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Credit Risk Associate Salary Jobs in Texas (NOW HIRING)

Morgan Stanley

Insurance Risk Associate

Dallas, TX · On-site

$98K - $137K/yr

We're seeking someone to join our team as an Insurance Risk Associate reporting to an Executive Director in the management of various policy lines focusing on professional liability, directors ...

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Credit Risk Associate Salary information

What is the average salary for a credit risk associate?

The average salary for a Credit Risk Associate in the United States typically ranges from $70,000 to $100,000 per year, depending on factors such as experience, location, and the size of the employer. Entry-level positions may start around $60,000, while those with several years of experience or in major financial centers like New York City can earn over $110,000. Bonuses and additional compensation may also be offered, especially at larger banks or financial firms.

What are the key skills and qualifications needed to thrive as a credit risk associate, and why are they important?

To thrive as a Credit Risk Associate, you need strong analytical skills, financial acumen, and a degree in finance, economics, or a related field. Familiarity with financial modeling tools, risk assessment software, and proficiency in Excel or SQL are typically required. Attention to detail, effective communication, and problem-solving abilities help professionals stand out in this position. These skills are crucial for evaluating creditworthiness, mitigating risk, and supporting sound lending decisions in financial institutions.

What are the typical career advancement opportunities for a credit risk associate within the financial industry?

As a Credit Risk Associate, you can expect clear pathways for career progression, often advancing to Senior Associate, Credit Risk Manager, or specialized roles within risk management. Many organizations offer mentorship, training, and rotational programs to help associates develop analytical and decision-making skills needed for more senior positions. Advancement is typically based on demonstrated expertise in assessing creditworthiness, collaborating effectively with cross-functional teams, and managing increasingly complex portfolios. Proactive engagement in professional development and taking on challenging projects can accelerate your growth within this field.

What is the difference between Credit Risk Associate Salary vs Credit Analyst Salary?

AspectCredit Risk AssociateCredit Analyst
Required CredentialsBachelor's degree, certifications like CFA or credit risk coursesBachelor's degree, certifications like CFA or financial analysis courses
Work EnvironmentFinancial institutions, risk management teamsBanks, lending institutions, financial services
Employer & Industry UsageUsed in risk management roles within financeCommon in credit analysis and lending departments

Both roles often require similar educational backgrounds and certifications, and they operate within financial institutions. While Credit Risk Associates focus on assessing and managing risk exposure, Credit Analysts primarily evaluate creditworthiness of clients. Salary differences depend on experience and location but generally remain comparable within the finance industry.

What does a credit risk associate do?

A credit risk associate evaluates the creditworthiness of individuals or businesses to determine the likelihood of default on loans or credit agreements. They analyze financial statements, credit reports, and market data, often using risk assessment tools and models, to support lending decisions and manage credit portfolios.

What are popular job titles related to Credit Risk Associate Salary jobs in Texas?

For Credit Risk Associate Salary jobs in Texas, the most frequently searched job titles are:

What job categories do people searching Credit Risk Associate Salary jobs in Texas look for?

The top searched job categories for Credit Risk Associate Salary jobs in Texas are:

What cities in Texas are hiring for Credit Risk Associate Salary jobs?

Cities in Texas with the most Credit Risk Associate Salary job openings:

Credit Risk Associate Salary jobs near you
Infographic showing various Credit Risk Associate Salary job openings in Texas as of August 2026, with employment types broken down into 86% Full Time, 12% Part Time, and 2% Contract. Highlights an 90% Physical, 3% Hybrid, and 7% Remote job distribution.

B2B Credit Risk Manager

Dallas, TX • Hybrid

Uber Technologies, Inc.
Ground Public Transportation • 10K+ employees

6.7

Company rating: 6.7 out of 10

Based on 117 frontline employees who took The Breakroom Quiz

4th of 9 rated taxi private hire

People enjoy working here

Recommended by students

Recommended by parents

Learn more about Uber Technologies, Inc.external

Full-time

Retirement

Re-posted 14 days ago

Job description

~~ ~~ ~~

This is a hybrid role and you must be located in, or willing to relocate to, Dallas or San Francisco for the position.

About the Role

The Credit team's mission is to protect company revenue while enabling sustainable business growth through effective credit risk management, working capital optimization, and strong partnership with commercial teams.

As a B2B Credit Risk Manager, you will lead initiatives across Credit Risk Management, Process Improvement & AI Automation, Cross Functional Initiatives. This work directly impacts cash flow, profitability, and risk mitigation, while enabling Uber to grow safely and efficiently. 

What You'll Do

  • Manage and control global exposure with a team of three direct reports
  • Approved Credit limits for all new UBER customers across all business lines
  • Resolve ad hoc requests: Credit limit increase, Changes on method payment, Review and approved Payment term extensions, Payment Plans, Calculate Late Payment fees for overdue accounts, provide Finance analysis for customers Financial statements (P&L, Balance sheet, Cash flow)
  • Monitor Customers' creditworthiness to control and minimize UBER AR exposure
  • Partner with different teams as Sales, Operations, Finance, Revenue Accounting, and IT across different lines of Business and with a global scope
  • Manage Credit Agencies and External collection agencies
  • Manage the AFDA calculation
  • Stakeholder Management & Negotiation
  • Leadership & Team Management
  • Process Improvement & Automation
  • Problem Solving & Decision-Making
  • Strong understanding of credit policies, financial controls, and compliance frameworks

Basic Qualifications

  • Bachelors Degree
  • 8+ years of experience in credit risk, collections, or finance roles in B2B operations in International Corporations
  • Experience working with ERP systems (e.g., Oracle) and data/reporting tools (e.g., Tableau)

Preferred Qualifications

  • 10+ years of experience in credit risk, collections, or finance roles in B2B operations in International Corporations 
  • Credit Risk & Financial Analysis
  • CICP - Certified International Credit Professional, CBA - Credit Business Associate or CCE - Certified Credit Executive

Ready to Ride?


This isn't the kind of place where you follow a playbook - it's where you help write one. If you're driven by impact, energized by challenge, and ready to shape how the world moves - we'd love to hear from you.


You may be eligible for bonuses, equity, and other compensation, as well as a range of benefits. Explore our benefits.


Offices remain key to collaboration and Uber's culture. Unless approved for full remote work, employees must spend at least 50% of their time in-office. Some roles, like those at greenlight hubs, require full-time in-office presence. Ask your Recruiter for details about this role's requirements.


Uber is proud to be an Equal Opportunity employer. All qualified applicants will receive consideration for employment without regard to sex, gender identity, sexual orientation, race, color, religion, national origin, disability, protected Veteran status, age, or any other characteristic protected by law. We also consider qualified applicants regardless of criminal histories, consistent with legal requirements. If you have a disability or special need that requires accommodation, please let us know by completing this form.

For Dallas, TX-based roles: The base salary range for this role is USD $126,000 per year - USD $140,000 per year.

For San Francisco, CA-based roles: The base salary range for this role is USD $140,000 per year - USD $155,000 per year.


 

For all US locations, you will be eligible to participate in Uber's bonus program, and may be offered an equity award & other types of comp. All full-time employees are eligible to participate in a 401(k) plan. You will also be eligible for various benefits.

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