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Credit Investigation Jobs (NOW HIRING)

Hilltop Holdings

Senior Credit Analyst

Fort Worth, TX · On-site

Prepares written analyses which include; * credit investigation of the borrower and guarantors; * economic and market conditions as they relate to the company, industry, and market area; * in-depth ...

Hilltop Holdings

Senior Credit Analyst

Fort Worth, TX · On-site

Prepares written analyses which include; * credit investigation of the borrower and guarantors; * economic and market conditions as they relate to the company, industry, and market area; * in-depth ...

Matheson Tri-Gas, Inc.

Credit Specialist

Irving, TX · On-site

Essential Functions Ability to review credit applications and complete credit investigations to grant credit and establish limits based on thresholds Create new accounts in the ERP Perform analysis ...

AgWest Farm Credit

Credit Underwriter

Tulare, CA · On-site +1

$72K - $110K/yr

Accurately classify and identify appropriate charge-offs reserves, cash income accounting and allowances on assigned loans. * Assist in credit investigations on applicants including public record ...

Robert Half

Credit Manager

Baltimore, MD · On-site

$80K - $90K/yr

Conduct comprehensive credit investigations utilizing financial reports, credit bureau data, trade references, banking references, and other relevant sources. * Monitor customer accounts and ...

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Matheson Inc.

Credit Specialist

Irving, TX · On-site

Ability to review credit applications and complete credit investigations to grant credit and establish limits based on thresholds * Create new customers in ERP * Perform analysis of Dun & Bradstreet ...

Minnesota Lakes Bank

Be Seen First

Credit Analyst

Delano, MN · On-site

$50K - $75K/yr

This position conducts credit investigations and analyzes financial statements and assists in preparation of financial/credit information reports for presentation to loan officers or committees. The ...

Matheson Tri-Gas

Credit Specialist

Irving, TX · On-site

Essential Functions Ability to review credit applications and complete credit investigations to grant credit and establish limits based on thresholds Create new customers in ERP Perform analysis of ...

Civista Bank

Credit Analyst Trainee

Sandusky, OH · On-site

Investigating all available sources of credit and financial information, including reporting services, credit bureaus, other companies, bank references, and in-house credit information. * Spreading ...

Civista Bank

Credit Analyst Trainee

Sandusky, OH

Investigating all available sources of credit and financial information, including reporting services, credit bureaus, other companies, bank references, and in-house credit information. * Spreading ...

Civista Bank

Credit Analyst Trainee

Sandusky, OH · On-site

Investigating all available sources of credit and financial information, including reporting services, credit bureaus, other companies, bank references, and in-house credit information. * Spreading ...

Apply Early

Civista Bank

Credit Analyst Trainee

Sandusky, OH · On-site

Investigating all available sources of credit and financial information, including reporting services, credit bureaus, other companies, bank references, and in-house credit information. * Spreading ...

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Credit Investigation information

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How much do credit investigation jobs pay per hour?

As of Jul 1, 2026, the average hourly pay for credit investigation in the United States is $18.13, according to ZipRecruiter salary data. Most workers in this role earn between $17.07 and $18.27 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive in the Credit Investigation position, and why are they important?

To thrive as a Credit Investigation professional, you need strong analytical abilities, attention to detail, and a background in finance or accounting, often supported by a relevant degree or certification. Familiarity with credit reporting systems, financial databases, and tools like Excel or specialized credit analysis software is essential. Excellent communication, critical thinking, and problem-solving skills are valuable soft skills for effectively assessing client credibility and collaborating with teams. These capabilities are essential to accurately evaluate risk and ensure informed credit decisions that support organizational financial health.

What is a Credit Investigation job?

A Credit Investigation job involves assessing an individual's or company's financial history to determine their creditworthiness. This typically includes reviewing credit reports, verifying financial information, and assessing risk factors before loans or credit approvals. Credit investigators work for banks, financial institutions, or lending companies to minimize financial risks. Their role is crucial in ensuring responsible lending practices and preventing fraud.

What are some typical challenges faced by someone working in Credit Investigation?

One common challenge in Credit Investigation is gathering complete and accurate information from diverse sources, which sometimes requires persistence and creative problem-solving. Professionals in this role often need to evaluate complex financial data while meeting tight deadlines, which can be demanding during periods of high-volume applications. The work frequently involves close collaboration with sales, underwriting, and collections teams to resolve discrepancies or address concerns. However, overcoming these challenges helps ensure that lending decisions are sound and mitigates risk for the organization.

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Credit Investigation jobs near you
Infographic showing various Credit Investigation job openings in the United States as of June 2026, with employment types broken down into 95% Full Time, 4% Part Time, and 1% Temporary. Highlights an 90% Physical, 2% Hybrid, and 8% Remote job distribution, with an average salary of $37,706 per year, or $18.1 per hour.
Senior Credit Analyst

Senior Credit Analyst

Hilltop Holdings

Fort Worth, TX • On-site

Full-time

Posted 12 days ago

Job description


The Senior Credit Analyst with PlainsCapital Bank provides full service credit analysis and loan monitoring to support Loan Officers within a designated market. Through fully analyzing complex commercial loans (CRE, C&I, Term requests), identifying strengths and weaknesses, providing recommendations, and noting any deviations from the Loan Policy as appropriate. Also, performs appraisal reviews for, mentors junior credit analysts and participates in customer meetings as requested by loan officers.
Responsibilities
  • Analyzes financial statements (including performance ratios) of all levels of quality to develop initial assessment by identifying strengths and weaknesses as pertaining to borrower's historical operating performance.
  • Prepares written analyses which include;
    • credit investigation of the borrower and guarantors;
    • economic and market conditions as they relate to the company, industry, and market area;
    • in-depth historical financial analysis, including communicating with the borrower's accountant to gain a better understanding of the company's accounting practices;
    • in-depth projection financial analysis, including the performance of "what if" scenarios that test the reasonableness of the projections;
    • in-depth analysis of the secondary sources of repayment such as collateral;
    • in-depth analysis of a guarantor's financial position;
    • strengths and weaknesses
  • Collects and maintains industry data; researches industry specific information from outside sources, including conversations with the borrower, industry publications, references from other banks, credit agencies, as well as accessing information through the internet.
  • Attends Loan Committee, Board Committees, as appropriate, to be available to answer questions regarding credit analysis as necessary.
  • Participates in customer meetings as requested by officers (may require travel at times).
  • Performs real estate appraisal reviews for lenders in all regions.
  • Performs vehicle floor plan inspections and reports finding to lending management.
  • Processes and establishes accountability pertaining to Commercial Loan Agreement requirements/covenants.
  • May monitor periodic inspections pertaining to real estate construction projects - loan advances versus project completion.
  • Mentor less experienced credit analysts.
  • Other duties as required.

Qualifications
  • Bachelor's degree in Business or related field required. Accounting or Finance degree strongly preferred.
  • 5+ years of experience in credit analysis required, preferably in commercial loans.
  • Completion of a formal bank Credit Training program is strongly preferred.
  • Excellent verbal, written and interpersonal communication skills.
  • Excellent PC skills, including word processing and spreadsheets via Microsoft Office products as well as custom applications and systems.
  • Excellent analytical, time management, organizational and problem-solving skills with the ability to multi-task and work in a deadline-driven environment.
  • Must be self-motivated with strong initiative, accountability, and attention to detail.

The above statements are intended to describe the general nature and level of work being performed by individuals in, or assigned to, the above position and are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required, and may be changed at the discretion of the Company.
About Us
PlainsCapital Bank was founded in 1988 by a group of young bankers who dreamed of bringing relationship banking to their hometown of Lubbock, Texas. With the acquisition of Plains National Bank, a Lubbock financial institution with one branch and approximately $198.8 million in assets, they began growing the bank one relationship at a time.
Over 30 years later, PlainsCapital Bank has held fast to its tried-and-true relationship-based culture and its commitment to financial strength and stability. PlainsCapital Bank ranks sixth among the largest banks headquartered in Texas by deposits and has a statewide presence with approximately 55 locations in markets such as Austin, the Coastal Bend, Dallas, Fort Worth, Houston, Lubbock, the Rio Grande Valley, and San Antonio. Backed by decades of experience, our knowledgeable bankers are renowned for their straightforward approach and for taking exceptional care of their clients. They bring both financial and industry expertise along with vast local market knowledge to each client relationship.
PlainsCapital Bank conducts both commercial and consumer banking, providing a full suite of commercial banking products and services to fit any business model and convenient services, personal attention, and account features to help simplify managing personal finances.
PlainsCapital Bank continues to remain strong and stable, delivering highly personalized service and a single point of contact to help customers reach their financial goals.
To learn more, please visit us online at plainscapital.com/about.

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