account details, verify information via phone/email, and confirm or cancel orders.
  • Assist: Verify customer data and account history to prevent refund delays and mitigate fraud. Investigate: Potential violations of Terms of Use and educate customers to ensure compliance.
  • Identify: Trends and communicate findings across departments to improve fraud prevention processes.
  • Support: Investigate, analyze, and resolve chargeback cases; gather documentation to dispute unsupported claims.

Requirements

Education/Experience:Associate’s degree (Bachelor’s preferred) and 1+ years in e-commerce fraud or risk management.

Technical Proficiency:

  • ERP: NetSuite or similar software.
  • CRM: ServiceNow or similar enterprise level software
  • Payments: Braintree and PayPal environments.

Skills:  Strong analytical, organizational, and problem-solving abilities; capable of prioritizing in a fast-paced environment.

Attributes:

  • Ability to perform well in a highly dynamic, diverse, and rapidly changing environment. 
  • Candidates with prior GOVX experience must have proven performance in these areas. 

Work Environment:

This job operates in a professional office environment. This role routinely uses standard office equipment such as computers, phones, photocopiers, filing cabinets, and fax machines. This role occasionally must lift and carry office equipment. Occasional evening, night, and weekend shifts are required during peak season (e.g. Black Friday)

Physical - This is a sedentary role.

Mental – Problem solving, making decisions, interpreting data, organizing, and reading/write.

Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions.

Supervisory Responsibilities: None

Travel Requirements: None

Other duties:

Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required for this job. Duties, responsibilities, and activities may change at any time with or without notice.

Pay Range: $20.00 - $23.00 /hr.

Benefits

Paid Time Off, Paid Sick Leave, Paid Holidays

401(k) plan with discretionary match available

Medical, Dental, Vision, and Life Insurance

Flexible Spending Account (FSA), Health Savings Account (HSA)

Voluntary benefits including Critical Illness, Group Accident, Short Term Disability and Voluntary Life

Employee Referral Program

Discounts on the GOVX website