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Credit Plus Jobs in Texas (NOW HIRING)

Capital Farm Credit

Credit Analyst

Lubbock, TX · On-site

Earn 13 days of annual leave and 15 days of sick leave per year, plus enjoy 10-12 paid holidays ... At Capital Farm Credit, you'll find more than a job-you'll find purpose. EDUCATION AND EXPERIENCE

Bank of the Orient

Be Seen First

Credit Underwriter

Houston, TX · On-site

$50K - $90K/yr

We have an opening for a Credit Underwriter - ideal candidate will have min. 2 years plus credit underwriting experience in consumer, commercial, construction and/or SBA lending. Position will work ...

New

Spencer Gray

Credit Analyst

Irving, TX · On-site

$21.50/hr

Must have credit and call center experience - There will be training for the position - Must be able to type over 30 wpm (will be tested during interview) - Mortgage background experience a plus ...

Haynes and Boone, LLP

Credit Analyst

Dallas, TX · On-site

Relevant certifications in credit management are a plus. Experience using credit reporting, financial research, and business intelligence tools, including S&P Capital IQ, Experian Business IQ, Dun ...

Haynes and Boone, LLP

Credit Analyst

Houston, TX · On-site

Relevant certifications in credit management are a plus. Experience using credit reporting, financial research, and business intelligence tools, including S&P Capital IQ, Experian Business IQ, Dun ...

Haynes and Boone, LLP

Credit Analyst

Dallas, TX · On-site

Relevant certifications in credit management are a plus. Experience using credit reporting, financial research, and business intelligence tools, including S&P Capital IQ, Experian Business IQ, Dun ...

The Diesel Store

Credit Representative

Humble, TX · On-site

Certification in credit management (e.g., Certified Credit Professional) is a plus. * Ability to analyze complex financial data and make sound credit decisions. * Experience with CRM systems and ...

GREATER STATE BANK

CREDIT ANALYST

Mcallen, TX · On-site

... plus. · Understanding of financial statements/tax returns, cash flow analysis, and accounting ... credit memos.Greater State Bank is an Equal Opportunity Employer

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All JobsCredit Plus JobsCredit Plus Jobs in Texas

Credit Plus information

See Texas salary details

$12

$19

$24

How much do credit plus jobs pay per hour?

As of Aug 24, 2026, the average hourly pay for credit plus in Texas is $19.04, according to ZipRecruiter salary data. Most workers in this role earn between $17.02 and $20.82 per hour, depending on experience, location, and employer.

What is a Credit Plus?

Credit Plus is a company that provides credit reporting and verification services, primarily for the mortgage and lending industry. They offer tools to help lenders assess the creditworthiness of borrowers by providing detailed credit reports, fraud detection, and other risk mitigation services. These services assist lenders in making informed decisions during the loan approval process. Credit Plus is not a job title, but rather the name of a service provider within the financial and mortgage sector.

What are the main challenges credit analysts face when evaluating complex credit applications, and how can they be addressed?

Credit Analysts often encounter challenges when evaluating complex credit applications, such as incomplete financial information, rapidly changing market conditions, and understanding the nuances of different industries. Addressing these challenges requires strong analytical skills, attention to detail, and effective communication with clients and colleagues to clarify uncertainties. Staying updated on industry trends and leveraging advanced financial modeling tools can also help Credit Analysts make more informed decisions and mitigate risk.

What are the key skills and qualifications needed to thrive as a credit analyst, and why are they important?

To thrive as a Credit Analyst, you need strong analytical skills, financial acumen, and a degree in finance, accounting, or a related field. Familiarity with credit scoring software, financial modeling tools, and spreadsheet programs like Excel is typically required, and certifications such as CFA or CPA can be advantageous. Excellent attention to detail, communication skills, and sound judgment are vital soft skills for evaluating creditworthiness and conveying findings. These abilities enable accurate risk assessments, informed lending decisions, and contribute to the financial health of an organization.

What is the difference between Credit Plus vs Credit Analyst?

AspectCredit PlusCredit Analyst
Required CredentialsTypically requires a high school diploma or equivalent; some roles prefer certifications in credit or financeBachelor's degree in finance, accounting, or related field; certifications like CFA or CPA are common
Work EnvironmentOffice setting, often in financial institutions or credit bureausOffice environment, working with financial data, reports, and client information
Employer & Industry UsageUsed by credit bureaus, financial service companies, and lendersEmployed by banks, credit unions, and lending institutions to assess creditworthiness

While Credit Plus professionals focus on providing credit reports and data services, Credit Analysts evaluate financial data to determine credit risk. Both roles are essential in the credit industry but differ in responsibilities and required qualifications.

What are popular job titles related to Credit Plus jobs in Texas?

For Credit Plus jobs in Texas, the most frequently searched job titles are:

What job categories do people searching Credit Plus jobs in Texas look for?

The top searched job categories for Credit Plus jobs in Texas are:

Credit Plus jobs near you
Infographic showing various Credit Plus job openings in Texas as of August 2026, with employment types broken down into 1% As Needed, 83% Full Time, 14% Part Time, and 2% Contract. Highlights an 92% Physical, 3% Hybrid, and 5% Remote job distribution, with an average salary of $39,596 per year, or $19 per hour.

Credit Analyst

Capital Farm Credit

Lubbock, TX • On-site

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 14 days ago

Job description

About Us
Capital Farm Credit is the largest rural lending cooperative in Texas, serving 192 counties through nearly 70 credit offices. With over $12 billion in assets and more than 600 team members, we provide essential financial services to farmers, ranchers, rural homeowners, and agribusinesses. As part of the nationwide Farm Credit System, we are dedicated to supporting rural communities and agriculture.
Why Join Us?
We seek motivated individuals who share our core values: commitment, trust, value, and family-like respect. As a customer-owned cooperative, we align employee success with member success, offering competitive pay, growth opportunities, and a supportive environment.
Our Benefits:
  • Incentive Program: Company-wide, goals-based rewards.
  • Accrued Time Off: Earn 13 days of annual leave and 15 days of sick leave per year, plus enjoy 10-12 paid holidays annually.
  • Retirement: 401(k) with up to 9% employer contribution/match.
  • Health Coverage: Affordable medical, dental, and vision plans.
  • Parental Leave: 8 weeks of paid parental leave.
  • Life & Disability Insurance: Employer-paid coverage.
  • Education & Wellness: Tuition reimbursement and up to $400 for wellness expenses.

At Capital Farm Credit, you'll find more than a job-you'll find purpose.
EDUCATION AND EXPERIENCE
  • Bachelor's degree in Finance, Business Administration or a related field, or equivalent experience.
  • Two (2) to four (4) years of experience in the administration and analysis of credit on commercial and mortgage loans including risk assessments and recommendations on approval of new loan or lease applications or credit servicing actions.

JOB SUMMARY
  • Assists Relationship Managers, Special Assets Officers and Administrators with data input, analysis, and risk determination.
  • Performs simple to moderately complex level credit analysis work on loans and leases, works under moderate supervision.
  • In many cases the person is part of a deal team that processes a new loan or lease or credit servicing requests.

ESSENTIAL FUNCTIONS
  • Provides assistance to Relationship Managers, Special Assets Officers, and Loan Administrators in analysis, servicing and reporting of the Association's loans and leases.
  • Analyzes financial information including balance sheets, income statements and cash flows of potential borrowers to ascertain credit worthiness. Determines appropriate risk Probability of Default (PD) rating for loans and leases.
  • Analyzes collateral and borrower primary and secondary repayment sources. Determines appropriate Loss Given Default (LGD) rating for loans and leases.
  • Interprets, communicates, and provides guidance regarding Association lending policies and procedures.
  • Works directly with other internal stakeholders in the development of appropriate credit decisions and prepares other reports as requested by management.
  • Reviews and approves loans submitted by other lending staff that exceed their delegated authority.
  • Complies with proper credit administration practices as outlined in the association's policies and procedures.
  • Assists senior-level credit analysts with complex loan applications as necessary.
  • Participates in the development of loan/lease relationships with other lenders, potential borrowers, applicants, members, participants, and loan/lease referral sources.
  • Assists in the development and closing of loans/leases by assisting management and loan officers and negotiation of such credits.
  • Acts as an approver of loans, leases and credit servicing actions within personal delegated authority and prepares recommendations for loan committee on loans exceeding such delegated authority.
  • Interprets and acts upon various legal, title and other questions which may arise on loans or leases.
  • May assist in developing and administering lending programs, as well as developing and revising operating procedures relating to lending operations.
  • Provides mentoring/training to less-senior credit analysts.
  • Assists other Association personnel in completing projects as assigned.
  • Other duties as assigned.

REQUIRED SKILLS
  • General knowledge of accounting/financial systems.
  • Specialized knowledge of accounting/finance principles.
  • Skill in oral and written communication.
  • Intermediate skill level in Microsoft Office applications.
  • Ability to perform intermediate-level accounting and financial analyses under moderate supervision.

DISCLAIMER
We are an Equal Employment/Affirmative Action employer. We do not discriminate in hiring on the basis of sex, race, color, religious creed, national origin, physical or mental disability, protected Veteran status, or any other characteristic protected by federal, state, or local law. If you need a reasonable accommodation for any part of the employment process, please contact us by email at careers@capitalfarmcredit.com and let us know the nature of your request and your contact information. Requests for accommodation will be considered on a case-by-case basis. Please note that only inquiries concerning a request for reasonable accommodation will be responded to from this e-mail address. For more information, view the EEO - Know Your Rights and Pay Transparency Statement.
Applicants should personally complete and submit their application materials. Submissions generated through automated tools or third-party mass application services may not be reviewed.
Equal Opportunity Statement
Capital Farm Credit is committed to creating a diverse and inclusive workplace. The position title and requirements may be adjusted based on the candidate's experience and qualifications. We welcome applicants of all backgrounds and do not discriminate based on race, color, gender, religion, national origin, disability, veteran status, or any other protected status. A full job description is available upon request. Candidates selected for hire will be required to complete a background check, including criminal history, education verification, and employment verification. A credit check will be required for roles that require NMLS registration.

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