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Credit Manager Jobs in Iowa (NOW HIRING)

Rent-A-Center

Assistant Manager - Credit

Waterloo, IA · On-site

$17 - $19/hr

Credit Assistant Manager Ready to do your best work? Interested in a minimum starting hourly rate of $17.00 per hour - $19.00 per hour? Why should I apply in just a few clicks? - Paid Time Off and ...

Rent-A-Center

Assistant Manager - Credit

Waterloo, IA

$17 - $19/hr

A day in the life of a Credit Assistant Manager: - Credit and Collections: Positively impact growth and revenue through communicating with customers and collecting on accounts on a daily basis ...

Rent A Center

Assistant Manager - Credit

Waterloo, IA · On-site

$17 - $19/hr

A day in the life of a Credit Assistant Manager: - Credit and Collections: Positively impact growth and revenue through communicating with customers and collecting on accounts on a daily basis ...

Rent-A-Center

Assistant Manager - Credit

Waterloo, IA · On-site

$17 - $19/hr

A day in the life of a Credit Assistant Manager: - Credit and Collections: Positively impact growth and revenue through communicating with customers and collecting on accounts on a daily basis ...

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See Iowa salary details

$24K

$63.5K

$121.2K

How much do credit manager jobs pay per year?

As of Aug 26, 2026, the average yearly pay for credit manager in Iowa is $63,549.00, according to ZipRecruiter salary data. Most workers in this role earn between $33,800.00 and $86,900.00 per year, depending on experience, location, and employer.

What does a credit manager do?

A credit manager works in the banking industry or for a lending organization. Their job responsibilities include underwriting or evaluating requests for credit using credit scores, projected profits and losses, and risk factors. People in credit management are responsible for accepting or rejecting loan applications based on these criteria and have the authority to oversee the company’s lending process. The job duties of a credit manager also include creating models to assess creditworthiness, as their ultimate goal is to reduce loss and increase profits from lending. Alternatively, a credit manager can work for a seller, typically a business-to-business or B2B organization, granting trade credit to buyers. Credit managers are responsible for creating models or criteria to assess the creditworthiness of buyers, creating discount or incentive programs for early payment, and managing the credit department of the company. They may also be responsible for credit accounting and collections. Career qualifications include a bachelor’s degree in accounting, business, or a related field.

What does a credit manager do?

A Credit Manager is responsible for overseeing a company's credit policies, assessing the creditworthiness of potential customers, and managing the process of granting credit and collecting payments. They analyze financial data, set credit limits, and help minimize financial risk to the organization. Credit Managers also work closely with sales and accounting teams to ensure that credit terms are followed and that outstanding debts are collected efficiently.

What are some typical challenges credit managers face when assessing credit risk, and how can these be addressed?

Credit Managers often face the challenge of gathering sufficient and reliable financial data to accurately assess the creditworthiness of clients, especially with new or small businesses. Balancing the need for thorough risk analysis with maintaining positive customer relationships is also crucial. To address these challenges, Credit Managers use robust credit scoring systems, maintain clear communication with clients, and stay updated on industry trends to refine their risk assessment strategies. Collaboration with sales and finance teams is essential to align credit policies with organizational goals while minimizing exposure to bad debt.

What is the difference between Credit Manager vs Credit Analyst?

AspectCredit ManagerCredit Analyst
CredentialsBachelor's degree; often certifications like CAM, CCRABachelor's degree; often certifications like CAM, CCRA
Work EnvironmentOversees credit policies, manages teams, interacts with senior managementAnalyzes credit data, assesses risk, prepares reports
Employer & IndustryFinancial institutions, corporations, credit agenciesFinancial institutions, credit bureaus, lending companies

The Credit Manager focuses on overseeing credit policies, managing credit teams, and making high-level credit decisions. In contrast, the Credit Analyst primarily analyzes credit data, assesses risk, and prepares reports to support credit decisions. Both roles require similar credentials and often work within the same industries, but their responsibilities differ in scope and focus.

Is credit management a good career?

Credit management is a stable career that involves assessing creditworthiness, managing credit risk, and ensuring timely collections. It often requires strong analytical skills, knowledge of financial regulations, and proficiency with credit management software. The role can offer advancement opportunities and a steady income in various industries such as banking, finance, and retail.

What is the work of a credit manager?

A credit manager oversees a company's credit policies, evaluates the creditworthiness of clients, and approves or denies credit applications. They analyze financial data, manage credit risk, and ensure timely collection of payments, often using credit management software. Strong analytical skills and knowledge of financial regulations are essential for this role.
More about Credit Manager jobs

What are the most commonly searched types of Credit jobs in Iowa?

The most popular types of Credit jobs in Iowa are:

What are popular job titles related to Credit Manager jobs in Iowa?

For Credit Manager jobs in Iowa, the most frequently searched job titles are:

What job categories do people searching Credit Manager jobs in Iowa look for?

The top searched job categories for Credit Manager jobs in Iowa are:

What cities in Iowa are hiring for Credit Manager jobs?

Cities in Iowa with the most Credit Manager job openings:

Credit Manager jobs near you
Infographic showing various Credit Manager job openings in Iowa as of August 2026, with employment types broken down into 1% As Needed, 85% Full Time, 13% Part Time, and 1% Contract. Highlights an 81% Physical, 2% Hybrid, and 17% Remote job distribution, with an average salary of $63,549 per year, or $30.6 per hour.

Assistant Credit Manager

West Des Moines, IA • On-site

Helena Agri-Enterprises, LLC
Crop Farming • 5 - 10K employees
Learn more about Helena Agri-Enterprises, LLCexternal

Other

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 25 days ago

Job description

WHO WE ARE
Helena Agri-Enterprises, LLC is a leading full-service agronomic solutions provider that's been in business since 1957. Our first location was in West Helena, Arkansas hence the name "Helena". We now have close to 450+ locations nationwide and over 6,000 employees. Our corporate office is located in Collierville, Tennessee, a suburb outside of Memphis. Year after year we rank at the top nationally for volume and sales in our industry. There are many facets to our company including product development, sales, operations, precision technology and manufacturing, just to name a few.
ABOUT THE JOB
The Assistant Credit Manager performs duties associated with credit management including the review and establishment of credit lines with customers within the approved authority.
WHAT YOUR DAY WILL LOOK LIKE
  • Reviews credit requests submitted by branch staff, performs the review for adequate support and documentation and establishes credit lines within the level of authority set by company policy ($1-$125,000). Follows-up with supplemental information where needed.
  • Performs customer or location visits to promote financing programs, trains locations on various credit topics and provides support and backup to the credit manager.
  • Monitors payment activity including delinquent accounts and initiates appropriate collection measures. Provides updates to the credit and division manager.
  • Provides training and direction via written and verbal instruction to locations or other credit department staff regarding credit-related matters.
  • Analyzes the risk of location receivables based on trends and credit exposure and takes appropriate action with guidance from the credit manager.
  • Properly documents credit decisions in customer files and completes periodic reviews and follow-up of credit lines.
  • Provides excellent customer service to all internal and external customers.
  • Other work-related duties as assigned by your leader.
  • Regular and reliable attendance is required.
  • Follows all company policies and procedures.
EDUCATION & EXPERIENCE
  • Bachelor's degree in finance, accounting, agriculture economics or related field is preferred.
  • Three years of related work experience is required.
SKILLS & QUALIFICATIONS
  • NACM CBA, CBF or CCE designations are preferred.
  • Decision-making and analytical skills.
  • Ability to read, write and speak in English is required.
  • Communicating in Spanish is a valuable skill at Helena.
  • Computer skills including working knowledge of Microsoft Office are required.
Successful completion of a drug test and background check is required for all positions at Helena.
WORK ENVIRONMENT & PHYSICAL ASPECTS OF THE JOB
The work environment for this position is that of a typical office environment where the noise level is mostly quiet. This position requires you to use your hands for many different tasks and to talk, hear, walk, stand and sit. You may be occasionally required to lift or move up to 10 pounds.
BENEFITS AT HELENA
  • Health, Dental & Vision Insurance STARTS THE SAME DAY YOU DO!
  • Earn up to $3,000 in Reward Dollars from Helena for your Health Savings Account (HSA).
  • Helena's robust 401(k) Savings Plan offers you a 100% company-match up to 5% starting on your first day. As your years of service with Helena increase, so does our company-match - up to 10% based on your contribution amount.
  • Three-year vesting on company-match with 1,000 hours of service.
  • Access your earned pay between paydays through Earned Wage Access (EWA) with DailyPay.
  • Up to 15 days paid time-off plus 9 paid holidays.
  • Free Term Life Insurance at 1x your annual base pay - paid for by Helena at no cost to you.
  • Free Short & Long-Term Disability.
  • Up to four weeks of paid Parental Leave.
  • Education Assistance.
  • And much more!

For more detailed information about our benefits, visit helenacareers.com/benefits.
STAY CONNECTED TO THE HELENA POWERHOUSE!
Follow us on social @HelenaCareers or visit us at helenacareers.com.
Helena supports individuals with disabilities, and reasonable accommodations may be made to enable qualified individuals with disabilities to perform essential job functions. Helena is an equal opportunity employer.

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