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Credit Risk Associate Salary Jobs in Texas (NOW HIRING)

Collaborates with cross functional teams including Counterparty Credit Risk, Liquidity Risk ... The salary range is indicative for roles at the same level within DTCC across all US locations.

New

Collaborates with cross functional teams including Counterparty Credit Risk, Liquidity Risk ... The salary range is indicative for roles at the same level within DTCC across all US locations.

New

Collaborates with cross functional teams including Counterparty Credit Risk, Liquidity Risk ... The salary range is indicative for roles at the same level within DTCC across all US locations.

Collaborates with cross functional teams including Counterparty Credit Risk, Liquidity Risk ... The salary range is indicative for roles at the same level within DTCC across all US locations.

Collaborates with cross functional teams including Counterparty Credit Risk, Liquidity Risk ... The salary range is indicative for roles at the same level within DTCC across all US locations.

Showing results 21-40

Credit Risk Associate Salary information

What is the difference between Credit Risk Associate Salary vs Credit Analyst Salary?

AspectCredit Risk AssociateCredit Analyst
Required CredentialsBachelor's degree, certifications like CFA or credit risk coursesBachelor's degree, certifications like CFA or financial analysis courses
Work EnvironmentFinancial institutions, risk management teamsBanks, lending institutions, financial services
Employer & Industry UsageUsed in risk management roles within financeCommon in credit analysis and lending departments

Both roles often require similar educational backgrounds and certifications, and they operate within financial institutions. While Credit Risk Associates focus on assessing and managing risk exposure, Credit Analysts primarily evaluate creditworthiness of clients. Salary differences depend on experience and location but generally remain comparable within the finance industry.

What does a credit risk associate do?

A credit risk associate evaluates the creditworthiness of individuals or businesses to determine the likelihood of default on loans or credit agreements. They analyze financial statements, credit reports, and market data, often using risk assessment tools and models, to support lending decisions and manage credit portfolios.

What are the typical career advancement opportunities for a credit risk associate within the financial industry?

As a Credit Risk Associate, you can expect clear pathways for career progression, often advancing to Senior Associate, Credit Risk Manager, or specialized roles within risk management. Many organizations offer mentorship, training, and rotational programs to help associates develop analytical and decision-making skills needed for more senior positions. Advancement is typically based on demonstrated expertise in assessing creditworthiness, collaborating effectively with cross-functional teams, and managing increasingly complex portfolios. Proactive engagement in professional development and taking on challenging projects can accelerate your growth within this field.

What is the average salary for a credit risk associate?

The average salary for a Credit Risk Associate in the United States typically ranges from $70,000 to $100,000 per year, depending on factors such as experience, location, and the size of the employer. Entry-level positions may start around $60,000, while those with several years of experience or in major financial centers like New York City can earn over $110,000. Bonuses and additional compensation may also be offered, especially at larger banks or financial firms.

What are the key skills and qualifications needed to thrive as a credit risk associate, and why are they important?

To thrive as a Credit Risk Associate, you need strong analytical skills, financial acumen, and a degree in finance, economics, or a related field. Familiarity with financial modeling tools, risk assessment software, and proficiency in Excel or SQL are typically required. Attention to detail, effective communication, and problem-solving abilities help professionals stand out in this position. These skills are crucial for evaluating creditworthiness, mitigating risk, and supporting sound lending decisions in financial institutions.
What are popular job titles related to Credit Risk Associate Salary jobs in Texas? For Credit Risk Associate Salary jobs in Texas, the most frequently searched job titles are:
What job categories do people searching Credit Risk Associate Salary jobs in Texas look for? The top searched job categories for Credit Risk Associate Salary jobs in Texas are:
What cities in Texas are hiring for Credit Risk Associate Salary jobs? Cities in Texas with the most Credit Risk Associate Salary job openings:
Infographic showing various Credit Risk Associate Salary job openings in Texas as of August 2026, with employment types broken down into 87% Full Time, 10% Part Time, and 3% Contract. Highlights an 92% Physical, 2% Hybrid, and 6% Remote job distribution.

Risk Management - Wholesale Credit Loss Forecasting Associate

JPMorgan Chase & Co

Plano, TX • On-site

Full-time

Medical, Retirement

Posted 3 days ago

New


JPMorgan Chase & Co. rating

8.0

Company rating: 8.0 out of 10

Based on 493 frontline employees who took The Breakroom Quiz

73rd of 170 rated banks


Job description

Help shape how we forecast credit losses in changing markets. In this role, your analysis of commercial real estate exposures will inform quarterly allowance and stress testing outcomes used by senior risk stakeholders. You will partner across risk, finance, modeling, and technology to explain key assumptions and results with clarity. Join a team that values strong analytics, collaboration, and continuous improvement.

As a Wholesale Credit Loss Forecasting Associate in the Corporate and Investment Bank Stress Testing team, you will analyze wholesale credit loss estimation results for the commercial real estate portfolio and help translate them into clear insights for stakeholders. You will support quarterly allowance and stress testing exercises by communicating key assumptions, drivers, and outcomes. You will collaborate with partners across the firm to strengthen processes, improve reporting, and enhance insight quality. You will help us monitor portfolio risk and respond quickly as market conditions evolve.

Job Responsibilities 

  • Deliver portfolio analytics and reporting to support allowance and stress testing forecasts for commercial real estate exposures
  • Analyze scenario results and key loss drivers across multiple stress scenarios and monitoring cycles
  • Calculate and explain core model behaviors and parameters and how they translate into loss estimates
  • Track risk limit usage in partnership with credit officers and escalate emerging trends as needed
  • Support stress estimates for large transactions by compiling inputs, running analyses, and summarizing results
  • Run ad hoc scenario analysis for senior management based on evolving market conditions
  • Partner with lines of business and teams across risk, finance, model risk, quantitative research, technology, and data to align on assumptions and deliverables
  • Develop a strong understanding of allowance and stress testing estimation processes and apply that knowledge to improve day-to-day execution
  • Improve analytical workflows to increase efficiency, accuracy, and consistency of results
  • Contribute to model enhancements and results platform updates through testing, documentation, and feedback

Required Qualifications, Capabilities, and Skills 

  • Bachelor's degree in business, finance, accounting, or a related field
  • 3 years of experience in financial services
  • Knowledge of commercial real estate, including common benchmarks, market conditions, and underwriting metrics across property types
  • Analytical skills in financial risk frameworks and portfolio monitoring
  • Ability to work across diverse groups to understand requirements, build alignment, and execute agreed plans
  • Strong written and verbal communication skills, including the ability to explain complex topics concisely for management audiences
  • Strong attention to detail, ownership, and follow-through in time-sensitive deliverables
  • Proficiency in Microsoft Excel, PowerPoint, and other Microsoft Office applications

Preferred Qualifications, Capabilities, and Skills 

  • Experience with credit loss accounting standards, including Current Expected Credit Loss and International Financial Reporting Standard 9
  • Familiarity with regulatory stress testing frameworks and processes
  • Experience with data visualization and analysis tools such as Tableau and Python
  • Familiarity with using artificial intelligence tools to support analysis and reporting in a controlled environment
JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process. 

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans

J.P. Morgan's Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world. 

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