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Credit Risk Analyst Jobs in Florida (NOW HIRING)

BNY

Senior Vice President, Credit Risk

Lake Mary, FL · On-site

$143K - $190K/yr

Conduct statistical analyses to quantify risk, using statistical analysis software or econometric ... Perform Credit Analysis & Approval/Portfolio Management by completing complex analyses of industry ...

BNY

Senior Vice President, Credit Risk

Lake Mary, FL · On-site +1

$143K - $190K/yr

Conduct statistical analyses to quantify risk, using statistical analysis software or econometric ... Perform Credit Analysis & Approval/Portfolio Management by completing complex analyses of industry ...

BNY Mellon

Senior Vice President, Credit Risk

Lake Mary, FL · On-site

$143K - $190K/yr

Conduct statistical analyses to quantify risk, using statistical analysis software or econometric ... Perform Credit Analysis & Approval/Portfolio Management by completing complex analyses of industry ...

SCCU

Sr. Risk Analyst

Melbourne, FL · On-site

$75K/yr

At Space Coast Credit Union (SCCU) , our members are at the heart of everything we do. Since 1951 ... As a Senior Risk Analyst in our Melbourne Headquarters location, you will serves as a senior ...

SCCU

Sr. Risk Analyst

Melbourne, FL · Hybrid

$75K/yr

At Space Coast Credit Union (SCCU) , our members are at the heart of everything we do. Since 1951 ... As a Senior Risk Analyst in our Melbourne Headquarters location, you will serves as a senior ...

Suncoast Credit Union

Third Party Risk Analyst

Tampa, FL · Remote

$60K - $90K/yr

... Party Risk Analyst supports the Third-Party Risk Management (TPRM) program by executing risk ... Strong knowledge and understanding of credit union products, services, policies, and procedures

Suncoast Credit Union

Third Party Risk Analyst

Tampa, FL · On-site

$60K - $90K/yr

... Party Risk Analyst supports the Third-Party Risk Management (TPRM) program by executing risk ... Strong knowledge and understanding of credit union products, services, policies, and procedures

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Showing results 21-40

All JobsCredit Risk Analyst JobsCredit Risk Analyst Jobs in Florida

Credit Risk Analyst information

See Florida salary details

$27.6K

$85.1K

$147.6K

How much do credit risk analyst jobs pay per year?

As of Aug 19, 2026, the average yearly pay for credit risk analyst in Florida is $85,102.00, according to ZipRecruiter salary data. Most workers in this role earn between $61,700.00 and $105,000.00 per year, depending on experience, location, and employer.

What does a credit risk analyst do?

A Credit Risk Analyst assesses the creditworthiness of individuals or organizations by analyzing financial data, credit reports, and economic conditions. Their main goal is to determine the likelihood that a borrower will default on their financial obligations. They use statistical models, risk assessment tools, and industry knowledge to evaluate risk and help lenders make informed lending decisions. Credit Risk Analysts often prepare reports, recommend risk mitigation strategies, and monitor existing credit portfolios for potential risks.

What does a credit risk analyst do?

A credit risk analyst evaluates the creditworthiness of individuals or businesses seeking loans or credit cards. As a credit risk analyst, you must be systematic and thorough in examining each applicant’s financial information to provide a recommendation of whether or not your employer should grant credit to the applicant. Essentially, you are evaluating the risk to reward ratio of each loan applicant. Your job duties include the analysis of credit scores and credit reports, payment history, bank statements, and other financial statements. Depending on the scope of your job, you may collect this information directly from clients and inform them if the institution can approve or deny their credit or loan application.

What are the key skills and qualifications needed to thrive as a credit risk analyst, and why are they important?

To thrive as a Credit Risk Analyst, you need strong analytical skills, a solid understanding of financial principles, and typically a degree in finance, economics, or a related field. Familiarity with risk assessment tools, statistical software (such as SAS or R), and financial modeling systems is often required, along with relevant certifications like FRM or CFA being advantageous. Attention to detail, effective communication, and sound judgment are essential soft skills for presenting findings and collaborating with stakeholders. These competencies are crucial for accurately assessing creditworthiness, minimizing financial risk, and supporting informed lending decisions.

What are some common challenges faced by credit risk analysts when assessing new clients or loan applications?

Credit Risk Analysts often encounter challenges such as limited financial data, rapidly changing market conditions, and the need to balance risk with business growth objectives. They must carefully analyze incomplete or inconsistent client information while ensuring compliance with regulatory requirements. Collaborating with relationship managers and other departments is essential to gather additional insights and make informed recommendations, making strong communication and analytical skills crucial in overcoming these challenges.

What is the difference between Credit Risk Analyst vs Credit Analyst?

AspectCredit Risk AnalystCredit Analyst
Primary FocusAssessing the risk of default on loans and credit productsEvaluating creditworthiness of individual or business applicants
Required CredentialsTypically a degree in finance, economics, or related field; certifications like CFA or credit-specific coursesSimilar credentials; often the same certifications or degrees
Work EnvironmentFinancial institutions, risk management departmentsBanks, lending institutions, credit departments
Industry UsageCommonly used in risk assessment and managementPrimarily in lending and credit evaluation

While both roles involve evaluating credit, a Credit Risk Analyst focuses on assessing the overall risk associated with credit portfolios, whereas a Credit Analyst evaluates individual credit applications. The roles often overlap in credentials and work environment, but their specific focus differs within the credit industry.

How much does a credit risk analyst earn?

The average salary for a credit risk analyst typically ranges from $60,000 to $90,000 annually, depending on experience, location, and industry. Entry-level positions may start lower, while experienced analysts with certifications can earn higher salaries and bonuses.

Is a credit risk analyst entry level?

A credit risk analyst can be an entry-level position, often requiring a bachelor's degree in finance, economics, or related fields. Some roles may require prior internship experience or familiarity with financial analysis tools, but many companies offer training for new graduates. Advancement typically depends on experience, skills, and certifications such as the CFA or credit analysis courses.

What is the average salary of a Credit Risk Analyst?

The average salary of a Credit Risk Analyst typically ranges from $60,000 to $85,000 per year, depending on experience, location, and industry. Professionals in this role often require strong analytical skills and knowledge of financial modeling tools.
More about Credit Risk Analyst jobs

What are the most commonly searched types of Credit Risk Analyst jobs in Florida?

The most popular types of Credit Risk Analyst jobs in Florida are:

What are popular job titles related to Credit Risk Analyst jobs in Florida?

For Credit Risk Analyst jobs in Florida, the most frequently searched job titles are:

What job categories do people searching Credit Risk Analyst jobs in Florida look for?

The top searched job categories for Credit Risk Analyst jobs in Florida are:

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Cities in Florida with the most Credit Risk Analyst job openings:

What are popular job titles related to Credit Risk Analyst jobs in FL?

For Credit Risk Analyst jobs in FL, the most frequently searched job titles are:

Credit Risk Analyst jobs near you
Infographic showing various Credit Risk Analyst job openings in Florida as of August 2026, with employment types broken down into 98% Full Time, and 2% Contract. Highlights an 98% In-person, and 2% Hybrid job distribution, with an average salary of $85,102 per year, or $40.9 per hour.

AVP, Credit Risk Control

Cantor Fitzgerald Securities

Jacksonville, FL

Full-time

Posted 27 days ago

Job description

We are seeking an Assistant Vice President to join our Credit Risk Control function, supporting the firm's broker-dealer's trading activities with Counterparties. This role is central to ensuring the firm's pre-trade and post-trade risk controls comply with SEC Rule 15c3-5 (the Market Access Rule) and internal risk appetite, working closely with Technology, Compliance, and Trading Desk stakeholders.

  • 3-4 years of experience in credit risk, market risk, or risk control functions at a broker-dealer, bank, or trading firm

  • Direct working knowledge of SEC Rule 15c3-5 and pre-trade risk control frameworks (required)

  • Familiarity with front office Order Management Systems (OMS) and how limit checks integrate with trading workflows (required)

  • Familiarity with FINRA rules related to supervision of algorithmic trading and market access (e.g., Rule 3110, guidance on effective supervisory procedures)

  • Understanding of counterparty credit risk concepts: exposure measurement, margin/collateral, netting, and limit-setting methodologies

  • Experience with electronic trading infrastructure or FIX protocol a plus

  • Strong SQL/Python/Excel/Power BI skills for data analysis and control monitoring

  • Bachelor's degree in Finance, Economics, Mathematics, or related field; relevant certifications (FRM, CFA) a plus

  • Excellent communication skills; ability to work cross-functionally with Trading, Technology, Compliance, and Legal

#LI-PM1

  • Own and monitor daily credit and capital thresholds under SEC Rule 15c3-5, including client-level, desk-level, and aggregate market access limits

  • Design, calibrate, and periodically review pre-trade risk controls (order size, notional, price collar, message rate, and erroneous order checks) in coordination with electronic trading and technology teams

  • Investigate limit breaches, exception reports, and control overrides; escalate material issues per governance protocol

  • Partner with Compliance on the annual CEO certification process required under 15c3-5, including documentation of control effectiveness testing

  • Support onboarding of new clients/counterparties by setting risk-based credit limits and market access parameters

  • Monitor counterparty exposure (gross and net), margin/collateral sufficiency, and concentration risk across products

  • Produce regular MI/reporting for senior management, Risk Committee, and regulators (FINRA, SEC) on market access control performance

  • Contribute to control enhancement projects, including automation of limit monitoring and real-time surveillance tooling

  • Stay current on regulatory developments affecting market access, algorithmic trading controls, and broker-dealer risk management

  • Provide Reporting on limit usage, reporting on breaches and escalation to Senior management

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