ZipRecruiter

Log In

1

Associate Credit Jobs in Iowa (NOW HIRING)

next page

Showing results 1-20

All JobsAssociate Credit JobsAssociate Credit Jobs in Iowa

Associate Credit information

What are the key skills and qualifications needed to thrive as an associate credit?

To thrive as an Associate Credit professional, you need strong analytical skills, attention to detail, and a solid understanding of financial principles, typically backed by a degree in finance, accounting, or a related field. Proficiency with credit analysis tools, financial modeling software, and CRM systems is often required. Excellent communication, problem-solving abilities, and teamwork are essential soft skills for effectively collaborating with clients and internal teams. These competencies ensure accurate credit assessments, risk management, and the building of strong client relationships, all of which are critical for organizational success.

What are some common challenges faced by an associate credit, and how can they be overcome?

Associate Credit professionals often encounter challenges such as analyzing complex financial data, balancing multiple client accounts, and meeting tight deadlines for credit assessments. Effective time management and strong analytical skills are crucial to handle these tasks efficiently. Collaboration with senior credit analysts and other departments, such as sales or risk management, can provide valuable insights and support. Continuous learning about industry regulations and credit risk models also helps in staying updated and improving performance.

What is an associate credit?

Associate Credit professionals are entry- to mid-level employees who work in financial institutions or corporate finance teams, focusing on assessing the creditworthiness of individuals or companies. Their responsibilities often include analyzing financial statements, preparing credit reports, assisting in loan underwriting, and monitoring existing credit portfolios. They play a crucial role in ensuring that lending decisions are based on sound financial analysis and risk assessment. Associate Credit professionals typically work under the supervision of senior credit analysts or managers and may interact with clients to gather necessary financial information.

What is the difference between Associate Credit vs Credit Analyst?

AspectAssociate CreditCredit Analyst
Required CredentialsBachelor's degree in finance, economics, or related field; some roles may require certifications like CFA or CPABachelor's degree in finance, accounting, or related field; certifications like CFA are common but not mandatory
Work EnvironmentTypically in banking or financial institutions, working in teams to assess creditworthinessOften in banks, credit bureaus, or financial firms, analyzing data and preparing reports
Employer & Industry UsageUsed by banks, lending companies, and financial institutions for credit assessmentUsed by banks, credit agencies, and financial firms for evaluating credit risk

Both Associate Credit and Credit Analyst roles involve assessing creditworthiness, requiring similar educational backgrounds and working in financial environments. The main difference lies in job scope: Associate Credit often supports credit decision processes, while Credit Analysts perform detailed credit risk analysis and reporting.

What is a credit associate?

A credit associate or analyst determines whether or not clients are good candidates for credit cards, loans, or financing options. Credit associate jobs are found in the banking industry and other corporate settings that provide financial services, like vehicle dealerships. Job duties include gathering data about potential clients, analyzing their financial information, and making a recommendation about their credit risk. The qualifications for this career are a bachelor’s degree in accounting or finance, experience in the financial industry, and quantitative analysis skills.

More about Associate Credit jobs
What are the most commonly searched types of Credit jobs in Iowa? The most popular types of Credit jobs in Iowa are:
What cities in Iowa are hiring for Associate Credit jobs? Cities in Iowa with the most Associate Credit job openings:
Associate Credit jobs near you

Credit Underwriter (Sunday-Thursday Mornings)

Watercress Financial Group LLC

West Des Moines, IA • On-site

$25/hr

Full-time

Posted 28 days ago

Job description

Description:

The Credit Underwriter plays a foundational role in the loan origination process by performing initial evaluations of credit applications within a fast-paced, technology-driven environment. This individual supports the underwriting pipeline by ensuring borrower information is complete and accurate, reviewing standard-risk applications, and identifying files that require further manual assessment. The Underwriter uses decisioning tools and established credit policy to assess risk factors while learning the broader framework of credit analysis. This position offers a strong entry point into a career in financial underwriting, with opportunities for growth into more complex decision-making roles.


RESPONSIBILITIES

  • Conduct credit and risk analysis for standard applications within set guidelines.?
  • Accurately document underwriting decisions and ensure loan file completeness.?
  • Communicate decisions clearly to internal partners.?
  • Participate in training and onboarding programs to build credit knowledge.?
  • Consistently meet or exceed performance and quality metrics.
  • Communicate with internal teams to resolve application issues or missing documentation.
  • Escalate complex or unclear cases.
  • Maintain compliance with regulatory requirements and internal policies.
  • All other tasks and duties as assigned related to the position


QUALIFICATIONS

  • Associate or bachelor’s degree in finance, business or related field preferred
  • 1-2 years of experience preferred. Entry-level experience required with some exposure to financial or credit review processes.
  • Familiar with credit bureaus and financial documentation.


KNOWLEDGE AND SKILLS

  • Strong attention to detail and commitment to accuracy.
  • Ability to learn quickly and adapt to evolving credit policies.
  • Excellent written and verbal communication skills.
  • Detail oriented with strong analytical and organizational skills


DETAILS

  • Hybrid environment available.
  • Schedule will be Sundays 10AM-7PM, Monday - Thursday 7AM-330PM
  • Pay based on experience, starting at $25/hour
Requirements: