Management may assign new duties, reassign existing duties, or eliminate a function. * Prepare and review detailed credit approval memorandums for complex lending relationships, including formulation ...
Management may assign new duties, reassign existing duties, or eliminate a function. * Prepare and review detailed credit approval memorandums for complex lending relationships, including formulation ...
Credit evaluation and management * Financial Statement Analysis * Collections strategy * Customer and branch relationship management * Secondary security concepts * Uniform Commercial Code (UCC ...
Credit evaluation and management * Financial Statement Analysis * Collections strategy * Customer and branch relationship management * Secondary security concepts * Uniform Commercial Code (UCC ...
Credit evaluation and management * Financial Statement Analysis * Collections strategy * Customer and branch relationship management * Secondary security concepts * Uniform Commercial Code (UCC ...
Credit evaluation and management * Financial Statement Analysis * Collections strategy * Customer and branch relationship management * Secondary security concepts * Uniform Commercial Code (UCC ...
Credit evaluation and management * Financial Statement Analysis * Collections strategy * Customer and branch relationship management * Secondary security concepts * Uniform Commercial Code (UCC ...
Credit evaluation and management * Financial Statement Analysis * Collections strategy * Customer and branch relationship management * Secondary security concepts * Uniform Commercial Code (UCC ...
Credit Trainee
Lenexa, KS · On-site
Credit evaluation and management * Financial Statement Analysis * Collections strategy * Customer and branch relationship management * Secondary security concepts * Uniform Commercial Code (UCC ...
Credit Trainee
Lenexa, KS · On-site
Credit evaluation and management * Financial Statement Analysis * Collections strategy * Customer and branch relationship management * Secondary security concepts * Uniform Commercial Code (UCC ...
Credit Trainee
Lenexa, KS · On-site
Credit evaluation and management * Financial Statement Analysis * Collections strategy * Customer and branch relationship management * Secondary security concepts * Uniform Commercial Code (UCC ...
Credit Trainee
Lenexa, KS · On-site
Credit evaluation and management * Financial Statement Analysis * Collections strategy * Customer and branch relationship management * Secondary security concepts * Uniform Commercial Code (UCC ...
Description Position Title Credit Analyst / Accounts Receivable Accountant Department Credit & Risk Management Reports To Credit Manager Position Summary The Credit Analyst is responsible for ...
Description Position Title Credit Analyst / Accounts Receivable Accountant Department Credit & Risk Management Reports To Credit Manager Position Summary The Credit Analyst is responsible for ...
Position Title Credit Analyst / Accounts Receivable Accountant Department Credit & Risk Management Reports To Credit Manager Position Summary The Credit Analyst is responsible for evaluating the ...
Position Title Credit Analyst / Accounts Receivable Accountant Department Credit & Risk Management Reports To Credit Manager Position Summary The Credit Analyst is responsible for evaluating the ...
Accounts Receivable and Customer Service Associate
Moundridge, KS · On-site
$18.50 - $23.75/hr
Undertake special projects as directed by the AR Manager and Controller. Credit/Collections * Responsible for setting up new accounts in GP and AgWorld, along with maintaining address changes, name ...
Accounts Receivable and Customer Service Associate
Moundridge, KS · On-site
$18.50 - $23.75/hr
Undertake special projects as directed by the AR Manager and Controller. Credit/Collections * Responsible for setting up new accounts in GP and AgWorld, along with maintaining address changes, name ...
Undertake special projects as directed by the AR Manager and Controller. Credit/Collections * Responsible for setting up new accounts in GP and AgWorld, along with maintaining address changes, name ...
Undertake special projects as directed by the AR Manager and Controller. Credit/Collections * Responsible for setting up new accounts in GP and AgWorld, along with maintaining address changes, name ...
Builder Outside Sales Carpet & Tile
Wichita, KS · On-site
$2.2K/wk
Schedule orders and coordinate with Install Manager, Designer and Operations. * Assist Credit Manager in keeping customers accounts up to date. * Maintain effective communication with customers at ...
Builder Outside Sales Carpet & Tile
Wichita, KS · On-site
$2.2K/wk
Schedule orders and coordinate with Install Manager, Designer and Operations. * Assist Credit Manager in keeping customers accounts up to date. * Maintain effective communication with customers at ...
Builder Outside Sales Carpet & Tile
Wichita, KS · On-site
$2.2K/wk
Schedule orders and coordinate with Install Manager, Designer and Operations. * Assist Credit Manager in keeping customers accounts up to date. * Maintain effective communication with customers at ...
Builder Outside Sales Carpet & Tile
Wichita, KS · On-site
$2.2K/wk
Schedule orders and coordinate with Install Manager, Designer and Operations. * Assist Credit Manager in keeping customers accounts up to date. * Maintain effective communication with customers at ...
Schedule orders and coordinate with Install Manager, Designer and Operations. * Assist Credit Manager in keeping customers accounts up to date. * Maintain effective communication with customers at ...
Schedule orders and coordinate with Install Manager, Designer and Operations. * Assist Credit Manager in keeping customers accounts up to date. * Maintain effective communication with customers at ...
Schedule orders and coordinate with Install Manager, Designer and Operations. * Assist Credit Manager in keeping customers accounts up to date. * Maintain effective communication with customers at ...
Schedule orders and coordinate with Install Manager, Designer and Operations. * Assist Credit Manager in keeping customers accounts up to date. * Maintain effective communication with customers at ...
Accounts Receivable Specialist
$18.75 - $24.75/hr
This position involves managing diverse responsibilities related to accounts receivable, credit applications, and cash control. The successful candidate will contribute to maintaining accurate ...
Accounts Receivable Specialist
$18.75 - $24.75/hr
This position involves managing diverse responsibilities related to accounts receivable, credit applications, and cash control. The successful candidate will contribute to maintaining accurate ...
Branch Manager
Topeka, KS · On-site
Collaborate closely with the Branch Credit Manager to establish an appropriate account base and ensure financial stability * Maintain strong vendor relationships, leveraging manufacturer information ...
Branch Manager
Topeka, KS · On-site
Collaborate closely with the Branch Credit Manager to establish an appropriate account base and ensure financial stability * Maintain strong vendor relationships, leveraging manufacturer information ...
Credit Analyst
$75K - $95K/yr
Prepare detailed credit presentations and loan recommendations for management and lending committees. * Conduct financial ratio analysis, industry research, and trend evaluations. * Review existing ...
Quick apply
Credit Analyst
$75K - $95K/yr
Prepare detailed credit presentations and loan recommendations for management and lending committees. * Conduct financial ratio analysis, industry research, and trend evaluations. * Review existing ...
Branch Manager
Topeka, KS · On-site
Collaborate closely with the Branch Credit Manager to establish an appropriate account base and ensure financial stability * Maintain strong vendor relationships, leveraging manufacturer information ...
Branch Manager
Topeka, KS · On-site
Collaborate closely with the Branch Credit Manager to establish an appropriate account base and ensure financial stability * Maintain strong vendor relationships, leveraging manufacturer information ...
Credit Analyst
$75K - $95K/yr
Prepare detailed credit presentations and loan recommendations for management and lending committees. * Conduct financial ratio analysis, industry research, and trend evaluations. * Review existing ...
Quick apply
Credit Analyst
$75K - $95K/yr
Prepare detailed credit presentations and loan recommendations for management and lending committees. * Conduct financial ratio analysis, industry research, and trend evaluations. * Review existing ...
... credit limits, based upon Credit Tools and Financial Data. What You Bring to Assure Success ... Intermediate Excel and Data management analysis * Communication and strong problem-solving skills
... credit limits, based upon Credit Tools and Financial Data. What You Bring to Assure Success ... Intermediate Excel and Data management analysis * Communication and strong problem-solving skills
Credit Manager information
See Kansas salary details
$22.7K - $31.1K
17% of jobs
$33.4K is the 25th percentile. Wages below this are outliers.
$31.1K - $39.5K
29% of jobs
The median wage is $46.9K / yr.
$39.5K - $47.9K
4% of jobs
$47.9K - $56.3K
5% of jobs
$56.3K - $64.7K
9% of jobs
$64.7K - $73.1K
8% of jobs
$76.4K is the 75th percentile. Wages above this are outliers.
$73.1K - $81.5K
8% of jobs
$81.5K - $89.9K
11% of jobs
$89.9K - $98.3K
6% of jobs
$98.3K - $106.7K
2% of jobs
$106.7K - $115K
1% of jobs
$22.7K
$60.3K
$115K
How much do credit manager jobs pay per year?
As of Jul 29, 2026, the average yearly pay for credit manager in Kansas is $60,341.00, according to ZipRecruiter salary data. Most workers in this role earn between $32,100.00 and $82,500.00 per year, depending on experience, location, and employer.
What are some typical challenges Credit Managers face when assessing credit risk, and how can these be addressed?
Credit Managers often face the challenge of gathering sufficient and reliable financial data to accurately assess the creditworthiness of clients, especially with new or small businesses. Balancing the need for thorough risk analysis with maintaining positive customer relationships is also crucial. To address these challenges, Credit Managers use robust credit scoring systems, maintain clear communication with clients, and stay updated on industry trends to refine their risk assessment strategies. Collaboration with sales and finance teams is essential to align credit policies with organizational goals while minimizing exposure to bad debt.
What are the 5 C's of credit management?
The 5 C's of credit management are Character, Capacity, Capital, Collateral, and Conditions. These criteria help credit managers assess a borrower's creditworthiness and determine the risk of extending credit. Understanding and evaluating these factors is essential for effective credit risk management and decision-making.
What Does a Credit Manager Do?
A credit manager works in the banking industry or for a lending organization. Their job responsibilities include underwriting or evaluating requests for credit using credit scores, projected profits and losses, and risk factors. People in credit management are responsible for accepting or rejecting loan applications based on these criteria and have the authority to oversee the company’s lending process. The job duties of a credit manager also include creating models to assess creditworthiness, as their ultimate goal is to reduce loss and increase profits from lending. Alternatively, a credit manager can work for a seller, typically a business-to-business or B2B organization, granting trade credit to buyers. Credit managers are responsible for creating models or criteria to assess the creditworthiness of buyers, creating discount or incentive programs for early payment, and managing the credit department of the company. They may also be responsible for credit accounting and collections. Career qualifications include a bachelor’s degree in accounting, business, or a related field.
What are the key skills and qualifications needed to thrive as a Credit Manager, and why are they important?
To thrive as a Credit Manager, you need expertise in financial analysis, credit risk assessment, and a solid understanding of accounting principles, often supported by a degree in finance or a related field. Familiarity with credit management software, ERP systems, and relevant certifications such as Certified Credit Professional (CCP) are commonly required. Strong negotiation, decision-making, and communication skills help build trust with clients and effectively manage credit policies. These skills ensure the organization minimizes financial risk while maintaining healthy customer relationships and cash flow.
What is the difference between Credit Manager vs Credit Analyst?
| Aspect | Credit Manager | Credit Analyst |
|---|---|---|
| Credentials | Bachelor's degree; often certifications like CAM, CCRA | Bachelor's degree; often certifications like CAM, CCRA |
| Work Environment | Oversees credit policies, manages teams, interacts with senior management | Analyzes credit data, assesses risk, prepares reports |
| Employer & Industry | Financial institutions, corporations, credit agencies | Financial institutions, credit bureaus, lending companies |
The Credit Manager focuses on overseeing credit policies, managing credit teams, and making high-level credit decisions. In contrast, the Credit Analyst primarily analyzes credit data, assesses risk, and prepares reports to support credit decisions. Both roles require similar credentials and often work within the same industries, but their responsibilities differ in scope and focus.
Is credit management a good career?
Credit management is a stable career that involves assessing creditworthiness, managing credit risk, and maintaining customer relationships. It often requires strong analytical skills, attention to detail, and knowledge of financial regulations, with opportunities for advancement into senior finance roles.
What is the highest paying credit manager job?
The highest paying credit manager roles are typically senior or executive-level positions such as Credit Director or Chief Credit Officer, often found in large corporations or financial institutions. These roles require extensive experience, advanced financial skills, and sometimes certifications like CFA or CPA, and they can offer salaries exceeding $150,000 annually depending on the industry and location.
What is the work of a credit manager?
A credit manager oversees a company's credit policies, evaluates the creditworthiness of clients, and approves or denies credit applications. They analyze financial data, manage credit risk, and ensure timely collection of payments, often using credit management software. Strong analytical skills and knowledge of financial regulations are essential for this role.
What does a Credit Manager do?
A Credit Manager is responsible for overseeing a company's credit policies, assessing the creditworthiness of potential customers, and managing the process of granting credit and collecting payments. They analyze financial data, set credit limits, and help minimize financial risk to the organization. Credit Managers also work closely with sales and accounting teams to ensure that credit terms are followed and that outstanding debts are collected efficiently.
More about Credit Manager jobs
What are the most commonly searched types of Credit jobs in Kansas? The most popular types of Credit jobs in Kansas are:
What are popular job titles related to Credit Manager jobs in Kansas? For Credit Manager jobs in Kansas, the most frequently searched job titles are:
What job categories do people searching Credit Manager jobs in Kansas look for? The top searched job categories for Credit Manager jobs in Kansas are:
What cities in Kansas are hiring for Credit Manager jobs? Cities in Kansas with the most Credit Manager job openings:
Job description
Job description:
The following is a list of essential functions, which may be subject to change at any time and without advance notice. Management may assign new duties, reassign existing duties, or eliminate a function.
- Prepare and review detailed credit approval memorandums for complex lending relationships, including formulation of approval recommendation, structural enhancements, and risk mitigation strategies.
- Lead and develop an assigned team of Credit Analysts to efficiently support underwriting and loan decisioning in conformity with the Bank's policies and service level agreements.
- Manage the ongoing development, coaching and onboarding of junior staff, fostering strong analytical capabilities, sound credit judgement, and supporting career growth within the organization.
- Review and optimize the quality and consistency of staff underwriting and financial analysis.
- Ensure adherence to internal credit policy, regulatory guidance, and sound banking practices while supporting prudent and consistent credit decisions.
- Administer departmental workflows and pipeline activities to ensure timely, accurate, and service oriented delivery of loan originations, renewals, modifications, reviews and other related actions.
- Facilitate direct collaboration with commercial lenders, credit administration staff and loan operations teams to enhance communication, efficiency, and client responsiveness throughout the credit process.
- Utilize independent judgement in recommending credit actions and solutions, including approvals, modifications, structural changes, and risk rating adjustments.
- Exercise independent credit approval authority as granted commensurate with experience and established lending policy guidelines.
- Engage in regular contact with commercial lenders, loan administrators, and other bank team members, as well as borrowers and accountants when requested.
Compliance
- Comply with all applicable regulations and Bank policies regarding employment and employment law.
- Participate in annual compliance and other job-related training.
- Comply with applicable banking regulations, Bank policies and all procedures.
- Comply with Bank's internal privacy and ethics standards.
Education and Experience
- BA or BS in Accounting, Finance, Economics or related field required
- Minimum of 5 years' experience in credit analysis, lending, portfolio management, risk review, or credit management; or an equivalent combination of education and experience is required.
- Minimum 2 years' experience training/mentoring other credit analysts preferred
Skills and Competencies
- Advanced commercial credit expertise with a demonstrated track record of analyzing complex CRE, C&I and construction lending relationships.
- Strong understanding of commercial banking principles, loan structuring, credit risk management, regulatory expectations, and sound underwriting practices.
- Proven ability to evaluate complex financial statements, tax returns, borrowing structures, collateral valuations, and diverse sources of repayment to support informed credit decisions.
- Demonstrated leadership, coaching, and team development capabilities, with experience mentoring analysts and fostering a collaborative, high-performing credit culture.
- Strong organizational and workflow management skills with the ability to effectively prioritize competing deadlines in a relationship driven commercial banking environment.
- Exceptional verbal and written communication skills.
- Thorough knowledge of credit-related laws and best practices.
- In-depth knowledge of the Bank's credit policy, products and services.
- Proficiency with Microsoft Office and an ability to quickly adapt to evolving banking technologies, credit systems, and workflow platforms.
- Excellent time management skills and the ability to multi-task and prioritize assignments
- Strong problem-solving and analytical skills
Working Conditions
Traditional office environment with the ability to work remotely on a hybrid basis; the office maintains five day a week operations (Monday - Friday) with operational hours of 8:00am - 5:00pm. Must be willing to travel to other Bank locations as needed.
Penn community Bank is an equal opportunity employer.
About Penn Community Bank
Sourced by ZipRecruiter
Industry
Commercial banking
Company size
201 - 500 Employees
Headquarters location
Doylestown, PA, US
Year founded
2015