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Credit Manager Jobs in Portland, OR (NOW HIRING)

The Credit Manager is responsible for the collection and analysis of credit information and financial data in accordance with credit policy and applicable laws to extend trade lines on credit.

The Credit Manager is responsible for the collection and analysis of credit information and financial data in accordance with credit policy and applicable laws to extend trade lines on credit.

The Credit Manager is responsible for the collection and analysis of credit information and financial data in accordance with credit policy and applicable laws to extend trade lines on credit.

The Credit Manager is responsible for the collection and analysis of credit information and financial data in accordance with credit policy and applicable laws to extend trade lines on credit.

The Credit Manager is responsible for the collection and analysis of credit information and financial data in accordance with credit policy and applicable laws to extend trade lines on credit.

Credit UW I-II or Senior

Portland, OR · On-site

$88K - $187K/yr

You will report to a Senior Credit Manager and work day-to-day with a team of Credit Officers, fellow Underwriters and Credit Analysts. Responsibilities: * Partner with credit teammates, relationship ...

Credit Portfolio Manager

Gresham, OR · On-site

$91K - $111K/yr

The Credit Portfolio Manager partners with assigned Relationship Manager(s) to successfully manage credit account relationships. Responsibilities include: underwriting all types of credit account ...

The Credit Services Representative has responsibility for monitoring and collecting company ... Management may assign or reassign the functions to this job at any time due to reasonable ...

Credit Representative

Hillsboro, OR · On-site

$35.55 - $41/hr

The Credit Services Representative has responsibility for monitoring and collecting company ... Management may assign or reassign the functions to this job at any time due to reasonable ...

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Credit Manager information

See Portland, OR salary details

$27K

$71.8K

$136.8K

How much do credit manager jobs pay per year?

As of Aug 16, 2026, the average yearly pay for credit manager in Portland, OR is $71,752.00, according to ZipRecruiter salary data. Most workers in this role earn between $38,200.00 and $98,100.00 per year, depending on experience, location, and employer.

What are some typical challenges credit managers face when assessing credit risk, and how can these be addressed?

Credit Managers often face the challenge of gathering sufficient and reliable financial data to accurately assess the creditworthiness of clients, especially with new or small businesses. Balancing the need for thorough risk analysis with maintaining positive customer relationships is also crucial. To address these challenges, Credit Managers use robust credit scoring systems, maintain clear communication with clients, and stay updated on industry trends to refine their risk assessment strategies. Collaboration with sales and finance teams is essential to align credit policies with organizational goals while minimizing exposure to bad debt.

What does a credit manager do?

A credit manager works in the banking industry or for a lending organization. Their job responsibilities include underwriting or evaluating requests for credit using credit scores, projected profits and losses, and risk factors. People in credit management are responsible for accepting or rejecting loan applications based on these criteria and have the authority to oversee the company’s lending process. The job duties of a credit manager also include creating models to assess creditworthiness, as their ultimate goal is to reduce loss and increase profits from lending. Alternatively, a credit manager can work for a seller, typically a business-to-business or B2B organization, granting trade credit to buyers. Credit managers are responsible for creating models or criteria to assess the creditworthiness of buyers, creating discount or incentive programs for early payment, and managing the credit department of the company. They may also be responsible for credit accounting and collections. Career qualifications include a bachelor’s degree in accounting, business, or a related field.

What is the difference between Credit Manager vs Credit Analyst?

AspectCredit ManagerCredit Analyst
CredentialsBachelor's degree; often certifications like CAM, CCRABachelor's degree; often certifications like CAM, CCRA
Work EnvironmentOversees credit policies, manages teams, interacts with senior managementAnalyzes credit data, assesses risk, prepares reports
Employer & IndustryFinancial institutions, corporations, credit agenciesFinancial institutions, credit bureaus, lending companies

The Credit Manager focuses on overseeing credit policies, managing credit teams, and making high-level credit decisions. In contrast, the Credit Analyst primarily analyzes credit data, assesses risk, and prepares reports to support credit decisions. Both roles require similar credentials and often work within the same industries, but their responsibilities differ in scope and focus.

What does a credit manager do?

A Credit Manager is responsible for overseeing a company's credit policies, assessing the creditworthiness of potential customers, and managing the process of granting credit and collecting payments. They analyze financial data, set credit limits, and help minimize financial risk to the organization. Credit Managers also work closely with sales and accounting teams to ensure that credit terms are followed and that outstanding debts are collected efficiently.

What are the most commonly searched types of Credit jobs in Portland, OR?

The most popular types of Credit jobs in Portland, OR are:

What are popular job titles related to Credit Manager jobs in Portland, OR?

For Credit Manager jobs in Portland, OR, the most frequently searched job titles are:

What cities near Portland, OR are hiring for Credit Manager jobs?

Cities near Portland, OR with the most Credit Manager job openings:

Infographic showing various Credit Manager job openings in Portland, OR as of August 2026, with employment types broken down into 100% Full Time. Highlights an 94% In-person, and 6% Hybrid job distribution, with an average salary of $71,752 per year, or $34.5 per hour.

$18 - $20/hr

Other

Medical, Retirement, PTO

Re-posted 8 days ago


Job description

Buddy’s Home Furnishings is the third-largest Rent-To-Own (RTO) retail provider of furniture, appliances, electronics, and computers in the United States. Over the past five years, we have expanded aggressively, adding new company-owned and franchised stores nationwide.
Come join our growing team!
Benefits include:
* Salary: $18.00 - $20.00 per hour
* Paid Time Off
* Closed on Sundays*
* Discounts
* Health & Retirement benefits (vary depending on location)
Credit Manager Role Summary:
The Credit Manager along with the Sales Manager are the second in charge after the general manager at the individual branch location. The Credit Manager performs a wide variety of job functions at the direction of the General Manager, assisting and coordinating store activities to ensure safe, professional and profitable operations. The Credit Manager is accountable for meeting company objectives; maintain company quality standards and adhering to company policies.
Training will be provided, and you will be cross trained in all aspects of the role.
* This is an in-person job and only available physically at the specified location.
* You must be over the age of 21 to be considered for this position.
Principal Responsibilities:
* Acquire and Maintain Customers
* Act as a customer liaison who resells the benefits of timely rental/lease agreement renewal payments
* Assist in managing store personnel; may direct activities of one or more employees
* Compliance with all applicable federal, state and local statutes
* Decipher, prepare and review store reports
* Document all customer commitments
* Ensure company standards for renewals, delinquencies and store collections are satisfied
* Meet and exceed target sales and revenue goals
* Follow monthly marketing plans and maintain internal quality control standards
* Manage customer accounts
* Managing inventory and cash assets
* Prepare daily work schedules, delivery schedules, assign tasks, enforce company policy
ience as Credit manager, Sales Manager, general manager, Supervisor, sales associate, sales agent, rental agent, account executive, account manager, account collection, rent to own, home furnishings, furniture, electronics, appliances sales at one of the following brands is very helpful to the success at this job: Buddy's Home Furnishings, Rent a Center, Cort, Wayfair, Aaron's, Ace, Costco, City Furniture, Best Buy

Requirements/Responsibilities

Credit Manager Requirements:
* Must be over the age of 21 to drive a vehicle for work (insurance requirement)
* Effective organizational skills
* Established collection skills
* Good communication skills
* Learn and become proficient in POS system
* Maintain professional appearance
* Must be able to read, write and communicate effectively in person and over the phone with employees and customers
* Negotiate and resolve conflict
* Plan, organize, delegate, coordinate and follow up various tasks and assignments
* Recognize and solve problems
* Must have proficient navigational skills with a satisfactory driving record and meet insurability requirements
* General Accounting and accounts receivable
* Regular and consistent attendance, including nights and weekends as business dictates
Education and Experience
* Two years’ experience with Rent-to-Own, retail or other business emphasizing customer service, account management, sales and merchandising.
* Credit Analyst and collection
Physical Requirements:
* Routine lifting, loading, and moving of merchandise (50-300 pounds) using a dolly
* Stooping, bending, pulling, reaching, and grabbing
* Ability to traverse multiple flights of stairs while carrying furniture, appliances, and electronics
* Prolonged periods of driving and standing
* Ability to work in various indoor and outdoor climates and weather conditions
Additional Information:
* Buddy’s Home Furnishings is an Equal Opportunity Employer and a Drug-Free Workplace.
* A detailed background check, including driving history and drug screening, is required.

Special Instructions

Please do not send any emails, resumes, or call.
We are making it really easy to apply for this position.
Simply submit a ZippyApp application package which may include the Common Employment Application, Resume, and a Cover Letter. In your Cover Letter, please write a short paragraph describing yourself and why you would make a great addition to our team.

ZippyApp is the Common Employment Application for online and mobile that allows you to apply for jobs with one click, and is being accepted at a growing number of businesses each day.