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Credit Manager Jobs in Rialto, CA (NOW HIRING)

Community Bank

Credit Officer III

Ontario, CA

$104K - $150K/yr

Discuss credit requests with branch personnel and Credit Management Division. * Assist and/or train junior credit officer/trainees to obtain/increase the understanding of the credit analysis process ...

Sunflower Bank NA

Credit Underwriter III

Ontario, CA · On-site

$160K - $175K/yr

The Credit Underwriter III position is responsible for gathering, analyzing, and interpreting ... Communicate key analytical finding and opinions to Business/Commercial Bankers, management or ...

Sunflower Bank NA

Credit Underwriter III

Ontario, CA · On-site

$160K - $175K/yr

The Credit Underwriter III position is responsible for gathering, analyzing, and interpreting ... Communicate key analytical finding and opinions to Business/Commercial Bankers, management or ...

Sunflower Bank, N.A.

Credit Underwriter III

Ontario, CA · On-site

$160K - $175K/yr

The Credit Underwriter III position is responsible for gathering, analyzing, and interpreting ... Communicate key analytical finding and opinions to Business/Commercial Bankers, management or ...

Nucor

Accounts Receivable Administrator

Fontana, CA · On-site

$22.72 - $29/hr

Reports to the Credit Manager regarding any past due accounts. Prepares credit references as requested from other companies regarding customer accounts. Safety is the most important part of all jobs ...

Nucor

Accounts Receivable Administrator

Fontana, CA · On-site

$22.72 - $29/hr

Reports to the Credit Manager regarding any past due accounts. Prepares credit references as requested from other companies regarding customer accounts. Safety is the most important part of all jobs ...

Adecco

Credit and Customer Relations Assistant

Brea, CA

$26 - $33/hr

This role manages preliminary notices, lien waivers, and project documentation while assisting with ... and credit card. • Provides customer support in the form of sending statements/invoices as ...

Premier Ambulance

Credit Balance Specialist

Brea, CA · On-site

$20 - $27.50/hr

High school diploma or GED required * 2-3 years of experience in healthcare billing, refunds, disputes, or revenue cycle management * Ambulance billing experience strongly preferred * Knowledge of ...

PREMIER AMBULANCE

Credit Balance Specialist

Brea, CA

$20 - $27.50/hr

High school diploma or GED required * 2-3 years of experience in healthcare billing, refunds, disputes, or revenue cycle management * Ambulance billing experience strongly preferred * Knowledge of ...

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All JobsCredit JobsCredit Manager JobsCredit Manager Jobs in Rialto, CA

Credit Manager information

See Rialto, CA salary details

$25.6K

$67.8K

$129.4K

How much do credit manager jobs pay per year?

As of Jun 13, 2026, the average yearly pay for credit manager in Rialto, CA is $67,846.00, according to ZipRecruiter salary data. Most workers in this role earn between $36,100.00 and $92,800.00 per year, depending on experience, location, and employer.

What are some typical challenges Credit Managers face when assessing credit risk, and how can these be addressed?

Credit Managers often face the challenge of gathering sufficient and reliable financial data to accurately assess the creditworthiness of clients, especially with new or small businesses. Balancing the need for thorough risk analysis with maintaining positive customer relationships is also crucial. To address these challenges, Credit Managers use robust credit scoring systems, maintain clear communication with clients, and stay updated on industry trends to refine their risk assessment strategies. Collaboration with sales and finance teams is essential to align credit policies with organizational goals while minimizing exposure to bad debt.

What Does a Credit Manager Do?

A credit manager works in the banking industry or for a lending organization. Their job responsibilities include underwriting or evaluating requests for credit using credit scores, projected profits and losses, and risk factors. People in credit management are responsible for accepting or rejecting loan applications based on these criteria and have the authority to oversee the company’s lending process. The job duties of a credit manager also include creating models to assess creditworthiness, as their ultimate goal is to reduce loss and increase profits from lending. Alternatively, a credit manager can work for a seller, typically a business-to-business or B2B organization, granting trade credit to buyers. Credit managers are responsible for creating models or criteria to assess the creditworthiness of buyers, creating discount or incentive programs for early payment, and managing the credit department of the company. They may also be responsible for credit accounting and collections. Career qualifications include a bachelor’s degree in accounting, business, or a related field.

What are the key skills and qualifications needed to thrive as a Credit Manager, and why are they important?

To thrive as a Credit Manager, you need expertise in financial analysis, credit risk assessment, and a solid understanding of accounting principles, often supported by a degree in finance or a related field. Familiarity with credit management software, ERP systems, and relevant certifications such as Certified Credit Professional (CCP) are commonly required. Strong negotiation, decision-making, and communication skills help build trust with clients and effectively manage credit policies. These skills ensure the organization minimizes financial risk while maintaining healthy customer relationships and cash flow.

What is the difference between Credit Manager vs Credit Analyst?

AspectCredit ManagerCredit Analyst
CredentialsBachelor's degree; often certifications like CAM, CCRABachelor's degree; often certifications like CAM, CCRA
Work EnvironmentOversees credit policies, manages teams, interacts with senior managementAnalyzes credit data, assesses risk, prepares reports
Employer & IndustryFinancial institutions, corporations, credit agenciesFinancial institutions, credit bureaus, lending companies

The Credit Manager focuses on overseeing credit policies, managing credit teams, and making high-level credit decisions. In contrast, the Credit Analyst primarily analyzes credit data, assesses risk, and prepares reports to support credit decisions. Both roles require similar credentials and often work within the same industries, but their responsibilities differ in scope and focus.

What does a Credit Manager do?

A Credit Manager is responsible for overseeing a company's credit policies, assessing the creditworthiness of potential customers, and managing the process of granting credit and collecting payments. They analyze financial data, set credit limits, and help minimize financial risk to the organization. Credit Managers also work closely with sales and accounting teams to ensure that credit terms are followed and that outstanding debts are collected efficiently.
More about Credit Manager jobs
What are the most commonly searched types of Credit jobs in Rialto, CA? The most popular types of Credit jobs in Rialto, CA are:
What job categories do people searching Credit Manager jobs in Rialto, CA look for? The top searched job categories for Credit Manager jobs in Rialto, CA are:
What cities near Rialto, CA are hiring for Credit Manager jobs? Cities near Rialto, CA with the most Credit Manager job openings:
Credit Manager jobs near you

Credit Officer III

Community Bank

Ontario, CA

$104K - $150K/yr

Other

Posted 9 days ago

Job description

Credit Officer III

Exact compensation may vary based on skills, experience and/or education, and location. This position is also eligible for an annual bonus.

Summary

The Credit Officer III has prior experience and expertise in credit analysis, with an understanding and ability to handle financial statement, tax return and cash flow analysis for businesses and individuals. Based on the credit request and analysis of the business or individual, the Credit Officer provides the bank with an accurate, clear and concise written credit request (report of Credit Extended- RCE). The Credit Officer III will have the ability to work on the most complex credits. May assist and train junior credit officers/trainees to obtain/increase the understanding of the credit analysis process and improve credit skills.

Essential Duties and Responsibilities
  • Complies with and stays abreast of all policies and procedures, federal and state laws applicable to the job.
  • Provide, present and promote The Citizens Experience to all external and internal customers.
  • Review credit request/file for completeness.
  • Spread financial statement and/or tax returns.
  • Evaluate a credit request and formulate questions, if necessary to complete Report of Credit Extended (RCE).
  • Prepare an accurate, clear and concise RCE.
  • If credit request does not fit within the bank's standard lending policy and procedures, refer to other bank departments.
  • Discuss credit requests with branch personnel and Credit Management Division.
  • Assist and/or train junior credit officer/trainees to obtain/increase the understanding of the credit analysis process and improve credit skills.
  • Other duties may be assigned.
Qualifications

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Education and/or Experience

Bachelor's degree (B.A) from four year college or university; a minimum of ten years related experience and/or training; or equivalent combination of education and experience. A Master's Degree or equivalent is preferred.

Language Skills

Ability to read, analyze, and interpret general business periodicals, professional journals, technical procedures, or governmental regulations. Ability to write reports, business correspondence, and procedure manuals. Ability to effectively present information and respond to questions from groups of managers, clients, customers, and the general public.

Mathematical Skills

Ability to calculate figures and amounts such as discounts, interest, commissions, proportions, percentages, area, circumference, and volume. Ability to apply concepts of basic algebra and geometry.

Reasoning Ability

Ability to apply common sense understanding to carry out instructions furnished in written, oral, or diagram form. Ability to deal with problems involving several concrete variables in standardized situations.

Physical Demands

The physical demands described here are representative of those that must be met by an associate to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

While performing the duties of this job, the associate is regularly required to sit and talk or hear. The associate frequently is required to use hands to finger, handle, or feel. The associate is occasionally required to walk and reach with hands and arms. The associate must occasionally lift and/or move up to 10 pounds. Specific vision abilities required by this job include close vision.

Work Environment

The work environment characteristics described here are representative of those an associate encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

The noise level in the work environment is usually moderate.

Salary Range: $104,061.00 To $150,888.00 Annually

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