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Credit Manager Jobs in Highlands Ranch, CO (NOW HIRING)

RIO GRANDE CO

Contract Specialist II

Denver, CO · On-site

$28 - $30/hr

Credit Manager FLSA Status: Non-Exempt Location: Denver, CO Position Summary The Contract Specialist II is responsible for reviewing and administering commercial contracts while supporting accounts ...

First Western

Credit Analyst

Denver, CO · On-site

$30.29 - $43.27/hr

Manage loan portfolio compliance, including file exceptions, past dues, maturing loans, covenant tracking, and documentation. * Coordinate all stages of credit processing-from client outreach and ...

QXO

Branch Manager

Denver, CO · On-site

$87K - $120K/yr

Collaborate closely with the Branch Credit Manager to establish an appropriate account base and ensure financial stability * Maintain strong vendor relationships, leveraging manufacturer information ...

Beacon Roofing Supply, Inc

Branch Manager

Denver, CO · On-site

$87.34 - $120/hr

Collaborate closely with the Branch Credit Manager to establish an appropriate account base and ensure financial stability * Maintain strong vendor relationships, leveraging manufacturer information ...

Leprino Foods Company

Credit Analyst

Denver, CO · On-site

This role offers the opportunity to blend financial analysis, credit risk evaluation, and cross-functional collaboration while helping ensure healthy cash flow and informed business decisions across ...

CFS

AR & Credit Specialist

Denver, CO · Hybrid

$65K - $70K/yr

Review credit applications, establish credit limits, and manage customer accounts * Partner with Sales and Operations to balance customer growth and credit risk * Prepare AR, collections, and credit ...

Huntington

Credit Review Team Leader - Consumer

Denver, CO · On-site +1

$93K - $189K/yr

The ideal candidate is a proven credit risk manager with an exceptional delivery track record within a demanding environment. They possess a detailed working knowledge of the methodologies and ...

QXO

Branch Manager

Denver, CO · On-site

$87K - $120K/yr

Collaborate closely with the Branch Credit Manager to establish an appropriate account base and ensure financial stability * Maintain strong vendor relationships, leveraging manufacturer information ...

Leprino Foods Company

Credit Analyst

Denver, CO · On-site

This role offers the opportunity to blend financial analysis, credit risk evaluation, and cross-functional collaboration while helping ensure healthy cash flow and informed business decisions across ...

Flagstar Bank

Credit Products Analyst Il

Englewood, CO

$58K - $95K/yr

Credit Risk Analysis & Portfolio Management: * Conduct financial spreading and risk rating analysis. * Perform detailed credit due diligence and industry research. * Prepare annual and periodic ...

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Showing results 21-40

All JobsCredit JobsCredit Manager JobsCredit Manager Jobs in Highlands Ranch, CO

Credit Manager information

See Highlands Ranch, CO salary details

$26.8K

$71K

$135.4K

How much do credit manager jobs pay per year?

As of Aug 20, 2026, the average yearly pay for credit manager in Highlands Ranch, CO is $71,015.00, according to ZipRecruiter salary data. Most workers in this role earn between $37,800.00 and $97,100.00 per year, depending on experience, location, and employer.

What does a credit manager do?

A credit manager works in the banking industry or for a lending organization. Their job responsibilities include underwriting or evaluating requests for credit using credit scores, projected profits and losses, and risk factors. People in credit management are responsible for accepting or rejecting loan applications based on these criteria and have the authority to oversee the company’s lending process. The job duties of a credit manager also include creating models to assess creditworthiness, as their ultimate goal is to reduce loss and increase profits from lending. Alternatively, a credit manager can work for a seller, typically a business-to-business or B2B organization, granting trade credit to buyers. Credit managers are responsible for creating models or criteria to assess the creditworthiness of buyers, creating discount or incentive programs for early payment, and managing the credit department of the company. They may also be responsible for credit accounting and collections. Career qualifications include a bachelor’s degree in accounting, business, or a related field.

What does a credit manager do?

A Credit Manager is responsible for overseeing a company's credit policies, assessing the creditworthiness of potential customers, and managing the process of granting credit and collecting payments. They analyze financial data, set credit limits, and help minimize financial risk to the organization. Credit Managers also work closely with sales and accounting teams to ensure that credit terms are followed and that outstanding debts are collected efficiently.

What are some typical challenges credit managers face when assessing credit risk, and how can these be addressed?

Credit Managers often face the challenge of gathering sufficient and reliable financial data to accurately assess the creditworthiness of clients, especially with new or small businesses. Balancing the need for thorough risk analysis with maintaining positive customer relationships is also crucial. To address these challenges, Credit Managers use robust credit scoring systems, maintain clear communication with clients, and stay updated on industry trends to refine their risk assessment strategies. Collaboration with sales and finance teams is essential to align credit policies with organizational goals while minimizing exposure to bad debt.

What is the difference between Credit Manager vs Credit Analyst?

AspectCredit ManagerCredit Analyst
CredentialsBachelor's degree; often certifications like CAM, CCRABachelor's degree; often certifications like CAM, CCRA
Work EnvironmentOversees credit policies, manages teams, interacts with senior managementAnalyzes credit data, assesses risk, prepares reports
Employer & IndustryFinancial institutions, corporations, credit agenciesFinancial institutions, credit bureaus, lending companies

The Credit Manager focuses on overseeing credit policies, managing credit teams, and making high-level credit decisions. In contrast, the Credit Analyst primarily analyzes credit data, assesses risk, and prepares reports to support credit decisions. Both roles require similar credentials and often work within the same industries, but their responsibilities differ in scope and focus.

Is credit management a good career?

Credit management is a stable career that involves assessing creditworthiness, managing credit risk, and ensuring timely collections. It often requires strong analytical skills, knowledge of financial regulations, and proficiency with credit management software. The role can offer advancement opportunities and a steady income in various industries such as banking, finance, and retail.

What is the work of a credit manager?

A credit manager oversees a company's credit policies, evaluates the creditworthiness of clients, and approves or denies credit applications. They analyze financial data, manage credit risk, and ensure timely collection of payments, often using credit management software. Strong analytical skills and knowledge of financial regulations are essential for this role.
More about Credit Manager jobs

What are the most commonly searched types of Credit jobs in Highlands Ranch, CO?

The most popular types of Credit jobs in Highlands Ranch, CO are:

What job categories do people searching Credit Manager jobs in Highlands Ranch, CO look for?

The top searched job categories for Credit Manager jobs in Highlands Ranch, CO are:

What cities near Highlands Ranch, CO are hiring for Credit Manager jobs?

Cities near Highlands Ranch, CO with the most Credit Manager job openings:

Credit Manager jobs near you
Infographic showing various Credit Manager job openings in Highlands Ranch, CO as of August 2026, with employment types broken down into 86% Full Time, 13% Part Time, and 1% Contract. Highlights an 81% Physical, 2% Hybrid, and 17% Remote job distribution, with an average salary of $71,015 per year, or $34.1 per hour.

Contract Specialist II

RIO GRANDE CO

Denver, CO • On-site

$28 - $30/hr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 15 days ago

Job description

Company: Rio Grande Co.
Position Title: Contract Specialist II
Department: Central Services - Credit and Contracts
Reports To: Credit Manager
FLSA Status: Non-Exempt
Location: Denver, CO

Position Summary

The Contract Specialist II is responsible for reviewing and administering commercial contracts while supporting accounts receivable and credit operations. This role evaluates contract terms, identifies financial and operational risk, coordinates revisions and approvals, and maintains accurate contract and credit records. The position handles complex matters with minimal supervision, partners with sales, operations, accounting, and legal counsel, and provides guidance and mentoring to members of the Accounts Receivable Team. This position does not have direct supervisory responsibility.

About Rio Grande Co.

Founded in 1893, Rio Grande Co. has proudly served the Denver and Rocky Mountain region for more than 130 years. What began as a fuel and feed business has grown into a trusted distributor, fabricator, and building materials resource supporting construction projects across Colorado.

As a multi-generational, family-led company, members of the Peterson family - Erik, Elmer, Donald, and Bruce - have guided our growth and long-standing contribution to Colorado's construction industry.

At Rio Grande Co., we build more than structures - we build teams, careers, and futures. What sets us apart:

  • A family-founded culture that prioritizes people and relationships
  • A workplace grounded in safety, respect, and accountability
  • Transparent leadership and clear expectations
  • Investment in employee development and training
  • A commitment to doing the right thing for our employees, customers, and communities

Key Responsibilities

Commercial Contract Review and Administration

  • Review commercial contracts, purchase orders, subcontracts, credit agreements, master service agreements, change orders, and related documents for accuracy, completeness, and consistency with Rio Grande Co. requirements.
  • Evaluate terms involving pricing and payment, billing requirements, retainage, insurance, indemnity, warranties, changes, delays, dispute resolution, default and termination, liens and waivers, and other provisions that may create financial or operational risk.
  • Identify nonstandard or high-risk terms, summarize the business impact, recommend revisions within approved guidelines, and refer the most complex legal or business issues to the Credit Manager, executive leadership, or outside counsel.
  • Prepare and coordinate contract redlines, clarifications, supporting documents, approvals, signatures, and final distribution.
  • Maintain organized contract files, logs, version control, renewal dates, notice deadlines, and other contractual obligations.
  • Track and obtain required documentation, which may include certificates of insurance, bonds, tax forms, credit documents, lien waivers, and other project or customer records.
  • Communicate contract obligations and special requirements to sales, operations, accounting, project teams, and other affected departments.

Accounts Receivable and Credit Support

  • Support the review and processing of customer account and credit applications, including reference checks, credit terms, credit limits, and account maintenance.
  • Review aging reports and account activity; investigate slow payment, billing disputes, deductions, account changes, and other issues that may affect collection or credit risk.
  • Research and reconcile invoices, payments, credits, deductions, and account balances in coordination with customers and internal teams.
  • Support collection efforts and the preparation, processing, and tracking of preliminary notices, notices of intent, lien waivers, mechanic's lien documents, bond claims, and other collection or legal materials, as applicable and under company guidelines.
  • Maintain complete documentation supporting credit, contract, collection, and account decisions.
  • Apply basic accounting principles, fair credit practices, collection requirements, and Rio Grande Co. policies consistently.

Risk Management, Compliance, and Team Support

  • Serve as a knowledgeable resource to internal teams regarding contract terms, credit requirements, documentation, and related procedures.
  • Coordinate with the Credit Manager, accounting, sales, operations, insurance representatives, and legal counsel to resolve complex contract, credit, and collection matters.
  • Monitor open items, deadlines, and required follow-up to help ensure contract and credit obligations are completed on time.
  • Protect confidential customer, employee, financial, and company information.
  • Assist with standard forms, templates, procedures, reports, audits, and process improvements.
  • Provide leadership, coaching, training, and mentoring to Accounts Receivable Team members while remaining an individual contributor without direct reports.
  • Travel between Rio Grande Co. locations during the workday when business needs are required.
  • Perform other duties and special projects as assigned.

Qualifications

Required Qualifications

  • A minimum of five years of experience in accounts receivable and/or credit processing.
  • A minimum of five years of experience in commercial contract review.
  • Comprehensive knowledge of contract administration, accounts receivable, credit, and collection processes.
  • Solid understanding of basic accounting principles, fair credit practices, and collection requirements.
  • Ability to analyze complex issues, exercise sound judgment, work under minimal supervision, and refer only the most complex matters to higher-level staff.
  • Proven ability to calculate, post, reconcile, and manage accounting figures and financial records accurately.
  • Excellent written and verbal communication, client service, and internal and external customer relations skills.
  • Ability to manage multiple matters simultaneously, remain organized, meet deadlines, and prioritize changing work demands.
  • Strong attention to detail and commitment to accurate documentation and follow-through.
  • Proficiency in Microsoft Office, specifically Word, Excel, and Outlook.
  • Valid driver's license, an acceptable driving record, and the ability to drive a standard vehicle between company locations during scheduled work hours, as needed.

Preferred Qualifications

  • Associate or bachelor's degree in finance, accounting, business administration, or a related field.
  • Knowledge of the construction or building materials industry.
  • Bilingual proficiency in Spanish and English.

Work Location and Travel

This position is based in Denver, Colorado. Occasional local travel between Rio Grande Co. locations during the workday may be required. The employee must follow all company driving, safety, and vehicle-use policies while traveling on company business.

Benefits

Rio Grande Co. offers a competitive benefits package, including:

  • 401(k) Plan
  • Discretionary Employer Matching and Profit Sharing
  • Paid Sick, Vacation, Jury Duty, and Bereavement
  • Multiple medical plan options
  • Dental and Vision insurance
  • Health Savings Accounts (HSA) and Flexible Spending Accounts (FSA)
  • Company-paid and voluntary life insurance
  • Short-term and long-term disability coverage
  • Accident and supplemental insurance
  • Paid training and career development
  • Employee Assistance Program (EAP)
  • Other value-added employee benefits


Additional compensation may include performance-based bonuses or incentives, depending on role-specific goals and company performance.

Equal Opportunity Employer Statement

Rio Grande Co. is an Equal Opportunity Employer. We are committed to creating an inclusive environment for all employees and applicants, regardless of race, color, religion, national origin, sex, sexual orientation, gender identity or expression, age, disability status, protected veteran status, or any other characteristic protected by applicable federal, state, or local law.

Application Information

This position will remain open until a sufficient pool of qualified applicants has been identified. Interested candidates are strongly encouraged to apply early.