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Credit Repair Representative Jobs (NOW HIRING)

Farmers Home Furniture

Credit Representative

Dayton, TN ยท On-site

Initiates credit investigations by telephone for new credit account applicants under the direction ... Logs customer service requests into PQA and schedules merchandise repairs for customers. * Assist ...

Farmers Home Furniture

Credit Representative

Inman, SC ยท On-site

Initiates credit investigations by telephone for new credit account applicants under the direction ... Logs customer service requests into PQA and schedules merchandise repairs for customers. * Assist ...

Farmers Home Furniture

Credit Representative

Jackson, TN ยท On-site

Initiates credit investigations by telephone for new credit account applicants under the direction ... Logs customer service requests into PQA and schedules merchandise repairs for customers. * Assist ...

Farmers Home Furniture

Credit Representative

Camilla, GA ยท On-site

Initiates credit investigations by telephone for new credit account applicants under the direction ... Logs customer service requests into PQA and schedules merchandise repairs for customers. * Assist ...

Farmers Home Furniture

Credit Representative

Aiken, SC ยท On-site

Initiates credit investigations by telephone for new credit account applicants under the direction ... Logs customer service requests into PQA and schedules merchandise repairs for customers. * Assist ...

Farmers Home Furniture

Credit Representative

Monroe, GA ยท On-site

Initiates credit investigations by telephone for new credit account applicants under the direction ... Logs customer service requests into PQA and schedules merchandise repairs for customers. * Assist ...

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Credit Repair Representative information

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$32

How much do credit repair representative jobs pay per hour?

As of Sep 7, 2026, the average hourly pay for credit repair representative in the United States is $23.19, according to ZipRecruiter salary data. Most workers in this role earn between $19.23 and $25.96 per hour, depending on experience, location, and employer.

What does a credit repair representative do?

A Credit Repair Representative helps individuals review and improve their credit reports by identifying inaccuracies or negative items that can be disputed with credit bureaus. They guide clients through the process of understanding their credit, disputing errors, and suggesting steps to build or rebuild credit. Their ultimate goal is to help clients achieve better credit scores and financial health by offering personalized advice and support throughout the credit repair process.

What are the key skills and qualifications needed to thrive as a credit repair representative?

To thrive as a Credit Repair Representative, you need a solid understanding of credit reporting, financial regulations such as the Fair Credit Reporting Act (FCRA), and typically a high school diploma or equivalent. Familiarity with credit repair software, CRM systems, and credit bureau portals is commonly required. Strong communication, negotiation, and problem-solving skills help build trust with clients and effectively resolve disputes. These competencies are crucial for ensuring client satisfaction, regulatory compliance, and successful improvement of clients' credit profiles.

What are some common challenges faced by credit repair representatives when working with clients, and how can they be effectively managed?

Credit Repair Representatives often encounter challenges such as clients' unrealistic expectations for quick results and limited documentation or responsiveness from clients. Managing these challenges involves clear communication about the credit repair process, timelines, and legal limitations. Representatives need to educate clients on the importance of providing accurate information and staying engaged throughout the process. Building trust and setting realistic goals can help foster long-term relationships and improve client satisfaction.

What is the difference between Credit Repair Representative vs Credit Counselor?

AspectCredit Repair RepresentativeCredit Counselor
CredentialsTypically requires knowledge of credit laws, certifications like CCA or NCCO beneficialOften requires certification such as Certified Credit Counselor (CCC)
Work EnvironmentWork with credit bureaus, clients, and financial institutions to dispute errorsProvide financial advice, budgeting, and debt management guidance
Employer & Industry UsageFinancial services, credit repair companies, debt relief firmsNon-profit agencies, banks, credit counseling organizations
Search & Comparison IntentFocus on credit repair processes, dispute resolution, and credit score improvementFocus on financial education, debt management, and improving credit health

The main difference is that Credit Repair Representatives primarily focus on disputing errors and improving credit reports, while Credit Counselors provide broader financial advice and debt management strategies. Both roles require knowledge of credit laws and certifications, but their core functions and work environments differ.

How much money can you make doing credit repair?

Credit repair representatives typically earn between $30,000 and $60,000 annually, with experienced professionals or those working independently potentially earning higher incomes. Income depends on factors such as experience, client base, and whether they work for a company or run their own business, often supplemented by commissions or fees for services rendered.
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What cities are hiring for Credit Repair Representative jobs?

Cities with the most Credit Repair Representative job openings:

What states have the most Credit Repair Representative jobs?

States with the most job openings for Credit Repair Representative jobs include:

What job categories do people searching Credit Repair Representative jobs look for?

The top searched job categories for Credit Repair Representative jobs are:

Credit Repair Representative jobs near you
Infographic showing various Credit Repair Representative job openings in the United States as of August 2026, with employment types broken down into 100% Full Time. Highlights an 93% In-person, and 7% Hybrid job distribution, with an average salary of $48,239 per year, or $23.2 per hour.

Sales Representative

Lighthouse Financial Solutions

Plantation, FL โ€ข On-site

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 4 days ago

Job description

Sales Representative | Settlement Sales Associate | Financial Sales Consultant

Hiring Multiple Inside Sales Representatives – Immediate Openings

Base Salary + Uncapped Commission | Top Earners: 70,000+| Leads Provided


We're rapidly expanding and are hiring experienced Sales Representatives, Sales Consultants, Account Executives, Financial Sales Representatives, and Settlement Sales Associates to join our high-performing sales team.


If you have experience in inside sales, phone sales, call center sales, B2C sales, financial services sales, debt settlement, personal loans, merchant cash advance (MCA), insurance sales, mortgage sales, real estate sales, or consultative sales, we encourage you to apply.


This is an excellent opportunity for motivated sales professionals looking for uncapped commissions, career advancement, and a company that invests in training and development.


What You'll Do


  • Speak with qualified inbound and outbound prospects interested in financial relief solutions.
  • Conduct consultative sales conversations to identify each client's needs.
  • Present settlement solutions with confidence and professionalism.
  • Build rapport, overcome objections, and close sales over the phone.
  • Manage your sales pipeline using CRM software.
  • Follow up with prospects to maximize closing opportunities.
  • Consistently achieve and exceed individual sales goals.


Qualifications


  • Experience as an Inside Sales Representative, Sales Representative, Account Executive, Sales Consultant, Business Development Representative (BDR), Sales Development Representative (SDR), Call Center Sales Representative, or similar sales role preferred.
  • Strong closing skills and objection-handling ability.
  • Excellent phone communication and consultative selling skills.
  • Self-motivated, goal-oriented, and competitive.
  • CRM experience preferred.
  • Financial services or settlement industry experience is a plus but not required.


Compensation


  • Competitive base salary
  • Uncapped commission
  • Performance bonuses
  • Weekly and monthly incentives
  • Paid training
  • PTO
  • 401K matching program
  • Health, dental, and vision benefits (where applicable)


Why Top Sales Professionals Join Our Team


  • Warm, qualified leads provided
  • No cold door-to-door sales
  • Proven sales process
  • Comprehensive onboarding and coaching
  • High-income earning potential
  • Supportive leadership and collaborative culture
  • Opportunities for promotion into leadership


Ideal Background


We welcome candidates with experience in:


  • Inside Sales
  • Phone Sales
  • Call Center Sales
  • Financial Services Sales
  • Debt Settlement
  • Debt Resolution
  • Personal Loans
  • Mortgage Sales
  • Insurance Sales
  • Banking
  • Merchant Cash Advance (MCA)
  • Credit Repair
  • Business Development
  • Customer Retention
  • Account Management
  • Collections
  • B2C Sales
  • Consultative Sales
  • High-Ticket Sales


If you're a motivated sales professional ready to maximize your earning potential while helping clients improve their financial future, apply today. We are actively interviewing and hiring multiple Inside Sales Representatives immediately.


By submitting your interest in this position, you provide your written express consent and agree that VentureTech Solutions may contact you regarding employment opportunities using autodialing, text and pre-recorded messaging for convenience via telephone, mobile device (including SMS and MMS - charges may apply depending on your carrier, not by us, messaging frequency varies; text STOP to cancel), even if your telephone number is currently listed on any internal, corporate, state or federal Do-Not-Call list.

Company Description

Debt relief companies often get a bad rap, but that’s not entirely undeserved. Too often, desperate consumers get lured in by opportunistic companies out to make a quick buck. They pay exorbitant fees before any work gets done, and then often lose those fees without seeing any results.

Lighthouse Finance Solutions believes our customers’ needs should always come first. That’s why we make sure that settlement is the right choice before we let you sign up for a plan. It’s also why we don’t accept fees until we settle your debt. It’s the way debt relief should work and it follows the high standards set by the American Fair Credit Council.

At Lighthouse Finance Solutions, we’re here to light your way forward to safer financial waters. We help you end your debt problems quickly without judgment, then we help you recover just as quickly so you can reestablish good credit.

Apply