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Credit Risk Analyst Jobs in Iowa (NOW HIRING)

... variability, credit, alternative investment, or liquidity risks. * Collaborate with key ... Apply risk management techniques and procedures, including the company's mandated risk ...

... Production Tax Credit (PTC) and Department of Energy (DOE) loan programs associated with the ... Risk Assessment: Identify and mitigate compliance risks related to wage and labor requirements ...

... Production Tax Credit (PTC) and Department of Energy (DOE) loan programs associated with the ... Risk Assessment: Identify and mitigate compliance risks related to wage and labor requirements ...

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Showing results 1-20

Credit Risk Analyst information

See Iowa salary details

$34.8K

$107K

$185.5K

How much do credit risk analyst jobs pay per year?

As of May 30, 2026, the average yearly pay for credit risk analyst in Iowa is $106,964.00, according to ZipRecruiter salary data. Most workers in this role earn between $77,500.00 and $132,000.00 per year, depending on experience, location, and employer.

What Does a Credit Risk Analyst Do?

A credit risk analyst evaluates the creditworthiness of individuals or businesses seeking loans or credit cards. As a credit risk analyst, you must be systematic and thorough in examining each applicant’s financial information to provide a recommendation of whether or not your employer should grant credit to the applicant. Essentially, you are evaluating the risk to reward ratio of each loan applicant. Your job duties include the analysis of credit scores and credit reports, payment history, bank statements, and other financial statements. Depending on the scope of your job, you may collect this information directly from clients and inform them if the institution can approve or deny their credit or loan application.

What are the key skills and qualifications needed to thrive as a Credit Risk Analyst, and why are they important?

To thrive as a Credit Risk Analyst, you need strong analytical skills, a solid understanding of financial principles, and typically a degree in finance, economics, or a related field. Familiarity with risk assessment tools, statistical software (such as SAS or R), and financial modeling systems is often required, along with relevant certifications like FRM or CFA being advantageous. Attention to detail, effective communication, and sound judgment are essential soft skills for presenting findings and collaborating with stakeholders. These competencies are crucial for accurately assessing creditworthiness, minimizing financial risk, and supporting informed lending decisions.

What are some common challenges faced by Credit Risk Analysts when assessing new clients or loan applications?

Credit Risk Analysts often encounter challenges such as limited financial data, rapidly changing market conditions, and the need to balance risk with business growth objectives. They must carefully analyze incomplete or inconsistent client information while ensuring compliance with regulatory requirements. Collaborating with relationship managers and other departments is essential to gather additional insights and make informed recommendations, making strong communication and analytical skills crucial in overcoming these challenges.

What is the difference between Credit Risk Analyst vs Credit Analyst?

AspectCredit Risk AnalystCredit Analyst
Primary FocusAssessing the risk of default on loans and credit productsEvaluating creditworthiness of individual or business applicants
Required CredentialsTypically a degree in finance, economics, or related field; certifications like CFA or credit-specific coursesSimilar credentials; often the same certifications or degrees
Work EnvironmentFinancial institutions, risk management departmentsBanks, lending institutions, credit departments
Industry UsageCommonly used in risk assessment and managementPrimarily in lending and credit evaluation

While both roles involve evaluating credit, a Credit Risk Analyst focuses on assessing the overall risk associated with credit portfolios, whereas a Credit Analyst evaluates individual credit applications. The roles often overlap in credentials and work environment, but their specific focus differs within the credit industry.

What are popular job titles related to Credit Risk Analyst jobs in Iowa? For Credit Risk Analyst jobs in Iowa, the most frequently searched job titles are:
What job categories do people searching Credit Risk Analyst jobs in Iowa look for? The top searched job categories for Credit Risk Analyst jobs in Iowa are:
What are popular job titles related to Credit Risk Analyst jobs in IA? For Credit Risk Analyst jobs in IA, the most frequently searched job titles are:
Infographic showing various Credit Risk Analyst job openings in Iowa as of May 2026, with employment types broken down into 1% As Needed, 81% Full Time, 15% Part Time, 1% Temporary, and 2% Contract. Highlights an 57% Physical, 3% Hybrid, and 40% Remote job distribution, with an average salary of $106,964 per year, or $51.4 per hour.

Real Estate Analyst LIHTC - Aegon AM

Aegon Asset Management

Cedar Rapids, IA • Hybrid

Full-time

Medical, Retirement

Posted 19 days ago


Job description

Job Description SummaryAegon Asset Management (Aegon AM) is a leading global investor. Our 350 investment professionals manage and advise on assets of US $384 billion for a global client base of pension plans, public funds, insurance companies, banks, wealth managers, family offices and foundations.
We organize our firm around four investment platforms: fixed income, real assets, equities and multi-asset & solutions, which includes a fiduciary and multi-manager business. Each investment platform has dedicated teams with deep asset-class expertise, organized globally and committed to maximizing client benefit from their specialist areas.
We are an international business: Our 1,125 employees work from 14 locations across Europe, the Americas and Asia. We share a common belief in fundamental, research-driven active management, underpinned by effective risk management and a commitment to responsible investment.
Position Overview:
The Real Estate Analyst supports the Tax Credit Asset Management team in the performance, compliance, and long-term stability of a national portfolio of affordable housing investments on behalf of our institutional investor clients. This role is responsible for protecting investor tax credit delivery, mitigating economic and compliance risks, and supporting Asset Managers in monitoring financial, operational, and partnership performance across the portfolio of investments financed through the Low-Income Housing Tax Credit (LIHTC) program. The Analyst provides critical analytical, reporting, and risk tracking support that ensures real estate assets perform as underwritten and that investor benefits are preserved throughout the compliance period and beyond.Job DescriptionResponsibilities:
  • Collect, input, and review construction, marketing and leasing reports, and assist with equity disbursements.

  • Review monthly and quarterly financial statements, rent rolls, budgets, and operating trends to identify risks to investor returns and property performance.

  • Monitor and forecast investor tax credit delivery, losses, cash flows, and adjuster exposure to ensure full benefit realization.

  • Assist in evaluating capital calls, guaranty obligations, and workout strategies for underperforming assets.

  • Analyze reserve levels, operating deficits, and capital needs; escalate risks impacting investor economics or asset health.

  • Prepare internal reports and investor facing memos detailing performance, risks, and recommended mitigation actions.

  • Participate in communication with general partners, property managers, lenders, and internal teams.

  • Assist with Year 15 strategy analysis, including disposition scenarios and investor exit recommendations.

  • Maintain accurate and timely documentation within asset management systems and shared platforms.

  • Conduct property site inspections.

  • Leverage AI driven tools, automation, and other innovative technologies to enhance process efficiency, improve data quality, and streamline reporting workflows.

Required Qualifications:

Analyst:

  • Bachelor's degree in real estate finance, economics, business, accounting, or related field, or equivalent experience.

  • Solid financial skills and knowledge.

  • Strong analytical skills and attention to detail.

  • Excellent written and presentation skills.

  • Team player able to organize short and long term projects and tasks to accomplish departmental goals.

  • Proficiency using MS Office products.

Senior Analyst:

  • Bachelor's degree in real estate finance, economics, business, accounting, or related field, or equivalent experience.

  • Three years of experience in asset management, commercial real estate, property management, low-income housing tax credit or relevant area.

  • Solid financial skills and knowledge.

  • Strong analytical skills and attention to detail

  • Excellent written and presentation skills.

  • Team player able to organize short and long term projects and tasks to accomplish departmental goals.

  • Proficiency using MS Office products.

Job and compensation levels depend upon an applicant's qualifications including the extent of candidate's relevant experience and other job-related factors and will be determined by hiring supervisors/managers and HR.

At Aegon Asset Management, we are committed to fostering a diverse workforce and an inclusive culture. We are more than a global Asset Management firm - we are a people business, and we recognize that delivering excellent client outcomes comes from embracing diverse perspectives. We value diversity in the full range of human uniqueness without limitation including race, gender, ability, language, culture, beliefs, age, origin, background, perspectives and experiences.

#LI-Hybrid

Why Work for Us

At Aegon Asset Management, we invest in You.

Our people are our greatest asset; with a competitive rewards program including incentive compensation, health and wellness benefits, retirement programs, and learning and development opportunities, our employees are engaged and empowered.  Come be a part of driving our success!

Equal Opportunity Employer:

AEGON USA Realty Advisors, LLC, is an Equal Employment Opportunity/ Affirmative Action Employer and does not discriminate against any applicant or employee because of age, religion, sex, gender identity, genetic information, race, color, national origin, pregnancy, sexual orientation, marital status, participation in the uniformed services (e.g. U.S. Armed Forces, National Guard), physical or mental disability, or any other status protected by federal, state, or local equal employment opportunities laws.
Applicants with physical or mental disabilities may be entitled to a form of reasonable accommodation under the Americans with Disabilities Act and certain state and local laws. A reasonable accommodation is a change in the way things are normally done which will insure equal employment opportunity without imposing undue hardship on the Aegon Companies. Please contact: applicantsupport@aegonusa.com if you are a job seeker with a disability, or are assisting someone with a disability, and require assistance to apply for one of our jobs.


Technical Assistance:

If you experience technical problems during the application process, please email applicantsupport@aegonusa.com.